Coastal1 Credit Union Wakefield RI | Quick Personal Loans & ATM Access

Introduction

Welcome to Coastal1, your trusted financial partner located at 84 Old Tower Hill Rd, Wakefield, RI 02879. Established in 1926, we have proudly served our community for nearly a century, building lasting relationships with our 140,061 members. At Coastal1, we believe in putting people first, which is reflected in our commitment to offer personalized services and support tailored to meet your financial needs. With total assets exceeding $3.35 billion and total deposits of $132,720,292, we are dedicated to providing you with a secure and stable banking experience. Our team is here to assist you in achieving your financial goals, whether you're looking for auto loans, mortgages, or simply the best checking and savings accounts. We currently have over 55,000 loans and leases available to help you navigate life's milestones smoothly. Under the leadership of our CEO Brian Azar and Board President Ronald LeClair, we strive to foster a welcoming environment where every member feels valued. Our dedicated staff of 293 employees ensures that you receive friendly and efficient service every time you visit us. While you can reach us directly at 401-495-3700, please note that official correspondence should be sent to our mailing address at 84 Old Tower Hill Rd, Wakefield, RI 02879-3724 if different from our branch location. Explore how Coastal1 can make a difference in your life today! Visit our website at coastal1.org or stop by for more information on how we can help with your financial journey. Your future starts here!

Branch History & Mission

At Coastal1, we take pride in our rich history and unwavering commitment to the community. Established in 1926, our Wakefield Branch has been a cornerstone of financial support and growth for nearly a century. Located at 84 Old Tower Hill Rd, Wakefield, RI 02879, we are dedicated to serving our members with personalized financial solutions that truly make a difference in their lives. Over the years, Coastal1 has grown significantly, now boasting a total membership of 140,061 individuals who trust us with their banking needs. Our total assets have reached an impressive $3,350,306,012, which reflects our stability and the value we bring to our members. As we evolved from humble beginnings into a thriving financial institution, we've always stayed true to our mission: to provide accessible financial services while fostering community well-being. Our mission extends beyond just banking; it encompasses support for local initiatives and partnerships that uplift our community. We believe that when our members succeed, so does the community at large. This belief drives us to engage in outreach programs and collaborate with local organizations to make a positive impact. In addition to traditional services such as checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards, we are proud to offer convenient digital banking options. Our members can easily access online banking and mobile payment services that enhance their banking experience. We also ensure accessibility for all by maintaining ADA compliance throughout our branch. While members can visit us at 84 Old Tower Hill Rd, official correspondence should be sent to 84 Old Tower Hill Rd, Wakefield, RI 02879-3724 if different from the branch address. For those needing assistance or wanting more information about our offerings, please feel free to reach out at 401-495-3700. We invite you to experience everything Coastal1 has to offer from reliable banking solutions to community support initiatives. Join us today and be part of a credit union that values its members and works tirelessly for their success!

Branch Location & Accessibility

Accessibility and Amenities

At Coastal1, we prioritize accessibility for all members. Our branch is equipped with ADA-compliant features, including ramps and designated parking spots to ensure everyone can visit us comfortably. Plus, we offer ample parking to make your trip even easier. Our operating hours cater to various schedules: our lobby is open Monday through Wednesday from 8:30 AM to 4:00 PM, Tuesday until 5:00 PM, and Friday until 6:00 PM. On Saturdays, you can stop by from 8:30 AM to 12:00 PM. For those who prefer drive-thru services, we're here for you Monday through Saturday as well, with similar hours making quick banking convenient!

Get in Touch

We invite you to visit us or call us at 401-495-3700 if you have any questions or need assistance. Our friendly staff is eager to help you navigate your financial journey. Remember, while you can always reach out to us at our physical location at 84 Old Tower Hill Rd, official correspondence should be sent to the same address. Come see how Coastal1 can support you today!

Services Offered

At Coastal1 Wakefield Branch, we provide a variety of financial services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage options, we're committed to helping you reach your financial goals. Our drive-thru service allows you to conduct simple transactions like deposits and withdrawals without leaving your car. With an ATM on-site for easy cash access and mobile banking options available, managing your finances has never been simpler.

Member Eligibility

At Coastal1, we believe that becoming a member is like joining a family that supports you through every financial journey. If you're wondering how to become part of our community, it's simpler than you might think! Generally, anyone who lives, works, or attends school in the area around 84 Old Tower Hill Rd Wakefield Ri 02879 can join us. Plus, we welcome family members of existing members as well. This means that whether you're starting your first savings account or looking for a loan to buy your dream car, you'll find a friendly hand ready to help you at every step. Joining Coastal1 comes with fantastic benefits like competitive interest rates, personalized service, and access to various financial products tailored just for you. To get started on opening an account, simply visit our website for more information and guidance: https://coastal1.mymortgage-online.com/loan-app/?siteid=4143219744&workflowid=188634. If you have any questions or want to chat about membership details, feel free to give us a call at (401) 495-3700. For the most up-to-date eligibility criteria, check out this resource. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services designed to simplify your payment processes. Imagine having the ability to accept payments from customers quickly and easily, whether they pay with a card or through mobile transactions. Our services ensure you can focus on what you do best running your business while we handle the rest. Located at 84 Old Tower Hill Rd Wakefield Ri 02879 in Wakefield, RI, our team is ready to assist you with all your business banking needs. Connect with us today at (401) 495-3700 to learn how we can support your journey toward success!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $370 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $225,764,554, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Our Services

We know that sometimes life gets busy, which is why we offer various ways to interact with us. Our basic drive-thru banking provides quick access for deposits and withdrawals without leaving your car. Additionally, our ATMs are available for easy cash access and balance checks. Whether you're visiting us in person or utilizing our online services, our team at Coastal1 is dedicated to providing friendly and efficient support every step of the way. If you have questions or need assistance, don't hesitate to reach out at (401) 495-3700. We invite you to explore everything we offer at Coastal1 and see how we can assist you in achieving your financial goals! Visit us today or check out more details on our website at https://www.coastal1.org/.

Business Banking Services

If you're a small business owner, our Business Banking services are tailored just for you. From Merchant Services that simplify payment processing to flexible Business Loans, we're here to support your growth and success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. At Wakefield Branch, we prioritize digital banking features to enhance your experience. Our Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. With options like ATM & Cash Withdrawal Services, you can access your money whenever you need it without hassle.

Loans Made Easy

Life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation to help you manage these situations effectively. You can also explore our rewarding Credit Cards, perfect for those who want to earn benefits while making everyday purchases.

Personal Banking Solutions

We understand that managing your finances is essential, which is why our personal banking services are designed with you in mind. Open a Checking or Savings Account to help you save for the future while having easy access to your funds. If you're considering purchasing a new car or refinancing your current vehicle, our Auto Loans & Vehicle Financing options make it simple and affordable. For those looking to invest in a home, our Mortgage Loans & Refinancing services can guide you through the process with ease.

Digital & Online Banking

At Coastal1, we know that convenience and security are essential in today's fast-paced world. That's why we offer a variety of digital and online banking services designed to make your banking experience easier and more secure than ever. With our 24/7 online banking services, you can manage your accounts anytime, anywhere, right from the comfort of your home or on the go. Explore our online banking options at https://www.coastal1.org/ where you can check balances, transfer funds, and pay bills with just a few clicks. Our platform is user-friendly and secure, so you can bank with confidence. Plus, if you're looking for a quick way to send money to friends or family, our person-to-person transfer feature allows you to do just that without any hassle. For those who prefer mobile banking, our mobile application is available for download, providing you with all the essential features at your fingertips. You can make payments easily using our mobile payments feature, ensuring you never miss a beat whether you're shopping or splitting a dinner bill. We also offer e-statements to help you keep track of your finances without the clutter of paper statements. Accessing your account information has never been easier! And while electronic signature authorization isn't available right now, we ensure that all your transactions are protected through robust security measures. At Coastal1, we're committed to making banking accessible and straightforward. Experience real-time account management and enjoy the peace of mind that comes with knowing your information is safe with us. Join us today and discover how our digital banking services can enhance your financial journey!

Financial Strength

Growing Member Base

Total Share Accounts stand at 223,200, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $6,864,585. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastal1 is your trusted partner. Visit us at 84 Old Tower Hill Rd Wakefield RI 02879 or call 401-495-3700 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,245,841,680 in share certificates and $425,772,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,345,752, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 288 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Reinvestment for Growth

With $339,414,636 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $28,499 in used auto loans and a total of $2,903,238,744 in loans and leases.

Strong Financial Position

With a net worth of $342,716,812, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1027 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. With over $507,531,724 in used vehicle loans and $208,687,247 in new vehicle loans already helping members get on the road, we are here to support you with flexible financing options that fit your budget. Whether you're purchasing a brand-new vehicle or a reliable used one, we can help make it happen.

Credit Lines and Unsecured Credit Card Loans

If you're looking for additional financial flexibility, consider our credit lines with a total of $1,422,344,553 available to assist with various needs. We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These products are designed to give you peace of mind when unexpected expenses arise. For business owners, our outstanding commercial loans totaling $225,764,554 provide the capital needed to grow and expand your business. We recognize that businesses play a crucial role in our community's economy, and we strive to support them through tailored lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $187,443,259, make buying or refinancing simple. We believe that everyone deserves a place to call home, and our mortgage team is dedicated to guiding you through the process every step of the way.

Refinancing Options

If you're considering refinancing your current loans, we can assist you with options that may reduce your monthly payments or help you access cash from your home's equity. It's always worth exploring how refinancing could work for your situation. At Coastal1, our goal is to empower our members through accessible financing solutions. Our team is here to answer any questions you may have about eligibility and application processes. You can reach us at (401) 495-3700 during our operating hours or visit us in person for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are committed to providing transparent information so you can make informed decisions about your financial future.

Loan Aggregator

Key Benefits of Using LendMesh

Verified Data: All loan offers are sourced from legitimate financial institutions. This practice ensures transparency in the rates and terms presented to users. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The platform's goal is to provide unbiased results, helping users find the best options without influence from advertising. Real-Time Rate Comparisons: Users benefit from up-to-date loan rates gathered from multiple institutions. This feature allows individuals to compare current offers easily and make decisions based on accurate data. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

COASTAL1 CREDIT UNION - Wakefield, RI

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Wakefield, RI (02879)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Amenities

Get in Touch

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Financing Solutions

Comprehensive List Of Services

Accessing Our Services

Business Banking Services

Convenient Digital Banking

Loans Made Easy

Personal Banking Solutions

Digital & Online Banking

Financial Strength

Growing Member Base

Member-Centric Savings

Operational Efficiency

Reinvestment for Growth

Strong Financial Position

Loan Offering

Auto Loans

Credit Lines and Unsecured Credit Card Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Key Benefits of Using LendMesh

Customers Also Interested In: