Coastlife Credit Union Alice TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Coastlife, your trusted financial partner in Alice, Texas! Located at 2310 E Main St, Alice, TX 78332, we have been serving our community since 1965. With a rich history and a commitment to our members, we proudly support over 36,172 members with personalized banking solutions designed to meet their unique needs. At Coastlife, we understand that financial choices are vital to your future. That's why we've built an impressive portfolio boasting total assets of $492,912,661 and total deposits reaching $58,567,408. Whether you're looking for an auto loan our team has helped finance over 14,549 loans or seeking a reliable savings account, we're here for you every step of the way. Under the leadership of our dedicated CEO, Gina Prince-Bryant, and Board President Michael Sandroussi, our team of 136 employees is focused on providing exceptional service. We also take pride in our strong financial health with a net worth of $60,679,333 and cash reserves of $4,611,024. While members can visit us at our branch in Alice, official correspondence should be sent to our mailing address at 6810 Saratoga Blvd, Corpus Christi, TX 78414. Our friendly staff is ready to assist you during lobby hours: Monday through Tuesday and Thursday to Friday from 9:00 AM to 5:30 PM; Wednesday from 10:00 AM to 5:30 PM; and Saturday from 9:00 AM to 1:00 PM. Discover how Coastlife can help you achieve your financial goals by visiting our website at coastlifecu.com or giving us a call at 361-668-1100 today! Join our community and experience the difference a member-focused credit union can make in your life.

Branch History & Mission

Community Commitment

At Coastlife, we don't just offer banking services; we actively contribute to the wellbeing of our community through various outreach programs and partnerships. We understand that strong communities build strong credit unions. That's why we invest in initiatives that foster growth and development in Alice and beyond. While members can visit us at 2310 E Main St for all their banking needs, official correspondence should be sent to our mailing address at 6810 Saratoga Blvd, Corpus Christi, TX 78414 if you need to reach us by mail.

Our Journey

From our humble beginnings, Coastlife has evolved into a trusted financial institution in Jim Wells County. Our mission is simple yet profound: to improve the financial well-being of our members while supporting the growth and prosperity of our community. We believe that everyone deserves access to affordable banking solutions that can help them achieve their dreams. As we look back on our journey, we celebrate key milestones that have defined us. We've adapted with the times by embracing digital advancements that make banking easier for you. Whether it's online banking or mobile payments, we ensure that your experience is seamless and accessible.

Our Promise

Our promise extends beyond traditional financial services; it encompasses a commitment to each member's success. Whether you're looking for personal loans, mortgage refinancing, or business banking solutions, Coastlife is here to support you every step of the way. Our operating hours reflect our dedication to accessibility: we're open Monday through Friday from 9:00 am to 5:30 pm (Wednesday starting at 10:00 am) and Saturday mornings until 1:00 pm. As you explore your options with us, remember that you're not just a member; you're part of a family that cares deeply about your future. Join Coastlife today and discover how we can work together towards your financial goals! For any inquiries or assistance, feel free to call us at 361-668-1100 we're always here to help!

Branch Location & Accessibility

Welcome to Coastlife! Conveniently located at 2310 E Main St in Alice, Texas, our branch is here to serve you and your financial needs. Whether you're coming from nearby landmarks like the vibrant Alice City Park or the bustling local shops, you'll find us easily accessible. At Coastlife, we understand that getting to your bank should be hassle-free. Our branch features ample parking and is designed with accessibility in mind, ensuring that everyone can visit us comfortably. We're committed to providing a welcoming environment for all members of our community. While you're here, take advantage of our operating hours. Our lobby is open Monday, Tuesday, Thursday, and Friday from 9:00 am to 5:30 pm, and on Wednesdays starting a bit later at 10:00 am until 5:30 pm. We also welcome you on Saturdays from 9:00 am to 1:00 pm. Please note that we are following social distancing protocols for everyone's safety. As a member of Coastlife, you can enjoy a range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgage options. Although we currently do not have ATM or drive-thru services available at this location, our friendly staff is always ready to assist you in person or over the phone at 361-668-1100. If you need to send us any official correspondence, please use our mailing address at 6810 Saratoga Blvd, Corpus Christi, TX 78414. We look forward to welcoming you to Coastlife in Alice! Feel free to stop by or give us a call today!

Member Eligibility

At Coastlife, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward achieving your financial goals. To join us at our Alice branch located at 2310 E Main St, Alice, TX 78332, you simply need to meet some friendly eligibility criteria. Generally, if you live, work, worship, or attend school in our local area, you're likely eligible to become a part of our family. We also welcome family members of current members! If you want to dive deeper into the specifics of eligibility or check for any updates, feel free to visit our website at . Opening an account with us is straightforward and designed with your convenience in mind. You can easily start the process online or give us a call at (361) 668-1100 for assistance. Our team is here to guide you every step of the way! Join Coastlife today and experience the benefits of personalized service and a commitment to your financial well-being. For more details on how to open an account, please visit https://www.coastlifecu.com/ofs/live/forms?form=loan_app .

Business Banking & Commercial Services

Merchant Services That Work

Imagine having a payment solution that fits right into your daily operations. Our merchant services allow you to accept payments easily, giving your customers multiple ways to pay whether it's in-person or online. This flexibility not only enhances customer satisfaction but also boosts your sales potential. Whether you're looking for loans or efficient payment solutions, Coastlife is here to support your journey. Reach out today at (361) 668-1100 to discover how we can help your business grow!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $3,721,628, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we don't have ATMs at this branch location, our cash withdrawal services are available during lobby hours. We're here for you during the week Monday through Friday from 9:00 am to 5:30 pm, with extended hours on Wednesday starting at 10:00 am, and Saturday mornings from 9:00 am to 1:00 pm. If you're interested in learning more about how Coastlife can help you achieve your financial goals or if you have any questions about our services, don't hesitate to reach out! Give us a call at (361) 668-1100, or visit us online at Branch - Alice. Join us today and experience the difference in personalized service!

Business Banking Options

For local businesses, we have tailored solutions as well. Our business banking services include comprehensive merchant services that simplify payment processing, alongside specialized business loans designed to fuel growth and expansion. At Coastlife, we understand the unique challenges faced by small businesses and are committed to helping you thrive.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. With tools like e-statements, mobile payments, and person-to-person payment options, accessing your funds has never been easier. Plus, our secure online platform ensures that your transactions are safe.

Personal Banking Solutions

For individuals and families, we offer various personal banking options. You can easily manage your finances with our checking and savings accounts, designed to fit different lifestyles and goals. If you're planning to buy a new car or need financing for a vehicle, our auto loans and vehicle financing services provide competitive rates that make ownership accessible. Looking to purchase a home? Our mortgage loans and refinancing options give you flexibility and support throughout the buying process. If unexpected expenses arise or you're looking to consolidate debt, our personal loans and debt consolidation services can provide the relief you need. We also offer credit cards with rewards, allowing you to earn benefits on your everyday purchases.

Digital & Online Banking

Key Features

We're proud to offer features that enhance your banking experience. Enjoy the flexibility of electronic signature authorization; this means you can sign documents securely from anywhere without needing to visit a branch. Plus, our e-statements make it easy to keep track of your transactions while reducing paper clutter. If you're always on the go, our mobile application puts everything at your fingertips. With mobile payments available, you can make purchases directly from your phone, adding convenience to your daily life. And for those moments when you need to send money to friends or family quickly, our person-to-person transfer feature makes it a breeze.

Security & Accessibility

Your security is our top priority. We implement robust measures to protect your data while ensuring that using our services is straightforward and hassle-free. Whether you're logging in from home or on the move, you can feel confident knowing that your financial information is safe with us. Experience the ease of real-time account management with Coastlife's digital banking services. From checking balances to making payments, everything is designed with you in mind. Join us today and discover how simple banking can be!

Financial Strength

Commitment to Growth

With $53,389,371 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,686 in used auto loans and $330,744,609 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts stand at 68,204, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastlife is your trusted partner. Visit us at 2310 E Main St Alice Tx 78332 or call (361) 668-1100 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $126,667,599 in share certificates and $71,267,532 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $22,462,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 122 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments at $454,270, we have the resources to support your needs.

Solid Financial Health

With a net worth of $60,679,333, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,224 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $130,337,664 in used vehicle loans and $102,681,826 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that can fit your budget. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, our financing options are designed to help you drive away satisfied.

Commercial Loans

If you're a business owner looking for growth opportunities, our outstanding commercial loans totaling $3,721,628 provide the capital needed to expand your operations or invest in new equipment.

Credit Lines and Unsecured Loans

For those needing extra flexibility in managing expenses or consolidating debt, we provide credit lines totaling $49,844,262. This gives you access to funds as needed while only paying interest on what you use. Additionally, we also offer unsecured credit card loans that can assist in managing everyday purchases effectively.

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $3,472,988, we offer personalized assistance to help navigate the complexities of home financing. Whether you're a first-time buyer or looking to refinance your existing mortgage for better terms, our team is here to guide you through every step.

Refinancing Options

We recognize that circumstances change over time. That's why we offer refinancing options across various loan types. If you're interested in lowering your monthly payments or accessing cash from your home equity, reach out to us for more information on eligibility and how we can assist you in finding the best refinancing solution. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you have any questions or want to explore these loan offerings further, please don't hesitate to contact us at 361-668-1100. We're here to help you navigate your financial journey!

Loan Aggregator

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COASTLIFE CREDIT UNION - Alice, TX