Coasthills Credit Union Lompoc CA | Affordable Auto Loans & ATM Services

Introduction

Welcome to Coasthills, your trusted financial partner located at 3880 Constellation Rd, Lompoc, CA 93436. Since opening our doors in 1958, we have dedicated ourselves to providing exceptional service and support to our community. With a proud membership of 79,045 members and total assets amounting to an impressive $1,804,620,743, we are committed to helping you achieve your financial goals. At Coasthills, we believe in the power of community. Our mission is to empower our members with the resources they need, whether it's through personal banking solutions like checking and savings accounts or tailored auto loans and mortgages. With total loans of 52,324 and deposits reaching $149,472,081, we ensure that your money is not just safe but also working for you. Our leadership team is deeply invested in your success. Under the guidance of CEO James Ledford and Board President Homero Contreras, we strive to create a welcoming environment where every member feels valued. We understand that financial decisions can be daunting; that's why our friendly staff is always ready to assist you with personalized services. For any official correspondence, please note that while you can visit us at our branch location, it's best to send mail to PO Box 8000, Santa Maria, CA 93456. We invite you to explore everything Coasthills has to offer. Whether you're looking for competitive loan rates or innovative digital banking solutions, we are here for you. Don't hesitate to reach out at (805) 733-7600 or visit us online at coasthills.coop. Join us on this journey towards financial wellness because at Coasthills, you're more than just a member; you're part of our family!

Branch History & Mission

Join Us

As we look towards the future, we invite you to become part of our growing family at Coasthills. Experience firsthand how we prioritize your financial health while remaining deeply committed to the community's prosperity. Reach out today at (805) 733-7600 or explore more about us at http://www.coasthills.coop. Together, let's build a brighter future!

Our Evolution

Since our opening, we've embraced change and innovation while staying true to our core values. We have seen significant growth in both membership and assets, currently boasting total assets of $1,804,620,743. This growth reflects our commitment to providing personalized service and sound financial products tailored to meet the needs of our diverse community. As we expanded, we also focused on enhancing accessibility. Today, we are proud to offer various services including personal banking, auto loans, mortgages, and business banking solutions. Members can access their accounts easily through our online and mobile banking platforms, making transactions seamless whether at home or on the go.

Our Mission

At Coasthills, our mission is clear: to empower individuals and families through exceptional financial services while fostering community growth and well-being. We believe that by supporting our members financially, we can also uplift the entire community. Our commitment extends beyond banking; we actively engage in outreach programs and partnerships that contribute positively to the local economy and social fabric. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. With ATM availability and shared service centers nearby, accessing your funds has never been easier. While members can visit us at 3880 Constellation Rd Lompoc Ca 93436, official correspondence should be sent to PO Box 8000, Santa Maria, CA 93456 if needed.

Branch Location & Accessibility

Convenient Access and Features

At our branch, we prioritize your convenience. We offer ample parking space, ensuring that you can easily find a spot when you visit. For those who may need assistance, we are fully ADA compliant, featuring ramps and accessible entrances to accommodate all members of our community. Our operating hours are designed with your busy schedule in mind. You can drop by from Monday to Thursday between 9:00 AM and 5:00 PM, and on Fridays until 6:00 PM. Whether you need help with personal banking needs or have questions about our loans and services, our friendly team is here to assist you.

Get in Touch

We invite you to come by and see how we can support your financial journey. If you have any questions or would like to learn more about our offerings before visiting, feel free to call us at (805) 733-7600. At Coasthills Vandenberg Village Branch, we're here for you every step of the way!

Services Offered

Coasthills provides a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we've got you covered. Plus, with ATM availability right at our location, accessing your funds has never been easier! While we don't have drive-thru service at this branch, we do offer shared services for basic transactions like deposits and withdrawals for partner credit union members. If you prefer banking from home or on the go, take advantage of our online and mobile banking options. Manage your accounts anytime and anywhere! While members can visit us at 3880 Constellation Rd Lompoc Ca 93436, official correspondence should be sent to PO Box 8000 in Santa Maria if needed.

Member Eligibility

At Coasthills, we believe that everyone deserves a chance to be part of a community that cares. Becoming a member is simple and welcoming! If you live, work, or worship in the areas we serve, you're likely eligible to join us. We are dedicated to supporting our members with a range of financial services tailored to your needs, from checking and savings accounts to auto loans and mortgages. To check the specific eligibility requirements, feel free to visit our website. Opening an account is just as easy! You can learn more about how to get started. If you have any questions or need assistance, don't hesitate to reach out at (805) 733-7600. Join us at our branch located at 3880 Constellation Rd Lompoc Ca 93436 and experience the benefits of being part of the Coasthills family!

Business Banking & Commercial Services

At Coasthills, we understand that every business has unique needs and challenges. That's why we're dedicated to providing tailored banking solutions that help you thrive. Whether you're a startup or an established company, our commercial loan options can support your growth journey. Imagine being able to purchase new equipment, expand your storefront, or manage operational costs without the financial strain. Our commercial loans are designed to make these goals achievable. For our valued members, we've funded over $227 in commercial loans, helping businesses scale and succeed right here in Lompoc, CA. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $175,119,107, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer comprehensive merchant services that simplify payment processing. This allows you to focus on what you do best running your business. Let us partner with you for success! Visit us at 3880 Constellation Rd Lompoc Ca 93436 or call us at (805) 733-7600 to learn more about how we can support your business today.

Comprehensive List Of Services

ATM Services and Shared Branching

Need cash on the go? Our ATM & Cash Withdrawal Services make it easy for you to access your money whenever you need it. Plus, with basic shared branch transactions available for partner credit union members, you can deposit or withdraw funds even when you're away from home. Whether you're looking for personal banking options, loans, or convenient digital services, we're here to support you every step of the way. If you have questions or need assistance with any of our offerings, don't hesitate to reach out! Call us at (805) 733-7600 or visit us in person at 3880 Constellation Rd Lompoc Ca 93436. Discover how Coasthills can help simplify your financial life today!

Credit Cards and Business Banking

For those who love rewards, our Credit Cards with Rewards program lets you earn points on everyday purchases. But we don't stop there; if you're running a business, our Business Banking services include merchant services and business loans designed to support your entrepreneurial journey.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Coasthills, we prioritize Online & Mobile Banking solutions. You can manage your accounts anytime, anywhere with features like mobile payments, person-to-person transfers, and e-statements. Our commitment to digital banking ensures that accessing your funds and managing transactions is straightforward and hassle-free.

Loans and Financing

When it comes to Auto Loans & Vehicle Financing, we know that buying a car is a big decision. Our team is here to guide you through the process with flexible loan options that suit your budget. We also provide Mortgage Loans & Refinancing for those looking to purchase their dream home or lower their monthly payments on an existing mortgage. If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options can help ease your financial burden.

Personal Banking

We understand that managing your finances can be a challenge, which is why we offer Personal Banking services, including checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a special occasion or need everyday banking solutions, we've got you covered. Our competitive interest rates help your savings grow over time, making it easier for you to reach your financial goals.

Digital & Online Banking

Key Features for Your Convenience

Imagine checking your balance or transferring funds without stepping out of your home. Our 24/7 online banking service lets you do just that. You can monitor transactions, pay bills, and even set up e-statements to keep track of your financial activity in a paperless way. Plus, with electronic signature authorization, signing important documents is quick and hassle-free. For those on the go, our mobile application brings banking right to your fingertips. Whether you're making mobile payments or sending money through person-to-person transfers, everything you need is just a tap away. No more waiting in lines or rushing to the bank before closing time!

Security You Can Trust

We prioritize your security while you enjoy the convenience of digital banking. Our systems are equipped with robust security features to protect your information and ensure safe transactions every time. You can rest easy knowing that your financial data is safeguarded. At Coasthills, we believe that managing your money should be straightforward and accessible for everyone. Embrace the ease of digital banking today! Visit us at http://www.coasthills.coop to get started on a smarter way to bank.

Financial Strength

At Coasthills, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, ensuring that your trust in us is well-placed. With a net worth of $137,586,401, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $499,117,097 in share certificates and $142,428,906 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $30,499,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is evident with $135,897,841 in undivided earnings, which allows us to enhance our banking tools, strengthen lending options, and improve security measures for all our members. Moreover, with $17,557 in used auto loans and $1,263,452,825 in total loans and leases, our lending capacity supports your financial goals across various sectors. Despite facing challenges reflected by our net income of $-$815,290, we remain focused on operational efficiency to provide you with competitive loan rates and solid financial products. We also take pride in having 263 full-time employees and 39 part-time employees who are dedicated to serving you with knowledgeable support. Our net shares stand at $45,746,637, which shows the funds available for lending and investments aimed at helping you achieve your financial dreams. With a growing member base of 151,419, it's clear that many individuals trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coasthills is your trusted partner. Visit us at 3880 Constellation Rd Lompoc Ca 93436 or call (805) 733-7600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $308,539,857 in used vehicle loans and $134,609,440 in new vehicle loans already helping members get on the road. We make it easy to find financing options that work for you. Plus, if you're considering refinancing your current auto loan, we can help with that too!

Business Financing

For business owners, our outstanding commercial loans totaling $175,119,107 provide the capital needed to grow and expand your operations. Whether you need funds for equipment purchases or operational costs, our team can assist you in navigating the lending process. At Coasthills located at 3880 Constellation Rd., Lompoc CA 93436, we're dedicated to serving our community with transparency and integrity. For more information or to discuss your loan options further, please call us at 805-733-7600. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We're here to help you find the right financial solution for your journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $76,891,151, make buying or refinancing simple. We offer various mortgage products to fit your budget and timeline. If you're unsure about eligibility or want to explore refinancing options, our team is here to guide you every step of the way.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes feel overwhelming. We also offer flexible terms on unsecured credit card loans, with a total of $89,893,557 in loans helping members manage their finances effectively. These credit cards can be an excellent option for those looking to consolidate debt or cover unexpected costs.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. You can trust that the rates you see are genuine. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions. This feature allows users to evaluate their options quickly and accurately, leading to better borrowing decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight how effective LendMesh is at simplifying the search for competitive loan rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

COASTHILLS FEDERAL CREDIT UNION - Lompoc, CA

Type of Loan Offerings

Mortgage Loans

Compare Loan Rates Near You

Loan rates in Lompoc, CA (93436)

Introduction

Branch History & Mission

Join Us

Our Evolution

Our Mission

Branch Location & Accessibility

Convenient Access and Features

Get in Touch

Services Offered

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

ATM Services and Shared Branching

Credit Cards and Business Banking

Digital Banking Convenience

Loans and Financing

Personal Banking

Digital & Online Banking

Key Features for Your Convenience

Security You Can Trust

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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