COMMON CENTS FEDERAL CREDIT UNION

Welcome to Common Cents Credit Union, your trusted financial partner located at 595 Interstate 10 N, Beaumont, TX 77706. Established in 1963, we have proudly served our community for over six decades, fostering a sense of belonging and financial well-being among our 3,509 members. At Common Cents, we understand that every dollar counts, which is why we strive to offer competitive rates and personalized services tailored to your needs. Our branch is more than just a place for banking; it's a hub for local families and businesses alike. With total assets of $34,471,012 and total deposits reaching $2,559,093, we are committed to maintaining financial health while ensuring the best possible experience for our members. Whether you're looking for checking and savings accounts, auto loans, or even personal loans and credit cards with rewards, we've got you covered. The heart of Common Cents lies in our dedicated team led by CEO Donnielle Goff and Board President Kenneth Thibodeaux. Together with our staff of 18 employees, we work hard every day to provide exceptional service and support. We believe in empowering our members through financial education and resources that foster growth and stability. While members can visit us at our branch location, official correspondence should be sent to our mailing address at PO Box 20396, Beaumont, TX 77720. Feel free to reach out to us at (409) 842-5233 during our operating hours from Monday to Friday, 9 AM to 5 PM. Join us at Common Cents Credit Union where your financial future is in good hands. For more information or to open an account online today, visit our website at Common Cents Credit Union. We look forward to serving you!

At Common Cents, we believe that everyone deserves a place in our supportive community. If you're looking to join us, becoming a member is easier than you might think! Generally, anyone who lives, works, worships, or attends school in the Beaumont area can qualify for membership. This means that you could soon enjoy all the benefits we offer, from personal banking options to competitive loans and credit services. To find out if you meet the eligibility requirements, feel free to check out our detailed criteria at . Once you're ready to take the next step, opening an account with us is straightforward. Just visit our account opening page at https://dsot.onlinecu.com/txcoastalcu/#/sign-up , and you'll be on your way to accessing all the great resources we provide. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (409) 842-5233. We're excited to welcome you into the Common Cents family!

At Common Cents, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to present our strong financial position, which ensures we can provide you with the best services possible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $4,517,322, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.10% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,076,447 in share certificates and $768,306 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus is evident as we manage non-member deposits at $0, ensuring that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,893,638 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $8,356,707 in used auto loans and a total of $23,788,185 in loans and leases. Our operational efficiency is highlighted by a net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our commitment to serving our community is reflected in the fact that we have 7,857 total share accounts, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Common Cents is your trusted partner. Visit us at 595 Interstate 10 N Beaumont Tx 77706 or call 409-842-5233 to learn more about how we can help you achieve your financial goals.

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