Coastlife Credit Union Corpus Christi TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Coastlife, your trusted financial partner located at 1601 5Th St, Corpus Christi, TX 78404. Since our establishment in 1965, we have been dedicated to serving our community with a wide range of financial services designed to meet your needs. With a total membership of 36,172 and assets exceeding $492,912,661, we pride ourselves on being a pillar of support for individuals and families in Corpus Christi. At Coastlife, we understand that your financial journey is unique. That's why we offer personalized services like checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. Our commitment to our members is evident in our total deposits of $58,567,408 and net worth of $60,679,333, ensuring that we are here for you when it matters most. Under the leadership of CEO Gina Prince-Bryant and Board President Michael Sandroussi, our team of 136 employees works tirelessly to provide you with exceptional service. We strive to create an environment where you feel valued and supported at every turn. Whether you're looking to secure a loan or need assistance with managing your finances, our dedicated staff is ready to assist you. While members can visit us at our branch location for face-to-face service, official correspondence should be sent to our mailing address: 6810 Saratoga Blvd, Corpus Christi, TX 78414. Ready to take the next step? Visit us online at Coastlife or call us today at 361-814-3463 to learn more about how we can help you achieve your financial goals!

Branch History & Mission

At Coastlife, we take pride in our rich history and unwavering commitment to the community of Corpus Christi, TX. Since opening our doors in 1965, we have grown from a small credit union into a vital financial resource for over 36,000 members. Our branch is located at 1601 5th St, Corpus Christi, TX 78404, a convenient spot that's easily accessible for those in the area. Coastlife was founded with a simple yet powerful mission: to empower our members through exceptional financial services while fostering a strong sense of community. Over the years, we have evolved to meet the changing needs of our members, now boasting total assets of nearly $493 million. This growth reflects not only our commitment to providing quality banking solutions but also our dedication to supporting local initiatives and outreach programs. Our mission extends beyond just offering personal banking options like checking and savings accounts, auto loans, and mortgage refinancing; it encompasses our drive to uplift the community we serve. We believe that when our members thrive, so does the entire community. That's why we engage in various partnerships and outreach efforts designed to make a positive impact right here in Corpus Christi. While members can visit us at 1601 5th St, official correspondence should be sent to 6810 Saratoga Blvd, Corpus Christi, TX 78414. Our branch operates during convenient hours Monday through Friday from 9 AM to 5:30 PM (with Wednesday opening at 10 AM) and Saturday from 9 AM to 1 PM making it easy for you to manage your finances. At Coastlife, we're not just about numbers; we're about relationships. Our dedicated team is always ready to assist you with your financial needs. Whether you prefer online banking or need help at our drive-thru service, we're here for you every step of the way. Join us on this journey! Experience firsthand how Coastlife can help you achieve your financial goals while being part of a community-focused organization that truly cares. We invite you to become part of the Coastlife family today! Call us at 361-814-3463 or visit us online at Coastlife to learn more about becoming a member.

Branch Location & Accessibility

Comprehensive Services

Coastlife offers a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, our online and mobile banking services make it easy for you to manage your finances anytime, anywhere. If you have any questions or want to learn more about what we offer, feel free to give us a call at 361-814-3463. We look forward to welcoming you into our community at Coastlife!

Convenient Access and Features

At Coastlife, we understand the importance of accessibility. Our branch offers ample parking and is designed to be accessible for everyone, including those with mobility challenges. If you prefer quick transactions, our drive-thru banking service is available, opening early at 8:00 AM on weekdays and offering extended hours until 6:00 PM. This way, you can handle your banking needs without leaving your vehicle. While members can visit us at 1601 5Th St for all their banking needs, please note that any official correspondence should be sent to our mailing address at 6810 Saratoga Blvd, Corpus Christi, TX 78414.

Friendly Operating Hours

We pride ourselves on being there when you need us. Our lobby hours are designed with your schedule in mind: Monday, Tuesday, Thursday, and Friday from 9:00 AM to 5:30 PM; Wednesday from 10:00 AM to 5:30 PM; and Saturday from 9:00 AM to 1:00 PM. Whether you're looking to open a new account or discuss loan options, our dedicated staff is here to assist you during these hours.

Member Eligibility

At Coastlife, we believe that everyone deserves a place to feel welcome and supported in their financial journey. Becoming a member is easy and opens the door to a community that truly cares about your financial well-being. If you live, work, or worship in the area, you're likely eligible to join us! We invite individuals and families from all walks of life to explore our offerings and benefit from our personalized services tailored just for you. For more detailed information on eligibility criteria, you can check out this resource: . Opening an account with us is straightforward and designed with your convenience in mind. Simply visit our website at https://www.coastlifecu.com/ofs/live/forms ?form=loan_app to get started today! If you have any questions or need assistance, don't hesitate to reach out to us at (361) 814-3463. We're here to help you every step of the way as you become part of the Coastlife family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running a busy café. You need a reliable way to process payments quickly and securely. Our merchant services offer just that, allowing you to focus on serving customers while we handle the transactions smoothly. From credit card processing to online payment options, our services help streamline operations and improve customer satisfaction. When you choose Coastlife, you're not just getting a bank; you're gaining a partner invested in your success. Visit us at 1601 5Th St Corpus Christi Tx 78404 or call (361) 814-3463 today to explore how we can help your business flourish!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. This means more opportunities for local businesses to thrive right here in Corpus Christi, TX. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for those looking to expand or start new ventures. - With an outstanding commercial loan portfolio of $3,721,628, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our auto loans and vehicle financing solutions make it easier than ever. With competitive rates and flexible terms, we help you drive off in the car you've always wanted without breaking the bank.

Business Banking

For our entrepreneurial members, we offer robust business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth.

Credit Cards with Rewards

Take advantage of our credit cards with rewards program. Earn points on everyday purchases that can be redeemed for travel, merchandise, or cash back. It's an easy way to get something back while managing your spending.

Drive-Thru Services

For those who prefer face-to-face interactions but need quick service, our basic drive-thru banking offers deposits, withdrawals, and simple transactions without leaving your car. At Coastlife, we strive to make banking accessible and convenient for everyone. If you have questions about any of our services or need assistance with your accounts, don't hesitate to reach out! You can call us at (361) 814-3463 or visit us during our operating hours: Monday through Friday from 9:00 AM - 5:30 PM (Wednesday opens at 10:00 AM) and Saturday from 9:00 AM - 1:00 PM. We invite you to experience the difference at Coastlife! Your financial journey starts here let's take it together! For more information on opening an account or applying for loans, visit us online at https://www.coastlifecu.com/home/home .

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your current mortgage? Our mortgage loans and refinancing options are designed with you in mind. We understand that purchasing a home is one of the most significant decisions you'll make, and we're here to guide you through every step of the process.

Online & Mobile Banking

In today's busy world, convenience is key. Our online and mobile banking platforms allow you to manage your finances anytime, anywhere. From checking balances to transferring money or paying bills, everything is just a few taps away.

Personal Banking

One of the cornerstones of our offerings is personal banking. We provide various options for checking and savings accounts that cater to different lifestyles and financial goals. Imagine having an account that not only helps you manage your daily expenses but also encourages you to save for future dreams like a vacation or a new car!

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. Whether it's for medical bills or consolidating high-interest debts, we can help ease your financial burden with straightforward loan options.

Digital & Online Banking

Security You Can Trust

We prioritize your security by offering electronic signature authorization for a hassle-free experience when signing documents digitally. This means less time spent in line and more time enjoying what matters most to you. Our commitment to safeguarding your information ensures that every transaction is protected with the latest technology. At Coastlife, we're dedicated to making banking as accessible and straightforward as possible for our members. Whether you're checking your balance or making an important payment, our digital services are designed with you in mind. Join us today and discover how easy managing your finances can be!

User-Friendly Features

Staying on top of your financial statements has never been easier. With e-statements available at Coastlife, you can receive your account statements electronically saving time and paper while enhancing security. Plus, if you're always on the go, our mobile application provides all the essential features right from your smartphone. You can even take advantage of mobile payments for quick transactions without needing cash or cards.

Financial Strength

A Growing Membership Base

Total Share and Deposit Accounts stand at 68,204, showing a strong and growing member base that trusts us with their finances. Our operational efficiency is reflected in our net income of $0 for the period; this indicates our commitment to maintaining low costs for our members while focusing on sustainable growth. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastlife is your trusted partner. Visit us at 1601 5Th St Corpus Christi TX 78404 or call 361-814-3463 to learn more about how we can help you achieve your financial goals.

Committed Team

We also take pride in having 122 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. This dedication translates into personalized service that makes your banking experience smooth and efficient.

Investment in Growth

With $53,389,371 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $330,744,609 in total loans and leases. This includes 5,686 used auto loans, making it easier for our members to secure the vehicles they need.

Secure Savings Options

Members' savings are secured through $126,667,599 in share certificates and $71,267,532 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $22,462,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $60,679,333, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.24% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $130,337,664 in used vehicle loans and $102,681,826 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to choose what suits you best. Plus, if you're considering refinancing an existing auto loan, we can help you explore eligibility options to potentially lower your monthly payments.

Business Loans

For business owners, our outstanding commercial loans totaling $3,721,628 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are committed to supporting local businesses through tailored lending solutions. No matter what type of loan you're interested in, our experienced team at Coastlife, located at 1601 5Th St Corpus Christi Tx 78404, Corpus Christi, TX, is ready to assist you every step of the way. Feel free to reach out at (361) 814-3463 during our operating hours or visit us online at https://www.coastlifecu.com/home/home for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards fulfilling your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,472,988, make buying or refinancing simple. We offer competitive rates and flexible terms that can accommodate various budgets and financial situations. If you're already a homeowner and want to refinance, our team is here to guide you through the process.

Personal Loans & Credit Lines

Need access to quick cash? We also provide personal loans and credit lines tailored to fit your needs. Our unsecured credit card loans total $0, offering flexible terms that help members manage their finances effectively without collateral requirements.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information presented when comparing loan options.

COASTLIFE CREDIT UNION