Coasthills Credit Union San Luis Obispo CA | Top Auto Loans & Business Banking

Introduction

Welcome to Coasthills, your trusted partner in financial growth and community support, located at 751 Marsh St, San Luis Obispo, CA 93401. Established in 1958, we have proudly served our members for decades, building a strong foundation of trust and reliability. With over 79,000 members and assets exceeding $1.8 billion, we are committed to providing personalized services tailored to your unique needs. At Coasthills, we understand that financial decisions can be daunting. That's why our dedicated team is here to guide you every step of the way, whether you're seeking a new auto loan or exploring mortgage options. Our total deposits stand at an impressive $149,472,081, reflecting the confidence our members place in us. We also offer a variety of loans over 52,324 loans and leases are currently available to help you achieve your financial goals. While members can visit us at our San Luis Obispo branch, official correspondence should be sent to our mailing address: PO Box 8000, Santa Maria, CA 93456. We take pride in being more than just a credit union; we're an integral part of this community. Under the leadership of CEO James Ledford and Board President Homero Contreras, we strive to make a positive impact on the lives of those around us. Our dedicated staff of 302 employees is here to provide exceptional service during our convenient hours: Monday through Thursday from 9 am to 5 pm and Friday from 9 am to 6 pm. You can reach us at 805-733-7600 or send a fax to 805-733-4230 for any inquiries. Explore what Coasthills has to offer by visiting our website at www.coasthills.coop. Together, let's build a brighter financial future!

Branch History & Mission

Join Us

As we continue on this journey of growth and service, we invite you to become a part of the Coasthills family. Experience firsthand how our dedicated team can support your financial aspirations while contributing positively to our shared community values. Together, let's build a prosperous future! For any inquiries or assistance, feel free to contact us at 805-733-7600 during our lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. We look forward to welcoming you!

Our Journey

From our humble beginnings at 751 Marsh St, we have evolved into a trusted financial partner for many families and businesses in the area. The journey of Coasthills reflects a rich legacy of serving the community with integrity and care. Our branch serves as a cornerstone for local residents, offering personal banking services including checking and savings accounts, auto loans, mortgage financing, and much more. Over the years, we have embraced technological advancements to ensure that our members enjoy convenient access to their finances. Whether through online banking or mobile applications, we strive to make banking as easy and accessible as possible. We are also proud to offer ADA-compliant facilities to serve all members of our community effectively.

Our Mission

The mission of Coasthills is simple yet profound: to empower our members with the tools they need to achieve their financial goals while actively supporting the local community. We understand that each member's journey is unique, which is why we offer personalized solutions tailored to individual needs. In addition to providing competitive financial products and services, we take pride in our outreach initiatives. Through partnerships with local organizations, we work tirelessly to give back to the San Luis Obispo area. Whether it's sponsoring events or supporting local charities, our commitment extends beyond banking it's about building a stronger community together. While members can visit us at 751 Marsh St in San Luis Obispo for all their banking needs, official correspondence should be sent to PO Box 8000, Santa Maria, CA 93456 if needed.

Branch Location & Accessibility

Accessibility Features

We pride ourselves on being accessible to everyone. Our branch is ADA compliant with features such as ramps and designated parking spaces. Whether you're stopping by for a quick transaction or need assistance with a loan, our friendly staff is here to help.

Call to Action

If you have any questions or would like to learn more about how we can serve you better, don't hesitate to call us at 805-733-7600. We invite you to come visit us soon at Coasthills! Your financial journey starts here!

Operating Hours

We know your time is valuable! That's why we offer flexible operating hours: from Monday to Thursday, our lobby is open from 9 AM to 5 PM, and on Fridays, we extend our hours until 6 PM. This gives you ample opportunity to handle your banking needs without feeling rushed.

Services Offered

At Coasthills, we offer a variety of services tailored to meet your financial goals. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, if you're in need of quick cash or want to manage your money on-the-go, our ATM service is readily available right here at the branch.

Member Eligibility

Becoming a member of Coasthills is like joining a close-knit community that truly cares about your financial well-being. We welcome individuals who live, work, worship, or attend school in the areas we serve. This means if you're part of our vibrant San Luis Obispo community, you're already eligible! Not only do we offer a range of financial services tailored to your needs, but as a member, you also gain access to exclusive benefits and personalized support that make banking easier and more rewarding. If you're curious about the specific eligibility criteria or want to confirm your status, feel free to visit our detailed page at . Opening an account with us is straightforward and inviting. Simply reach out by calling us at (805) 733-7600, and our friendly team will guide you through the process. Whether it's for checking and savings accounts or loans, we're here to help you every step of the way. Join us today at Coasthills, located at 751 Marsh St San Luis Obispo Ca 93401, and start enjoying all the advantages of being part of our cooperative family!

Business Banking & Commercial Services

Business Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $227 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $175,119,107, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In addition to loans, we offer merchant services that make daily transactions easy. Imagine a local café seamlessly processing payments while managing inventory through our integrated solutions. From credit card processing to online payment options, our merchant services ensure you can focus on what you do best serving your customers. Join us at Coasthills and experience how our business banking and commercial services can help turn your vision into reality. For more information, call us at (805) 733-7600 or visit our website at http://www.coasthills.coop .

Comprehensive List Of Services

Business Banking Services

For our local entrepreneurs, Coasthills offers comprehensive business banking solutions. From merchant services that simplify payment processing to business loans designed to support growth and expansion, we're committed to helping you succeed in today's competitive market.

Credit Cards with Rewards

We also know that everyday spending can add up quickly. That's why our credit cards with rewards program allows you to earn points on your purchases. Use these rewards for travel, cash back, or even discounts on future purchases turning your spending into savings!

Digital Banking Features

In today's busy world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With tools like ATM access for cash withdrawals and balance checks, along with person-to-person payment options, handling finances has never been easier.

Personal Banking Solutions

For individuals and families, we offer a variety of personal banking options that cater to different financial situations. Our checking and savings accounts are easy to open and maintain, helping you manage your day-to-day expenses while building savings for the future. If you're considering buying a car, our auto loans and vehicle financing solutions make it simple to get behind the wheel without breaking the bank. Thinking about home ownership? Our mortgage loans and refinancing options provide competitive rates and flexible terms tailored to your budget. If life throws unexpected expenses your way, our personal loans and debt consolidation services can help ease the burden by combining multiple payments into one manageable loan.

Shared Branch Transactions

As part of our commitment to accessibility, we also offer basic shared branch transactions for members of partner credit unions. This means you can make deposits and withdrawals even when you're away from home. At Coasthills, we understand that every member's financial journey is unique. That's why we strive to create a welcoming environment where you can find all the support you need under one roof. Ready to explore how Coasthills can assist you? Give us a call at 805-733-7600, visit us online at Coasthills.coop, or stop by our branch in San Luis Obispo today! We look forward to serving you!

Digital & Online Banking

24/7 Access

With Coasthills's 24/7 online banking services, managing your finances is always just a click away. Whether it's day or night, you have the tools you need for real-time account management right at your fingertips. Join us today at Coasthills, where banking is made easy!

Effortless Transactions

Need to send money to a friend? Our person-to-person transfer feature allows you to send cash easily without any hassle. And if you're looking for ways to pay while out shopping, our mobile payments feature lets you make purchases directly from your phone simple and secure!

Explore Our Services

With our online banking platform, accessing your account is straightforward. You can check balances, transfer funds, and pay bills all in one place. Plus, if you prefer a mobile experience, our mobile application makes it even easier to stay connected to your finances whenever you want.

Stay in Control

We know security is a priority for our members. That's why we offer electronic signature authorization, making transactions safer and more efficient. You can also opt for e-statements, which not only help reduce paper waste but also allow you to access your statements quickly and securely.

Financial Strength

Commitment to Growth

With $135,897,841 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to support your dreams is further reflected in our lending capacity: we have $17,557 in used auto loans and $1,263,452,825 in total loans and leases available for your various needs.

Member Trust

Total Share and Deposit Accounts stand strong at 151,419, showing a growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $45,746,637 ensures we can provide you with the resources you need. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coasthills is your trusted partner. Visit us at 751 Marsh St San Luis Obispo Ca 93401 or call (805) 733-7600 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $-106,666 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 263 full-time employees and 39 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $499,117,097 in share certificates and $142,428,906 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $30,499,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $137,586,401, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $762 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

In addition to our primary offerings, we provide various other financing solutions tailored for personal and business needs. If you're looking for additional support or considering refinancing options, our dedicated team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For personalized assistance or more information about our loan products at Coasthills in San Luis Obispo, please don't hesitate to contact us at (805) 733-7600 or visit our website at Coasthills. We look forward to helping you navigate your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $308,539,857 in used vehicle loans and $134,609,440 in new vehicle loans already helping members get on the road, we're committed to making your car-buying experience smooth and affordable. Whether you're eyeing a brand-new model or a reliable used option, our flexible terms can fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $76,891,151, which can help turn your dream of owning a home into reality. Our team is ready to guide you through the process and ensure that you find the right loan for your situation.

Unsecured Credit Cards

We also provide flexible terms on unsecured credit card loans. With a total of $89,893,557 in loans available, our credit cards are designed to help members manage their finances effectively while enjoying the benefits that come with them.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers, making it easier to choose the right loan for their needs.

COASTHILLS FEDERAL CREDIT UNION