Code Credit Union Englewood OH | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Code Credit Union, your trusted financial partner in the heart of Englewood, Ohio! Established in 1940, we have proudly served our community for over 80 years, helping families and individuals achieve their financial goals. Whether you're looking for personal banking options or business services, we are here to support you every step of the way. Located at 415 W National Rd, Englewood, OH 45322, our branch is not just a place to bank; it's a hub of community connection. We invite you to visit us in person or explore our services online at codecu.org. If you need to reach out directly, feel free to call us at 937-836-3031. At Code Credit Union, we take pride in our commitment to our members. With a total membership of 12,673 and assets exceeding $162 million, we are well-equipped to meet your financial needs. Our dedicated team, led by CEO Scott Rutherford and Board President Doyle Burke, works tirelessly to ensure that our offerings are tailored just for you. With total deposits reaching $8,876,458 and loans amounting to 8,599, we strive to maintain a strong financial foundation while providing competitive rates and personalized service. Our net worth stands at an impressive $19,572,989, reflecting our stability and commitment to your future. While members can visit us at the branch for all their banking needs from checking and savings accounts to auto loans and mortgage refinancing official correspondence should be sent to the same address: 415 W National Road, Englewood, OH 45322-1405. Join us on this journey towards financial wellness. Experience firsthand how Code Credit Union can make a difference in your life today!

Branch History & Mission

Our Journey

From our humble beginnings, Code has evolved significantly. Established as a small credit union, we now proudly hold assets totaling $162,169,333, reflecting our dedication to sound financial practices and community support. Our branch is located at 415 W National Rd Englewood Oh 45322, conveniently situated near local landmarks that make us accessible to everyone in the area. Over the years, we've achieved important milestones, including expanding our services to meet the diverse needs of our members. Today, we offer personal banking, auto loans, mortgages, credit cards with rewards, and business banking services. We've also embraced technology by providing online and mobile banking options to ensure that our members can manage their finances anytime, anywhere.

Our Mission

At Code, our mission is simple yet powerful: to empower our members through accessible financial services while fostering a sense of community. We believe that everyone deserves the opportunity for financial growth and stability. That's why we are committed to offering personalized service and innovative solutions that cater to your unique needs. We take pride in not only helping you achieve your financial goals but also giving back to the community through various outreach efforts. Whether it's sponsoring local events or partnering with organizations that uplift those in need, we strive to make a positive impact right here in Englewood.

Visit Us

While members can visit us at 415 W National Rd Englewood Oh 45322, official correspondence should be sent to 415 W National Road, Englewood, OH 45322-1405 if different. We're open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. Our friendly staff is here to assist you with any questions you may have. With ATM availability for your convenience and no drive-thru service, we invite you to experience the warmth of Code firsthand. Reach out at (937) 836-3031 or visit us online at http://www.codecu.org for more information about joining our family. Join us today at Code, where your journey towards financial empowerment begins!

Branch Location & Accessibility

Accessibility and Parking

At Code, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can access our services comfortably. There's ample parking available right outside the branch, so you won't have to worry about finding a spot when you arrive.

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours designed to fit your busy schedule. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. We're closed on Sundays, but you can always reach us by phone at 937-836-3031 if you need assistance.

Services Offered

At our Englewood location, we provide a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we have options for everyone. Plus, with our ATM availability, cash withdrawals are quick and convenient. While we don't currently offer drive-thru banking or shared service centers at this location, our friendly staff is always ready to assist you inside. While members can visit us at 415 W National Rd Englewood Oh 45322, official correspondence should be sent to 415 W National Road, Englewood, OH 45322-1405 for any necessary paperwork. We invite you to come by and experience the welcoming atmosphere at Code Credit Union in Englewood. Whether you're looking to open an account or just have questions about our services, we're here for you!

Member Eligibility

At Code, becoming a member means joining a warm and welcoming community where your financial well-being is our priority. If you're wondering how to become part of our family, it's quite simple! We invite anyone who lives, works, or worships in our local area to apply for membership. This means that if you're situated near 415 W National Rd Englewood Oh 45322, you could easily qualify. Joining us opens the door to a variety of benefits including lower loan rates, personalized service, and access to exclusive member-only products. For more detailed information on eligibility, feel free to visit our website at http://www.codecu.org/membership. Ready to take the next step? Opening an account with us is easy! Just head over to https://access24.codecu.org/enroll to start your application online. If you have any questions along the way or need assistance, don't hesitate to call us at (937) 836-3031. We're here for you every step of the way as you join our supportive community at Code!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, our merchant services are designed with your needs in mind. Whether you're a local shop or a growing enterprise, our payment processing solutions make transactions smoother and faster. Picture this: no more long waits for credit card approvals or complicated setups just straightforward tools that let you focus on what you do best: running your business. Join us at Code located at 415 W National Rd Englewood Oh 45322 in Englewood, OH, and discover how we can support your journey toward success. Give us a call at (937) 836-3031 to learn more!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $81 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $113 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,211,325, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

At Code, we also prioritize accessibility through our digital banking features. With our user-friendly online banking system and mobile app, accessing your accounts has never been easier. Plus, with basic ATM access available for withdrawals and balance checks, managing your finances on-the-go is simple. We invite you to visit us at 415 W National Rd Englewood Oh 45322 in Englewood, OH or call us at (937) 836-3031 to learn more about how we can serve you better. Your financial well-being is our top priority, so let's work together towards achieving your dreams!

Business Banking

For our entrepreneurial members, we provide comprehensive business banking services including merchant services and business loans. Whether you're just starting out or looking to expand, we have tools and resources to support your business journey.

Credit Cards

Looking for rewards on your everyday purchases? Consider our credit cards with rewards, designed to give back as you spend. Enjoy benefits like cashback or points redeemable for travel or merchandise it's our way of saying thank you for being a valued member.

Home Financing

If home ownership is on your mind, our mortgage loans and refinancing services can help turn that dream into reality. Our knowledgeable staff will guide you through the mortgage process and help you understand all your options.

Personal Banking

We offer various personal banking options, including checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds with our online and mobile banking services. You can check your balance, transfer money, and pay bills right from your phone or computer. Our ATM services make it simple to withdraw cash whenever you need it, ensuring convenience at all hours.

Personal Loans

Need a little extra cash for unexpected expenses? Our personal loans and debt consolidation options offer flexible solutions that can help alleviate financial stress. With straightforward terms and friendly service, we're here to support you in getting back on track.

Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options provide competitive rates to help you get behind the wheel with ease. We understand that buying a car is a significant investment, so we work closely with you to find terms that fit your budget.

Digital & Online Banking

Accessibility and Ease of Use

At Code, we believe that banking should be as straightforward as possible. Our user-friendly interface ensures that even those new to online banking can navigate effortlessly. You'll have real-time access to your account information whenever you need it. Whether you're at home or out and about, our digital and online banking services are designed to keep you connected with your finances securely and conveniently. Experience the ease of managing your money with us today!

Key Features

One of the standout features of our digital banking is the ability to send money easily with person-to-person transfers. This makes it simple to split bills with friends or send funds to family without any hassle. And if you're looking for faster transactions, our mobile payments feature allows you to make purchases directly from your phone. Security is also a top priority for us. We provide electronic signature authorization for documents, making it safe and convenient for you to handle your financial needs without needing to visit a branch. Additionally, e-statements are available so you can receive your account statements electronically no more waiting for paper statements in the mail!

Financial Strength

At Code, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial standing, which reflects our commitment to providing you with the best services possible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $19,572,989, we maintain robust financial health that empowers us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.06% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $31,768,143 in share certificates and $21,791,444 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks. With $17,318,347 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,671 in used auto loans and $100,142,908 in total loans and leases. Our operational efficiency is reflected in our $487,600, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 1 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments at $5,994,512, we demonstrate our ability to support your needs effectively. Our growing member base is evident in the total share accounts: 25,805, showing that more people trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Code is your trusted partner. Visit us at 415 W National Rd Englewood Oh 45322 or call (937) 836-3031 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,024,157 in used vehicle loans and $17,338,343 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable used one, our competitive rates make it easier than ever to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $3,211,325 provide the capital needed to grow and expand your business. We understand that every business has unique needs and are here to support you every step of the way. At Code, we believe in providing accessible financial solutions for everyone. If you're considering refinancing or want to learn about eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at (937) 836-3031, or visit us at our branch located at 415 W National Rd Englewood Oh 45322 in Englewood, OH. Our goal is to help you achieve your financial aspirations with ease and confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and take the first step toward fulfilling your financial goals!

Credit Lines and Unsecured Loans

If you're looking for flexibility, our total credit lines loans amounting to $33,585,535 can help manage your finances effectively. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $4,308,904 in loans helping members maintain control over their spending without the burden of collateral.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,037,857, make buying or refinancing simple. We provide personalized service to help you navigate the mortgage process and find the best solution for your situation.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means you can trust that the rates you see are legitimate and not inflated for marketing purposes. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every loan comparison is based solely on the merit of the offer. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. This feature is especially useful in a dynamic market where rates can change frequently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. If you're looking for an easy way to compare loans, explore your options today. Compare real-time loan offers at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

CODE CREDIT UNION - Englewood, OH

Compare Loan Rates Near You

Loan rates in Englewood, OH (45322)