Introduction
Welcome to Colquitt County Teacher, your trusted partner in personal and community banking. Located at 1833 Park Ave SE, Moultrie, GA 31768, we have proudly served our members since 1957. With a dedicated team of just four employees, we are committed to providing personalized financial solutions that cater to the unique needs of our local community. At Colquitt County Teacher, we understand the importance of building strong relationships with our members. As a member-owned credit union, we focus on your financial well-being rather than profits. Our membership has grown to include 1,845 individuals who trust us with their finances. We currently manage over $10 million in total assets and have a solid net worth of $2,110,480. We offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, and business banking options. Whether you're looking to finance a new vehicle or need assistance with debt consolidation, we're here to help. Our drive-thru service makes it easy for you to complete transactions conveniently during business hours from 9:00 AM to 5:00 PM, Monday through Friday. While our branch address is where you can find us for your banking needs, please direct any official correspondence to our mailing address at PO Box 2708, Moultrie, GA 31776. Led by our CEO Sally Yarbrough and Board President Marlon Keith Adams, we strive to create a welcoming environment where everyone feels valued. Your financial success is our priority, and we invite you to reach out to us at (229) 890-6214 for any inquiries or assistance. Join us at Colquitt County Teacher and experience the difference that comes with being part of a caring community-focused credit union!
Branch History & Mission
Community Engagement
Community is at the heart of what we do. Colquitt County Teacher actively participates in local events and outreach programs aimed at enhancing the well-being of those around us. Through partnerships with local organizations and schools, we strive to uplift our community by providing resources that help individuals achieve their financial goals.
Join Us
As we look toward the future, we invite you to become part of our growing family at Colquitt County Teacher. Experience firsthand the benefits of membership and join us in making a difference in Moultrie and beyond. Together, we can build a strong foundation for your financial future while supporting the community we cherish. For more information or assistance, feel free to reach out at (229) 890-6214.
Our Mission
The mission of Colquitt County Teacher is straightforward: we aim to provide exceptional financial services while fostering community support. We believe that financial empowerment starts at home; therefore, we offer a range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions tailored to meet the diverse needs of our members. We are dedicated to ensuring that every member feels valued and supported. Our team works tirelessly to make banking as simple and effective as possible. In addition to traditional banking services, we embrace digital advancements to improve accessibility while adhering to ADA compliance standards.
Branch Location & Accessibility
Welcome to Colquitt County Teacher at our conveniently located branch in Moultrie, Georgia! You can find us at 1833 Park Ave SE, right in the heart of Colquitt County. This central location makes it easy for you to stop by whether you're running errands or visiting nearby landmarks. We're just a short drive from the vibrant downtown area, where you'll find various shops and restaurants to explore. While members can visit us at our branch address, official correspondence should be sent to PO Box 2708, Moultrie, GA 31776. Our branch is designed with accessibility in mind. We have ample parking available and features such as ramps to ensure that everyone can easily access our services. At Colquitt County Teacher, we strive to provide exceptional service during our lobby hours from Monday to Friday, 9:00 a.m. to 4:30 p.m. For your convenience, our drive-thru is open until 5:00 p.m., allowing you to handle your banking needs without leaving your vehicle. While we currently do not offer ATM services at this location, our drive-thru is equipped for basic transactions like deposits and withdrawals, making it simple for you to manage your accounts on the go. If you have any questions or need assistance, feel free to give us a call at 229-890-6214. We invite you to stop by and experience our friendly atmosphere firsthand. Whether you're looking for personal banking options or exploring loan opportunities, our team is here to help you every step of the way!
Member Eligibility
Becoming a member of Colquitt County Teacher feels like joining a welcoming family that truly cares about your financial well-being. Located at 1833 Park Ave Se Moultrie Ga 31768, we invite anyone who lives, works, or worships in our community to apply for membership. This means if you're part of the vibrant Colquitt County area, you're eligible to enjoy our personalized services and competitive rates designed just for you. At Colquitt County Teacher, we believe in empowering our members with tools and resources to achieve their financial goals, whether it's saving for a dream vacation or securing an auto loan. Getting started is easy! Just give us a call at (229) 890-6214 for guidance on how to open your account and access all the great benefits we offer. For more detailed eligibility information. We can't wait to welcome you into our community!
Business Banking & Commercial Services
Commercial Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no active loans, we are dedicated to helping you find the right financing options when the time comes. Our commercial loans are designed to empower businesses like yours, providing the necessary funds to seize opportunities, invest in new equipment, or expand your operations.
Merchant Services That Matter
In addition to loans, our merchant services simplify payment processing for your business. Imagine a local café that can easily accept payments via card and mobile wallet enhancing customer satisfaction and streamlining transactions. We equip you with tools that help manage sales efficiently, allowing you to focus on what matters most: growing your business. Located at 1833 Park Ave Se Moultrie Ga 31768 in Moultrie, GA, our team is eager to partner with you. For inquiries, please call us at (229) 890-6214. Let's work together to build a brighter future for your business!
Comprehensive List Of Services
Accessible Transactions
For those who prefer face-to-face interactions, our branch features basic drive-thru banking for deposits, withdrawals, and simple transactions. You can quickly take care of your banking needs without leaving your car. We pride ourselves on being accessible and reliable for all members of our community. If you're ready to take the next step in managing your finances or if you have questions about any of our services, don't hesitate to reach out! You can contact us at 229-890-6214 during our lobby hours: Monday through Friday from 9:00 AM to 4:30 PM. Experience the difference at Colquitt County Teacher today! Your financial well-being is just a visit or phone call away.
Convenient Digital Banking
In today's fast-paced world, convenience is key. That's why at Colquitt County Teacher, we offer Online & Mobile Banking options. Manage your accounts from anywhere at any time whether it's checking balances or making transfers, we've got you covered with user-friendly digital tools.
Flexible Lending Solutions
Life brings unexpected expenses, and that's where our Personal Loans & Debt Consolidation come in handy. We aim to help you regain control of your finances by offering manageable repayment plans. Additionally, our Credit Cards with Rewards not only give you purchasing power but also offer rewards for your spending, making every dollar count.
Personal Banking Made Easy
Our personal banking options are tailored for everyone in the community. Whether you're looking to open a checking or savings account, we have solutions that fit your lifestyle. Need a vehicle? Our Auto Loans & Vehicle Financing make it simple to drive away in your dream car without breaking the bank. If homeownership is on your mind, our Mortgage Loans & Refinancing options provide competitive rates and personalized service.
Support for Local Businesses
If you're a business owner, you'll find our Business Banking services particularly beneficial. From Merchant Services that simplify transactions to Business Loans that help you grow your operations, we are here to support the local economy and its entrepreneurs.
Digital & Online Banking
Easy Access and Real-Time Management
Although we don't offer e-statements, electronic signature authorization, mobile payments, person-to-person transfers, or 24/7 online banking services at this time, our dedicated staff is always ready to assist you during our lobby hours. You can visit us at our branch located at 1833 Park Ave Se Moultrie Ga 31768 from Monday to Friday, 9:00 a.m. to 4:30 p.m., or utilize our drive-thru service until 5:00 p.m. We believe in making your banking experience as smooth as possible. Our team is committed to providing personalized service that meets your needs, whether you're looking for assistance with loans or simply have questions about your accounts.
Your Financial Partner
Even without the latest digital offerings, Colquitt County Teacher remains your trusted partner in financial well-being. We're here to support you every step of the way on your financial journey. Visit us today or give us a call at (229) 890-6214 to learn more about how we can help you achieve your goals!
Financial Strength
At Colquitt County Teacher, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring the safety and growth of your finances, backed by solid numbers that reflect our strength. With a net worth of $2,110,480, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 21.05% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,527,235 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. By maintaining non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,988,328 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $694,647 in total loans and leases and $227 in used auto loans. Our operational efficiency is reflected in our net income of $122,152, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 2,722, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Colquitt County Teacher is your trusted partner. Visit us at 1833 Park Ave Se Moultrie Ga 31768 or call 229-890-6214 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued $3,533,490 in used vehicle loans and $1,439,141 in new vehicle loans to help our members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored for you.
Credit Lines and Unsecured Credit Card Loans
We also provide flexible terms on credit lines with a total availability of $370,000. If you prefer managing expenses through credit cards, our unsecured credit card loans allow for easy access to funds when you need them. However, at this time, there are no outstanding unsecured credit card loans available.
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, our team can guide you through various mortgage solutions that fit your needs.
Refinancing Options
If you're considering refinancing an existing loan or exploring eligibility options for any of our products, our knowledgeable staff is here to assist you every step of the way. We aim to make the process straightforward and beneficial for all our members. For more information about our loan offerings or to apply today, feel free to contact us at (229) 890-6214. Visit us at 1833 Park Ave Se, Moultrie GA 31768, during lobby hours from Monday to Friday between 9:00 a.m. and 4:30 p.m., or take advantage of our drive-thru services until 5:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Colquitt County Teacher, we're committed to helping you navigate your financial journey with confidence.
Loan Aggregator
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