Coasthills Credit Union Paso Robles CA | Low Mortgage Rates & Auto Loans

Introduction

At Coasthills, we believe in building strong relationships and fostering a sense of community. Located at 1402 Spring St, Paso Robles, CA 93446, our Paso Robles Branch has been serving members since 1958. With a total membership of 79,045, we are dedicated to providing personalized financial solutions that cater to your unique needs. While members can visit us at our branch, official correspondence should be sent to PO Box 8000, Santa Maria, CA 93456. Our commitment to our members is reflected in our impressive financial standing; we manage total assets of over $1.8 billion and maintain a net worth of $137,586,401. With more than 302 employees, we strive to ensure that every member receives the highest level of service. We take pride in offering a variety of services designed for both personal and business banking needs. Whether you're looking for auto loans or need assistance with mortgage refinancing, Coasthills is here to help. Our total deposits stand at $149,472,081, and we have successfully issued over 52,324 loans and leases, demonstrating our commitment to supporting your financial journey. Under the leadership of CEO James Ledford and Board President Homero Contreras, we focus on cultivating trust and transparency with all our members. Our team is readily available to assist you with any inquiries feel free to reach out at 805-733-7600 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 10:00 AM to 1:00 PM. Experience the difference at Coasthills today! Visit us in person or check out our website at Coasthills for more information on how we can assist you with your financial goals.

Branch History & Mission

A Legacy of Growth

From our humble beginnings, Coasthills has continuously expanded its services and outreach. With total assets now exceeding $1.8 billion, we have remained dedicated to providing accessible financial solutions that empower our members to achieve their goals. Over the years, we've introduced various services including personal banking options, auto loans, mortgages, and business banking solutions. This growth reflects not just our success but also our commitment to serving the diverse needs of our community.

Community Engagement

Coasthills actively participates in various community outreach programs aimed at supporting local organizations and initiatives. By partnering with schools and nonprofits, we strive to make a positive impact beyond just financial transactions. We understand that a strong community is built on collaboration and mutual support.

Modern Services for Today’s Needs

As part of our dedication to service excellence, Coasthills has embraced digital advancements while ensuring ADA compliance for accessibility. Our ATM availability and drive-thru services make banking easy and efficient for everyone. We are committed to putting our members first with user-friendly services tailored to meet their needs. In conclusion, we invite you to experience all that Coasthills has to offer. Join us today and become part of a community-focused credit union where your financial well-being is always our priority. Together, let's build a brighter future! For more information or assistance, feel free to contact us at (805) 733-7600 during our operating hours: Mon-Thurs from 9:00 AM - 5:00 PM, Fri from 9:00 AM - 6:00 PM, and Sat from 10:00 AM - 1:00 PM.

Our Mission

Our mission at Coasthills is simple yet powerful: we strive to deliver exceptional financial services while fostering a sense of belonging within the communities we serve. We believe that everyone deserves access to quality financial tools and resources that can enhance their lives. Through initiatives like online banking and mobile payments, we ensure that banking is convenient and accessible for all our members. While members can visit us at 1402 Spring St Paso Robles Ca 93446, official correspondence should be sent to PO Box 8000, Santa Maria, CA 93456.

Branch Location & Accessibility

Accessibility Features

At Coasthills, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and other accommodations to ensure everyone can access our services comfortably.

Get in Touch

Have questions or need assistance? Don't hesitate to call us at 805-733-7600. We invite you to stop by our Paso Robles branch today and experience the Coasthills difference where community meets convenience!

Nearby Landmarks

As you visit us, you'll find that we're close to many familiar spots. Whether you're coming from downtown Paso Robles or visiting the beautiful parks nearby, getting here is a breeze. Plus, we have ample parking available, ensuring that your visit is hassle-free.

Operating Hours

We're here for you during convenient hours! You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 10:00 AM to 1:00 PM. Whether you need assistance with personal banking, auto loans, or mortgage options, our dedicated team is ready to help during these hours.

Services Offered

Our branch offers a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got everything covered. We also provide ATM access and basic drive-thru banking for quick transactions. If you're a member of a partner credit union, feel free to take advantage of our shared service center for deposits and withdrawals. While members can visit us at 1402 Spring St for all their banking needs, official correspondence should be sent to PO Box 8000, Santa Maria, CA 93456 if necessary.

Member Eligibility

Joining Coasthills is more than just opening an account; it's about becoming part of a supportive community that truly cares for its members. If you're wondering whether you can join us, the good news is that many people are eligible! Generally, anyone who lives, works, worships, or attends school in our local area can become a member. You'll enjoy benefits like competitive loan rates, personalized service, and access to a variety of financial products tailored to your needs. For the most up-to-date information on eligibility criteria, please check out our detailed guide at . Getting started is easy! Just visit us at our branch located at 1402 Spring St Paso Robles Ca 93446, or give us a call at (805) 733-7600 if you have questions. We're here to help you every step of the way. Don't miss out on the opportunity to be part of something special your journey toward membership at Coasthills begins today!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $227 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $175,119,107, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Operations

Imagine having the tools to accept payments easily, manage transactions efficiently, and offer your customers a smooth experience. Our merchant services provide just that. From point-of-sale systems to online payment processing, we equip your business with solutions that simplify how you handle finances. Located at 1402 Spring St Paso Robles Ca 93446 in Paso Robles, CA, we invite you to explore how our business banking options can empower your entrepreneurial journey. Reach out to us at (805) 733-7600 to learn more!

Comprehensive List Of Services

Business Solutions

For our local entrepreneurs, we understand that running a business comes with its own set of challenges. That's why we offer comprehensive Business Banking solutions including merchant services and business loans tailored for small business needs. Let us support your growth and help you achieve your business goals.

Convenient Access

In addition to traditional banking services, we provide ATM & Cash Withdrawal Services so you can access your funds quickly and easily whenever needed. Our basic drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car perfect for those busy days! We also participate in shared branch transactions, which means members from partner credit unions can conduct basic operations like deposits and withdrawals at our location. This expands access significantly for all members.

Credit Options

Managing debt can be tough, but with our Personal Loans & Debt Consolidation services, you can simplify your finances and reduce stress. Plus, enjoy rewards with our Credit Cards with Rewards, allowing you to earn while you spend on everyday purchases.

Digital Features

With digital banking on the rise, Coasthills offers various online tools including online banking, mobile payments, and person-to-person transfers. You can manage your accounts at any time from the comfort of your home or while on the go. If you're ready to explore how these services can benefit you or if you have any questions, please reach out! You can contact us at (805) 733-7600 or visit us at 1402 Spring St Paso Robles Ca 93446 in Paso Robles. Experience the convenience and personal touch that only Coasthills can provide!

Personal Banking

For individuals, we offer Personal Banking services that include checking and savings accounts designed to help you manage your daily finances efficiently. Imagine being able to set aside money for that dream vacation or simply having a reliable place for your paycheck to land. With our online and mobile banking features, you can easily track your spending and monitor your accounts from anywhere. Need a new car? Our Auto Loans & Vehicle Financing options provide competitive rates, making it easier than ever to drive off in the vehicle of your choice. If you're thinking about buying a home or refinancing an existing mortgage, our team is here to guide you through the process with our Mortgage Loans & Refinancing services. We want to help turn your housing dreams into reality.

Digital & Online Banking

Key Features

With our online banking platform at http://www.coasthills.coop , you can check balances, transfer funds, and pay bills from the comfort of your home or on the go. Our user-friendly interface ensures that whether you're tech-savvy or just getting started, you'll find it simple to navigate. Need to make quick payments? Our mobile payments feature allows you to send money directly from your phone, making everyday transactions a breeze. Plus, with our person-to-person transfer option, sending money to friends and family is as easy as a few taps on your screen.

Security & Accessibility

Your security is our top priority. We utilize electronic signature authorization for all online transactions, so you can rest assured that your information is protected. Additionally, we provide e-statements for those who prefer going paperless. This not only helps the environment but also gives you instant access to your financial records whenever you need them. For those who prefer using their smartphones, our mobile application puts all these features right at your fingertips. You can even manage account settings and receive real-time alerts about your account activity. In summary, Coasthills offers comprehensive digital and online banking services that cater to your needs while ensuring top-notch security and ease of use. Experience the convenience today by visiting http://www.coasthills .coop and take control of your financial journey!

Financial Strength

A Solid Foundation

With a net worth of $137,586,401, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $762 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Excellence

Our operational efficiency is reflected in our $-106,666, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 263 full-time employees and 39 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. We value every member who walks through our doors or connects with us online. With a total of 151,419 share accounts, it's clear that many trust us with their finances.

Investing in Our Future Together

With $135,897,841 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $17,557 in used auto loans and $1,263,452,825 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $499,117,097 in share certificates and $142,428,906 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $30,499,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coasthills is your trusted partner. Visit us at 1402 Spring St Paso Robles Ca 93446 or call (805) 733-7600 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $308,539,857 in used vehicle loans and $134,609,440 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we've got options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $175,119,107 provide the capital needed to grow and expand. We are committed to supporting local businesses by offering tailored lending solutions that meet your specific needs. Our team is here to assist you with refinancing options as well. If you're looking for ways to lower your monthly payments or consolidate existing debts into one manageable loan, we can help explore eligibility options available to you. At Coasthills, we pride ourselves on delivering exceptional service and transparency. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to take the next step towards achieving your financial goals, reach out to us at (805) 733-7600 or visit us at our branch located at 1402 Spring St Paso Robles Ca 93446 in Paso Robles, CA. We're here to help you navigate your options and find the right loan product for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $76,891,151, make buying or refinancing simple. We provide personalized support to guide you through the process, ensuring you understand every step along the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $89,893,557 in loans helping members manage their finances effectively. This option is perfect for those who want to consolidate debt or cover unexpected expenses without using collateral.

Loan Aggregator

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COASTHILLS FEDERAL CREDIT UNION - Paso Robles, CA