Collins Community Credit Union West Des Moines IA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Collins Community, your trusted partner in financial services, located at 6260 Mills Civic Pkwy, West Des Moines, IA 50266. Since opening our doors in 1940, we have proudly served over 82,221 members, providing them with the tools and resources they need to achieve their financial goals. Our commitment to our community shines through in everything we do, from personalized banking solutions to community involvement. At Collins Community, we understand that every member's journey is unique. That's why we offer a range of services tailored to meet your needs whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages. With total assets exceeding $1.65 billion, we are well-equipped to support your financial aspirations. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 10500, Cedar Rapids, IA 52410-0500. Feel free to reach out to us at (319) 393-9000; our friendly team is ready to assist you! Under the leadership of CEO Sandra Vaughan and Board President Marsha Schulte, we prioritize transparency and member satisfaction. With a net worth of $127,139,525 and a robust loan portfolio totaling 37,903, we strive to create lasting relationships with our members based on trust and reliability. Join us today and discover how Collins Community can help you navigate your financial journey! Visit our website at www.collinscu.org or call us directly for more information about our services. We look forward to welcoming you into our community!

Branch History & Mission

Community Engagement

We take pride in being an active participant in our local community. Through partnerships with local organizations and schools, we strive to enhance financial literacy and provide resources for those who need it most. From sponsoring events to offering workshops on budgeting and saving, Collins Community is dedicated not just to serving our members but enriching the entire West Des Moines area. As we look ahead, we invite you to join us on this journey. Experience all that Collins Community has to offer where your financial well-being is at the forefront of what we do. Discover how you can become part of our growing family by visiting us today or calling us at (319) 393-9000 for more information about membership opportunities. Together, let's build a brighter financial future!

Our Evolution

From our humble beginnings, Collins Community has continuously evolved to meet the needs of our members. We've seen tremendous growth in services and technology, ensuring that we remain relevant in an ever-changing financial landscape. Over the years, we have expanded our offerings beyond basic banking to include auto loans, mortgages, personal loans, business banking services, and much more. With the addition of online and mobile banking options, we've embraced the future while keeping our roots firmly planted in community values.

Our Mission

At Collins Community, our mission is simple yet profound: to empower our members to achieve their financial goals while supporting the communities we serve. We believe that everyone deserves access to quality financial services without barriers. Whether it's through personalized banking experiences or community outreach initiatives, we are committed to making a positive impact in people's lives. While members can visit us at 6260 Mills Civic Pkwy West Des Moines Ia 50266, official correspondence should be sent to P.O. Box 10500, Cedar Rapids, IA 52410-0500 if needed. Our branch operates Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 5:30 PM; drive-thru service opens at 8:30 AM on weekdays and Saturday hours run from 9:00 AM to noon.

Branch Location & Accessibility

Welcome to Collins Community, your friendly neighborhood credit union located at 6260 Mills Civic Pkwy, West Des Moines, IA 50266. Our branch is conveniently situated near popular spots like the Valley West Mall and just a short drive from the scenic Raccoon River Park, making it easy for you to stop by while running errands or enjoying a day out. At our Mills Civic Branch, we understand the importance of accessibility. Whether you're visiting us in person or using our services online, we're here to help. Our branch is ADA compliant, featuring ramps and accessible parking spaces to ensure everyone can visit comfortably. Plus, if you prefer a quicker option, our drive-thru service allows you to handle your banking needs without leaving your car. We're open Monday through Thursday from 9:00 a.m. to 5:00 p.m., with extended hours until 5:30 p.m. on Fridays. If you need assistance on Saturdays, our drive-thru is available from 9:00 a.m. to 12:00 p.m. We invite you to come in and meet our dedicated team who are ready to assist you with everything from personal banking and auto loans to mortgage refinancing. For those who may need to send official correspondence, please note that while our branch address is 6260 Mills Civic Pkwy, official mail should be directed to P.O. Box 10500, Cedar Rapids, IA 52410-0500. If you're looking for an ATM, we've got you covered! Our location offers ATM access for quick cash withdrawals and balance checks. You can also reach us at 319-393-9000 if you have any questions or would like more information about our services. Visit us today at Collins Community! We look forward to serving you and helping you reach your financial goals.

Member Eligibility

Becoming a member of Collins Community is like joining a family that cares about your financial well-being. If you're looking to experience personalized service and a community-focused approach, we welcome you to explore membership. To be eligible, you typically need to live or work in our local area or be associated with certain organizations we partner with. It's straightforward, and most people find they meet the criteria! For more detailed information about eligibility requirements. Once you know you're eligible, opening an account is just as easy! You can start your journey with us by following the simple steps outlined on our account opening page here: https://app.loanspq.com/cc/creditcard.aspx?enc=kw21wblm1yxpjjabdozad67m39sa4r-jrvgqi8mwxedf_g8dozh-uhzlkedie2hac3yz1ra8vzq2ea-ufwb7ia. Should you have any questions or need assistance, don't hesitate to reach out at (319) 393-9000. We look forward to welcoming you into our community at Collins Community, located at 6260 Mills Civic Pkwy West Des Moines Ia 50266!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $580 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $130 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $163,653,342, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive market, having efficient merchant services can make all the difference. Imagine being able to process payments quickly and securely, allowing you to focus on what you do best running your business. Our merchant services are designed to simplify transactions and enhance your customer experience. Whether you're a startup or an established company, Collins Community is dedicated to providing you with the tools and support you need for success. Visit us at 6260 Mills Civic Pkwy West Des Moines Ia 50266 in West Des Moines, IA or give us a call at (319) 393-9000 to learn more about how we can assist you!

Comprehensive List Of Services

Accessibility at Your Fingertips

We also understand that sometimes you need face-to-face assistance. Our branch includes basic drive-thru banking for quick deposits and withdrawals ideal for those busy days when you're on the move. If you're ready to explore these services further or have any questions, don't hesitate to reach out! Call us at (319) 393-9000, or visit us at Collins Community, where our friendly team is eager to help you navigate your financial journey. Whether it's personal finance or business banking, we're here for all your needs at Mills Civic Branch!

Business Banking Options

For entrepreneurs and business owners, Collins Community offers tailored banking solutions as well. From merchant services that simplify transactions to business loans that fuel growth, we understand what it takes to run a successful enterprise.

Embracing Digital Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features so you can manage your finances from anywhere at any time. With our user-friendly app, you can check balances, transfer funds, and even pay bills on the go. Plus, access to ATMs is easy for quick cash withdrawals or balance checks no more hassle!

Loans Made Easy

Sometimes life throws unexpected expenses your way. That's why we provide personal loans and debt consolidation options that can help lighten the load. Need a credit card? Our credit cards with rewards give you great benefits while making everyday purchases easier.

Personal Banking Solutions

For individuals looking to manage their finances effectively, our personal banking services are designed with you in mind. You can open checking and savings accounts that fit your lifestyle and help you reach your financial goals. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing options make it easy to hit the road without breaking the bank. When it comes to your home, our mortgage loans and refinancing services offer competitive rates and flexible terms.

Digital & Online Banking

At Collins Community, we understand that your banking needs don't stop when you leave our branch. That's why we offer a range of digital and online banking services designed to provide you with convenience and security, all at your fingertips. Whether you're on the go or relaxing at home, managing your finances has never been easier. With our robust online banking platform available at https://www.collinscu.org/, you can access your accounts 24/7. This means you can check balances, pay bills, and transfer money anytime, anywhere. Our user-friendly mobile application makes it even simpler, allowing you to manage your finances from your smartphone. You can also take advantage of person-to-person transfers, making it easy to send money to friends or family in just a few taps. Security is a top priority at Collins Community. Our electronic signature authorization feature ensures that your transactions are secure and authorized without the hassle of paperwork. Plus, with e-statements readily available, you can keep track of your account activity safely and efficiently. For those who love the convenience of mobile payments, we've got you covered! Our mobile payments feature allows you to make purchases right from your phone, streamlining your shopping experience while keeping your information safe. In today's fast-paced world, having real-time access to your accounts is essential. With our online banking services and mobile app, you're always in control of your finances. Join us at Collins Community today and discover how our digital solutions can enhance your banking experience!

Financial Strength

At Collins Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a solid commitment to serving our community, we are proud to share insights into our financial strength, which demonstrates our reliability and dedication to our members. With a net worth of $127,139,525, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.71% further demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $405,238,976 in share certificates and $326,379,552 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,360,689, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our strong performance is reflected in $9,364,310 in undivided earnings, which we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $8,244 in used auto loans and $1,230,596,681 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, our $349,867 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 193 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $3,290,779. Total Share and Deposit Accounts: 196,496, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Collins Community is your trusted partner. Visit us at 6260 Mills Civic Pkwy West Des Moines Ia 50266 or call (319) 393-9000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $79,515,749 in used vehicle loans and $22,750,367 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to suit your budget and preferences.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $163,653,342 provide the capital needed to expand your operations. We understand the unique challenges businesses face and are dedicated to offering solutions that fit your needs. At Collins Community, we also provide refinancing options for many of our loan products. If you're interested in exploring eligibility or refinancing possibilities tailored to your situation, don't hesitate to reach out. For more information on any of these loan offerings or to discuss which option may be best for you, contact us at (319) 393-9000. We're here to help make your financial dreams a reality! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $109,158,531, make buying or refinancing simple. We guide you through each step of the mortgage process so you can feel confident in your decision.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our flexible terms on unsecured credit card loans. With a total of $18,904,339 in unsecured credit card loans issued, we are here to help you manage your finances effectively while providing peace of mind.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that all loan comparisons are based on legitimate data.

The Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony highlights how effective and reliable the platform is in helping individuals secure better loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

COLLINS COMMUNITY CREDIT UNION - West Des Moines, IA

Type of Loan Offerings

Student Loans

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