Common Trust Credit Union Bedford MA | Convenient ATM Services

Introduction

Welcome to Common Trust, your trusted financial partner in Bedford, MA! Located at 200 Springs Rd, our credit union has been serving the community since 1966. With a strong commitment to supporting our members, we proudly boast a total membership of 3,418 and assets amounting to an impressive $54,786,292. Our dedicated team of 10 employees, led by CEO James McCorkle and Board President Harrison Condon, is here to ensure you receive personalized service tailored to your unique financial needs. At Common Trust, we understand the importance of community and strive to make a positive impact through our wide range of services. Whether you're looking for auto loans where we currently manage over 4,884 loans or savings solutions that have accumulated total deposits of $6,427,792, we are here to help you every step of the way. While members can visit us at our branch address for in-person assistance, official correspondence should be sent to our mailing address at 200 Springs Rd, Bedford, MA 01730-1114. We invite you to explore what we have to offer! From competitive loan rates to exceptional member services, there's something for everyone at Common Trust. If you're ready to take the next step towards financial well-being or simply want more information about our services, don't hesitate to reach out! Call us at 781-933-2600 today or visit our website at commontrustfcu.org. Let us be your partner in achieving your financial goals!

Branch History & Mission

Community Engagement

Community outreach is at the heart of what we do. Common Trust actively participates in local events and initiatives aimed at enriching Bedford and its surrounding areas. Through partnerships with schools and local organizations, we aim to provide educational resources on financial literacy and promote responsible banking practices. While members can visit us at 200 Springs Rd, official correspondence should be sent to 200 Springs Rd, Bedford, MA 01730-1114 if different from our branch address. Our operating hours are designed with your convenience in mind: Monday, Thursday, and Friday from 8:00 AM to 4:00 PM; Tuesday from 9:00 AM to 3:00 PM; and Wednesday from 8:00 AM to 1:00 PM.

Join Us Today!

As we look towards the future, Common Trust remains committed to serving you with integrity and dedication. Whether you're looking for loans or savings options or simply want more information about how we can help you thrive financially, we invite you to reach out or visit us today! Call us at 781-933-2600 or explore our website at www.commontrustfcu.org for more information on becoming a member. Together, let's build a stronger community!

Our Mission

At Common Trust, our mission is simple yet impactful: to enhance the lives of our members through quality financial services while fostering community well-being. We understand that banking is about more than just numbers; it's about building relationships and supporting each other. This belief drives us to offer personalized services tailored to the unique needs of every member. We prioritize accessibility and innovation in everything we do. Our branch offers a variety of services including online banking, mobile payments, and electronic statements, allowing members to manage their finances conveniently from anywhere. We also strive for ADA compliance in our facilities to ensure everyone can access our services with ease.

Branch Location & Accessibility

Convenient Access and Amenities

We understand that accessibility is important. Our branch is designed with features that accommodate everyone, including ADA-compliant access. You'll find ample parking available right outside our door, making it easy for you to come in and talk with one of our knowledgeable staff members.

Operating Hours Tailored for You

Our operating hours are designed with your schedule in mind. We're open Monday, Thursday, and Friday from 8:00 AM to 4:00 PM; on Tuesdays from 9:00 AM to 3:00 PM; and on Wednesdays from 8:00 AM to 1:00 PM. If you have questions or need assistance outside these hours, feel free to give us a call at 781-933-2600.

Services Offered

At Common Trust, we offer a variety of services tailored for our members. While we currently provide ATM services only, our dedicated team is here to help you with loans, deposits, and more during business hours. Unfortunately, we do not have drive-thru banking or shared service center options at this location. We invite you to visit us today! Experience firsthand how Common Trust can support your financial journey. Whether you're opening an account or seeking advice on loans, we're excited to assist you every step of the way.

Member Eligibility

At Common Trust, we believe that everyone deserves a chance to be part of a warm and welcoming financial community. Becoming a member is straightforward and inclusive. If you live, work, or worship in the Bedford area, you're likely eligible to join us! We also welcome family members of current members, making it easy for your loved ones to benefit from our services too. By choosing Common Trust, you'll gain access to personalized banking solutions tailored just for you, along with a supportive environment where your financial goals are understood and prioritized. To learn more about the specific eligibility requirements, check out our detailed guide at this link. Once you're ready to take the next step, opening an account is a breeze! You can find all the information you need on how to get started at this page. If you have any questions or need assistance, feel free to call us at (781) 933-2600. Join us at 200 Springs Rd, Bedford Ma 01730 and become part of something special!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine the ease of processing payments directly from your customers' mobile devices or online purchases our merchant services make it possible. These tools not only streamline transactions but also enhance customer satisfaction, allowing you to focus on what you do best: running your business. Located at 200 Springs Rd Bedford Ma 01730, Bedford, MA, we invite you to explore how our business banking and commercial services can empower your enterprise. Contact us today at (781) 933-2600 or visit our website at https://www.commontrustfcu.org/ for more information!

Tailored Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Embracing Digital Banking

In today's fast-paced world, convenience is key. Our digital banking features allow you to manage your finances from the comfort of your home or on the go. With online banking and mobile payments available, you can easily transfer funds, pay bills, and keep track of your transactions without having to visit the branch. This flexibility means you can focus more on what matters most in your life.

Join Our Community

We invite you to explore all that Common Trust has to offer. Whether you're looking for basic ATM services or seeking more comprehensive financial guidance, we're here for you every step of the way. Visit us today at 200 Springs Rd, or check out our website at Common Trust for more information about becoming a member and accessing our full suite of services. Let's work together towards achieving your financial goals!

Member-Centric Approach

At Common Trust, we understand that every member's financial journey is unique. That's why we focus on creating an environment where you feel valued and supported. Our team is always ready to assist you with any questions regarding your accounts or how to utilize our services effectively.

Tailored Financial Solutions

Whether you're looking to manage your everyday expenses or save for future goals, Common Trust offers essential services designed with you in mind. For those who require easy access to their funds, we provide ATM Services Only, making it convenient for you to withdraw cash or check your balance whenever needed. This simple yet essential service ensures that you can handle your banking tasks quickly and efficiently.

Your Go-To Resource

If you're ever in need of assistance or have inquiries about our offerings, don't hesitate to reach out! You can contact us at 781-933-2600 during our operating hours: Monday, Thursday, and Friday from 8:00 AM to 4:00 PM; Tuesday from 9:00 AM to 3:00 PM; and Wednesday from 8:00 AM to 1:00 PM. Our knowledgeable staff is here to help you navigate through your financial needs.

Digital & Online Banking

Key Features

One standout feature is the ability to sign documents electronically. Our electronic signature authorization makes it simple to complete transactions without needing to visit a branch. Coupled with e-statements, which are available for your convenience, you'll have all your important financial information at your fingertips without the clutter of paper. If you're always on the move, you'll appreciate our mobile application that puts banking right in your pocket. With features like mobile payments, you can make purchases quickly and securely using just your smartphone. Additionally, sending money to friends or family is straightforward with our person-to-person transfer option perfect for splitting bills or sending gifts!

Security You Can Trust

We know that security is paramount when it comes to managing your finances online. Our systems are designed with top-notch security features to keep your information safe while allowing you easy access to your funds. Overall, Common Trust is dedicated to providing you with accessible and efficient digital banking solutions. Explore all these features and more by visiting us online at [Common Trust](https://www.commontrustfcu.org/) today!

Financial Strength

A Dedicated Team Ready to Serve You

We also take pride in having 9 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, they make sure you receive the attention you deserve whenever you visit us.

Investing Back into Our Community

With $5,039,304 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial success is reflected in our lending capacity: with $227 in used auto loans and $31,225,759 in total loans and leases, we're here to support your dreams across various sectors.

Member Savings Secured

Members' savings are secured through $10,956,085 in share certificates and $9,598,518 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $5,763,813, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,052 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Common Trust is your trusted partner. Visit us at 200 Springs Rd Bedford Ma 01730 or call (781) 933-2600 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $3,632,268 in used vehicle loans and $4,107,390 in new vehicle loans to help our members get on the road. Whether you want a brand-new ride or a dependable used vehicle, we provide flexible terms and competitive rates that suit your budget.

Contact Us

If you have any questions about our loan offerings or would like assistance in choosing the right product for your needs, please reach out to us at 781-933-2600. Our friendly staff is ready to help you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today and discover how Common Trust can support your financial journey!

Credit Lines and Unsecured Loans

For those looking for more flexibility in managing their finances, we offer credit lines with a total value of $12,421,189. This gives you access to funds whenever you need them without the hassle of applying for a new loan each time. Additionally, we provide unsecured credit card loans totaling $1,348,007, allowing members to manage their everyday expenses with ease and convenience. With flexible terms on these loans, you can navigate life's ups and downs without added stress.

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $5,060,450. This can be a great way to secure your dream home or refinance an existing mortgage at better terms.

Refinancing Options

If you're considering refinancing any existing loans or credit lines for better rates or terms, our team is here to assist you through the process. We strive to make refinancing as straightforward as possible so you can enjoy the benefits of lower payments or extended repayment periods.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means users receive fair and transparent offers tailored to their needs. Each lender's rates are continuously updated, ensuring you have access to the most current information available.

COMMON TRUST FEDERAL CREDIT UNION - Bedford, MA