Columbia Community Credit Union Vancouver WA | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Columbia Community, your trusted partner in financial growth and stability! Located at 108 Grand Blvd, Vancouver, WA 98661, our Grand Central Branch has been serving our community since 1952. With a proud history of helping individuals and families achieve their financial goals, we currently boast a membership of over 118,000 members who rely on us for their banking needs. At Columbia Community, we understand that every member's journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business banking options. Our total assets exceed $2.4 billion, ensuring that we have the resources to support you every step of the way. Our commitment goes beyond just providing financial services; we're dedicated to making a positive impact in our community. With total deposits of $179,451,385 and a solid net worth of $293,555,968, we ensure that your money is safe with us. Our experienced team led by CEO Lindsey Salvestrin and Board President Joseph Vance is here to guide you through your financial decisions with expertise and care. While members can visit us at our branch location for personalized service, official correspondence should be sent to our mailing address: P.O. Box 324, Vancouver, WA 98666. We invite you to explore all that Columbia Community has to offer. Whether you're looking for assistance with loans or want to open an account online, we are ready to help! Feel free to call us at 360-891-4000 during our operating hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:30 PM. Join us today and become part of a credit union that truly cares about its members! Visit our website at www.columbiacu.org for more information on how we can assist you in reaching your financial dreams.

Branch History & Mission

Join Us

As we continue our journey forward, we invite you to become part of the Columbia Community family. Experience the benefits of membership firsthand join us today! Whether you're looking for personal banking solutions or ways to grow your business, we're here to help you succeed financially while building a stronger community together. For more information about joining us or exploring our services further, please call us at (360) 891-4000 or visit our website at Columbia Community. Together, let's shape a brighter financial future!

Modern Banking Experience

In this digital era, Columbia Community embraces technology while ensuring ADA compliance for all our services. Our online banking platform allows members to manage their accounts seamlessly from anywhere. With features like mobile payments and e-statements available, we're here to make banking as convenient as possible. We also provide physical conveniences such as drive-thru banking and ATM access for those who prefer face-to-face interactions or quick cash withdrawals. Our operating hours are designed with you in mind: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:30 PM.

Our Mission

Columbia Community is driven by a mission to provide accessible financial solutions while fostering community support and involvement. We believe that banking should be more than just transactions; it should empower individuals and strengthen families. Our dedicated team works tirelessly to offer personalized service and financial education that helps members make informed decisions about their money. Our commitment extends beyond financial products; we actively engage in community outreach initiatives that uplift those around us. By partnering with local organizations and participating in events, we strive to create a positive impact within Vancouver and its surrounding areas. While members can visit us at 108 Grand Blvd Vancouver Wa 98661, official correspondence should be sent to P.O. Box 324, Vancouver, WA 98666 if needed.

Branch Location & Accessibility

Welcome to the Columbia Community Grand Central Branch, located conveniently at 108 Grand Blvd in Vancouver, WA. Whether you're a long-time member or new to our community, we're here to make your banking experience smooth and accessible. Nestled in the heart of Clark County, our branch is easily reachable and close to popular local landmarks, making it simple for you to stop by. If you're sending official correspondence, please note that our mailing address is P.O. Box 324, Vancouver, WA 98666. We have ample parking available for our members, ensuring that your visit is hassle-free. Our branch is designed with accessibility in mind; we provide features such as ADA-compliant entrances and ramps for those who need them. Our friendly team is ready to assist you during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:30 PM. We understand that convenience matters, which is why we also offer a drive-thru service for quick transactions without leaving your vehicle. Need cash? Our ATM is available on-site for easy withdrawals and balance checks. At Columbia Community, we offer a range of services tailored to fit your needs from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. We're dedicated to helping you manage your finances with ease. We invite you to visit us or give us a call at 360-891-4000 if you have any questions. Come experience the community-focused banking that sets us apart!

Member Eligibility

At Columbia Community, we believe that everyone deserves a supportive financial partner. Becoming a member is not just about opening an account; it's about joining a community that cares. If you live, work, or worship in the Vancouver area, you're likely eligible to join us! We welcome individuals from all walks of life and provide access to a range of financial services tailored to your needs. You can enjoy benefits like competitive loan rates, personalized service, and convenient online banking tools. For more details on eligibility criteria, feel free to check out our website at Columbia Community. Ready to take the next step? Opening an account with us is simple and straightforward! Just visit our account opening page at apply.columbiacu.org or give us a call at 360-891-4000 for assistance. We're here to help you start your journey with Columbia Community and look forward to welcoming you into our family!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced world, efficient payment processing is vital. At Columbia Community, our merchant services help streamline transactions, making it easier for you to focus on what matters most growing your business. Imagine a customer walking into your store, making a quick purchase using their mobile device, and you receive the payment instantly. That's the power of our merchant solutions! Located at 108 Grand Blvd Vancouver Wa 98661 in Vancouver, WA, we're here to provide personalized service tailored to your needs. Contact us at (360) 891-4000 or visit our website at https://www.columbiacu.org/ to learn more about how we can support your business banking needs.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $303 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $489,813,397, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, our business banking services are here to support you. From merchant services that simplify transactions to business loans that help fund growth opportunities, we ensure that your enterprise has the tools it needs to succeed.

Convenience at Your Fingertips

At Columbia Community, convenience is key. Our branch features both ATM access and drive-thru banking so you can handle deposits and withdrawals with ease. Plus, with our digital features like person-to-person payments, managing finances has never been simpler! We're located at 108 Grand Blvd, Vancouver, WA 98661, where our friendly team is ready to assist you during lobby hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:30 PM. If you have any questions or need assistance, don't hesitate to call us at 360-891-4000. Explore how these services can work for you by visiting us online at Columbia Community. Join us today and take the first step towards achieving your financial dreams!

Credit Options

In addition to traditional loans, we also offer personal loans for various needs such as debt consolidation or unexpected expenses. Our credit cards come with rewards that make everyday purchases more rewarding! You can earn points for travel or cash back whatever suits your lifestyle best.

Home Financing

Buying a home is one of the biggest investments you'll make. At Columbia Community, we provide mortgage loans and refinancing solutions to guide you through this process smoothly. We understand the importance of finding the right fit for your family, which is why our team is here to help answer any questions along the way.

Personal Banking

Managing your finances should be easy and accessible. Our personal banking services include checking and savings accounts tailored to fit your lifestyle. With online and mobile banking features, you can check your balances, transfer funds, and pay bills from anywhere. Imagine sitting on your couch and easily managing your money with just a few taps on your smartphone! For those in need of extra funds, our auto loans and vehicle financing options are designed to make car ownership a reality. Whether you're purchasing a new ride or refinancing an existing loan, we offer competitive rates that can help lighten the load on your budget.

Digital & Online Banking

Key Features

Our online banking allows you to check balances, transfer funds, and pay bills with just a few clicks. Plus, our electronic signature authorization feature makes it simple to sign documents securely from the comfort of your home. You won't have to worry about missing important statements either; we provide e-statements for all members, giving you quick access to your financial information while reducing paper clutter. Managing your money is even easier with our mobile application. Whether you need to make person-to-person transfers or use mobile payments, our app has got you covered. It provides a straightforward way to send money to friends and family or pay for purchases directly from your phone.

Security and Accessibility

We prioritize your security at Columbia Community. Our online banking services are equipped with robust security measures so you can feel confident when accessing your accounts. You can enjoy the flexibility of handling transactions on-the-go without compromising safety. With all these features at your fingertips, managing your finances has never been more accessible or efficient. Join us today at Columbia Community, where we're dedicated to making banking easy for you!

Financial Strength

Commitment to Growth

Our commitment to serving our members is reflected in our substantial $274,677,365 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Furthermore, with $19,641 in used auto loans and $1,954,680,192 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Operational Efficiency

Our operational efficiency is evident through our impressive $18,675,028, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 305 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $532,632,871 in share certificates and $406,687,117 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $293,555,968, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,207 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Reliability

Total Share and Deposit Accounts stand at 172,384, showing a strong and growing member base that trusts us with their finances. As your trusted partner in achieving financial goals, our financial strength means we can continue serving you with confidence. Visit us at 108 Grand Blvd Vancouver Wa 98661 or call (360) 891-4000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $338,303,396 in used vehicle loans and $474,510,515 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make driving away in your dream vehicle a reality.

Business Loans

For business owners, our outstanding commercial loans totaling $489,813,397 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your current operations, we have tailored solutions designed for various business needs. Our commitment extends beyond just offering loans; we aim to support you in achieving your broader financial goals. If you're interested in exploring refinancing options or checking eligibility for our loan products, please reach out to us at (360) 891-4000 or visit us at 108 Grand Blvd Vancouver Wa 98661 in Vancouver, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $182,750,590, make buying or refinancing simple. We work with you to find the right mortgage solution that fits your budget and lifestyle. Our team is ready to assist you with any questions about eligibility or refinancing options to ensure you feel confident throughout the process.

Unsecured Credit Cards

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $29,197,892 in loans helping members manage their finances effectively, our credit cards come with rewards that can benefit you while you spend.

Loan Aggregator

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COLUMBIA COMMUNITY CREDIT UNION