Welcome to combined, where our commitment to serving the community has been unwavering since our establishment in 1967. Located in the heart of Hot Springs, AR, we pride ourselves on offering a member-first approach, fostering financial empowerment and support for all members, including military personnel. Under the leadership of CEO Sharon Hearnsberger and Board President NANCY MEEKER, we strive to provide exceptional financial services tailored to meet your unique needs.

At combined, we understand the importance of trust and accessibility in banking. As an NCUA-insured institution since 7/1/1971 0:00, your deposits are safeguarded, allowing you to focus on achieving your financial goals. We offer modern banking tools designed for your convenience, including robust online banking, a user-friendly mobile application, and features like person-to-person transfers and e-statements. Our dedication to innovation ensures that you can manage your finances with ease and security. For more information about our services or to get in touch with us, visit our official website at https://www.combinedfcu.org/ or reach out via fax at (501) 624-7068. Join us at combined today—your trusted partner in financial success.

At Combined Credit Union, we understand that managing your finances is essential for achieving your life goals and milestones. That's why we offer a comprehensive range of services tailored to meet the diverse needs of our members. Whether you're looking to open a checking or savings account, finance a vehicle, secure a mortgage, or even consolidate personal debt, we have you covered. Our offerings include auto loans and vehicle financing, credit cards with rewards, and business banking solutions like merchant services and business loans. With our online banking platform and mobile application, accessing your accounts has never been easier. You can make person-to-person transfers, check e-statements, and utilize e-signatures for added convenience.

We are committed to providing our members with the tools they need to thrive in today's fast-paced world. By leveraging digital access through our online banking services, members can effortlessly manage their everyday banking needs from the comfort of their homes or on-the-go with our mobile app. This level of accessibility empowers you to take control of your financial journey—whether that means planning for significant life events or growing your small business with confidence. Plus, becoming a member is straightforward; you can learn about eligibility requirements by visiting http://www.combinedfcu.org/membership . For those interested in exploring loan options or comparing rates, our partnership with lenders via https://www.lendmesh.com/loans/personal_loans makes it easy to find the right fit for your financial needs.

Should you have any questions or need personal assistance along the way, don’t hesitate to reach out to us at (501) 624-7068. We’re here to support you every step of the way as you navigate your financial landscape.

Combined Credit Union stands as a trusted and valuable financial partner for our community, showcasing a strong commitment to service excellence and member satisfaction. With a Total Membership of 1,857, we are dedicated to fostering a sense of belonging and providing tailored financial solutions that cater to the diverse needs of our members. Our financial stability is reflected in our impressive Total Assets amounting to 9,256,030, alongside a solid Net Worth of 1,063,896. This robust foundation allows us to confidently support our members through various financial endeavors.

Our continued success is further demonstrated by our Net Income of 34,825, which underscores our ability to generate sustainable profits while maintaining our commitment to member-centric services. The Total Deposits we hold, totaling 170,126, highlight the trust placed in us by our members, allowing us to reinvest into the community and provide essential loans and leases that currently stand at 820.

With a dedicated team of 5 employees, Combined Credit Union is well-equipped to offer personalized service and guidance. Our impressive Net Worth Ratio of 1,149 showcases our financial health, ensuring that we can continue to meet the needs of our members now and in the future. Additionally, with a growing Credit Card Loan Volume of 306 and Auto Loan Volume reaching 674, we offer competitive products designed to help members achieve their financial goals.

At Combined Credit Union, we pride ourselves on transparency and accountability, ensuring that every decision made is in the best interest of our members. Our commitment to responsible lending practices is evident in our management of Total Borrowings at 445,173, ensuring that we maintain a balanced approach towards growth and sustainability.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to explore your options with us further—compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.