Coffee County Teachers Credit Union Douglas GA | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Coffee County Teachers Federal Credit Union, your trusted partner in financial wellness since 1964. Located at 1006 Madison Ave N, Douglas, GA 31533, we are proud to serve our community with personalized banking solutions tailored just for you. Our mission is to empower our members currently numbering 971 with the tools and resources they need to achieve their financial goals. At Coffee County Teachers, we manage assets totaling an impressive $3,153,565 and have made it our priority to offer a variety of services, including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewarding benefits. With total deposits of $498,015, we ensure that your money is not only safe but also working for you. Our dedicated team of just 3 employees is led by CEO Sandra Andrade and Board President Vivian Loving. Together, they foster a culture of community support and financial education. Whether you're looking for personal banking or business financing solutions, we're here to help you navigate your options. While members can visit us at our branch location, official correspondence should be sent to the same address: 1006 Madison Ave N, Douglas, GA 31533-3128. If you have questions or need assistance, don't hesitate to reach out at 912-384-2866 during our lobby hours from Monday to Friday, 9:00 am - 5:00 pm. Join us today and experience the difference of being a member of Coffee County Teachers Federal Credit Union where your financial future matters!

Branch History & Mission

Join Us Today!

We invite you to experience the benefits of membership firsthand. Whether you're looking for competitive rates on loans or personalized service from friendly staff, you'll find it here with us. Reach out at (912) 384-2866 during our operating hours Monday through Friday from 9:00 AM to 5:00 PM and let's embark on this financial journey together!

Our Journey

Our story began over five decades ago when a group of dedicated educators came together with a vision: to create a financial institution that prioritizes the needs of its members. Since then, we have expanded our services and adapted to the changing landscape of banking while remaining rooted in our mission to support our local community. Today, we proudly manage total assets amounting to $3,153,565, serving more than 971 members who trust us for their financial needs. Over the years, we have embraced advancements in technology to provide convenient banking options while ensuring accessibility for everyone. Although we currently do not offer ATMs or drive-thru services, our commitment remains unwavering: to provide personal and reliable service tailored to each member's unique circumstances.

Our Mission

At Coffee County Teachers Federal Credit Union, our mission is straightforward yet impactful: We strive to empower our members through comprehensive financial services while fostering community growth. Whether you're seeking auto loans, mortgages, or personal loans, we are here to guide you every step of the way. We take pride in being more than just a credit union; we aim to be a catalyst for positive change within our community. In addition to offering essential banking products like checking and savings accounts and credit cards with rewards, we actively seek partnerships that enhance our outreach efforts. By collaborating with local organizations and schools, we contribute to initiatives that uplift those around us and promote financial literacy. While members can visit us at 1006 Madison Ave N Douglas Ga 31533, official correspondence should be sent to 1006 Madison Ave N, Douglas, GA 31533-3128. If you're looking for a supportive financial partner that understands your needs and values community connection, consider joining us at Coffee County Teachers Federal Credit Union.

Branch Location & Accessibility

Banking Services Tailored to You

Coffee County Teachers offers a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we strive to meet your financial needs. While we currently do not have ATM services or drive-thru banking available, our friendly staff is always here inside the branch ready to assist you with any transactions. So why wait? Come visit us at Coffee County Teachers Federal Credit Union today! If you have questions or need assistance before your visit, feel free to give us a call at 912-384-2866. We look forward to welcoming you into our community bank!

Comfortable and Accessible Facilities

At our branch, we prioritize accessibility for everyone. Our facilities are ADA compliant, with ramps available to ensure ease of access for all members. We want you to feel comfortable when you visit us!

Convenient Access and Nearby Landmarks

Our location is not just accessible; it's also surrounded by familiar landmarks that make finding us a breeze. We're close to local favorites like the Coffee County Historical Society and the beautiful Central Square, making us a convenient stop during your day. Parking is ample and easy, so whether you're visiting us for personal banking or any of our financial services, you'll have no trouble finding a spot.

Friendly Operating Hours

We're here for you Monday through Friday from 9:00 am to 5:00 pm. These hours are designed with your busy schedule in mind, allowing you to pop in before or after work or even on your lunch break. Whether you're looking to open an account or need assistance with loans or credit cards, our dedicated team is ready to help.

Member Eligibility

Welcome to the Coffee County Teachers community, where becoming a member means joining a supportive family dedicated to your financial well-being. At Coffee County Teachers, located at 1006 Madison Ave N Douglas Ga 31533, we welcome anyone who works in education, including teachers and staff in local schools, as well as their family members. This inclusive approach ensures that you can enjoy all the benefits we offer, from personalized banking services to competitive loan rates. If you're ready to take the next step toward membership, opening an account is straightforward and welcoming. Just give us a call at (912) 384-2866 for assistance or check out our eligibility criteria for more details. We're here to help you every step of the way as you join our community and start enjoying the unique advantages of banking with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services empower you to accept payments easily and efficiently. Whether you're a bustling café or a small retail shop, our services can help streamline your transactions, making it easier for your customers to pay while you focus on growing your business. Visit us at 1006 Madison Ave N Douglas Ga 31533 or call us at (912) 384-2866 to learn how Coffee County Teachers can partner with you for success!

Comprehensive List Of Services

Business Banking Support

If you're a business owner, we have specialized services just for you! Our business banking options include merchant services and business loans designed to support and grow your enterprise. We understand the challenges of running a business, and we're here to partner with you every step of the way.

Cash Withdrawal Services

While we currently do not have ATM services at our branch, we ensure that cash withdrawal services are readily available when needed during regular operating hours from Monday to Friday, 9:00 AM to 5:00 PM. As part of Coffee County Teachers Federal Credit Union, we strive to create an inclusive financial environment where all members feel valued and supported. If you're ready to experience personalized service and comprehensive solutions tailored just for you, give us a call at (912) 384-2866 or visit us today at 1006 Madison Ave N Douglas Ga 31533. Join us in achieving your financial goals together!

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that let you manage your accounts anytime, anywhere. Need to check your balance? Transfer funds? It's all just a few clicks away!

Home Financing Solutions

When it comes to homeownership, we understand that every member's situation is unique. That's why we offer mortgage loans and refinancing solutions designed to fit your needs. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through the process with ease.

Personal Banking Made Easy

Starting with personal banking, our checking and savings accounts offer straightforward options for managing your money. Imagine being able to access your funds easily while enjoying competitive interest rates that help your savings grow. If you're considering a new vehicle, our auto loans and vehicle financing options make purchasing or refinancing your car simple and stress-free. You can drive off with confidence knowing that you have an affordable payment plan tailored just for you.

Personal Loans for Life's Needs

Life can throw unexpected expenses your way, which is where our personal loans come into play. They are perfect for debt consolidation or funding major purchases without the hassle of juggling multiple payments. Our friendly staff will help you navigate the application process so you can focus on what really matters.

Rewards with Every Purchase

For those who enjoy rewards while shopping, our credit cards come with benefits that give back with every purchase you make. Enjoy perks that enhance your everyday spending while managing it responsibly.

Digital & Online Banking

Accessibility and Ease-of-Use

We believe that banking should be straightforward. Although mobile payments and our dedicated mobile application are not available at this time, our commitment remains to provide accessible services that fit seamlessly into your life. You can still enjoy person-to-person transfers with ease when they become available in the future.

Always Here for You

At Coffee County Teachers, we're dedicated to serving you with care and respect. While we work towards enhancing our digital banking offerings, our friendly staff is always here during our operating hours Monday through Friday from 9:00 am to 5:00 pm ready to assist you with any questions or needs you may have. Embrace the future of banking with us as we continue to explore new ways to serve our members better!

Secure Transactions

Your security is paramount. While we currently do not support electronic signature authorization or e-statements, rest assured that any future digital features will prioritize robust security measures to keep your financial information safe.

Financial Strength

Member-Centric Approach

Members' savings are secured through $50,955 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $597,890, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1896 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $597,890 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $2,600,246 in total loans and leases.

Trust Through Growth

Total Share Accounts stand at 1,081, showing a strong and growing member base that trusts us with their finances. This trust is what drives us to constantly improve our services and offerings. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coffee County Teachers is your trusted partner. Visit us at 1006 Madison Ave N Douglas Ga 31533 or call 912-384-2866 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,303,912 in used vehicle loans and $583,838 in new vehicle loans already helping members get on the road. We are here to assist you every step of the way with financing options tailored to your needs.

Credit Lines

Need extra flexibility? Our total credit lines available amount to $200,000, providing you with an additional resource for your financial needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we are always exploring ways to expand our offerings in this area.

Refinancing Options

If you're considering refinancing existing loans or need more information about eligibility options, feel free to contact us at (912) 384-2866. Our team is ready to guide you through the process and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We take pride in offering our community reliable lending solutions that cater specifically to their needs at Coffee County Teachers located at 1006 Madison Ave N, Douglas, GA 31533. Reach out today and let us help you find the right loan product for your journey!

Unsecured Credit Card Loans

For those looking for flexibility in managing expenses, we also offer unsecured credit card loans. Though currently there are no outstanding amounts in this category, we aim to provide various options that support our members' financial management effectively.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers. - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

COFFEE COUNTY TEACHERS FEDERAL CREDIT UNION - Douglas, GA

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