Collins Community Credit Union Marion IA | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Collins Community at our Highway 151 Branch, located at 3680 Highway 151, Marion, IA 52302. Since our establishment in 1940, we've been dedicated to serving our members with trust and care. As a proud credit union, we believe that your financial health is our priority. With over 82,221 members and assets totaling $1,656,072,849, we are committed to providing quality services tailored to meet your needs. Our leadership team, headed by CEO Sandra Vaughan and Board President Marsha Schulte, works tirelessly to ensure that you receive the best financial products available. We offer a range of services from personal banking such as checking and savings accounts to auto loans and mortgage refinancing. With a total of 20 employees ready to assist you, we're here to make your banking experience as smooth as possible. We understand the importance of community impact. With total deposits of $92,763,611 and a net worth of $127,139,525, we strive to create opportunities for our members while ensuring financial stability. Whether you're looking for a loan or need assistance with online banking through our website Collins Community, we are here to support you every step of the way. If you have any questions or would like to learn more about how we can help you achieve your financial goals, feel free to reach out at 319-393-9000. We invite you to visit us during our lobby hours: Monday through Thursday from 9:00 AM to 5:00 PM; Friday from 9:00 AM to 5:30 PM; and Saturday from 9:00 AM to 12:00 PM. We look forward to welcoming you!

Branch History & Mission

Community Engagement

We understand that being part of a community means giving back. That's why Collins Community actively participates in local events and initiatives that uplift those around us. Whether it's sponsoring youth sports teams or hosting financial literacy workshops, we're here to make a positive impact.

Join Us

As we continue to grow and adapt to the changing needs of our members and community, we invite you to join us on this journey. Experience the benefits of membership with Collins Community where your financial health is our priority! For more information or assistance, feel free to contact us at 319-393-9000 during our operating hours: Monday through Thursday from 9:00 a.m. - 5:00 p.m., Friday until 5:30 p.m., and Saturday from 9:00 a.m. - 12:00 p.m. Discover how Collins Community can help you achieve your financial goals today! Visit us online at collinscu.org for more details on how to become a member or explore our services.

Mission Statement

At Collins Community, our mission is simple yet profound: we strive to provide exceptional financial services while fostering a supportive environment for our members. We believe in empowering individuals through education and resources that promote financial well-being. Our focus extends beyond just transactions; we are committed to strengthening our community through outreach programs and partnerships with local organizations. While members can visit us at 3680 Highway 151 in Marion for all their banking needs, official correspondence should be sent to P.O. Box 10500 in Cedar Rapids if necessary.

Our Journey

From our humble beginnings, Collins Community has continually evolved to meet the needs of our members. We started with basic financial services and have since expanded to offer a wide range of products including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Our total assets now stand at an impressive $1,656,072,849, reflecting our commitment to sound financial management and community support. Throughout the years, we have embraced advancements in technology to enhance your banking experience. We offer online and mobile banking services that make managing your finances easier than ever before. Our dedication to accessibility is also evident in our drive-thru banking service and ATM availability ensuring you can access your funds when you need them.

Branch Location & Accessibility

Accessibility Features

At Collins Community, we understand that accessibility is key. Our branch features ramps and ADA-compliant facilities to ensure everyone can access our services comfortably. We also offer ample parking space, so you won't have to worry about finding a spot when you visit.

Get in Touch

We invite you to come visit us at Collins Community! If you have any questions or need assistance before your visit, feel free to give us a call at 319-393-9000. We look forward to serving you soon!

Nearby Landmarks

Located just off the busy Highway 151, our branch is close to several popular destinations, making it a breeze to fit banking into your daily routine. If you're out running errands or enjoying a day out, you can easily swing by for any of your financial needs.

Operating Hours

We're here for you during convenient hours! Our lobby opens from 9:00 a.m. to 5:00 p.m., Monday through Thursday, with extended hours on Fridays until 5:30 p.m. Plus, we're open Saturday mornings from 9:00 a.m. to noon. Our drive-thru service starts at 8:30 a.m., making it easy for you to manage your banking tasks on the go.

Services Offered

Our friendly staff is ready to assist you with a variety of personal and business banking services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and much more. Need cash? We have an ATM available for quick withdrawals and balance checks right outside the branch.

Member Eligibility

At Collins Community, we believe that everyone deserves a financial partner who truly cares. Becoming a member is simple and welcoming, allowing you to join our supportive community. To be eligible, you can live, work, or worship in certain areas around Marion, IA. We embrace individuals from all walks of life and focus on helping our members thrive financially. If you're interested in learning more about the specific eligibility requirements, feel free to check out our detailed guide at . Opening an account with us is straightforward! You can begin your journey toward membership by visiting our website or giving us a call at (319) 393-9000. We're excited to help you take this important step towards better financial opportunities at Collins Community. For more details on how to open an account, visit https://app.loanspq.com/cc/creditcard.aspx?enc=kw21wblm1yxpjjabdozad67m39sa4r-jrvgqi8mwxedf_g8dozh-uhzlkedie2hac3yz1ra8vzq2ea-ufwb7ia . Your new financial home awaits at 3680 Highway 151 Marion IA 52302!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $580 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $130 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $163,653,342, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced environment, having reliable payment processing is crucial. Our merchant services streamline transactions, allowing you to focus on what matters most growing your business. Imagine providing your customers with various payment options while managing sales effortlessly from one platform. This means more time serving your clients and less time worrying about finances. Located at 3680 Highway 151 Marion Ia 52302 in Marion, IA, we're here to help you navigate the complexities of business finance. For more information or to set up an appointment, give us a call at (319) 393-9000. Let's work together to unlock your business's full potential!

Comprehensive List Of Services

Accessible Support When You Need It

Our friendly staff is always ready to assist you during lobby hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday until 5:30 p.m., and Saturday mornings from 9:00 a.m. to 12:00 p.m. You can reach us anytime at 319-393-9000 for questions or assistance. At Collins Community, we're more than just a credit union we're your partners in achieving financial success. Explore all our services today by visiting our website or stop by our branch in Marion!

Business Banking Solutions

For entrepreneurs and business owners, Collins Community offers tailored solutions like merchant services and business loans to help you grow. Our team understands the unique challenges businesses face and is here to support you every step of the way.

Digital Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. Manage your accounts, make transfers, and pay bills right from your smartphone or computer whenever it suits you best. Accessing cash is also hassle-free with our ATM and cash withdrawal services available around the clock. If you prefer visiting us in person, our drive-thru banking allows for quick deposits and withdrawals without leaving your car.

Personal Banking Made Easy

Navigating your finances should be simple. That's why we offer checking and savings accounts that fit seamlessly into your daily life. Whether you're managing household expenses or saving for a special occasion, our accounts help you keep track of your finances without the fuss. Need a new vehicle? Our auto loans and vehicle financing options can help you get behind the wheel quickly. We also provide mortgage loans and refinancing, making it easier than ever to own your dream home or lower your monthly payments. If you're facing unexpected expenses or planning a big purchase, our personal loans and debt consolidation services can lighten your financial load. Plus, with our credit cards featuring rewards, you can earn while you spend turning everyday purchases into benefits.

Digital & Online Banking

Key Features

Our online banking platform allows you to manage your accounts with ease. You can check balances, pay bills, and transfer funds all from the comfort of your home or on the go. Plus, we offer electronic signature authorization, which means you can sign important documents securely without the hassle of printing or mailing. For those who prefer paperless options, e-statements are readily available. You'll receive monthly statements directly in your inbox, making it easier to keep track of your finances while reducing clutter.

Mobile Banking Made Easy

With our mobile application, banking is right at your fingertips. You can deposit checks using your smartphone camera, pay bills quickly, and even make person-to-person transfers perfect for splitting expenses with friends or family. And if you're a fan of mobile payments, you'll be pleased to know that our services support easy transactions through popular platforms.

Security and Support

Your security is our top priority. Our online banking system uses advanced encryption technology to keep your personal information safe. We are committed to providing a user-friendly experience so that you can focus on what matters most your financial goals. At Collins Community, we believe in making banking accessible and straightforward for everyone. Explore all our digital services today at https://www.collinscu.org/ and take control of your financial life!

Financial Strength

Growing Member Base

Total Share Accounts: 196,496, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,290,779. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Collins Community is your trusted partner. Visit us at 3680 Highway 151 Marion Ia 52302 or call (319) 393-9000 to learn more about how we can help you achieve your financial goals.

Innovative Banking Solutions

With $9,364,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $8,244 in used auto loans and $1,230,596,681 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $405,238,976 in share certificates and $326,379,552 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,360,689, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $5,602,472 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 193 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Foundation

With a net worth of $127,139,525, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $771 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $79,515,749 in used vehicle loans and $22,750,367 in new vehicle loans to help our members get on the road. Whether you're looking for a brand-new ride or a reliable used vehicle, we have financing options that work for you.

Business Financing

For business owners looking to expand their operations, our outstanding commercial loans total $163,653,342 and provide the necessary capital to grow your business. These options can be pivotal in achieving your commercial goals. At Collins Community, we aim to make lending simple and accessible. If you're interested in refinancing or want more information about eligibility options for any of our loan products, don't hesitate to reach out! You can contact us at 319-393-9000 during our operating hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 5:30 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Visit us today or check out our website at collinscu.org to learn more about how we can assist you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify the process of buying or refinancing your home. We offer Junior Lien 1-4 Family Residential Properties loans totaling $109,158,531, designed to fit your budget and lifestyle. Our team can guide you through eligibility requirements and help you find the best solution for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $18,904,339 in loans available, these credit cards are perfect for managing everyday expenses or unexpected costs without the need for collateral. Enjoy peace of mind while effectively managing your finances.

Loan Aggregator

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COLLINS COMMUNITY CREDIT UNION