Cobalt Credit Union Offutt Afb NE | Top Auto Loans & Business Banking

Introduction

Welcome to Cobalt, your trusted financial partner located at 106 Meyer Ave, Offutt AFB, NE 68113. Since our establishment in 1946, we have been dedicated to serving our community with integrity and care. With over 121,215 members and a robust asset base of $1,336,067,972, we pride ourselves on being a reliable resource for all your banking needs. At Cobalt, we understand that every member has unique financial goals. That's why we offer a wide range of services tailored just for you, including checking and savings accounts, auto loans, mortgage options, and business banking solutions. Our total loans stand at 53,881, demonstrating our commitment to supporting the dreams of our members. Under the leadership of our CEO Robin Larsen and Board President Julia Cronin-Gilmore, Cobalt is more than just a credit union; we are a community hub focused on fostering growth and prosperity. Our experienced team of 263 employees is always ready to assist you with friendly service and expert advice. If you ever need to get in touch with us, feel free to call us at 402-514-4935 or visit our website at cobaltcu.com. While you can reach us at our branch address for any inquiries or transactions, please note that official correspondence should be sent to the same mailing address: 106 Meyer Ave, Offutt AFB, NE 68113. Join us today and discover how Cobalt can help you achieve your financial goals! Whether you're looking to save for the future or need assistance with loans, we're here for you every step of the way.

Branch History & Mission

Community Commitment

We believe that being a responsible financial institution extends beyond providing services; it means giving back to the community we serve. Cobalt actively participates in local events and supports initiatives aimed at uplifting those around us. Our partnerships with local organizations help us address pressing issues while fostering a spirit of cooperation and support.

Join Us!

As we look toward the future, we invite you to become part of the Cobalt family. Experience firsthand how we prioritize member service through innovative digital advancements like online banking and mobile payments. If you're ready to embark on your financial journey with us or wish to learn more about what we offer, don't hesitate! Visit us today or call us at (402) 514-4935 for more information on becoming a member. Together, let's build a brighter financial future!

Our Journey

Over the years, Cobalt has evolved significantly while maintaining its core mission: to provide exceptional financial services that empower our members and enrich our community. We understand the unique needs of our members and have tailored our services to include personal banking options such as checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Our journey has not just been about numbers; it's been about people. We've fostered strong relationships within the community and have engaged in various outreach initiatives aimed at improving financial literacy and providing support where it's needed most.

Our Mission

Cobalt's mission is simple yet profound: to enhance the financial well-being of our members through accessible banking services and community involvement. We strive to ensure that everyone has the opportunity to achieve their financial goals. Whether you are looking for a straightforward checking account or seeking assistance with complex loan options, we are here for you every step of the way. While members can visit us at 106 Meyer Ave Offutt Afb Ne 68113, official correspondence should be sent to 106 Meyer Ave, Offutt AFB, NE 68113. We offer convenient operating hours from Monday to Sunday, 9 AM to 7 PM, ensuring that your banking needs are met on your schedule.

Branch Location & Accessibility

Welcome to the Cobalt branch located at 106 Meyer Ave in Offutt AFB, Nebraska! Our convenient location makes it easy for you to manage your banking needs while enjoying a friendly atmosphere. Whether you're coming from nearby landmarks or just passing through Sarpy County, you'll find us nestled in a vibrant community. While members can visit us at 106 Meyer Ave, official correspondence should be sent to the same address for convenience. We're proud to offer ADA-compliant features, ensuring that everyone has access to our services. Parking is readily available, so you can easily stop by without any hassle. Our operating hours are designed with your busy schedule in mind. We are open every day from 9 AM to 7 PM, making it simple to fit your banking errands into your day. You can reach us at 402-514-4935 if you have any questions or need assistance before your visit. At Cobalt, we provide a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, we offer ATM access right here at our branch for quick cash withdrawals and balance checks. Although we do not have drive-thru service available, our friendly staff is always ready to assist you inside the branch. We also do not have shared service center availability, so you can expect personalized service each time you visit. We invite you to come by and experience everything Cobalt has to offer. Whether you're looking for a new account or just want to chat about your financial goals, we're here for you! Don't hesitate stop in today or give us a call!

Member Eligibility

At Cobalt, we believe that everyone deserves a chance to be part of a supportive community. Becoming a member is not just about banking; it's about joining a family that cares about your financial well-being. If you live, work, or worship in the area, you're likely eligible to join us! We welcome individuals who meet our straightforward criteria, which you can explore in more detail at http://www.cobaltcu.com/personal/how-become-member . By becoming a member, you'll gain access to personalized financial services, competitive rates on loans and savings accounts, and a network of resources designed to help you thrive. Joining is easy! Simply visit us at our location at 106 Meyer Ave Offutt Afb Ne 68113 or give us a call at (402) 514-4935 for assistance with opening your account. You can also start the process online by visiting our account opening page at https://secure.cobaltcu.com/registration . We look forward to welcoming you to the Cobalt family and supporting you every step of the way!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $168 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $192,577,843, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that simplify transactions and enhance your customer experience. Picture this: your customers can pay quickly and easily, whether online or in-person. This not only boosts sales but also builds loyalty as customers appreciate the convenience you provide. Located at 106 Meyer Ave Offutt Afb Ne 68113, Offutt AFB, NE, we're here to help your business thrive. Reach out today at (402) 514-4935 to learn more about how our services can benefit you!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With convenient ATM access available at our branch and beyond, withdrawing cash or checking balances is simple and hassle-free. You can rely on us for quick transactions whenever necessary. At Cobalt, we're not just about banking; we're about building relationships with our members in Offutt AFB and beyond. Our friendly staff is always ready to assist you with any questions or needs you may have. For more information about how we can help you achieve financial success, feel free to call us at 402-514-4935 or visit us online at Cobalt. Join us today and let's work together towards a brighter financial future!

Auto Loans & Vehicle Financing

Thinking about buying a new car? We offer competitive auto loans and vehicle financing options that can help make your dream car a reality. Our flexible terms and personalized service ensure that you get the financing you need without the stress.

Business Banking

For our business members, we offer comprehensive business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is ready to support you with tailored solutions that fit your business needs.

Credit Cards with Rewards

Maximize your spending power with our credit cards that come with exciting rewards. Whether it's travel points or cashback offers, using our credit card can turn everyday purchases into valuable perks.

Mortgage Loans & Refinancing

When it comes to homeownership, we provide mortgage loans with favorable rates to help you buy your dream home. If you're already a homeowner, consider our refinancing options to potentially lower your monthly payments or access cash from your home's equity. We are here to guide you through every step of the process.

Online & Mobile Banking

In today's fast-paced world, having easy access to your finances is crucial. That's why Cobalt offers robust online and mobile banking features. From checking balances and transferring funds to paying bills and making deposits from anywhere at any time, managing your money has never been easier.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your day-to-day finances effortlessly. Imagine having an account that not only keeps your money safe but also earns interest over time! With Cobalt, you can choose between various options that suit your lifestyle and spending habits.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans are designed to give you quick access to funds when you need them most. Additionally, if managing multiple debts feels overwhelming, our debt consolidation options can help simplify your finances by combining them into one manageable payment.

Digital & Online Banking

Key Features

One standout feature is our mobile application, which allows you to take your banking with you wherever you go. With it, you can easily make person-to-person transfers, helping you split bills or send money to friends quickly and securely. Plus, if you're always on the move, our mobile payments feature makes it easy to pay for purchases directly from your phone. For those who prefer to keep track of their accounts digitally, we offer e-statements that provide a quick and eco-friendly way to view your transaction history. You can also sign documents electronically thanks to our electronic signature authorization feature no more printing or mailing paperwork! Security is a top priority for us. Our systems are designed to protect your personal information while allowing you the freedom to manage your finances independently. With all these features combined, managing your money has never been easier. Join us at Cobalt today and experience the benefits of modern banking tailored to fit your lifestyle!

Financial Strength

Committed Team

At Cobalt, we take pride in having 257 full-time employees and 6 part-time employees who are always ready to assist you with knowledgeable service. With a total of 222,330 showing a growing member base that trusts us with their finances, we're committed to being your reliable partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cobalt is your trusted partner. Visit us at 106 Meyer Ave Offutt Afb Ne 68113 or call (402) 514-4935 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us. We have $292,336,748 in share certificates and $314,388,205 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $18,992,117, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Community

We believe in reinvesting back into our community. With $106,460,450 in undivided earnings, we continuously enhance our services by investing in innovative banking tools, stronger lending options, and improved security measures to serve you better.

Strong Financial Health

With a net worth of $108,211,112, we maintain robust financial health that allows us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $809 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity is significant amounting to $1,043,913,445 in total loans and leases including $25,029 in used auto loans supporting your financial goals across various sectors. This is backed by our operational efficiency reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $339,691,805 in used vehicle loans and $175,426,728 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles to ensure that you can find the right fit for your budget.

Business Financing

For business owners in our community, we recognize the importance of having access to capital. Our outstanding commercial loans totaling $192,577,843 are available to support your business growth and expansion efforts. At Cobalt Credit Union, we pride ourselves on offering competitive rates and tailored solutions for our members. If you're interested in learning more about our loan offerings or want to explore refinancing options, feel free to reach out at 402-514-4935 or visit us online at Cobalt CU. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $93,539,506, make buying or refinancing simple. We also offer refinancing options to help you lower your monthly payments or access equity in your home.

Personal Loans and Credit Cards

For those unexpected expenses or everyday purchases, we also provide unsecured credit card loans with flexible terms. With a total of $995,000 in unsecured credit card loans helping members manage their finances effectively, you can shop with peace of mind knowing you have access to funds when needed.

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COBALT FEDERAL CREDIT UNION