Collins Community Credit Union North Liberty IA | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Collins Community at our Jordan St Branch, located at 1655 Jordan St, North Liberty, IA 52317. Since opening our doors in 1940, we have been dedicated to providing exceptional financial services tailored to the needs of our members. With a strong commitment to our community, we proudly serve over 82,221 members, helping them achieve their financial goals. At Collins Community, we understand that trust is paramount in banking. Our total assets exceed $1.65 billion, demonstrating our stability and ability to support you with a variety of products and services. From auto loans and mortgages to personal banking solutions, we are here to empower you with the resources you need. Our leadership team, including CEO Sandra Vaughan and Board President Marsha Schulte, is passionate about fostering a culture of care and excellence. Together with our dedicated team of 203 employees, we strive to create an environment where every member feels valued and understood. While members can visit us at 1655 Jordan St, official correspondence should be sent to P.O. Box 10500, Cedar Rapids, IA 52410-0500. We invite you to explore our offerings at collinscu.org or reach out to us at 319-393-9000 for any inquiries. Join us in building a brighter financial future together!

Branch History & Mission

Commitment to Innovation and Accessibility

In our commitment to innovation, we have embraced digital advancements that make banking easier than ever. Our online and mobile banking platforms allow members to manage their finances from anywhere, ensuring they can access their accounts conveniently and securely. We also ensure ADA compliance so that everyone in our community can enjoy our services without barriers. Our branch features both ATM availability and drive-thru banking for quick transactions like deposits and withdrawals. These customer-centric initiatives aim to enhance the overall banking experience for our members.

Community Engagement and Outreach

Collins Community is not just about numbers; it's about people. We actively engage with local organizations and participate in community outreach programs that uplift those around us. By partnering with various nonprofits and local businesses, we strive to make a meaningful impact in North Liberty and beyond.

Join Us Today!

As we continue to grow alongside our community, we invite you to join the Collins Community family. Experience firsthand the benefits of being part of an organization that truly cares about its members. Whether you're looking for a checking account, an auto loan, or simply want guidance on your financial goals, we are here for you. Feel free to contact us at 319-393-9000 or visit our website Collins Community for more information about our services and how you can become a member today!

Branch Location & Accessibility

Accessibility and Features

We prioritize making banking easy for everyone. Our branch features ADA-compliant access points, ensuring that all members can visit us comfortably. Parking is ample, so you won't have to worry about finding a spot when you arrive. For those who prefer quick transactions, our drive-thru service opens early at 8:30 a.m., allowing you to manage your banking needs without leaving your car.

Operating Hours

We understand that life can be busy, which is why we offer flexible hours to accommodate your schedule. Our lobby is open Monday through Thursday from 9:00 a.m. to 5:00 p.m., and on Fridays until 5:30 p.m. If Saturday banking suits you better, we welcome you from 9:00 a.m. to 12:00 p.m.

Services Offered

At Collins Community, we offer a wide range of services tailored to meet your financial needs from personal checking and savings accounts to auto loans and mortgage refinancing. Need cash? We have an ATM available for quick withdrawals and balance checks right outside our doors. While members can visit us at 1655 Jordan St for all their banking needs, please note that official correspondence should be sent to P.O. Box 10500, Cedar Rapids, IA 52410-0500. We're excited to help you with all your financial goals! Feel free to call us at 319-393-9000 if you have any questions or need assistance. We look forward to seeing you soon!

Member Eligibility

Becoming a member of Collins Community is more than just opening an account; it's about joining a friendly community that truly cares about your financial well-being. If you're looking to become part of our family, you'll be pleased to know that membership is open to anyone who lives, works, or worships in the communities we serve. Whether you're seeking personal banking services, auto loans, or simply a supportive environment for your financial journey, Collins Community welcomes you with open arms. To learn more about the specific eligibility criteria and to ensure you meet all requirements, please visit our detailed resource at . Getting started is easy! Once you confirm your eligibility, you can set up your account quickly online through our simple process at https://app.loanspq.com/cc/creditcard.aspx?enc=kw21wblm1yxpjjabdozad67m39sa4r-jrvgqi8mwxedf_g8dozh-uhzlkedie2hac3yz1ra8vzq2ea-ufwb7ia . If you have any questions or need assistance along the way, don't hesitate to give us a call at (319) 393-9000. We're here for you every step of the way and look forward to helping you thrive as a valued member of Collins Community!

Business Banking & Commercial Services

Business Loan Options

Imagine walking into your dream office space or expanding your operations to meet growing demand. With our commitment to supporting businesses, we've invested in their growth through our commercial lending programs. We've funded over $580 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $130 in non-member commercial loans, providing flexible financing solutions for those who need them.

Merchant Services

But we don't stop at loans. Our merchant services empower businesses like yours to accept payments easily and securely. This means you can focus on what matters most: serving your customers and growing your business. Located conveniently at 1655 Jordan St, North Liberty, IA 52317, we're here to provide personalized solutions tailored to your unique needs. Contact us at (319) 393-9000 or visit our website at collinscu.org to learn more about how we can help your business flourish!

Outstanding Commercial Loans

With an outstanding commercial loan portfolio of $163,653,342, we continue to drive economic growth by financing new and expanding businesses. Each loan represents a partnership with a local entrepreneur, ready to take the next step toward success.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we understand that managing finances can be challenging. That's why we offer tailored solutions such as merchant services and business loans designed to help you operate efficiently and grow successfully.

Connect with Us

We're proud to serve our community from Monday through Saturday, offering extended hours for both lobby and drive-thru services. If you have questions about any of our offerings or would like assistance with your account, feel free to reach out to us at 319-393-9000. Whether you're stepping into banking for the first time or looking for advanced business solutions, Collins Community is here for all your financial needs in North Liberty. Visit us today or explore more about what we offer by checking out our website at collinscu.org. Let's work together towards achieving your financial dreams!

Digital Banking Features

In today's fast-paced world, convenience is key. At Collins Community, we provide robust online and mobile banking services that enable you to access your accounts anytime, anywhere. You can pay bills, transfer funds, and check balances with just a few taps on your phone or clicks on your computer. Additionally, we offer ATM services for quick cash withdrawals and balance checks without any hassle. For those who prefer face-to-face interactions, our drive-thru banking allows for simple transactions like deposits and withdrawals while keeping things efficient.

Personal Banking Services

We offer various personal banking options to help you achieve your financial goals. Our checking and savings accounts are designed for everyday use, allowing you to easily manage your money while earning interest on your savings. If you're thinking about buying a new car or refinancing your existing vehicle, our auto loans and vehicle financing provide competitive rates and flexible terms to fit your budget. For those considering homeownership, our mortgage loans and refinancing options can guide you through the process smoothly. If unexpected expenses arise or you're looking to consolidate debt, our personal loans can give you the financial support you need without added stress. Plus, enjoy the benefits of our credit cards with rewards, which allow you to earn points on everyday purchases.

Digital & Online Banking

Enhanced Accessibility

Need to send money to a friend? With our person-to-person transfer feature, sending cash is quick and easy. You can even make mobile payments directly from your smartphone, giving you the flexibility to handle transactions at your fingertips. We believe in empowering our members through accessibility and ease-of-use. Whether you're checking your balance or setting up recurring payments, our online tools help you stay on top of your financial goals without any stress. Join us at Collins Community today to experience the future of banking that prioritizes both convenience and security!

Key Features

Our online banking features are crafted with your convenience in mind. You can view your account balances, transfer funds, and pay bills with just a few clicks. If you prefer a more mobile approach, our user-friendly mobile application allows you to manage your finances on the go, ensuring that you're always connected to your money. Security is a top priority for us. Our platform supports electronic signature authorization, making it simple for you to sign documents securely from home without any hassle. Plus, we offer e-statements so you can keep track of your transactions digitally no more paper clutter!

Financial Strength

Growing Member Base

We are pleased to support a growing member base with a total of 196,496 share accounts. This indicates the trust our community places in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Collins Community is your trusted partner. Visit us at 1655 Jordan St North Liberty Ia 52317 or call (319) 393-9000 to learn more about how we can help you achieve your financial goals.

Investment in Innovation

With $9,364,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $8,244 in used auto loans and $1,230,596,681 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $405,238,976 in share certificates and $326,379,552 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,360,689, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our robust operational efficiency is reflected in our $5,602,472, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 193 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $127,139,525, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $771 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $79,515,749 in used vehicle loans and $22,750,367 in new vehicle loans helping members get on the road. Whether you are interested in financing a new ride or looking for a reliable used vehicle, we can assist you with flexible terms that fit your budget.

Credit Lines and Unsecured Loans

We also provide flexible credit line options with total loans amounting to $469,150,854. This allows members to access funds when needed without the hassle of applying for a new loan each time. Additionally, we offer flexible terms on unsecured credit card loans; currently totaling $18,904,339, which helps members manage their finances effectively without collateral requirements. If you're considering refinancing any existing loans or exploring eligibility options for our products, don't hesitate to reach out. Our team is here to discuss your individual circumstances and find solutions tailored just for you. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Collins Community, we prioritize transparency and strive to provide our members with all the information they need to make informed financial decisions. Explore our loan offerings today your financial journey starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $109,158,531, making buying or refinancing simple. With competitive rates and personalized service from our knowledgeable staff, we aim to make the process smooth and straightforward.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

LendMesh prioritizes accuracy in its loan comparisons through several key features: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in what lenders present. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so you can make informed decisions without hidden agendas. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to compare options effectively and find the best fit for their circumstances.

User Testimonials

Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the tool's reliability and effectiveness in helping borrowers secure better rates. Take control of your financial decisions today. Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

COLLINS COMMUNITY CREDIT UNION