COBALT FEDERAL CREDIT UNION

Welcome to Cobalt, your trusted financial partner since 1946. Located at 1141 N Broadway, Council Bluffs, IA 51503, our branch is dedicated to serving over 121,215 members with a commitment to community and personalized service. At Cobalt, we understand that banking isn't just about numbers; it's about building relationships that empower you financially. With total assets exceeding $1.3 billion and more than $65 million in deposits, we take pride in our strong financial foundation. Our diverse range of services includes personal banking, auto loans, mortgages, and business banking solutions tailored to meet your needs. Whether you're looking to buy your first car or secure a loan for your business, we have options that work for you. Led by our CEO Robin Larsen and Board President Julia Cronin-Gilmore, our team of 263 employees is here to ensure that you receive the best possible service. You can rely on us for not just great products but also for expert advice and support every step of the way. While members can visit us at our branch location, official correspondence should be sent to PO Box 1149, Bellevue, NE 68005-1149. We invite you to explore all that Cobalt has to offer by visiting our website at cobaltcu.com or calling us at 712-242-1060. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Becoming a member of Cobalt is like joining a warm and welcoming family that's dedicated to your financial well-being. Located at 1141 N Broadway Council Bluffs Ia 51503, we believe that everyone deserves access to quality financial services. To become a member, you simply need to meet a few friendly criteria, such as being a resident of the area or having an immediate family member who is already part of our community. We're here to support you every step of the way, ensuring that you feel right at home with us. For more detailed eligibility information, feel free to visit our website at http://www.cobaltcu.com/personal/how-become-member . Opening your account is just as easy! You can start this simple process by visiting us online at https://secure.cobaltcu.com/registration or by giving us a call at (712) 242-1060. Our team is excited to help you unlock all the benefits of membership, including competitive rates on loans and savings, personalized service, and access to tools that help you manage your finances effectively. Join us today and discover how Cobalt can make a positive impact on your financial journey!

At Cobalt, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to providing you with the best services and support for your financial needs. With a net worth of $108,211,112, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 809 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $292,336,748 in share certificates and $314,388,205 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $18,992,117, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $106,460,450 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $25,029 in used auto loans and over $1 billion in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 257 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 222,330, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $1,188,587, further underscoring our ability to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cobalt is your trusted partner. Visit us at 1141 N Broadway Council Bluffs Ia 51503 or call 712-242-1060 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.