Coastline Credit Union Jacksonville FL | Best Auto Loans & Business Banking

Introduction

Welcome to Coastline, your trusted financial partner located at 4651 Emerson St, Jacksonville, FL 32207. Since our establishment in 1936, we have been dedicated to serving the community with reliable and personalized banking solutions. Our commitment to our members is reflected in our robust membership base of over 10,439 individuals, all benefiting from a diverse range of services tailored to meet their needs. At Coastline, we pride ourselves on our strong financial foundation. With total assets amounting to an impressive $134,733,539, and total deposits reaching $5,464,349, we are well-equipped to support your financial journey. Our CEO, Michael Lebanowski, alongside Board President Sandra Hall, leads a team of 35 employees who are passionate about helping you achieve your financial goals. Whether you're looking for personal banking options like checking and savings accounts or loans for your next vehicle or home, Coastline has you covered. We offer competitive auto loans with a total of 5,975 loans and leases currently under management, ensuring that we can provide the best options for you. While members can visit us at our branch address, official correspondence should be sent to the same location: 4651 Emerson St, Jacksonville, FL 32207. If you have questions or need assistance, feel free to call us at 904-346-1700 during our convenient lobby hours from Monday to Friday, 8:30 AM - 5:00 PM and Saturday from 9:00 AM - 12:00 PM. Join us today at Coastline and experience the difference that comes with being part of a community-focused credit union where your financial wellbeing is our top priority. Visit us online at coastlinefcu.org for more information or to open an account!

Branch History & Mission

At Coastline, we are proud of our rich history and unwavering commitment to the community of Jacksonville, FL. Established in 1936, our branch has been a cornerstone for financial support and guidance for nearly nine decades. Located at 4651 Emerson St, we have grown alongside our members, evolving into a trusted partner in their financial journeys. From our humble beginnings, Coastline has steadily expanded its reach and services. Today, we proudly serve over 10,439 members with total assets amounting to $134,733,539. Our growth reflects not only our dedication to our members but also the strong relationships we've built within the community. Our mission is clear: to provide accessible and affordable financial services while fostering a sense of community. We strive to empower individuals and families by offering a range of products including personal banking, auto loans, mortgage options, and business banking solutions. Through these services, we aim to help our members achieve their financial goals while ensuring they feel valued and supported every step of the way. While members can visit us at our branch location on Emerson Street, official correspondence should be sent to the same address: 4651 Emerson St, Jacksonville, FL 32207. Our operating hours are designed with your convenience in mind Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. We also offer drive-thru banking services for quick transactions and ATM access for added convenience. In addition to providing traditional banking services, Coastline is committed to embracing technology that enhances member experiences. We offer mobile banking options, online account management, and electronic statements all designed to make managing finances easier for you. Community outreach is at the heart of what we do at Coastline. We actively engage in partnerships and initiatives that support local causes and improve the lives of those around us. Our vision extends beyond just banking; we aim to uplift our community by participating in events that promote financial literacy and well-being. Join us at Coastline as we continue this journey together! Experience personalized service tailored to your needs and enjoy being part of a community-focused credit union that truly cares about your financial success. For any inquiries or assistance, feel free to contact us at (904) 346-1700. We look forward to welcoming you!

Branch Location & Accessibility

Welcome to Coastline, your friendly neighborhood credit union located at 4651 Emerson St, Jacksonville, FL 32207. We're proud to serve our community with a convenient branch that's easily accessible for all your banking needs. Whether you're in the heart of Jacksonville or just passing through, finding us is a breeze! As you approach our branch, you'll notice it's right near popular local spots, making it a familiar landmark in the area. We ensure that our location is welcoming and easy to navigate, with plenty of parking available for our members. Additionally, we are fully ADA compliant, featuring ramps and accessible entrances to accommodate everyone. At Coastline, we understand how busy life can be. That's why we offer flexible operating hours: from Monday through Friday, we're here for you from 8:30 AM until 5:00 PM, and on Saturdays, our drive-thru service is open from 9:00 AM to 12:00 PM. This way, you can pop in or drive through at a time that suits your schedule. Need cash? Our branch is equipped with an ATM for quick access to your funds. Plus, if you're looking for simple transactions like deposits and withdrawals, our drive-thru banking service makes it even easier! While members can visit us at our branch address for all banking services including checking accounts, auto loans, mortgage options, and more; any official correspondence should be sent to the same address: 4651 Emerson St, Jacksonville, FL 32207. Feel free to reach out to us at 904-346-1700 if you have any questions or need assistance. Our friendly team is always ready to help! We invite you to stop by Coastline today and experience the personal touch that sets us apart in the world of banking.

Member Eligibility

At Coastline, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easier than you might think! If you live, work, or worship in the Jacksonville area, you're likely eligible to join us at 4651 Emerson St, Jacksonville, FL 32207. We also welcome family members of existing members, which means your loved ones can enjoy all the benefits too. By joining Coastline, you'll gain access to personalized financial services, competitive rates on loans and savings accounts, and the kind of support that feels like family. Ready to take the next step? You can easily open an account online by visiting this link or feel free to give us a call at 904-346-1700 for more information. For detailed eligibility criteria, check out our website at Coastline FCU. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions easy and secure. Imagine being able to accept payments anytime, anywhere whether you're at a busy market or running an online shop. Our solutions ensure you can focus on what matters most: growing your business. Visit us at 4651 Emerson St Jacksonville Fl 32207 in Jacksonville, FL or give us a call at (904) 346-1700 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer tailored banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is ready to support your business journey with the resources you need to succeed.

Convenient Access

We understand that sometimes you need quick access to cash. That's why we offer ATM services for withdrawals and balance checks at various locations. Additionally, our drive-thru banking allows for easy deposits and simple transactions without leaving your car. With all these services available at Coastline, we aim to make banking as easy as possible for you. Our friendly staff is always ready to assist with any questions or needs you might have. Feel free to reach out at (904) 346-1700 during our operating hours from Monday to Friday, 8:30 AM to 5:00 PM, or visit us on Saturday from 9:00 AM to 12:00 PM. Join us at Coastline today where we're committed to making your financial experience positive and rewarding!

Credit Options for Everyone

At Coastline, we know that life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation options to help you manage those costs effectively. And if you're looking for a credit card that rewards you for everyday purchases, our credit cards with rewards programs are perfect for earning cash back or travel points.

Personal Banking Services

Whether you're looking to open a checking or savings account, our personal banking services are designed to be straightforward and user-friendly. We understand that managing finances can be daunting, so we offer online and mobile banking options that let you handle your accounts anytime, anywhere. This means you can check your balance, make transfers, and pay bills right from your smartphone or computer. If you're considering purchasing a new car or refinancing your existing vehicle, our auto loans and vehicle financing options will help you hit the road without breaking the bank. We offer competitive rates and flexible terms to fit your budget. For those dreaming of owning a home, our mortgage loans and refinancing solutions are here to guide you through every step of the process.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check your account balances, transfer funds, and pay bills from the comfort of your home or on the go. You can access everything you need right at your fingertips, making it easier than ever to manage your finances in real-time. Need to send money to a friend? Our person-to-person transfer feature makes this simple and quick. Plus, if you're on the move, our mobile application ensures you have all the tools you need right in your pocket. You can even make mobile payments effortlessly, so whether you're shopping or dining out, paying is a breeze.

Security and Accessibility

We take security seriously. Our electronic signature authorization system ensures that your transactions are protected, providing peace of mind every time you use our services. Additionally, e-statements are available for those who prefer to go paperless. This not only helps reduce clutter but also allows for easier tracking of your financial activities. At Coastline, we believe that banking should be accessible for everyone. Our digital tools are designed to be easy to use, ensuring that all members can navigate their accounts without hassle. Whether you're tech-savvy or new to online banking, we've got you covered! In summary, with features like 24/7 online access, e-statements, mobile payments, and secure transactions through electronic signatures, banking with us is both convenient and safe. Explore our digital offerings today at https://www.coastlinefcu.org/ and experience the freedom of managing your finances on your terms!

Financial Strength

Earnings and Lending Capacity

With $14,880,637 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust with $85,940,740 in total loans and leases. This includes 1,486 used auto loans, which support our members' financial goals across various sectors.

Growing Community Trust

The trust of our growing member base is evident as we manage a total of 18,346 share accounts. This shows that more people are choosing Coastline as their financial partner. Our net shares available for lending stand at $0 currently; however, this represents the strength of our commitment to responsible lending practices. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastline is your trusted partner. Visit us at 4651 Emerson St Jacksonville FL 32207 or call 904-346-1700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings and Investments

Members' savings are secured through $13,432,120 in share certificates and $16,547,939 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,688,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our performance. Though our net income stands at $0 currently, this allows us to focus on providing you with the best possible services without compromising quality or trust. We also take pride in having 35 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $15,093,179, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.18% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,817,714 in used vehicle loans and $19,139,250 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find the right fit for your budget.

Credit Lines

If you're looking for additional financial flexibility, consider our credit lines totaling $16,601,637. These can help cover unexpected expenses or give you extra cash flow when needed without the hassle of applying for a new loan each time. If you're considering refinancing any of your current loans or would like to learn more about eligibility options for our products, don't hesitate to reach out! You can contact us at 904-346-1700 or visit us at our branch located at 4651 Emerson St Jacksonville FL 32207. At Coastline, we are committed to providing personalized service and competitive rates tailored to meet your needs. For more information about our loan offerings and how they can benefit you today, visit us online at Coastline FCU. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,083,627, make buying or refinancing simple. Whether you're looking to purchase your first home or refinance an existing mortgage, our team is here to guide you through the process and help you find the best solution for your needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $4,064,356 in loans helping members manage their finances effectively. Our credit cards come with rewards and no annual fees, making it easy to use them for everyday purchases while earning benefits along the way.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh delivers accurate loan comparisons that you can trust.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of LendMesh in helping individuals secure better loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

COASTLINE FEDERAL CREDIT UNION