Coastal1 Credit Union Pawtucket RI | Top Checking & Mortgage Loans

Introduction

Welcome to Coastal1, your trusted financial partner located at 1200 Central Ave, Pawtucket, RI 02861. Since our establishment in 1926, we've been dedicated to serving our community and fostering financial well-being for our 140,061 members. With a strong commitment to member satisfaction, we pride ourselves on being more than just a credit union; we're a vital part of the fabric of Pawtucket. At Coastal1, we understand that managing your finances can be challenging. That's why we offer a wide range of services tailored to meet your needs, whether you're looking for checking and savings accounts, auto loans, mortgage options, or business banking solutions. Our total assets stand at an impressive $3,350,306,012, reflecting our stability and reliability in the industry. Our team is led by CEO Brian Azar and Board President Ronald LeClair, both of whom are committed to ensuring that you receive exceptional service every step of the way. With a dedicated workforce of 293 employees, we're here to support you with personalized solutions and expert advice. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 1200 Central Ave, Pawtucket, RI 02861-2200. If you have any questions or need assistance, feel free to give us a call at 401-722-2212. Explore what Coastal1 has to offer today by visiting our website at Coastal1.org. Join us in making your financial dreams a reality!

Branch History & Mission

Community Commitment

Community engagement is at the core of what we do. Over the years, Coastal1 has partnered with local organizations and initiatives aimed at improving lives in Pawtucket. Whether it's through financial literacy workshops or charitable contributions, we are dedicated to making a positive impact on those around us. With ATM availability and drive-thru services at your convenience, we aim to make your banking experience as smooth as possible. Our friendly staff is always ready to assist you during operating hours: - Lobby Hours: - Monday - Wednesday: 9:00 AM - 4:00 PM - Thursday: 9:00 AM - 5:00 PM - Friday: 9:00 AM - 6:00 PM - Saturday: 9:00 AM - 12:00 PM - Drive-Thru Hours: - Monday - Wednesday: 8:00 AM - 4:00 PM - Thursday: 8:00 AM - 5:00 PM - Friday: 8:00 AM - 6:00 PM - Saturday: 8:00 AM - 12:00 PM We invite you to join us on this incredible journey at Coastal1. Experience firsthand how we can help you achieve your financial goals while being part of a supportive community network. Visit us today or check out more information online at Coastal1. Together, let's build a brighter future!

Our Mission

At Coastal1, our mission is simple yet impactful: to provide exceptional financial services while fostering community growth and support. We believe that everyone deserves access to affordable financial solutions tailored to their unique situations. From personal banking options like checking and savings accounts to auto loans and mortgages, we work tirelessly to ensure that our offerings meet the diverse needs of our members. We understand that banking should be convenient and user-friendly. That's why we've embraced digital advancements to enhance your experience with services such as online banking and mobile payments. We also prioritize accessibility with ADA-compliant facilities and strive to make every visit welcoming for all.

Branch Location & Accessibility

Accessibility Features

At Coastal1, we prioritize accessibility for all our members. Our branch features ADA-compliant ramps and parking, ensuring everyone can visit us comfortably. We also offer drive-thru banking for those on the go, making it simple to handle deposits and withdrawals without leaving your car.

Convenient Location

Situated in the heart of Pawtucket, our branch is close to several local landmarks that make it easy to find us. Just a short drive from the bustling downtown area and near popular spots like Slater Memorial Park, you can easily stop by while running errands or enjoying a day out.

Get in Touch

Ready to experience exceptional service? Visit us at Coastal1 on Central Ave or call us at 401-722-2212 for any inquiries. We look forward to welcoming you into our community!

Operating Hours

We understand that your schedule can be hectic. That's why we offer flexible operating hours to accommodate your needs. Our lobby is open Monday through Wednesday from 9:00 AM to 4:00 PM, with extended hours on Thursdays until 5:00 PM and Fridays until 6:00 PM. If you prefer visiting us on Saturday, we are here from 9:00 AM to 12:00 PM.

Services Offered

Coastal1 provides a range of services tailored to meet your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgages, and more. Need cash? We have an ATM available for quick access. If you're interested in business services or online banking options, our team is ready to assist you with those as well.

Member Eligibility

At Coastal1, we believe that becoming a member means joining a welcoming family that cares about your financial well-being. If you're looking to be part of our community, the eligibility criteria are simple and straightforward. Generally, individuals who live, work, or worship in our local area can become members. This includes those affiliated with certain organizations or institutions we partner with, creating a diverse and inclusive membership base. For the most accurate and up-to-date details on who can join us, please check out our eligibility informati. Joining is easy! You can start your journey toward membership by visiting us at 1200 Central Ave Pawtucket Ri 02861, or if you prefer the convenience of online services, you can open an account through our website. Just head over to https://coastal1.mymortgage-online.com/loan-app/?siteid=4143219744&workflowid=188634 for a seamless application process. If you have any questions or need assistance, don't hesitate to call us at (401) 722-2212. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $370 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $225,764,554, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a payment solution that not only simplifies transactions but also enhances customer satisfaction. Our merchant services offer just that! From point-of-sale systems to online payment options, we help you accept payments effortlessly, allowing you to focus on what you do best running your business. Located at 1200 Central Ave Pawtucket Ri 02861 in Pawtucket, RI, we are dedicated to being your partner in success. Contact us today at (401) 722-2212 to learn more about how we can support your business needs!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it's time to hit the road in a new car, our Auto Loans & Vehicle Financing options can help make that dream a reality. We offer flexible terms and competitive rates designed to fit your budget. Plus, if you're considering refinancing an existing loan for better rates or terms, our knowledgeable staff can guide you through the process.

Business Banking

For entrepreneurs and small business owners, our Business Banking services include merchant services and business loans designed specifically for growth and success. We know how hard it can be to manage finances while trying to build your business; let us take some of that burden off your shoulders.

Convenient Access Options

We prioritize convenience with features like ATM & Cash Withdrawal Services and a Drive-Thru Banking option for quick transactions like deposits or withdrawals without leaving your vehicle. Our ATM services also allow for balance checks so you can keep track of your funds effortlessly. No matter where you are on your financial journey, Coastal1 offers a comprehensive suite of services tailored just for you. Our friendly staff at Main Office is ready to assist with any questions or concerns you may have. Feel free to give us a call at (401) 722-2212 or visit us today! Your financial future starts here!

Credit Cards with Rewards

Our Credit Cards with Rewards program allows members to earn points on everyday purchases. Whether it's for groceries or gas, every swipe gets you closer to rewards that can benefit your lifestyle.

Mortgage Loans & Refinancing

Buying a home is one of the most significant decisions you'll make. Our Mortgage Loans & Refinancing services provide various options tailored to different budgets and lifestyles. From first-time homebuyers to those looking for investment properties, we're here to help every step of the way.

Personal Banking

For individuals looking to manage their everyday finances, our Personal Banking services include checking and savings accounts that come with competitive interest rates. Need quick access to your funds? Our online and mobile banking features allow you to check balances, transfer money, and pay bills anytime, anywhere. Imagine being able to deposit a check from the comfort of your home using your smartphone!

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt into one manageable payment, our Personal Loans & Debt Consolidation solutions could be just what you need. We understand that life can throw curveballs, and having financial flexibility is crucial.

Digital & Online Banking

Key Features for Your Convenience

With our user-friendly online banking system, managing your finances has never been easier. You can access your accounts anytime, anywhere, ensuring you have real-time control over your money. Our mobile application allows you to bank on the go, offering features like mobile payments that make transactions quick and simple. For those who prefer going paperless, we offer e-statements that keep you updated without cluttering your mailbox. Plus, with person-to-person transfers, sending money to friends or family is just a few taps away. Although we currently do not support electronic signature authorization, rest assured that each service is designed with your safety in mind.

Security You Can Trust

Security is our top priority at Coastal1. We use advanced technology to protect your information and transactions so you can bank with confidence. Our mobile payments feature adds an extra layer of convenience while keeping your financial details safe. We know life can be hectic, but with our online banking services, staying on top of your finances doesn't have to be. Experience easy account management today by visiting us at https://www.coastal1.org/ and take advantage of everything we offer!

Financial Strength

Growing Member Base

The trust placed in us by our community is evident with a total of 223,200 share accounts, showcasing a strong and growing member base that relies on us for their financial needs. Furthermore, the net shares available for lending and investments amount to $6,864,585. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Coastal1 is your trusted partner. Visit us at 1200 Central Ave Pawtucket RI 02861 or call 401-722-2212 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $339,414,636 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is impressive too; with $28,499 in used auto loans and a total of $2,903,238,744 in loans and leases, we support members' financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $1,245,841,680 in share certificates and $425,772,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,345,752, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, showing our commitment to maintaining low costs while providing high-quality services. We also take pride in having 288 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $342,716,812, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1027 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $507,531,724 in used vehicle loans and $208,687,247 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used option, we have you covered with flexible terms to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $225,764,554 provide the capital needed to grow and expand. We understand that every business has unique needs, and our team is here to help you navigate through financing options that work best for you. If you're considering refinancing any existing loans, we can guide you through eligibility options and help you secure better terms tailored to your financial situation. At Coastal1, we're committed to providing personalized service and support throughout your borrowing journey. For more information about our loan products or to get started today, please call us at (401) 722-2212 or visit us at 1200 Central Ave Pawtucket Ri 02861 in Pawtucket, RI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $187,443,259, make buying or refinancing simple. We provide various options tailored to your situation, ensuring you find the right fit for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards come with competitive rates and no collateral required, making them a great option for those looking to build or improve their credit scores.

Loan Aggregator

Benefits of Using LendMesh

One of the key benefits of using LendMesh is the Verified Data feature. Loan offers are sourced from legitimate financial institutions, ensuring that users can trust the information presented to them. Furthermore, LendMesh prides itself on having No Sponsored Listings lenders are not prioritized based on paid promotions, which means you receive truly unbiased results. Additionally, LendMesh provides Real-Time Rate Comparisons, displaying up-to-date loan rates from multiple institutions. This feature empowers users to make well-informed choices when it comes to securing a loan. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underline the reliability and effectiveness of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

LendMesh ensures accuracy in its loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach guarantees that users receive fair and transparent offers based on the latest available results (Source: https://www.ncua.gov). By relying on verified financial institutions, LendMesh provides a trustworthy platform for consumers seeking loans.

COASTAL1 CREDIT UNION - Pawtucket, RI

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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Loan rates in Pawtucket, RI (02861)

Introduction

Branch History & Mission

Community Commitment

Our Mission

Branch Location & Accessibility

Accessibility Features

Convenient Location

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Convenient Access Options

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features for Your Convenience

Security You Can Trust

Financial Strength

Growing Member Base

Investment in Growth

Member-Focused Savings

Operational Efficiency

Strong Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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