Combined Employees Credit Union Warner Robins GA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Combined Employees Credit Union, your trusted financial partner located at 593 Russell Pkwy, Warner Robins, GA 31088. Since opening our doors in 1969, we have been dedicated to serving our community with personalized banking solutions that truly make a difference. With a total membership of 3,290 and assets amounting to an impressive $16,274,784, we are proud to support our members in achieving their financial goals. At Combined Employees, we understand the importance of building strong relationships within our community. Under the leadership of our CEO, Robert Glore, Jr., and Board President, Ricky Harlowe, we focus on providing not just services but a commitment to helping you navigate your financial journey. Our team of 10 employees is here to assist you with everything from personal banking needs like checking and savings accounts to auto loans and mortgage financing. While members can visit us at our physical location, official correspondence should be sent to the same address: 593 Russell Pkwy, Warner Robins, GA 31088. We encourage you to take advantage of our various services including online and mobile banking for convenience. With total deposits reaching $1,047,406 and cash in hand at $210,455, we ensure that your funds are secure while also being accessible when you need them. We pride ourselves on maintaining a solid net worth of $1,397,325, reflecting our stability and reliability as a credit union. Ready to explore what we can offer? Visit our website at combinedecu.com or give us a call at 478-929-5700 today! We're excited to help you achieve your financial dreams!

Branch History & Mission

Welcome to the heart of financial empowerment in Warner Robins, GA Combined Employees Credit Union. Founded in 1969, our branch has proudly served the community for over five decades. From our humble beginnings, we have grown into a trusted financial partner for more than 3,290 members, helping them achieve their financial goals and dreams. Located at 593 Russell Pkwy, our branch is easily accessible for all members and visitors. Whether you are near the Houston Medical Center or just passing through, we invite you to stop by. Our friendly staff is ready to assist you with any of your banking needs. At Combined Employees, we pride ourselves on our mission to provide quality financial services while fostering a strong sense of community. We believe that everyone deserves access to affordable banking options that empower them to thrive. Our offerings include personal banking services such as checking and savings accounts, auto loans, mortgage loans, and business banking solutions. We are dedicated to ensuring that our members have the tools they need to manage their finances effectively. In addition to traditional banking services, we embrace modern technology by offering online and mobile banking solutions. This allows our members to manage their accounts anytime and anywhere, making it easier than ever to stay on top of their financial health. We understand that accessibility is key, which is why we also provide drive-thru banking for quick transactions. Our commitment extends beyond just banking; we actively participate in community outreach efforts and build partnerships that benefit local organizations. By supporting various initiatives in Warner Robins and surrounding areas, we strive to make a positive impact on the lives of those around us. While you can visit us at 593 Russell Pkwy, please note that official correspondence should be sent to our mailing address at the same location. If you have any questions or need assistance, don't hesitate to reach out at 478-929-5700. As we look towards the future, Combined Employees Credit Union remains dedicated to enriching lives through responsible lending practices and community support. Join us today and experience the difference a member-focused credit union can make in your life! Together, let's build a brighter financial future for all.

Branch Location & Accessibility

Get in Touch

If you have any questions or need assistance, feel free to call us at (478) 929-5700. Our friendly staff is always ready to help you navigate your financial journey. We invite you to visit us today and experience the personal touch that sets Combined Employees Credit Union apart!

Nearby Landmarks and Accessibility

Our location is just a stone's throw away from popular spots like the Houston County Library and the Warner Robins Community Center. This makes us an excellent stop during your daily activities. We prioritize accessibility for all members, ensuring our branch complies with ADA standards, featuring ramps and ample parking spaces for your convenience. While you can visit us at 593 Russell Pkwy, please note that if you need to send any official correspondence, our mailing address is also 593 Russell Pkwy, Warner Robins, GA 31088.

Operating Hours and Services

We are here for you Monday through Thursday from 9 AM to 5 PM, and Fridays until 5:30 PM. Our drive-thru service offers quick access for deposits, withdrawals, and simple transactions without leaving your car perfect for those busy days! At Combined Employees Credit Union, we offer a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, enjoy the convenience of online and mobile banking right from your phone!

Member Eligibility

At Combined Employees, we believe that banking should feel like a warm community where everyone is welcome. Becoming a member is simple and open to anyone who shares our values. If you live, work, or worship in the Houston County area, you're eligible to join us! Plus, if you have a family member who's already a member, you're in too! We're here to offer you the personal attention and support you deserve, along with a range of financial products designed just for you. Opening an account with us is as easy as making a phone call. Just reach out at (478) 929-5700 or visit our website for more details on how to get started. You can also check out the eligibility criteria at https://www.combinedecu.com/pages/membership-request-form.php for the most up-to-date information. Ready to become part of our family? Follow this link to start your journey: https://combinedecu.onlineaurora.com/bankbin/enroll. We can't wait to welcome you into our Combined Employees community at 593 Russell Pkwy Warner Robins Ga 31088!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we recognize the importance of having access to financial resources for expansion and development. Whether you're looking to purchase new equipment, manage cash flow, or invest in marketing, our team is here to assist you every step of the way.

Merchant Services

In addition to loan options, our merchant services simplify transactions for your business. Imagine a local café that can effortlessly process payments from customers while keeping track of sales data all thanks to our reliable payment processing solutions. This not only enhances customer satisfaction but also streamlines your operations, allowing you more time to focus on what you do best: running your business. With a strong foundation built on community support and personalized service, Combined Employees is ready to partner with you on your journey toward success. Reach out today at (478) 929-5700 or visit us at 593 Russell Pkwy Warner Robins Ga 31088!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer tailored solutions including merchant services and business loans. We recognize that every business is unique, so we work closely with you to develop the right financial strategy to grow your venture.

Convenient Digital Banking

We also prioritize digital accessibility at Combined Employees Credit Union. With our robust online and mobile banking platforms, managing your finances has never been easier. You can check balances, transfer funds, or pay bills anytime, anywhere all from the palm of your hand. Plus, if you ever need cash quickly, our drive-thru service allows for straightforward deposits and withdrawals without leaving your car.

Getting Started with Us

If you're ready to explore what we offer further or want to start an account with us today, visit us at 593 Russell Pkwy Warner Robins Ga 31088, call us at (478) 929-5700, or check out our website at https://www.combinedecu.com/. Whether you're just starting out or looking for ways to expand your financial horizons, we're here to help every step of the way. Join the community at Combined Employees, where your financial success is our priority!

Personal Banking Solutions

Our personal banking services are designed for ease and flexibility. From checking and savings accounts that help you manage your daily expenses to auto loans and vehicle financing that make getting on the road easier, we aim to simplify your financial journey. If you're considering buying a home, our mortgage loans and refinancing options provide competitive rates and personalized support. We understand that life can be unpredictable; that's why our personal loans and debt consolidation services are here to help you get back on track when needed.

Rewards and Benefits

When it comes to credit options, our credit cards with rewards stand out as a great way to earn while you spend. Imagine enjoying cash back or points for your everyday purchases it's our way of saying thank you for being a member!

Digital & Online Banking

Key Services

Our online banking platform allows you to access your accounts anytime, anywhere. Whether you're checking your balance, making transfers, or paying bills, everything is just a click away. Plus, with electronic signature authorization, signing important documents has never been simpler or more secure. While we currently do not offer e-statements or mobile payments, our mobile application is here to help you stay connected on the go. You can easily download the app and manage your accounts right from your smartphone. Enjoy the flexibility of handling your finances at your fingertips. If you need to send money to friends or family, keep in mind that person-to-person transfers are not available at this time. However, our online banking features ensure you can still perform essential transactions efficiently and securely.

Security and Accessibility

Security is our top priority. Our online banking services employ advanced measures to keep your information safe while giving you real-time access to your accounts. You can bank with peace of mind knowing that your data is protected. Accessibility is key in today's world, and at Combined Employees, we strive to make banking easy for everyone. Our user-friendly interface means you don't need to be a tech wizard to navigate through your options. With everything available online and via our mobile app, managing your money has never been so straightforward. In short, whether you're at home or on the move, Combined Employees provides the tools you need for effective financial management. Start exploring our digital offerings today at https://www.combinedecu.com/!

Financial Strength

A Committed Team

We also take pride in having 5 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our operational efficiency is reflected in our current net income of -$35,571, which emphasizes our commitment to improving services and member benefits.

Growing Together

Our net shares amount to $420,421, highlighting the funds available for lending and investments. Additionally, we have seen growth in our community with a total of 4,198 share accounts, showing a strong member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving for your future or looking to secure a loan today, Combined Employees is your trusted partner. Visit us at 593 Russell Pkwy Warner Robins Ga 31088 or call 478-929-5700 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $1,392,696 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have a robust lending capacity with $13,583,366 in total loans and leases supporting our members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $4,874,017 in share certificates and $2,832,458 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $623,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $1,397,325, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 856 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,603,364 in used vehicle loans and $2,628,870 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, making it easier than ever to drive away with your ideal car.

Credit Lines

For those looking for extra flexibility in their finances, our credit lines total $1,500,000, providing the support you need when unexpected expenses arise or when you want to make a significant purchase without the hassle.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, our team can guide you through various other mortgage products that may suit your needs.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our loan products, we're here to assist you every step of the way. Our knowledgeable staff can walk you through the process and help determine what options best fit your situation. At Combined Employees in Warner Robins, GA (593 Russell Pkwy), we are committed to serving our community with reliable financial products. If you have any questions or would like more information about our loan offerings, feel free to contact us at 478-929-5700. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans to help you manage your finances effectively. Currently, we have a total of $0 in unsecured credit card loans available, but rest assured that our credit solutions are designed to fit within your budget.

Loan Aggregator

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COMBINED EMPLOYEES CREDIT UNION - Warner Robins, GA

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