College & University Credit Union Chicago IL | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to College And University, your trusted financial partner located at 1901 W Carroll Ave Ste 200, Chicago, IL 60612. Since our establishment in 1967, we have been dedicated to serving our community and empowering our members with financial solutions tailored to their unique needs. With a robust membership of 342 and total assets reaching an impressive $1,257,783, we pride ourselves on our commitment to providing excellent service and support. At College And University, we understand the importance of financial stability. Our offerings include personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. Currently, we have issued a total of 32 loans to help our members achieve their financial goals. With total deposits amounting to $409,469, you can trust that your money is secure with us. Our leadership team is dedicated to fostering a welcoming environment for all members. Led by CEO Kevin Barrett and Board President Anthony Johnston, we aim to create strong relationships within the community while ensuring that our members feel valued and supported every step of the way. If you need assistance or have questions about our services, please don't hesitate to reach out! You can give us a call at 312-614-4393 during our lobby hours on Monday, Wednesday, and Thursday from 4:30 PM to 6:00 PM. We invite you to visit our website at cucu1600.com for more information about how we can help you thrive financially. Join us today and experience the difference a member-focused credit union can make!

Branch History & Mission

Looking Ahead

As we continue our journey, we remain focused on embracing digital advancements while ensuring ADA compliance for all our members. We understand that convenience is key in today's fast-paced world. Although we are still developing features like online banking and mobile applications, rest assured that every decision is made with your best interests at heart. We invite you to join the College And University family today! Experience firsthand how we can help you achieve your financial dreams while being part of a community-focused credit union. For any inquiries or assistance, feel free to contact us at 312-614-4393 or visit our website at cucu1600.com. Join us as we continue making a positive impact together!

Our Evolution

Since opening our doors, we have witnessed remarkable growth and changes. With total assets reaching an impressive $1,257,783, we have continuously adapted to meet the evolving needs of our members. Our mission has always been clear: to provide accessible financial solutions while fostering a strong sense of community. Over the years, we have expanded our services to include checking and savings accounts, auto loans, personal loans, and credit cards with rewards. These offerings reflect our dedication to helping members achieve their financial goals. While members can visit us at 1901 W Carroll Ave Ste 200, official correspondence should be sent to 1901 W Carroll Ave Ste 200, Chicago, IL 60612-2401. Our convenient location is easily accessible and close to notable landmarks that make banking with us simple and straightforward.

Our Mission

At the core of College And University's mission is the belief that everyone deserves access to fair and equitable financial services. We are committed not only to providing top-notch banking products but also to giving back to the communities we serve. Through various outreach programs and partnerships with local organizations, we strive to enhance the lives of those around us. Our operating hours Monday, Wednesday, and Thursday from 4:30 PM to 6:00 PM are designed to accommodate your busy schedule. While we currently do not offer ATM or drive-thru services, our dedicated staff is always ready to assist you during lobby hours.

Branch Location & Accessibility

Convenient Access

Our location offers ample parking for members visiting us. If you're on foot or using public transportation, you'll find our branch is designed with accessibility in mind, featuring ADA-compliant ramps and entrances. We want everyone to feel welcome when they step through our doors.

Operating Hours

Visit us during our convenient lobby hours: Monday, Wednesday, and Thursday from 4:30 PM to 6 PM. We understand that life can be hectic, and we strive to provide flexible banking options that fit into your busy schedule. If you have questions or need assistance outside these hours, don't hesitate to give us a call at (312) 614-4393. Our friendly team is here to help!

Services Offered

At College And University, we offer a range of services including personal banking with checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. While we do not currently offer ATM services or drive-thru banking, our dedicated staff is always available inside the branch to help you with any transactions or inquiries you may have. While members can visit us at 1901 W Carroll Ave Ste 200 Chicago Il 60612, official correspondence should be sent to 1901 W Carroll Ave Ste 200, Chicago, IL 60612-2401 if it differs from this location.

Visit Us Today!

We invite you to stop by and discover how we can support your financial journey. Join our community of over 342 members who trust us for their banking needs. Come see what makes College And University more than just a credit union; it's a place where your financial goals are supported by friendly faces who care about your success!

Member Eligibility

At College And University, we believe that becoming a member is like joining a caring family where your financial well-being is our priority. If you're looking to become part of our community, the eligibility criteria are quite simple and welcoming. Generally, anyone who lives, works, or studies in the area surrounding 1901 W Carroll Ave Ste 200 Chicago Il 60612 can apply for membership. This means that whether you're a local resident or a student at one of our nearby colleges, you're likely eligible to join us! For those who want to dive deeper into the specifics, you can visit our detailed eligibility page at . Once you're ready to open your account, the process is straightforward and designed with you in mind. You can easily start your journey by checking out the account opening details available at . If you have any questions along the way or need assistance, feel free to give us a call at (312) 614-4393. We can't wait for you to experience all the benefits of being part of College And University!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support to expand your operations, purchase new equipment, or hire additional staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, our focus remains on providing flexible financing solutions that can help businesses like yours flourish when the time comes.

Merchant Services

Alongside our loan offerings, we provide merchant services tailored to streamline your payment processes. This means faster transactions and improved cash flow for your business. With easy-to-use tools at your disposal, you can focus on what really matters growing your business. Visit us at 1901 W Carroll Ave Ste 200 Chicago Il 60612 or call us at (312) 614-4393 to learn more about how we can support your business ambitions today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at our branch, we ensure easy access for cash withdrawals through partnerships with local networks, so you always have access to cash when needed. At College And University, we are committed to making banking accessible and convenient for everyone in our community. For more information about any of these services or to see how we can assist you further, feel free to reach out by calling us at (312) 614-4393. We look forward to serving you!

Auto Loans & Vehicle Financing

Need a new car? Our auto loans and vehicle financing options make it easier than ever to hit the road in style. We help you navigate the loan process, making it simple and straightforward. You can drive away knowing you've made a smart financial decision.

Business Banking

For our entrepreneurial members, we offer comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our solutions are designed to support your business growth.

Credit Cards with Rewards

Looking for a way to make your purchases work for you? Our credit cards with rewards allow you to earn points or cash back on everyday spending. It's not just about borrowing; it's about getting something back while managing your expenses wisely.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll make in life. At College And University, we offer mortgage loans and refinancing solutions tailored to your unique situation. Whether you're purchasing your first home or looking to refinance an existing mortgage for better terms, our friendly staff is here to guide you every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, and pay bills with just a few taps on your phone or clicks online.

Personal Banking

Whether you're looking to manage day-to-day expenses or save for future goals, our personal banking options are designed with you in mind. We offer checking and savings accounts that cater to various lifestyles and financial habits. Imagine being able to easily track your spending while also saving for that dream vacation or new home. With our accounts, you can do just that.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way, and that's where our personal loans come into play. If you're dealing with multiple debts, we also provide effective debt consolidation options that can simplify your finances and lower your monthly payments. We strive to create solutions that fit within your budget.

Digital & Online Banking

Key Services

Though we don't have a mobile application or person-to-person transfer options right now, we're dedicated to enhancing your banking experience. For those who prefer digital communication, electronic signature authorization is also not available at this time, ensuring that all transactions maintain their traditional integrity. Our goal is to ensure that managing your finances is straightforward. You can monitor account activity and make informed decisions easily without the hassle of lengthy paperwork or complicated processes.

Security and Support

Your security is our top priority. Even without online banking capabilities, we strive to provide a safe environment for all your financial needs. If you have any questions or need assistance, our team is always here to help during lobby hours on Monday, Wednesday, and Thursday from 4:30 PM to 6:00 PM. Experience the ease of banking with College And University today! While we may not yet offer all the bells and whistles found at larger banks, we are committed to providing personalized service that meets your unique needs. Together, let's take the next steps toward simplifying your financial life.

Financial Strength

A Growing Community

Total Share Accounts stand at 342, demonstrating a strong and growing member base that trusts us with their finances. This community of members is what drives us to continue enhancing our services every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, College And University is your trusted partner. Visit us at 1901 W Carroll Ave Ste 200 Chicago Il 60612 or call (312) 614-4393 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 0 full-time employees and 1 part-time employees ready to assist you. Our team is dedicated to serving you with knowledge and commitment, ensuring that all your banking needs are met promptly.

Focused on Members

Unlike traditional banks, we focus our resources on benefiting our members. With non-member deposits at $0, we ensure that our efforts are concentrated on providing you with better loan rates, lower fees, and exclusive perks tailored to your needs.

Investment in Growth

With $101,504 in undivided earnings, we reinvest in innovative banking tools and stronger lending options. This allows us to enhance security measures and improve our services to meet your evolving financial needs.

Member Savings Security

We prioritize your savings with $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. This commitment ensures that your funds are secure while still working for you.

Strong Financial Position

With a net worth of $144,888, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,152 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity is designed to support your financial goals. We currently have $4 in used auto loans and $165,506 in total loans and leases available to help you achieve your dreams whether that's buying a car or financing other personal projects. Additionally, our solid performance is reflected in our $8,919, showcasing operational efficiency that enables us to continue offering competitive loan rates and quality financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $52,706 in used vehicle loans already helping members get on the road. Currently, we also have $8.00 in total auto loans available to assist those looking for financing.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we're dedicated to helping you find the right solution when you're ready.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, although there are no current offerings in this category at the moment. However, our team is here to help you explore other options for managing your finances effectively. For those who may be interested in refinancing their existing loans or learning about eligibility options, feel free to reach out to us for more information. We believe that every member deserves access to affordable financing solutions that can enhance their financial health. If you have any questions or need assistance, please don't hesitate to contact us at 312-614-4393. Our branch is located at 1901 W Carroll Ave Ste 200, Chicago, IL 60612, and we're here to support you during our lobby hours on Monday, Wednesday, and Thursday from 4:30 PM to 6 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit our website at College And University for more details on our loan offerings and how we can assist you further!

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COLLEGE AND UNIVERSITY CREDIT UNION