Columbiana County School Empl Credit Union Lisbon OH | Best Auto Loans & Top Checking Accounts

Introduction

At Columbiana County School Empl, we believe in the power of community and the strength of financial partnerships. Nestled in the heart of Lisbon, Ohio, at 330B N Market St, our credit union has been dedicated to serving our members since 1955. With a total membership of 915 and assets amounting to an impressive $6,504,587, we pride ourselves on being a trusted resource for personal banking needs. Our commitment to you goes beyond numbers. We understand that your financial journey is unique, which is why we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans, mortgage refinancing, and more. As of now, we have provided 274 loans and leases to help our members achieve their goals. While members can visit us at our branch location, official correspondence should be sent to 330B N Market St, Lisbon, OH 44432-1146. Our team is led by CEO Jeannette Marra and Board President Robert Marra, both passionate about ensuring that every member receives the best possible service. With total deposits reaching $443,850 and a net worth of $1,709,301, we are not just a financial institution; we are a partner in your success. Our experienced team of 3 employees is here to guide you through every step of your financial journey with care and expertise. We invite you to learn more about what makes us special. Whether you're looking for reliable banking options or simply want to chat about how we can help you reach your financial goals, give us a call at 330-424-9649 or visit our website at ccsecreditunion.com. Join us today and experience the difference that community-focused banking can make!

Branch History & Mission

Columbiana County School Employees Credit Union, located in the heart of Lisbon, OH, has a rich history that began in 1955. Since opening our doors at 330B N Market St, we have been committed to serving our members and the community with integrity and care. Over the years, we have grown from a small local credit union to a trusted financial partner for over 915 members, managing total assets of $6,504,587. Our mission is simple yet profound: to provide accessible financial services while supporting the community we serve. We believe in fostering strong relationships with our members, offering personalized banking solutions that cater to their unique needs. Whether it's through checking and savings accounts, auto loans, or personal loans, we strive to empower our members on their financial journey. At Columbiana County School Employees Credit Union, we are not just about transactions; we are about building a community. Our commitment extends beyond banking as we actively participate in local events and outreach programs aimed at enhancing the lives of those around us. We understand that every member's story is important, and we take pride in being part of their successes. As we embrace advancements in technology while ensuring ADA compliance, we remain dedicated to creating an inclusive environment for all. Although we currently do not offer online banking or ATM services at this location, our lobby hours are designed for your convenience open Monday through Friday from 9:00 AM to 5:00 PM. While you can visit us at our branch address for all your banking needs, please send any official correspondence to our mailing address: 330B N Market St, Lisbon, OH 44432-1146. Join us at Columbiana County School Employees Credit Union and experience firsthand the benefits of being part of a community-focused financial institution. Together, let's build a brighter financial future! For more information or questions, feel free to call us at (330) 424-9649.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We provide parking close to the entrance for your convenience, and our facilities comply with ADA standards, featuring ramps and spacious areas to make your experience smooth and comfortable.

Get in Touch

If you have any questions or need assistance before your visit, don't hesitate to give us a call at 330-424-9649. We look forward to welcoming you into our branch soon! Come see how we're committed to providing personalized service for all your banking needs.

Operating Hours

We are here for you from 9:00 am to 5:00 pm Monday through Friday. Whether you're looking to open a new account or need assistance with loans or other services, our dedicated team is ready to help during these hours.

Services Offered

At Columbiana County School Empl, we offer a wide range of services tailored just for you. From personal checking and savings accounts to auto loans and mortgage refinancing, we have everything you need under one roof. While we currently do not have ATM access or drive-thru services available at this branch, our friendly staff is always on hand to assist you directly inside.

Member Eligibility

At Columbiana County School Empl, we believe that joining our credit union is like becoming part of a close-knit family that genuinely cares about your financial well-being. If you're wondering whether you can become a member, the good news is that eligibility is designed to be inclusive! Generally, anyone associated with local schools whether you're an employee, student, or even a family member of someone in this community can join us. For more detailed information on who qualifies, feel free to check out our eligibility criteria at this link. Becoming a member opens the door to a world of benefits, including personalized service and competitive rates on loans and savings. We make the account opening process easy and welcoming. If you're ready to take that step or just have questions, don't hesitate to reach out at 330-424-9649. Our friendly team is here for you Monday through Friday from 9:00 am to 5:00 pm at our branch located at 330B N Market St, Lisbon, OH 44432. Join us today and experience the difference!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner that simplifies your payment processes. Our merchant services help you accept payments easily, whether online or in-store, allowing you to focus on what truly matters growing your business. From credit card processing to invoicing solutions, we provide the tools that keep your cash flow healthy and your customers satisfied. Located at 330B N Market St Lisbon Oh 44432 in Lisbon, OH, we're here to empower your business every step of the way. Contact us at (330) 424-9649 during our operating hours from 9:00 am to 5:00 pm, Monday through Friday, and let's discuss how we can assist you!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For those running businesses, we offer specialized Business Banking services, including merchant services and business loans. We understand that managing cash flow is crucial for small businesses, and we're committed to supporting local entrepreneurs in achieving their goals.

Convenient Access

At Columbiana County School Empl, convenience is key. Although we currently do not have ATMs or drive-thru services available, our online and mobile banking features ensure you can manage your accounts anytime and anywhere. For any questions or assistance, feel free to call us at (330) 424-9649 during our operating hours from 9:00 am - 5:00 pm Monday through Friday. We invite you to explore all these services and discover how they can benefit you! Visit us online at Main Office or stop by our branch today we're excited to help you achieve your financial dreams!

Flexible Personal Loans

Life can throw unexpected expenses at us, and that's where our Personal Loans & Debt Consolidation come into play. Whether you need funds for a major purchase or want to consolidate debt into one manageable payment, we're here to assist you in making sound financial decisions.

Home Sweet Home

Thinking about purchasing a home? Explore our Mortgage Loans & Refinancing options that can help you secure the perfect place for your family. Our knowledgeable staff will walk you through each step, ensuring you understand all your choices along the way.

Personal Banking Solutions

Managing your finances should be simple and straightforward. That's why we offer Personal Banking services that include checking and savings accounts designed to fit your lifestyle. Imagine being able to track your spending with ease while saving for future goals all from the comfort of home. Our online and mobile banking options make accessing your accounts easy, allowing you to bank on your schedule.

Rewarding Credit Card Options

Don't forget about our Credit Cards with Rewards! With every purchase, earn points that can be redeemed for exciting rewards. Enjoy benefits that add value to your everyday spending while managing your finances responsibly.

Vehicle Financing Made Easy

If you're in the market for a new ride, look no further than our Auto Loans & Vehicle Financing. We understand how important reliable transportation is for you and your family. Our competitive rates can help make that dream car a reality without breaking the bank. From buying a new car to refinancing an existing loan, our team is here to guide you through the process.

Digital & Online Banking

Key Digital Services

Visit us at https://www.ccsecreditunion.com/ to explore our online banking options. Although we currently do not offer features like electronic signatures or e-statements, our focus remains on providing straightforward banking solutions that make sense for you. You can expect a user-friendly experience that allows you to check your balances, view transactions, and manage your accounts with ease.

Real-Time Account Management

Although person-to-person transfers are not available at this time, we aim to keep things simple and effective. Our online platform provides essential tools for real-time account management so you can monitor your financial health effortlessly. Experience the peace of mind that comes with knowing you have reliable access to your finances through Columbiana County School Empl. We are here to help you navigate your banking needs with confidence and ease!

Security and Accessibility

While we don't have mobile payments or a dedicated mobile app right now, security is always a priority for us. Our online banking system ensures that your information is protected with the latest security measures. Plus, even without a mobile app, our website is optimized for use on various devices, allowing you to bank conveniently from your smartphone or tablet.

Financial Strength

Building Trust Together

Total Share Accounts: 915, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Columbiana County School Empl is your trusted partner. Visit us at 330B N Market St Lisbon OH 44432 or call 330-424-9649 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $1,368,764 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2497787 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $48,537 net income reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees ready to serve you with a knowledgeable team.

Solid Financial Foundation

With a net worth of $1,709,301, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2628 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

In addition to our auto and mortgage loans, we provide credit lines with a total of $650,000 available for those who need extra flexibility. This can be particularly useful for unexpected expenses or planned purchases that require additional funding. Our dedicated staff is here to assist you every step of the way. If you're interested in refinancing options or want more information about eligibility requirements for any of our loan products, please don't hesitate to reach out. For any inquiries or assistance, feel free to contact us at 330-424-9649 during our operating hours from 9:00 am - 5:00 pm Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 330B N Market St, Lisbon Oh 44432, and let's take the first step towards achieving your financial goals together!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $906,472 in used vehicle loans and $1,103,513 in new vehicle loans, helping members get on the road with confidence. Our financing options are straightforward and flexible, making it easier than ever to drive away in your dream vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we provide Junior Lien 1-4 Family Residential Properties loans; however, our total amount for this category stands at $0. Rest assured, our team is here to guide you through various eligibility options and help you find the right plan tailored to your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While our current total for these loans is $0, we remain committed to helping members manage their finances effectively through personalized solutions.

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COLUMBIANA COUNTY SCHOOL EMPL CREDIT UNION - Lisbon, OH

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