Coastal1 Credit Union Pawtucket RI | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Coastal1, your trusted financial partner located at 571 Smithfield Ave, Pawtucket, RI 02860. Since our establishment in 1926, we have been dedicated to serving our community with reliable banking solutions tailored to your needs. With over 140,000 members and assets exceeding $3.35 billion, we pride ourselves on creating a supportive environment for every member who walks through our doors. At Coastal1, we understand that finances can be overwhelming. That's why we offer a range of services from personal banking, auto loans, and mortgages to business banking and credit cards all designed to help you achieve your financial goals. Our commitment is reflected not only in our impressive financial standing, including $132.7 million in total deposits and a net worth of $342.7 million, but also in the relationships we've built within the community. Led by our CEO, Brian Azar, and Board President, Ronald LeClair, our dedicated team of 293 employees is here to provide you with exceptional service and guidance. We're proud to offer features like online and mobile banking for your convenience, alongside traditional banking options at our branch. While members can visit us at 571 Smithfield Ave, official correspondence should be sent to the same address for consistency. If you need assistance or have any questions, don't hesitate to reach out at (401) 729-4136. Join us at Coastal1 today and discover how we can support your financial journey! For more information about our services or to open an account online, visit our website at coastal1.org. We look forward to serving you!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become part of the Coastal1 family. Experience personalized service that prioritizes your financial well-being. Whether you're looking for a new checking account or exploring loan options, we're here for you every step of the way. Discover how Coastal1 can make a difference in your life today! Visit us online or stop by our branch your financial future starts here!

Our Journey

From our humble beginnings nearly a century ago, Coastal1 has evolved significantly. We started as a small credit union focused on providing accessible financial services to local residents. Today, we offer a wide range of products including personal banking accounts, auto loans, mortgage options, and business banking services. Our journey reflects not just growth in numbers but also an unwavering dedication to our members' needs. Located at 571 Smithfield Ave in Pawtucket, our branch is easily accessible and serves as a welcoming space for all. Whether you're visiting us for drive-thru services or utilizing our ATM facilities, we aim to provide a friendly and efficient experience.

Our Mission

At the heart of Coastal1 is our mission: to empower our members through exceptional financial services while making a positive impact on the community. We believe that everyone deserves access to quality financial tools and resources that help them achieve their goals. This commitment extends beyond just banking; we actively engage in community outreach programs and partnerships aimed at supporting local initiatives. Our operating hours are designed to fit your busy lifestyle visit us Monday through Wednesday from 9:00 AM to 4:00 PM, Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. With both lobby access and drive-thru banking available, we're here to serve you however you prefer. While members can visit us at 571 Smithfield Ave Pawtucket Ri 02860, official correspondence should be sent to 571 Smithfield Ave, Pawtucket, RI 02860-1631. If you have any questions or need assistance, don't hesitate to reach out at (401) 729-4136.

Branch Location & Accessibility

Accessibility Features

We take pride in offering accessible banking services to everyone. Our branch is equipped with ADA-compliant features, including ramps for easy entry. Ample parking is available for both members and visitors, ensuring you have a hassle-free experience when you come to see us.

Get in Touch

Ready to learn more about how we can assist you? Give us a call at 401-729-4136 or better yet, swing by the Smithfield Avenue Branch today! We look forward to welcoming you into the Coastal1 family and helping you achieve your financial goals.

Operating Hours

Our doors are open during convenient hours to fit your busy schedule. You can visit us in the lobby Monday through Wednesday from 9:00 AM to 4:00 PM, Thursdays from 9:00 AM to 5:00 PM, Fridays from 9:00 AM to 6:00 PM, and Saturdays from 9:00 AM to 12:00 PM. For those who prefer drive-thru banking, we offer service during similar hours, allowing you to conduct transactions quickly and efficiently without leaving your car.

Services Offered

At Coastal1, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Our drive-thru also accommodates basic transactions such as deposits and withdrawals for added convenience. Plus, enjoy ATM access for quick cash withdrawals or balance checks any time!

Member Eligibility

Joining Coastal1 is like stepping into a community where your financial well-being is prioritized. If you're wondering how to become a member, it's quite simple! At Coastal1, we welcome individuals who live, work, or attend school in the local area, as well as their family members. This means that whether you're a student exploring your first banking options or a seasoned professional looking for better rates and personalized service, there's a place for you here. Our members enjoy a range of benefits, from competitive loan rates to exclusive savings accounts tailored just for them. If you're ready to take the next step toward membership, opening an account is straightforward. You can start the process online by visiting this link or feel free to call us at (401) 729-4136 for any questions you might have. For detailed eligibility criteria, check out our resource page [here]. We look forward to welcoming you to the Coastal1 family at 571 Smithfield Ave Pawtucket Ri 02860!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $370 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $225,764,554, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Picture a small retail shop accepting various payment methods without hassle. Our solutions make transactions easy for both you and your customers, allowing you to focus on what you do best running your business. Visit us at 571 Smithfield Ave Pawtucket Ri 02860 in Pawtucket, RI, or call us at (401) 729-4136 to discover how we can partner with you on your journey to success.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Dreaming of a new car? Our auto loans offer competitive rates that make financing straightforward. Picture driving away in your new vehicle without breaking the bank! We also provide options for refinancing existing loans, helping you save on monthly payments.

Business Banking

For our local businesses, we offer merchant services and business loans designed to support growth and success. Whether you're starting a new venture or expanding an existing one, we're here to assist with tailored financial solutions that meet your business goals.

Convenient Access

Accessing your accounts has never been easier! With our ATM services available onsite and cash withdrawal capabilities through drive-thru banking, managing your finances is quick and simple. You can withdraw cash, make deposits, and handle basic transactions without stepping inside the branch if that's what you prefer. At Coastal1, we believe in empowering our members with tools and resources that enhance their financial well-being. Ready to explore all these services? Give us a call at (401) 729-4136 or visit us at 571 Smithfield Ave Pawtucket Ri 02860 in Pawtucket today! Your journey toward smarter banking starts here!

Credit Cards with Rewards

Enjoy shopping? Our credit cards come with rewards that benefit you every time you use them. Earn points for travel, cash back, or other perks while managing your spending effectively.

Mortgage Loans & Refinancing

Owning a home is a significant milestone, and at Coastal1, we simplify the mortgage process for you. Whether you're buying your first home or looking to refinance an existing mortgage, our team is here to guide you every step of the way. We focus on finding the best mortgage solution that fits your budget and lifestyle.

Personal Banking

Whether you're looking to open a checking or savings account, we've got you covered. Our personal banking services are designed with your everyday needs in mind. Imagine having the ability to manage your finances easily through our online and mobile banking platforms. With just a few clicks, you can check balances, transfer funds, and even pay bills from the comfort of your home.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans can help you tackle those costs head-on. Additionally, if you're juggling multiple debts, consider our debt consolidation options. We help streamline your payments into one manageable monthly amount, making it easier for you to stay on track financially.

Digital & Online Banking

Accessibility

With 24/7 online banking access, you're never far from your account information. Our mobile payments feature allows you to make quick transactions without needing cash or cards, making shopping easier than ever. Plus, if you prefer keeping track of things on paper, our e-statements keep everything organized without the clutter. In summary, whether you're at home or out and about, Coastal1 ensures that managing your finances is as smooth and secure as possible. Take advantage of these digital tools today by visiting us at https://www.coastal1.org/!

Key Features

Our online banking services allow you to view your balances, transfer funds, and pay bills with just a few clicks. Enjoy the ease of handling everyday transactions from the comfort of your home or on the go with our mobile application. Whether you're paying a friend through our person-to-person transfers or checking your e-statements for monthly updates, we make it easy to stay informed about your financial health.

Security and Convenience

Your security is a top priority at Coastal1. We utilize advanced encryption methods to protect your information while providing features like electronic signature authorization for added peace of mind. You can rest assured that your data is safe as you navigate through our online services.

Financial Strength

At Coastal1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our financial strength, which reflects our commitment to providing you with reliable services and support. With a net worth of $342,716,812, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1027 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,245,841,680 in share certificates and $425,772,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,345,752, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $339,414,636 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $28,499 in used auto loans and a total of $2,903,238,744 in loans and leases supporting members' financial goals across various sectors. Our operational efficiency is highlighted by a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 288 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 223,200, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $6,864,585, showcasing our ability to meet the needs of our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastal1 is your trusted partner. Visit us at 571 Smithfield Ave Pawtucket Ri 02860 or call 401-729-4136 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $507,531,724 in used vehicle loans and $208,687,247 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or opting for a reliable used car, we've got you covered.

Business Loans

For business owners, our outstanding commercial loans totaling $225,764,554 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we have solutions designed to support your business aspirations.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $187,443,259, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure your dream home without breaking the bank.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit card offerings come with no collateral requirements, making it easier for you to access funds when you need them. At Coastal1, we prioritize your financial well-being and strive to make borrowing straightforward and accessible. If you're considering refinancing options or want to learn more about eligibility requirements for any of our loan products, don't hesitate to reach out. You can contact us at (401) 729-4136 or visit us at our branch located at 571 Smithfield Ave Pawtucket Ri 02860. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means you receive fair and clear offers, allowing you to make informed choices about your financial future.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information you see is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This allows users to explore all available options equally, without hidden influences. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly. This feature is especially valuable in a fast-changing market where every percentage point can significantly impact your finances. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To take control of your loan options and find the best rates tailored to your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

COASTAL1 CREDIT UNION - Pawtucket, RI

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Pawtucket, RI (02860)

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Accessibility Features

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Convenient Access

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Accessibility

Key Features

Security and Convenience

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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