Coastal1 Credit Union Providence RI | Quick Personal Loans & Business Banking

Introduction

Welcome to Coastal1, your trusted financial partner right here in the heart of Providence, RI! Located at 457 Angell St, our Wayland Square Branch has been serving the community since 1926. With a membership that has grown to an impressive 140,061, we take pride in being more than just a credit union; we are your neighbors, dedicated to supporting your financial journey. At Coastal1, our commitment to you goes beyond basic banking services. With total assets reaching a remarkable $3,350,306,012, and total deposits of $132,720,292, we ensure that your money is safe and well-managed. Our diverse range of offerings includes personal banking options such as checking and savings accounts, auto loans, mortgages, and even business banking services. Whether you're looking to finance a new vehicle or start a business, we've got you covered with over 55,242 loans and leases currently serving our members. Led by our CEO Brian Azar and Board President Ronald LeClair, our dedicated team of 293 employees is here to provide personalized service tailored to your needs. We understand that every member's financial situation is unique, which is why we strive to offer solutions that work for you. You can also count on us for modern conveniences like online and mobile banking because managing your finances should be easy! While members can visit us at our branch address for all their banking needs, official correspondence should be directed to our mailing address: 457 Angell St, Providence, RI 02906-4407. Feel free to reach out via phone at 401-495-3876 or fax at 401-729-4032. Ready to take the next step in your financial journey? Visit us online at Coastal1.org or stop by our branch today. We're excited to help you achieve your financial goals!

Branch History & Mission

A Community-Focused Approach

While members can visit us at our branch address, official correspondence should be sent to the same address 457 Angell St., Providence, RI 02906-4407. Our team is dedicated to ensuring that every interaction is personalized and meaningful. Whether you're looking for personal banking services like checking and savings accounts or need assistance with auto loans or mortgages, we're here for you. We have invested in technology to enhance your banking experience with features like online and mobile banking. These tools allow you to manage your finances on your terms. Additionally, we ensure that all members can access our services comfortably by maintaining ADA compliance across our facilities. As we look forward to the future, Coastal1 remains committed to building strong partnerships within our community. Our outreach efforts focus on supporting local businesses and initiatives that uplift our neighborhoods. Join us today at Coastal1! Experience firsthand how we're not just another credit union but a community partner dedicated to your success. Together, let's create a brighter financial future for all in Providence and beyond. Visit us or call us at 401-495-3876; we can't wait to welcome you!

Our Mission

At Coastal1, our mission is clear: to empower individuals and families by providing tailored financial solutions while fostering a sense of belonging. We believe that everyone deserves the opportunity to thrive financially. This commitment extends beyond banking; we actively engage in community outreach initiatives that support local charities, educational programs, and economic development. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9:00 AM to 4:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. We understand that life can be busy, which is why we also offer ATM availability for easy access to your funds whenever you need them.

Branch Location & Accessibility

Welcome to the Coastal1 Wayland Square Branch, conveniently located at 457 Angell St in beautiful Providence, RI. Nestled in the heart of Providence County, our branch is easily accessible for all your banking needs. Whether you're commuting from downtown or visiting nearby landmarks like Brown University or the Roger Williams Park, we're just a short drive away. Our branch is designed with your convenience in mind. While you can visit us at our main address for all your banking needs, please note that official correspondence should be sent to the same address: 457 Angell St, Providence, RI 02906-4407. We offer ample parking space to make your visit hassle-free, and our facility is ADA compliant, ensuring everyone can access our services comfortably. At Coastal1, we prioritize your time. Our operating hours are as follows: Monday through Thursday from 9:00 AM to 4:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. Whether you need assistance with personal banking services like checking and savings accounts or exploring options for auto loans and mortgages, our friendly staff is here to help during these hours. For added convenience, we also provide ATM services right on-site so you can handle cash withdrawals and balance checks without any delay. Although we currently do not have drive-thru service available at this location, our team is ready to assist you inside. Ready to take the next step? We invite you to visit us at the Coastal1 Wayland Square Branch or give us a call at 401-495-3876. Your financial journey starts here!

Member Eligibility

At Coastal1, we believe that becoming a member is about joining a caring community where your financial well-being comes first. If you're looking to become part of our family, you'll be pleased to know that eligibility is quite accessible! Generally, anyone who lives, works, worships, or attends school in our area can join us. This means that whether you're a long-time resident or new to the neighborhood, you're welcome here. You can learn more about specific eligibility criteria by visiting this link. Opening an account with us is straightforward and designed to help you get started on your financial journey smoothly. You can begin the process online by following this account opening link. If you have any questions or need assistance, feel free to give us a call at (401) 495-3876. We're here for you at our branch located at 457 Angell St Providence Ri 02906, ready to support your financial goals every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $370 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $225,764,554, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Imagine being able to accept payments seamlessly while focusing on what you do best running your business. Our merchant services offer just that. Whether you're a local café or a bustling retail shop in Providence, RI, our solutions help streamline transactions and enhance customer satisfaction. Discover how our tailored financial products can help support your journey at Coastal1, located at 457 Angell St Providence Ri 02906. For more information or to get started, call us at (401) 495-3876 today!

Comprehensive List Of Services

Business Banking

If you're a business owner, you'll appreciate our comprehensive Business Banking services. From merchant services that help you accept payments efficiently to business loans that support growth, we are here to empower your entrepreneurial spirit.

Convenient Access

We believe in making banking convenient for everyone. Our branch includes an ATM for quick cash withdrawals and balance checks, ensuring you have access whenever needed. Plus, our friendly staff is always ready to assist if you have questions or need guidance. Ready to experience all that Coastal1 has to offer? Feel free to reach out at (401) 495-3876 or visit us at our branch location in Providence. We look forward to helping you achieve your financial goals! For more information on opening an account or exploring our services further, check out our website: Wayland Square Branch.

Credit Cards

Don't forget about our Credit Cards with Rewards, which allow you to earn benefits while making everyday purchases. It's an easy way to make your spending work for you.

Loans and Financing

Need a new car? Our Auto Loans & Vehicle Financing options make it simple to get behind the wheel without breaking the bank. We understand that life can be unpredictable, which is why we also provide Personal Loans & Debt Consolidation services. Whether you're looking to tackle existing debt or fund a special project, we're here to help you find the right solution. For those dreaming of homeownership, our Mortgage Loans & Refinancing services can guide you through every step of the process. We know that purchasing a home is a significant milestone, and we're committed to making it as smooth as possible for you.

Personal Banking

Whether you're opening your first checking account or looking to save for a big purchase, our Personal Banking services have you covered. We offer various checking and savings accounts tailored to fit different lifestyles, so you can manage your money effortlessly. Imagine being able to access your funds anytime through our Online & Mobile Banking platforms. With features like mobile payments and person-to-person transfers, handling finances has never been easier.

Digital & Online Banking

Accessibility and Real-Time Management

Managing your money has never been easier. With our user-friendly interface, you can quickly access important account information and make real-time decisions about your finances. From paying bills to setting up alerts for low balances, our services are designed to fit seamlessly into your lifestyle. In summary, whether you're at home or out running errands, our digital banking solutions empower you to manage your finances effortlessly. Discover more about what we offer by visiting us online at https://www.coastal1.org/!

Key Features of Our Digital Banking Services

With our online banking platform, accessible at https://www.coastal1.org/, you can view your account balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, our 24/7 online banking services mean that you're never more than a click away from managing your accounts. One of the standout features is our mobile application, which brings all these capabilities right to your smartphone. Whether you're making person-to-person transfers or checking your e-statements available for your ease our app offers an intuitive experience that helps you stay on top of your finances.

Security and User-Friendliness

Security is a top priority at Coastal1. While we currently do not offer electronic signature authorization, we ensure that all transactions are safe and secure through robust encryption technology. You can feel confident knowing that your personal information is protected while enjoying the ease of mobile payments another feature we proudly offer.

Financial Strength

At Coastal1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to feel confident in your credit union, especially in today's economic environment. That's why we want to share our financial strength with you. With a net worth of $342,716,812, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1027 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,245,841,680 in share certificates and $425,772,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,345,752, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $339,414,636 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $28,499 in used auto loans and a total of $2,903,238,744 in loans and leases. Our recent performance reflects our operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 288 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $6,864,585. Total Share and Deposit Accounts: 223,200, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Coastal1 is your trusted partner. Visit us at 457 Angell St Providence Ri 02906 or call 401-495-3876 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $507,531,724 in used vehicle loans and $208,687,247 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive interest rates that can fit various budgets.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $187,443,259, make buying or refinancing simple. We understand that purchasing a home is one of the most important decisions you will ever make, and we are here to provide guidance and support throughout the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option can be ideal for those looking to consolidate debt or cover unexpected expenses without collateral requirements. If you're considering refinancing any of these options, our team can help assess your eligibility and find the best solutions for your situation. For any inquiries or to start your application process today, feel free to reach out to us at (401) 495-3876. You can also explore more details on our website at https://www.coastal1.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Coastal1, we're committed to empowering our members with the right financial tools they need to succeed. Come visit us today!

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers, making it easier to compare loans effectively.

COASTAL1 CREDIT UNION - Providence, RI

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Providence, RI (02906)

Introduction

Branch History & Mission

A Community-Focused Approach

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services for Everyday Needs

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Cards

Loans and Financing

Personal Banking

Digital & Online Banking

Accessibility and Real-Time Management

Key Features of Our Digital Banking Services

Security and User-Friendliness

Financial Strength

Loan Offering

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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