Commodore Perry Credit Union Oak Harbor OH | Affordable Vehicle Loans & Business Banking

Introduction

At Commodore Perry Federal Credit Union, we believe in putting our members first. Nestled in the heart of Oak Harbor, Ohio, our branch at 1016 S State Route 19 has been serving the community since 1975. With a total membership of 6,596, we are proud to offer personalized financial solutions tailored to meet your unique needs. Our commitment goes beyond just providing banking services; it's about building relationships and making a positive impact in our community. As of now, we manage over $88 million in assets and have issued approximately 3,555 loans, demonstrating our dedication to helping you achieve your financial goals. While members can visit us at our branch for various services including personal banking, auto loans, and business financing, official correspondence should be directed to our mailing address: 1016 S STATE ROUTE 19, OAK HARBOR, OH 43449. Under the leadership of CEO Michael Barr and Board President Charleen Hayes, our team of 27 employees is here to assist you with friendly service and expert guidance. Whether you need help with checking accounts or refinancing your mortgage, we're dedicated to ensuring you feel valued and supported every step of the way. With a strong net worth of $9,734,233 and cash on hand totaling $1,083,769, we are well-positioned to meet your financial needs today and in the future. Explore the full range of services we provide by visiting our website at Commodore Perry FCU or give us a call at 419-898-3366. Join us as we continue to build a thriving community together!

Branch History & Mission

Our Mission

At the heart of Commodore Perry is our mission: to empower our members by delivering financial solutions tailored to their unique needs while enhancing the quality of life within our community. We believe that everyone deserves access to affordable financial services and the opportunity to achieve their dreams. That's why we not only focus on providing excellent products but also prioritize community support through various outreach initiatives. Our team is dedicated to being more than just a bank; we strive to be a vital part of your financial journey. Whether it's through educational workshops or partnering with local organizations, we aim to uplift our community and help every member succeed. While you can visit us at 1016 S State Route 19 Oak Harbor Oh 43449 for all your banking needs, please note that official correspondence should be sent to 1016 S STATE ROUTE 19, OAK HARBOR, OH 43449 if it differs from our physical location. As we look towards the future, we remain committed to upholding the values that have guided us since our inception: integrity, service, and community focus. We invite you to join us at Commodore Perry Federal Credit Union and experience firsthand the benefits of becoming a member of a credit union that truly cares about your financial well-being. Together, let's build a brighter future for all! For more information or inquiries, feel free to reach out at (419) 898-3366 or visit us online at Commodore Perry Federal Credit Union.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance before your visit, feel free to give us a call at 419-898-3366. We're excited to help you with all your financial needs! Come see us at Commodore Perry Federal Credit Union where convenience meets community!

Easy Access and Parking

We understand that accessibility matters. Our branch features ADA-compliant ramps and parking spaces to ensure everyone can enjoy our services without hassle. Parking is ample, allowing you to park close to the entrance so you can get in and out quickly.

Operating Hours

We're here for you during convenient hours! Visit us Monday from 8 AM to 5 PM, Tuesday through Thursday from 9 AM to 5 PM, Friday from 8 AM to 5 PM, and Saturday mornings from 9 AM to noon. Whether you need help with your banking needs or just want to chat with our friendly staff, we're always happy to see you.

Services Offered

At Commodore Perry, we offer a wide range of services tailored for our members. From personal banking options like checking and savings accounts to vehicle loans and credit cards with rewards, we have something for everyone. Plus, take advantage of our drive-thru service for quick transactions like deposits or withdrawals without leaving your car. If you need an ATM, you're in luck! We provide ATM services on-site so you can access your cash anytime. Additionally, as part of our commitment to community banking, we also participate in shared services that allow members from partner credit unions to use our facilities.

Member Eligibility

At Commodore Perry, we believe that becoming a member is about joining a supportive community that truly cares for its members. If you're looking to be part of something special, you might be eligible to join us! Membership is open to individuals who live, work, or worship in the Oak Harbor area, making it easy for locals to access the benefits we offer. Plus, once you're a member, you'll enjoy a range of services designed with your needs in mind, from personal banking options to competitive loan rates. Getting started is simple! Just give us a call at (419) 898-3366 for guidance on the application process, or visit us at our branch located at 1016 S State Route 19 Oak Harbor Oh 43449. We're here to help you every step of the way. For more detailed information on eligibility criteria and to ensure you meet all requirements. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $12 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,180,332, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions easy for your customers. Imagine having the tools you need to accept payments seamlessly at your storefront or online. Our services ensure that you can focus on what you do best running your business while we handle the payment processing. Visit us at 1016 S State Route 19 Oak Harbor Oh 43449 in Oak Harbor, OH, or call us at (419) 898-3366 to learn how we can support your business banking needs!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM services provide easy access to your money when you need it most. Plus, our drive-thru banking offers quick transactions like deposits and withdrawals without leaving your car perfect for those busy days when every minute counts.

Business Banking Services

For entrepreneurs and business owners, we offer tailored business banking solutions including merchant services and business loans. Whether you're starting out or expanding an existing venture, we're committed to supporting local businesses in achieving their goals.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts anytime and anywhere. Check balances, transfer funds, pay bills, or even make person-to-person payments with ease. With secure access through our mobile app or website, managing your finances has never been simpler.

Credit Cards and Rewards

We believe in rewarding our members for their loyalty. That's why our credit cards come with great rewards programs, giving you benefits every time you make a purchase. Whether you're planning a vacation or just doing groceries, you'll enjoy perks that enhance your spending experience.

Personal Banking Solutions

Our personal banking services cater to everyday financial needs. We offer both checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds while also earning interest on your savings. Need a new car? Our auto loans and vehicle financing options make it easy to drive away in the vehicle of your dreams without breaking the bank. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans provide competitive rates and personalized service. We also have personal loans available for debt consolidation or other financial goals, making it simpler for you to manage your finances effectively.

Shared Branch Transactions

As part of our commitment to serving our members better, we also provide shared branch transactions. This means that if you're a member of another partner credit union, you can still access basic services like deposits and withdrawals at our location. We invite you to visit us at Commodore Perry Federal Credit Union in Oak Harbor or give us a call at 419-898-3366 for any questions about how we can assist you on your financial journey. Let us help you achieve all your financial goals with confidence! For more information about our offerings, check out our website here.

Digital & Online Banking

Key Features

Our members enjoy the flexibility of E-Statements, which are available whenever you need them. This not only helps keep your information organized but also saves paper, making it an eco-friendly choice. Plus, if you ever need to sign documents digitally, our Electronic Signature Authorization makes this process quick and hassle-free. For those who love the ease of mobile payments, Commodore Perry has got you covered! Our Mobile Payments Feature allows you to make purchases directly from your smartphone, streamlining your shopping experience. And with our dedicated Mobile Application, managing your finances is even simpler. You can download it today and take control of your banking right from your pocket. Need to send money to a friend? Our Person-to-Person Transfers feature lets you send funds instantly without any complicated steps. It's perfect for splitting bills or sending gifts on special occasions. Security is our top priority. All our online services are protected with advanced security measures to keep your information safe and sound while providing user-friendly experiences. Join us at Commodore Perry and experience how our digital banking solutions can simplify your life while keeping your financial health in check!

Financial Strength

Commitment to Growth

With $7,985,882 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $998 in used auto loans and $60,840,457 in total loans and leases available to support your financial goals across various sectors.

Growing Member Base

We are proud to serve a growing community of members with 15,007 total share accounts. This trust from our members strengthens our resolve to keep delivering excellent service tailored just for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Commodore Perry is your trusted partner. Visit us at 1016 S State Route 19 Oak Harbor Oh 43449 or call (419) 898-3366 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $10,282,151 in share certificates and $22,007,370 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,056,026, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $237,042, which allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 27 full-time employees and 0 part-time employees ready to assist you with personalized service.

Solid Financial Position

With a net worth of $9,734,233, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.98% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,949,336 in used vehicle loans and $2,647,378 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a new or used vehicle, our dedicated team is here to guide you through the process and ensure you find the best option for your budget.

Business Financing

For business owners looking to grow and expand their operations, our outstanding commercial loans totaling $1,180,332 provide the capital needed to take your business to the next level. We are dedicated to supporting local businesses and helping them thrive. At Commodore Perry, we also offer refinancing options and eligibility assessments to ensure that all members can find suitable loan solutions tailored to their needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. To learn more about our loan offerings or to speak with one of our knowledgeable representatives, feel free to visit us at 1016 S State Route 19 Oak Harbor Oh 43449 or give us a call at 419-898-3366. We're here to help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,103,092, make buying or refinancing simple. We understand that securing a mortgage can be daunting, which is why we provide personalized service and support every step of the way.

Unsecured Credit Card Loans

Managing everyday expenses just got easier with our flexible terms on unsecured credit card loans. With a total of $1,585,310 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing that you have access to credit when you need it most.

Loan Aggregator

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COMMODORE PERRY FEDERAL CREDIT UNION - Oak Harbor, OH

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