Coastline Credit Union Orange Park FL | Affordable Auto Loans & Top Checking

Introduction

Welcome to Coastline, your trusted partner in financial services since 1936. Located at 1505 County Road 220, Orange Park, FL 32003, we are proud to serve our community with dedication and care. With over 10,000 members enjoying the benefits of a credit union that truly puts people first, we strive to create a positive impact in the lives of our members. At Coastline, we understand that financial decisions can be overwhelming. That's why our experienced team is here to offer personalized solutions tailored to your unique needs. Whether you're looking for checking and savings accounts, auto loans, or even mortgage refinancing, we've got you covered. As of now, our total assets stand at an impressive $134,733,539, with total deposits reaching $5,464,349 reflecting our commitment to safety and security in your financial journey. Led by CEO Michael Lebanowski and Board President Sandra Hall, our team of 35 dedicated employees is focused on providing exceptional service. You can trust us to handle your finances with transparency and integrity. We have facilitated over 5,975 loans and leases, ensuring our members have access to the funds they need when they need them. While members can visit us at our physical branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 47410, Jacksonville, FL 32247. Feel free to reach out to us at (904) 346-1700 during our operating hours from Monday to Friday (8:30 AM - 5:00 PM) and Saturdays (9:00 AM - 12:00 PM). We invite you to explore what makes Coastline unique. Visit us online at coastlinefcu.org or stop by our branch today! Your financial success is just a step away with Coastline by your side.

Branch History & Mission

Community Engagement

Engagement with our community remains at the heart of what we do. We continuously seek opportunities to give back through various initiatives and events designed to uplift those around us. This spirit of cooperation reflects the values upon which Coastline was founded community support and mutual growth. Join us today! Experience the benefits of membership at Coastline by visiting us during our operating hours Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Have questions? Feel free to call us at 904-346-1700. Together, let's build a brighter future for you and your family!

Innovative Services

As part of our dedication to serving you better, Coastline has embraced modern technology. We offer online and mobile banking options that make managing your money easier than ever. Whether you're checking your balance from home or applying for a loan on the go, we are here to support you every step of the way. Additionally, we maintain ADA compliance to ensure all members can access our services comfortably.

Our Mission

At Coastline, our mission is simple yet profound: to provide exceptional financial services that empower our members to achieve their goals. We believe in putting people first by offering a range of products tailored to meet individual needs whether that's personal banking through checking and savings accounts or financing options like auto loans and mortgages. Our dedicated team works hard to ensure that every member feels supported and valued. We are committed not only to helping you manage your finances but also to enhancing the well-being of our entire community. Through partnerships with local organizations and outreach programs, we strive to make a positive impact right here in Clay County.

Branch Location & Accessibility

Connect with Us

If you're looking for a friendly financial partner who understands your needs, we encourage you to visit Coastline's Fleming Island branch today! For any questions or assistance before your visit, feel free to give us a call at 904-346-1700. We can't wait to help you achieve your financial goals!

Convenient Access and Amenities

At Coastline, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and accessible parking spaces to accommodate everyone comfortably. You can easily park your vehicle without hassle, allowing you to focus on what matters most your banking experience. Our operating hours are designed with your schedule in mind: we're open Monday through Friday from 8:30 AM to 5:00 PM and on Saturdays from 9:00 AM to 12:00 PM. We're closed on Sundays so that our staff can recharge for another week of serving you.

Services Offered

Our Fleming Island location offers a range of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to loans for your next vehicle or home purchase, we're here every step of the way. We also provide convenient ATM access for quick withdrawals and balance checks, ensuring that you have cash when you need it. Although we currently do not have drive-thru banking available at this location, we invite you to come inside where our team is ready to assist you with any inquiries or transactions you may have.

Member Eligibility

At Coastline, we believe that becoming a member means joining a close-knit community that supports your financial journey. If you're looking to become part of our family, eligibility is quite straightforward! Generally, you can qualify for membership if you live, work, or worship in the local area, or if you have a family member who is already a member. This makes it easy for many people to join us at our welcoming location at 1505 County Road 220 Orange Park Fl 32003. You can enjoy personalized services tailored to your needs, from checking and savings accounts to loans and credit cards designed with you in mind. Ready to take the next step? Opening an account with us is simple! Just visit our account opening page to get started. If you have any questions or need assistance, feel free to give us a call at (904) 346-1700. For more details about eligibility, check out our website for the most up-to-date information!

Business Banking & Commercial Services

Financing Solutions for Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer practical merchant services that help streamline your daily operations. Imagine being able to accept payments easily from customers, manage transactions effortlessly, and keep track of your sales all from one place. Our solutions cater to your unique needs, ensuring you can focus on what truly matters: growing your business. Visit us at 1505 County Road 220 Orange Park Fl 32003 in Orange Park, FL, or call us at (904) 346-1700 to learn more about how our business banking and commercial services can benefit you!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, our commitment extends to supporting your ventures with comprehensive Business Banking solutions. From Merchant Services that simplify payment processing to Business Loans aimed at helping you expand or manage cash flow, we're dedicated to fostering your success.

Connect with Us Today!

At Coastline, we are not just about transactions; we build relationships with our members and aim to be part of their financial success stories. Whether you're visiting us in person at our branch or connecting through our online platforms, our friendly staff is ready to assist you every step of the way. For more information about how we can support your financial needs or to speak with a representative, feel free to call us at (904) 346-1700. Discover how easy it can be to manage your finances with us!

Credit Cards and Rewards

To make everyday purchases even more rewarding, we provide Credit Cards with Rewards. These cards not only offer convenience but also give back points that can be redeemed for various perks, ensuring that your spending works hard for you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we emphasize our Online & Mobile Banking services. With these features, accessing your accounts and managing transactions has never been easier whether you're at home or on the go. Our members can enjoy ATM access for cash withdrawals and balance checks without hassle, ensuring that your banking experience fits seamlessly into your lifestyle.

Personal Banking Solutions

We understand that everyone's financial situation is unique. That's why we offer Personal Banking options, including Checking & Savings Accounts designed to help you save for tomorrow while managing your expenses today. If you're considering buying a car or need funds for other personal needs, our Auto Loans & Vehicle Financing can provide competitive rates and flexible terms tailored just for you. For those looking to settle into a new home or refinance an existing mortgage, our Mortgage Loans & Refinancing services will guide you through every step of the process. We also offer Personal Loans & Debt Consolidation, helping you take control of your finances and reduce stress by combining multiple payments into one manageable loan.

Digital & Online Banking

Key Services

Our online banking platform allows you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. Need to send money to a friend or family member? Our person-to-person transfer feature makes it easy to send funds quickly and securely. Plus, with our electronic signature authorization, signing documents has never been simpler no need for paper or ink! For those who prefer going paperless, we provide e-statements that let you view your account statements online whenever you want. It's not just about convenience; it's also an eco-friendly choice that helps reduce clutter.

Mobile Banking Made Easy

Stay connected with our user-friendly mobile application, available for download on your smartphone. Whether you're looking to make mobile payments or check transactions while out shopping, our app has got you covered. Plus, if you're out and about and need cash, our ATM services are readily accessible.

Security You Can Trust

We prioritize your security with robust measures in place to protect your personal information. Enjoy peace of mind knowing that your data is safeguarded while you manage your finances from any device. Embrace the future of banking with Coastline's digital services designed for your lifestyle! Explore more about what we offer by visiting https://www.coastlinefcu.org/ .

Financial Strength

Growing Membership Base

Total Share Accounts stand at 18,346, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $0, which allows us to keep funds accessible for member needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastline is your trusted partner. Visit us at 1505 County Road 220 Orange Park FL 32003 or call 904-346-1700 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $13,432,120 in share certificates and $16,547,939 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,688,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $0 reflects our operational efficiency during this period. We also take pride in having 35 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment in Member Services

With $14,880,637 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $85,940,740 in total loans and leases and 1,486 used auto loans to help you drive away in your dream vehicle.

Solid Financial Position

With a net worth of $15,093,179, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1118 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,817,714 in used vehicle loans and $19,139,250 in new vehicle loans already helping members get on the road. We offer both new and used vehicle loans that fit your budget and lifestyle. If you're considering refinancing an existing auto loan, our team is here to help you explore eligibility options that could lower your monthly payments.

Contact Us

If you're interested in learning more about our loan offerings or would like personalized assistance, feel free to reach out to us at (904) 346-1700. Our team at Coastline is ready to assist you with any questions you may have regarding eligibility or refinancing options. You can visit us at our branch located at 1505 County Road 220, Orange Park FL 32003 during our operating hours Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're planning a big purchase or just need extra cash flow, Coastline is here to support your financial journey every step of the way!

Credit Lines and Personal Loans

For those needing quick access to funds for personal projects or unexpected expenses, we offer flexible terms on unsecured credit card loans, with a total of $4,064,356 in loans helping members manage their finances effectively. Additionally, our credit lines are designed to give you the flexibility to borrow as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,083,627, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to upgrade your current living situation, we have mortgage solutions tailored for you. Our experts can guide you through the process and help determine if refinancing could be beneficial for your circumstances.

Loan Aggregator

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Ensuring Accurate Comparisons

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COASTLINE FEDERAL CREDIT UNION - Orange Park, FL