Coasthills Credit Union Nipomo CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Coasthills, your trusted partner in financial well-being, right here in the heart of Nipomo at 542 W Tefft St, Nipomo, CA 93444. Established in 1958, our commitment to serving our members has only grown stronger over the years. With a dedicated membership of 79,045 and total assets amounting to an impressive $1,804,620,743, we are proud to offer a wide range of services tailored just for you. At Coasthills, we believe in putting our members first. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Our total deposits stand at $149,472,081, showcasing the trust our community places in us. Led by our experienced CEO James Ledford and Board President Homero Contreras, our team of 302 employees is always ready to assist you with your financial needs. We offer convenient services including online and mobile banking, making it easier than ever to manage your finances on-the-go. While members can visit us at our Nipomo branch, official correspondence should be sent to our mailing address: PO Box 8000, Santa Maria, CA 93456. If you have any questions or need assistance, don't hesitate to reach out at 805-733-7600. Join us at Coasthills today! Explore how we can support your financial journey and help you achieve your goals. Visit us online at www.coasthills.coop or stop by to see what we can do for you!

Branch History & Mission

Welcome to the heart of Nipomo, where you'll find the Coasthills branch, a beacon of financial support and community spirit. Established in 1958, this branch has grown alongside its members, now serving an impressive total membership of 79,045. With a commitment to providing personalized banking solutions, we've become an integral part of the lives of those in our community. Located at 542 W Tefft St, Nipomo, CA 93444, our branch is easily accessible for all your banking needs. Just a stone's throw from local landmarks and surrounded by friendly neighborhoods, we strive to make every visit a welcoming experience. While members can visit us at this location for in-person services, official correspondence should be sent to our mailing address: PO Box 8000, Santa Maria, CA 93456. At Coasthills, our mission is simple yet profound: to empower our members through exceptional financial services while fostering community growth and support. We offer a wide range of products including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards all designed to help you achieve your financial goals. Beyond just banking, we are dedicated to uplifting our community through outreach programs and partnerships that make a real difference. As we embrace modern conveniences like online and mobile banking along with ATM access for easy cash withdrawals, we remain committed to ensuring that all our facilities meet ADA compliance standards. Our drive-thru service may not be available, but we do have shared service center options for added convenience. With total assets reaching over $1.8 billion and continued growth in member services, Coasthills is equipped to provide reliable financial support now and into the future. Our operating hours are Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM ensuring we're here when you need us. Join us at Coasthills and experience firsthand how we prioritize your financial well-being while giving back to the Nipomo community. Together, let's build a brighter future! For more information or assistance, feel free to call us at 805-733-7600 or visit our website at Coasthills.

Branch Location & Accessibility

Connect With Us

For any questions or to learn more about how we can serve you better, feel free to call us at 805-733-7600. We invite you to visit us at the Coasthills Nipomo Branch today your trusted partner in financial growth awaits!

Nearby Landmarks and Accessibility

Nestled in the heart of Nipomo, our branch is just a stone's throw away from popular spots like the Nipomo Community Park and local restaurants. This makes it easy to combine your banking errands with other activities in the area. We have ample parking available right outside our branch, ensuring you can visit us hassle-free. Our facilities are designed with accessibility in mind, featuring ADA-compliant features that welcome everyone into our space.

Operating Hours

We understand your time is valuable. That's why we're open Monday through Thursday from 9:00 AM to 5:00 PM and on Fridays until 6:00 PM. This gives you plenty of time during the week to stop in before or after work.

Services Offered

At Coasthills Nipomo Branch, we pride ourselves on providing a full range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, if you're looking for business solutions, we offer merchant services and business loans as well. And if you need cash quickly? Our ATM is available for your convenience. While we don't have a drive-thru service at this location, our friendly staff is always ready to assist you inside. If you prefer conducting transactions with other credit unions, don't forget that we also operate as a shared service center! You can enjoy basic banking transactions even if you're not a member of Coasthills.

Member Eligibility

Joining the Coasthills community is more than just opening a bank account; it's about becoming part of a supportive family that cares about your financial well-being. To become a member of Coasthills, located at 542 W Tefft St, Nipomo, CA 93444, you simply need to meet a few friendly eligibility criteria. Typically, anyone who lives, works, or worships in our service areas can apply for membership. This inclusive approach means that many individuals and families can take advantage of our wide range of services designed to help you thrive financially. Opening an account is straightforward and welcoming just reach out to us at 805-733-7600 for any questions or to start the process. You can also find more detailed information about eligibility by visiting our website at http://www.coasthills.coop. Once you're a member, you'll enjoy benefits like competitive rates on loans and savings, personalized financial advice, and access to various banking services tailored just for you. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Financing Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $227 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $175,119,107, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer practical merchant services that simplify daily operations. From payment processing to online banking solutions, we provide tools that allow you to focus on what you do best running your business. Our services are designed with your convenience in mind, ensuring you have quick access to funds and financial support whenever you need it. Visit us at 542 W Tefft St Nipomo Ca 93444 in Nipomo, CA, or give us a call at (805) 733-7600 to learn more about how our business banking and commercial services can empower your success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a new car, our Auto Loans & Vehicle Financing services are here to help. With competitive rates and flexible terms, financing your dream vehicle has never been easier. Imagine driving off the lot with confidence knowing you secured an excellent loan through Coasthills.

Business Banking Solutions

For local business owners, we offer specialized Business Banking services including merchant services and business loans tailored to help your company thrive. We know how important it is to have reliable financial support for your business ventures.

Convenience at Your Fingertips

Our commitment doesn't stop at traditional banking services; we also provide access to Basic Shared Branch Transactions for partner credit union members. This means you can deposit or withdraw money even if you're away from our branch! Plus, with features like Mobile Payments and Person-to-Person transfers, managing your finances has never been easier. Ready to explore what Coasthills can do for you? Feel free to reach out at (805) 733-7600 or visit us in person at our branch in Nipomo. We look forward to serving you!

Credit Cards with Rewards

Want to earn rewards while spending? Our Credit Cards with Rewards program allows you to earn points for everyday purchases. Use these points for travel, merchandise, or even cash back it's all about rewarding you for being a loyal member!

Home Financing Made Simple

Buying a home is one of the biggest decisions you'll ever make. Our Mortgage Loans & Refinancing options ensure that you have the support needed every step of the way. Whether it's your first home or a new investment property, we're dedicated to helping you find a mortgage that fits your budget.

Personal Banking Solutions

We understand that managing your money can be overwhelming at times. That's why we offer Personal Banking options that include checking and savings accounts designed to fit your lifestyle. Need quick access to cash? Our ATM & Cash Withdrawal Services allow for easy transactions whenever you need them. Plus, with online and mobile banking, you can check balances, pay bills, and transfer funds from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. For those moments, our Personal Loans & Debt Consolidation services provide financial relief. You can use these loans for anything from covering medical bills to consolidating debt into one manageable monthly payment.

Digital & Online Banking

E-Statements and Security

We also offer e-statements to keep your financial information organized and eco-friendly. With e-statements, you'll receive your account statements directly in your inbox no more paper clutter! All these features are protected by top-notch security measures, so you can bank confidently knowing your information is safe. In short, Coasthills is dedicated to providing accessible and user-friendly digital banking solutions that fit into your lifestyle. Experience the future of banking today visit us online at http://www.coasthills.coop or download our mobile app!

Mobile Application

Our mobile application is packed with features to help you stay connected with your finances. You can enjoy the ease of mobile payments, allowing you to shop without cash or cards. Best of all, with electronic signature authorization, signing documents digitally is safe and straightforward.

Online Banking Services

With our 24/7 online banking services available at http://www.coasthills.coop, you can check balances, transfer funds, and pay bills anytime, anywhere. This means you can manage your money without needing to visit a branch in person. Plus, if you need to make quick transfers to friends or family, our person-to-person transfer feature lets you send money in just a few taps.

Financial Strength

Commitment to Innovation

With $135,897,841 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $17,557 in used auto loans and $1,263,452,825 in total loans and leases.

Growing Member Base

The strength of our community is evident with a total of 151,419 share accounts. This showcases a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coasthills is your trusted partner. Visit us at 542 W Tefft St Nipomo Ca 93444 or call (805) 733-7600 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $499,117,097 in share certificates and $142,428,906 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $30,499,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $-$815,290, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 263 full-time employees and 39 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $137,586,401, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $308,539,857 in used vehicle loans and $134,609,440 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options tailored for your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $175,119,107 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are here to support your journey toward success. If you're considering refinancing any existing loans or want to explore eligibility options, our team is ready to assist you in navigating those choices. We invite you to visit us at 542 W Tefft St Nipomo Ca 93444 or give us a call at (805) 733-7600 during our operating hours (Mon-Thurs: 9:00am - 5:00pm; Fri: 9:00am - 6:00pm) for personalized service. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether it's a new car, your dream home, or managing daily expenses, Coasthills is here to provide support every step of the way. Let us help you turn your plans into reality!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $76,891,151, make buying or refinancing simple. We can guide you through the mortgage process, ensuring you find a solution that works for your budget and lifestyle.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $89,893,557 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to make your spending more rewarding.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh helps you make informed decisions about your borrowing options. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are fair and transparent. Each lender listed has been vetted for compliance, so you can trust that you're looking at legitimate options. One of the key benefits of using LendMesh is its commitment to providing verified data. All loan offers come from recognized financial institutions, which means you can feel confident in the accuracy of what you're seeing. Additionally, LendMesh stands out because it features no sponsored listings; lenders are not prioritized based on paid promotions. This means every comparison you see is truly unbiased. Another advantage is the real-time rate comparisons provided by LendMesh. The platform continuously updates its loan rates from multiple institutions, allowing you to see the most current offers available in the market. This feature empowers users to make well-informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective and user-friendly this tool is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

COASTHILLS FEDERAL CREDIT UNION - Nipomo, CA

Type of Loan Offerings

Mortgage Loans

Compare Loan Rates Near You

Loan rates in Nipomo, CA (93444)

Introduction

Branch History & Mission

Branch Location & Accessibility

Connect With Us

Nearby Landmarks and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing Options Tailored for You

Merchant Services That Make Life Easier

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking Solutions

Convenience at Your Fingertips

Credit Cards with Rewards

Home Financing Made Simple

Personal Banking Solutions

Personal Loans & Debt Consolidation

Digital & Online Banking

E-Statements and Security

Mobile Application

Online Banking Services

Financial Strength

Commitment to Innovation

Growing Member Base

Member-Centric Savings Options

Operational Efficiency

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

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