COMMON CENTS FEDERAL CREDIT UNION

Welcome to Common Cents Credit Union, your trusted financial partner in Winnie, TX! Since our establishment in 1963, we have proudly served our community by prioritizing member needs and fostering a sense of belonging. With a total membership of 3,509 and assets exceeding $34 million, we are dedicated to providing personalized banking solutions that empower you to achieve your financial goals. Located at 120 E Leblanc St, Winnie, TX 77665, our branch is designed with you in mind. While members can visit us at this address, official correspondence should be sent to the same location. We invite you to explore a range of services tailored for both personal and business needs, including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. Our commitment to excellence is reflected in our robust financial standing, with total deposits reaching $2,559,093 and net worth standing at $4,517,322. At Common Cents Credit Union, we believe in the power of community. Under the leadership of CEO Donnielle Goff and Board President Kenneth Thibodeaux, our team of 18 employees is here to assist you every step of the way. Whether you're looking for convenient online banking options or traditional face-to-face service at our drive-thru facility or ATM, we're ready to help. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members. For inquiries or assistance, feel free to call us at (409) 296-1071 or visit us online at Common Cents Credit Union. Let's take this journey together toward a brighter financial future!

Welcome to Common Cents, where our story is one of community, growth, and commitment. Since our doors first opened in 1963 at 120 E Leblanc St, Winnie, TX 77665, we have dedicated ourselves to serving the financial needs of our members and enriching the community around us. Over the years, we have built a legacy that reflects our core values: integrity, service, and support for our neighbors. From humble beginnings, Common Cents has grown to serve over 3,500 members with total assets reaching an impressive $34,471,012. Our branch has become a trusted resource for individuals seeking personal banking solutions such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We are proud to offer convenient services like online banking and mobile payments while ensuring that all our facilities meet ADA compliance standards. Our mission is simple yet powerful: to provide accessible financial services while fostering a strong sense of community. We believe that when we invest in our members' success, we also invest in the well-being of Winnie and its surrounding areas. Our commitment extends beyond just banking; we actively participate in local events and initiatives aimed at uplifting those around us. While members can visit us at 120 E Leblanc St for all their banking needs, official correspondence should be sent to the same address for clarity. Our drive-thru service offers added convenience for quick transactions during operating hours: Monday through Thursday from 8 AM to 5 PM and Friday from 9 AM to 5 PM for the lobby and until 6 PM for the drive-thru. As we look ahead to the future, we remain focused on expanding our services while maintaining a personal touch. With features like ATM availability and a dedicated team ready to assist you led by our CEO Donnielle Goff we strive to ensure every member feels valued and heard. Join us at Common Cents Credit Union today. Experience firsthand how we can help you achieve your financial goals while being part of a community that truly cares. Visit our website at Common Cents or give us a call at (409) 296-1071 for more information on how you can become a member!

At Common Cents, we believe in building a community that feels like family. Becoming a member at our branch is simple and welcoming! To qualify, you just need to live, work, or worship in the Winnie area or have a family member who is already a member. This means that you can easily join us in enjoying all the benefits of membership, such as competitive loan rates and personalized service. If you're ready to take this step towards better financial health with us, you can find detailed eligibility criteria by visiting this link. Opening your account is just as easy simply head over to our account opening page to get started. Should you have any questions or need assistance along the way, feel free to call us at (409) 296-1071. We can't wait to welcome you into the Common Cents family at 120 E Leblanc St, Winnie, TX 77665!

At Common Cents, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health, ensuring that your trust in us is well placed. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $4,517,322, we maintain a robust financial foundation that allows us to offer better rates, lower fees, and enhanced services for our members. This strength is reflected in our net worth ratio of $1,310, which shows that we have solid capital backing. This ensures we can continue providing loans and competitive savings rates without interruption even during uncertain economic times. Members' savings are secured through $9,076,447 in share certificates and $768,306 in money market shares, giving you stable and rewarding options for financial growth. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,893,638 in undivided earnings, we reinvest back into our services, enhancing innovative banking tools, stronger lending options, and improved security measures to serve you better. Our lending capacity is also impressive: we have $382 in used auto loans and $23,788,185 in total loans and leases, which supports our members' diverse financial needs. Our operational efficiency is evident with a net income of $0, allowing us to keep providing competitive loan rates and solid products tailored for you. We also take pride in having 14 full-time employees and 4 part-time employees ready to assist you with their knowledge and commitment. Total Share Accounts stand at 7,857, showcasing a growing member base that trusts us with their finances. Our net shares available for lending currently sit at $0, reinforcing our ability to support your borrowing needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Common Cents is your trusted partner. Visit us at 120 E Leblanc St Winnie Tx 77665 or call (409) 296-1071 to learn more about how we can help you achieve your financial goals.