Coastal1 Credit Union Warwick RI | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Coastal1, your trusted financial partner since 1926, right here at 405 Warwick Ave, Warwick, RI 02888. With a strong commitment to our members and the community, we have grown to serve over 140,061 members and manage total assets exceeding $3.35 billion. At Coastal1, we believe in providing personalized banking solutions that meet your unique needs. While you can always visit us at our branch location, please note that any official correspondence should be sent to the same address: 405 Warwick Ave, Warwick, RI 02888-1344. Under the leadership of CEO Brian Azar and Board President Ronald LeClair, our dedicated team of 293 employees is here to assist you every step of the way. We take pride in offering a variety of services, including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our financial strength is evident with total deposits reaching $132,720,292 and a net worth of $342,716,812. Additionally, we maintain a healthy cash reserve of $11,649,521, ensuring that we are prepared for whatever comes next. At Coastal1, our mission is to empower you to achieve your financial goals while making a positive impact in the community. Whether you need guidance on loans or assistance with online banking services like mobile payments and e-statements, we're just a phone call away at 401-785-0185. We invite you to explore all that Coastal1 has to offer. Visit us today or check out our website at coastal1.org for more information!

Branch History & Mission

Call to Action

We invite you to experience the benefits of membership at Coastal1. Join us today and become part of a credit union that prioritizes your financial well-being while actively supporting the community. For more information or assistance, feel free to reach out at 401-785-0185 during our operating hours: - Lobby Hours: - Monday - Wednesday: 9:00 AM - 4:00 PM - Thursday: 9:00 AM - 5:00 PM - Friday: 9:00 AM - 6:00 PM - Saturday: 9:00 AM - 12:00 PM With Coastal1 by your side, let's embark on this journey together!

Our Evolution

From humble beginnings, Coastal1 has evolved into a trusted financial partner for many families and businesses in Warwick and beyond. With each passing year, we have adapted to meet the changing needs of our members. We introduced modern banking solutions like online and mobile banking, ensuring that you can manage your finances anytime and anywhere. Our commitment to accessibility is also reflected in our ADA compliance and customer-centric initiatives. As we expanded our services over the decades, we've maintained our focus on community support. We engage in various outreach efforts, partnering with local organizations to uplift those around us. Whether it's through financial literacy programs or sponsoring local events, we believe in giving back to the community that has supported us throughout the years.

Our Mission

At Coastal1, our mission is clear: we strive to empower individuals and families by providing comprehensive financial services tailored to their needs. We are dedicated not only to helping you achieve your financial goals but also to fostering a supportive environment where everyone feels valued. Our team is here to offer guidance on everything from checking accounts and auto loans to mortgages and business financing. While members can visit us at 405 Warwick Ave for all their banking needs including drive-thru services and ATM access official correspondence should be sent to our mailing address at 405 Warwick Ave, Warwick, RI 02888-1344.

Branch Location & Accessibility

Welcome to the Coastal1 Warwick Avenue Branch, your friendly neighborhood credit union located at 405 Warwick Ave, Warwick, RI 02888. Nestled in the heart of Kent County, our branch is easily accessible and ready to serve you. Whether you're coming from a nearby landmark like the Warwick Mall or just passing through, we're here to meet all your banking needs. At Coastal1, we understand that convenience is key. Our branch features ample parking and is designed with accessibility in mind, including ADA-compliant ramps and features for all members to feel welcome. Plus, if you prefer the ease of drive-thru banking, we offer that service too! Our operating hours are tailored to fit your busy schedule: visit us Monday through Wednesday from 9:00 AM to 4:00 PM, Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to noon. We also have an ATM available for quick cash withdrawals or balance checks whenever you need it. For any official correspondence, please send it to our mailing address at 405 Warwick Ave, Warwick, RI 02888-1344. If you have questions or need assistance, don't hesitate to give us a call at 401-785-0185. We invite you to visit Coastal1 Warwick Avenue Branch today and discover how we can help you with personal banking services like checking accounts, auto loans, and more. Come see us soon!

Member Eligibility

Becoming a member of Coastal1 is like joining a family that truly cares about your financial well-being. We welcome anyone who lives, works, or worships in the Warwick area, as well as their immediate family members. This means if you're part of our local community, you can enjoy all the benefits and services we have to offer! From personal banking to auto loans and more, our members receive personalized attention and support every step of the way. If you're interested in learning more about eligibility details, feel free to check out this helpful resource. Opening an account with us is a breeze! You can easily start the process online by visiting https://coastal1.mymortgage-online.com/loan-app/?siteid=4143219744&workflowid=188634 or give us a call at (401) 785-0185 if you have any questions. Our friendly team is here to assist you, ensuring that becoming a member at Coastal1, located at 405 Warwick Ave Warwick Ri 02888, feels welcoming and straightforward. Join us today and take the first step towards securing your financial future!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $370 in commercial loans for our members, helping businesses scale and succeed.

Non-Member Support

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Outstanding Portfolio

With an outstanding commercial loan portfolio of $225,764,554, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services allow you to accept payments easily, giving your customers the convenience they want while boosting your sales potential. If you're ready to take your business to the next level, visit us at 405 Warwick Ave Warwick Ri 02888 in Warwick, RI or contact us at (401) 785-0185. Let's work together to make your vision a reality!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options can help turn that dream into reality. With competitive rates and flexible terms, we make it easy for you to drive off in your new vehicle. Plus, managing your loan is straightforward with our mobile banking app, allowing you to make payments on-the-go.

Business Banking Services

For our business members, we offer comprehensive business banking solutions including merchant services and business loans. Whether you're a startup or an established company, we provide the tools necessary for growth and success.

Credit Cards with Rewards

Looking for a credit card that gives back? Our credit cards come with rewards programs that allow you to earn points on every purchase. This means every time you shop or dine out, you're also earning rewards that can be redeemed for travel, cash back, and more!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Coastal1, we focus on digital banking features like online and mobile banking, making it easy for you to check balances, transfer funds, and pay bills anytime, anywhere. With our ATM services available 24/7 and drive-thru banking options during lobby hours, accessing your funds has never been easier. If you're ready to take advantage of these great services or have any questions about how we can assist you further, please don't hesitate to reach out! You can call us at (401) 785-0185 or visit us at 405 Warwick Ave Warwick Ri 02888 in Warwick, RI. At Coastal1, we're here to help you achieve your financial goals!

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing your existing mortgage, we provide tailored mortgage loans that fit your budget. Our experienced staff will guide you through the entire process, ensuring you understand every step along the way. With our online tools, you can explore different loan options and calculate what works best for you.

Personal Banking Solutions

Whether you're just starting out or looking to manage your savings more effectively, our personal banking services have you covered. We offer checking and savings accounts designed for everyday needs. Imagine being able to easily access your funds or set aside money for future goals, all from the comfort of your home using our online banking platform.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans designed for everything from emergency repairs to planned expenses. Additionally, if debt consolidation is on your mind, we can help simplify your finances by combining multiple debts into one manageable payment.

Digital & Online Banking

Key Features

Our online banking service allows you to access your accounts anytime, day or night. You can easily view your account balances, make transfers, and pay bills all from the comfort of your home or on the go. With our mobile application available for download, managing your finances has never been more convenient. Plus, if you're a fan of mobile payments, you'll be pleased to know that we support this feature, making it simple to pay with just a tap. We know security is a top priority for our members. That's why we offer features like electronic signature authorization to keep your transactions safe and secure. While we don't currently provide electronic signatures for every service, our commitment to protecting your information remains strong.

Real-Time Account Management

With person-to-person transfers available through our platform, sending money to friends or family is quick and hassle-free. No need to worry about cash or checks; just use our secure online services to get funds where they need to go instantly. For those who prefer going paperless, we provide e-statements so you can stay organized without the clutter of physical documents. Accessing your financial records has never been easier! At Coastal1, our goal is to make banking accessible and straightforward for all our members. With user-friendly tools and real-time account management options at your fingertips, you can focus on what really matters your life!

Financial Strength

Commitment to Growth

With $339,414,636 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $28,499 in used auto loans and $2,903,238,744 in total loans and leases.

Growing Member Base

Total Share Accounts: 223,200, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $6,864,585. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastal1 is your trusted partner. Visit us at 405 Warwick Ave Warwick Ri 02888 or call (401) 785-0185 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Operational Efficiency

Our operations reflect our commitment to serving you efficiently. Our $4,149,278 showcases this operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 288 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,245,841,680 in share certificates and $425,772,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,345,752, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $342,716,812, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $507,531,724 in used vehicle loans and $208,687,247 in new vehicle loans already helping members get on the road. We offer financing for both new and used vehicles, making it easy for you to choose the best option for your lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $225,764,554 provide the capital needed to grow and expand your enterprise. We know how crucial it is for businesses to have reliable funding sources, so we work hard to provide tailored solutions that fit your unique business needs. At Coastal1, we pride ourselves on being more than just a lender; we're your partner in financial success. For more details on our loan offerings or to discuss how we can assist you further, please call us at (401) 785-0185 or visit us at 405 Warwick Ave Warwick Ri 02888 in Warwick, RI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take that next step towards securing your future!

Credit Lines and Unsecured Loans

For those who need flexibility in their spending, our credit lines total $1,422,344,553, providing access to funds when you need them most. We also offer unsecured credit card loans with a total of $0 in loans helping members manage their finances effectively. This gives you peace of mind knowing that cash is available when unexpected expenses arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $187,443,259, make buying or refinancing simple. We guide you through the process, ensuring you understand every step along the way. If you're considering refinancing your current mortgage, ask us about our eligibility options that could help lower your payments.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: All loan offers are sourced from legitimate financial institutions. This transparency helps users feel confident in their decisions. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide truly unbiased results. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, making it easier to compare options side-by-side. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of the tool. Take control of your loan search today. Compare real-time loan offers at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers that reflect current market conditions. By utilizing data from reputable sources, LendMesh guarantees that users can trust the information presented.

COASTAL1 CREDIT UNION - Warwick, RI

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Warwick, RI (02888)

Introduction

Branch History & Mission

Call to Action

Our Evolution

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Member Commercial Loans

Non-Member Support

Outstanding Portfolio

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking Services

Credit Cards with Rewards

Digital Banking Features

Mortgage Loans & Refinancing

Personal Banking Solutions

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Real-Time Account Management

Financial Strength

Commitment to Growth

Growing Member Base

Operational Efficiency

Secure Savings Options

Solid Financial Health

Loan Offering

Auto Loans

Business Financing

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Customers Also Interested In: