Coastlife Credit Union Corpus Christi TX | Affordable Auto Loans & Rewards Credit Cards

Introduction

Welcome to Coastlife, your trusted financial partner located at 6818 Saratoga Blvd, Corpus Christi, TX 78414. Established in 1965, we have proudly served our community for over five decades, building a strong foundation of trust and support for our 36,172 members. With total assets reaching an impressive $492,912,661, we are committed to providing the resources you need to achieve your financial goals. At Coastlife, we understand that every member's journey is unique. That's why we offer a variety of services tailored just for you whether it's personal banking with checking and savings accounts or financing options like auto loans and mortgages. Our focus on community impact drives us to provide competitive rates and exceptional customer service. Led by our dedicated CEO, Gina Prince-Bryant, and Board President, Michael Sandroussi, our team of 136 employees is here to ensure your banking experience is smooth and enjoyable. We take pride in being more than just a credit union; we are a part of your community. While members can visit us at our branch location, official correspondence should be sent to 6810 Saratoga Blvd, Corpus Christi, TX 78414. If you have any questions or need assistance, don't hesitate to reach out at (361) 985-6810. Join us today and discover how Coastlife can help you thrive financially! Visit our website at coastlifecu.com for more information or to open an account online. Your financial future starts here!

Branch History & Mission

Community Engagement

Coastlife isn't just about banking; it's about building relationships and giving back. We actively participate in local events and initiatives aimed at uplifting our community. Through partnerships with local organizations, we work to address pressing social issues and provide valuable resources to those in need. While members can visit us at 6818 Saratoga Blvd Corpus Christi Tx 78414, official correspondence should be sent to 6810 Saratoga Blvd, Corpus Christi, TX 78414 for any necessary documentation.

Join Us Today!

We invite you to become part of the Coastlife family! Experience the benefits of membership financial guidance from knowledgeable staff, a wide range of services tailored for your needs, and a community-focused approach that prioritizes your success. Contact us today at (361) 985-6810 or visit our website here to learn more about how Coastlife can help you achieve your financial dreams!

Mission Statement

Our mission at Coastlife is simple yet profound: to enhance the financial well-being of our members while fostering a sense of belonging within the community. We believe that everyone deserves access to quality financial services that can help them achieve their goals. With this mission in mind, we strive to create a welcoming environment where members feel valued and supported. Whether you're looking for personal banking options or business solutions, Coastlife is here for you. We understand that each member's journey is unique, which is why we offer tailored solutions designed to fit individual needs.

Modern Banking Solutions

In today's fast-paced world, we've embraced technology to make banking easier for everyone. Our online and mobile banking platforms are designed with you in mind offering convenience without compromising security. From electronic signatures to mobile payments, we ensure that your banking experience remains user-friendly and accessible.

Branch Location & Accessibility

Accessibility Features

At Coastlife, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and ample parking to ensure everyone can reach us easily. You'll find our staff ready to assist you with any needs you may have during your visit.

Call-to-Action

We invite you to stop by Coastlife today! Experience our commitment to community-focused service firsthand. Whether you're a long-time member or new to Coastlife, we look forward to helping you achieve your financial goals.

Operating Hours

We want to make banking as convenient as possible for you! Our lobby hours are Monday through Friday from 9:00 AM to 5:30 PM, and we're also open on Saturdays from 9:00 AM to 1:00 PM. Please note that we're closed on Sundays. This schedule allows you flexibility whether you prefer visiting during the week or on the weekend.

Services Offered

At Coastlife, we offer a variety of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions designed for every stage of life. Business owners will also find value in our business banking services including merchant services and business loans. Unfortunately, we do not currently offer ATM or drive-thru services at this location. However, our team is available by phone at 361-985-6810 during business hours to assist with any inquiries or transactions.

Member Eligibility

Becoming a member of Coastlife is like joining a caring family where your financial well-being is our top priority. If you live, work, or worship in the Corpus Christi area, you're already on your way to membership! We welcome anyone who shares our commitment to community and personal growth. At Coastlife, you'll enjoy benefits like competitive loan rates, personalized service, and access to a variety of financial products tailored just for you. The process of becoming a member is straightforward and welcoming; simply visit us at 6818 Saratoga Blvd, Corpus Christi, TX 78414, or give us a call at 361-985-6810. For more details about eligibility criteria, feel free to check out our website at this link. Ready to open an account? You can easily start the process online by visiting here. Join us today and experience the advantages of being part of the Coastlife community!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $3,721,628, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we provide essential merchant services that streamline payment processing. Whether you're a retail store or a service provider, our solutions help you accept payments efficiently, giving you more time to focus on what you do best running your business. Located at 6818 Saratoga Blvd Corpus Christi Tx 78414 in Corpus Christi, TX, we are here to partner with you in achieving your business goals. Call us at (361) 985-6810 or visit us online to learn more about how we can support your journey!

Comprehensive List Of Services

Convenient Digital Banking Solutions

In today's fast-paced world, convenience is key. That's why Coastlife provides top-notch online and mobile banking features. With these tools, you can easily manage your accounts, pay bills, and transfer money anytime, anywhere. Want to withdraw cash? While we don't have ATMs on-site, our online banking makes it simple to find nearby ATMs for your cash withdrawal needs.

Get Started Today!

Whether you're new to the area or just looking for a better way to manage your finances, we're excited to serve you at Coastlife. Feel free to reach out by calling us at (361) 985-6810, or visit us during our lobby hours from Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM. Join us in creating a brighter financial future today! Explore more about what we offer by visiting our website at https://www.coastlifecu.com/home/home . We're here for all your banking needs!

Personal Banking Made Easy

Our personal banking options are designed with you in mind. Whether you're looking to open a checking or savings account, we offer accounts that cater to different lifestyles and financial habits. For those in need of reliable transportation, our auto loans and vehicle financing options come with competitive rates and flexible terms, making it easier than ever to hit the road. If you're considering buying a home or refinancing your current mortgage, our mortgage loans and refinancing services can guide you through every step of the process. In addition, we understand that life can throw unexpected challenges your way. Our personal loans and debt consolidation services help you manage expenses effectively, giving you peace of mind when it matters most. And for those who like to earn rewards while spending, our credit cards with rewards offer great perks tailored just for you.

Supporting Local Businesses

We also believe in supporting our local economy through robust business banking solutions. From essential merchant services that help streamline your operations to customized business loans, we're here to help your business thrive.

Digital & Online Banking

Convenient Online Services

Explore our user-friendly online banking platform at https://www.coastlifecu.com/home/home . Here, you can check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our 24/7 online banking services ensure that you have access to your accounts whenever you need it, allowing for real-time account management at your fingertips.

Eco-Friendly Options

We also offer e-statements so that you can stay organized without cluttering your mailbox. This eco-friendly choice not only helps the environment but also keeps your financial documents easily accessible in one place. In short, Coastlife combines convenience and security with innovative digital banking solutions that fit into your busy lifestyle. We're here to support you every step of the way so take advantage of these great features today!

Go Mobile

With our mobile application available for download, managing your finances is even more convenient. Whether you want to make person-to-person transfers or set up mobile payments, everything is just a tap away. Not only does this save time, but it also provides peace of mind knowing that you have control over your money whenever you need it.

Secure Transactions

Safety is a priority at Coastlife. We utilize advanced security measures to protect your information while you bank online. Plus, with our electronic signature authorization feature, signing documents has never been easier or safer. You can complete necessary transactions without needing to visit the branch.

Financial Strength

Commitment to Growth

With $53,389,371 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $5,686 in used auto loans and a total of $330,744,609 in loans and leases available to meet your needs.

Member-Centric Savings

Members' savings are secured through $126,667,599 in share certificates and $71,267,532 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $22,462,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, showing our commitment to managing resources wisely while still providing exceptional services. We also take pride in having 122 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $60,679,333, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.24% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

Total Share Accounts stand at 68,204, showcasing a strong and growing member base that trusts us with their finances. We believe this trust is vital for building lasting relationships within the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastlife is your trusted partner. Visit us at 6818 Saratoga Blvd Corpus Christi Tx 78414 or call 361-985-6810 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $130,337,664 in used vehicle loans and $102,681,826 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals to make your car-buying experience as smooth as possible.

Commercial Loans

For business owners, our outstanding commercial loans totaling $3,721,628 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in equipment or inventory, we can help you secure the financing necessary for success.

Credit Lines and Refinancing Options

Our credit lines amounting to $49,844,262 give you access to funds when you need them most. Additionally, if you're considering refinancing an existing loan, we have options that can help reduce your monthly payments or lower your interest rates. To discuss any of our loan products or explore eligibility options further, don't hesitate to contact us at 361-985-6810 or visit us at 6818 Saratoga Blvd Corpus Christi TX 78414. Our dedicated team is here to help you navigate through your financial decisions easily. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're proud to serve our community with quality financial services tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,472,988, make buying or refinancing simple. We work with you to understand your needs and find the right solution for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans; however, currently there are no outstanding amounts reported in this category. If you're looking for ways to better manage your finances or consolidate existing debt, our team is ready to assist you with tailored solutions.

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of LendMesh is its commitment to impartiality. There are no sponsored listings; lenders are not prioritized based on paid promotions. The goal is to present unbiased results so users can focus solely on what matters: finding the best loan for their needs. Additionally, LendMesh provides real-time rate comparisons from multiple institutions, ensuring that users have access to the most current information available. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness of using a reliable comparison tool when navigating the complex world of loans. Ready to take control of your borrowing options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you can trust that the offers you see are fair and transparent. By only partnering with legitimate financial institutions, LendMesh provides verified data that users can rely on without fear of hidden agendas or misleading information.

COASTLIFE CREDIT UNION