Coastal1 Credit Union North Kingstown RI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Coastal1, your trusted financial partner located at 221 Tower Hill Rd, North Kingstown, RI 02852. Since our establishment in 1926, we have dedicated ourselves to serving our community with integrity and care. As part of the Coastal1 family, you become a member of a thriving network that now includes over 140,061 members. At Coastal1, we understand that banking is about more than just numbers it's about relationships. With total assets exceeding $3.35 billion and total deposits around $132.7 million, we are well-equipped to help you achieve your financial goals. Our commitment to you is reflected in the total loans we provide, which currently stands at 55,242 loans tailored to meet the diverse needs of our members. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 221 Tower Hill Rd, North Kingstown, RI 2852. We invite you to explore a range of services designed for personal banking, including checking and savings accounts, auto loans, mortgage financing, and business banking solutions. Our team is led by CEO Brian Azar and Board President Ronald LeClair, who are committed to ensuring that every interaction with Coastal1 is positive and productive. With a dedicated staff of 293 employees, we strive to provide exceptional service whether you're visiting us in person or accessing our online services. Ready to take the next step? Feel free to reach out via phone at 401-583-7150 or visit us online at Coastal1 for more information on how we can assist you on your financial journey!

Branch History & Mission

Community Engagement

Community involvement is essential to who we are. From sponsoring local events to partnering with educational institutions for financial literacy programs, Coastal1 actively seeks opportunities to give back. We understand that supporting local initiatives strengthens not only our membership but also enriches the lives of those around us.

Join Us!

As we look toward the future, we invite you to be part of our story. Whether you're opening your first checking account or seeking financing for your dream home, Coastal1 is here for you every step of the way. Experience personalized service from dedicated professionals who truly care about your financial journey. Visit us today or call us at 401-583-7150 to learn more about how we can help you achieve your goals!

Our Evolution

From humble beginnings nearly a century ago, Coastal1 has evolved significantly. We started with a clear mission: to provide accessible financial services to our community members while promoting financial well-being. As we grew, so did our offerings. Today, we provide a wide range of services including personal banking accounts, auto loans, mortgage options, business banking solutions, and innovative online and mobile banking features. Our commitment to modern advancements ensures that we meet the needs of all members whether they prefer visiting us in person or managing their finances digitally from home. We are proud to offer ADA-compliant facilities and strive to create an environment where everyone feels welcome.

Our Mission

At the heart of Coastal1's mission is a dedication to support not just our members but also the community at large. We believe in empowering individuals through sound financial advice and products tailored to their needs. Our goal extends beyond banking; we aim to uplift our community through various outreach programs and partnerships with local organizations. While members can visit us at 221 Tower Hill Rd for all their banking needs, official correspondence should be sent to our mailing address at 221 Tower Hill Rd, North Kingstown, RI 2852.

Branch Location & Accessibility

Easy Access and Amenities

When you visit us, you'll find ample parking available right outside our doors, ensuring that your trip is hassle-free. Our branch is fully accessible, equipped with ADA-compliant features to accommodate all members of the community. If you're in a hurry, take advantage of our drive-thru banking services for quick deposits and withdrawals without leaving your vehicle. While members can visit us at 221 Tower Hill Rd, official correspondence should be sent to the same address: 221 Tower Hill Rd, North Kingstown, RI 2852.

Operating Hours Tailored to You

At Coastal1, we understand that life can be busy. That's why we offer flexible operating hours to serve you better. Our lobby is open Monday through Wednesday from 9 am to 4 pm, on Thursdays from 9 am to 5 pm, and Fridays from 9 am to 6 pm. On Saturdays, we're here for you from 9 am until noon. If you prefer the drive-thru service, our hours are slightly earlier: Monday through Wednesday from 8 am to 4 pm, Thursday from 8 am to 5 pm, and Friday from 8 am to 6 pm. On Saturdays, the drive-thru operates from 8 am until noon as well.

Services Just for You

Our friendly staff is ready to assist with a variety of services tailored to meet your banking needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. We also provide online and mobile banking solutions for your convenience. If you have any questions or want more information about how we can help you achieve your financial goals, don't hesitate to reach out! Call us at (401) 583-7150 or drop by our branch we'd love to see you!

Member Eligibility

Joining the Coastal1 community is more than just opening a bank account; it's about becoming part of a supportive family that cares about your financial well-being. At our branch located at 221 Tower Hill Rd North Kingstown Ri 02852, we welcome individuals who live, work, or worship in our area, as well as their family members. This means that if you're looking for a place where your voice matters and your needs are prioritized, you've found it! Becoming a member opens up a world of benefits, from personalized service to competitive rates on loans and savings accounts. The process to join us is simple and welcoming. You can get started by checking out the eligibility details [here], and when you're ready, the account opening process is just a click away at this link. If you have any questions or need assistance, feel free to reach out to us at (401) 583-7150. We're here to help you every step of the way!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $370 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $225,764,554, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer comprehensive merchant services to help streamline your payment processes. Imagine being able to accept payments seamlessly, whether in-store or online. Our tools ensure that transactions are quick and secure, allowing you to focus on what matters most running your business. Visit us at 221 Tower Hill Rd North Kingstown Ri 02852 in North Kingstown, RI or give us a call at (401) 583-7150 to learn how we can help your business thrive today!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we understand how crucial it is to have reliable banking solutions. Our Business Banking services include everything from Merchant Services that streamline payment processing to tailored Business Loans designed to help your enterprise grow.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize digital banking at Coastal1. With our Online & Mobile Banking, managing your accounts is as easy as a few taps on your smartphone or clicks on your computer. You can perform tasks such as checking balances, transferring funds, and even setting up automatic payments from anywhere. We also provide ATM & Cash Withdrawal Services, ensuring that accessing cash is hassle-free whenever you need it. For those who prefer in-person service, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle.

Personal Banking Solutions

Managing your finances should be straightforward. That's why we offer Personal Banking options like checking and savings accounts that help you keep track of your money effortlessly. Imagine having a checking account that fits your lifestyle and savings accounts that earn competitive interest rates. Our Auto Loans & Vehicle Financing make purchasing a new car more accessible, while our Mortgage Loans & Refinancing options can help you secure a home loan or reduce your current mortgage payments. For those unexpected expenses or plans you want to fund, our Personal Loans & Debt Consolidation can provide the financial support you need without the stress. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases, making every dollar spent work for you.

Reach Out Today!

We invite you to explore all the services offered at Coastal1. Our knowledgeable staff is ready to help guide you through any financial questions or concerns you might have. Feel free to call us at (401) 583-7150 for more information or visit us during our operating hours: - Lobby: M-W 9 am - 4 pm; T 9 am - 5 pm; F 9 am - 6 pm; S 9 am - 12 noon - Drive-Thru: M-W 8 am - 4 pm; T 8 am - 5 pm; F 8 am - 6 pm; S 8 am - 12 noon Let's work together towards achieving your financial goals!

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking service is available 24/7, giving you the flexibility to check your balance, pay bills, and transfer money whenever it suits you. Whether you're at home or on the go, managing your account has never been easier. For those who prefer using their smartphones, our mobile application offers all the features you love from online banking right in the palm of your hand. You can enjoy mobile payments for quick transactions, making purchases simpler than ever. Plus, if you need to send money to friends or family, our person-to-person transfer feature allows you to do so easily and securely.

Security and Accessibility

Your security is our top priority. Our online platform uses advanced security measures to protect your information while ensuring that accessing your accounts remains hassle-free. Since we don't require electronic signature authorization for most transactions, you can complete processes quickly without unnecessary delays. Additionally, we provide e-statements so you can keep track of your finances without the clutter of paper statements. This not only helps the environment but also makes reviewing your financial history straightforward and accessible. In summary, with Coastal1's digital and online banking options, you're in control of your financial world. Experience the ease of managing your accounts securely whenever you need by visiting us at https://www.coastal1.org/ today!

Financial Strength

At Coastal1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you better. With a net worth of $342,716,812, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,245,841,680 in share certificates and $425,772,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,345,752, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $339,414,636 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; we have $28,499 in used auto loans and $2,903,238,744 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is reflected in our $4,149,278, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 288 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $6,864,585. Total Share and Deposit Accounts: 223,200, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastal1 is your trusted partner. Visit us at 221 Tower Hill Rd North Kingstown Ri 02852 or call (401) 583-7150 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $507,531,724 in used vehicle loans and $208,687,247 in new vehicle loans already helping members get on the road. We make financing easy and accessible, ensuring you can drive away with the vehicle you want without breaking the bank.

Business Loans

For business owners, our outstanding commercial loans totaling $225,764,554 provide the capital needed to grow and expand your business. Whether you're starting a new venture or looking to enhance an existing one, we are here to support your entrepreneurial journey. At Coastal1, we believe in making lending straightforward and transparent. If you're interested in refinancing options or want to know more about eligibility requirements for any of our loans, feel free to reach out. You can contact us at (401) 583-7150 or visit us at our branch located at 221 Tower Hill Rd North Kingstown Ri 02852 in North Kingstown, RI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $187,443,259, make buying or refinancing simple. We provide expert guidance throughout the process and flexible terms that can fit various budgets.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option can be especially useful for those looking to consolidate debt or cover unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: The platform only showcases loan offers from credible lenders, ensuring full transparency in the comparison process. - No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions. This approach guarantees unbiased results for all users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, allowing them to quickly identify the most favorable options. Thousands of users trust LendMesh for loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores LendMesh's dedication to providing a reliable service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers presented are fair and transparent. Each listed loan comes from legitimate financial institutions, giving users peace of mind knowing that they are receiving verified data.

COASTAL1 CREDIT UNION - North Kingstown, RI

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in North Kingstown, RI (02852)

Introduction

Branch History & Mission

Community Engagement

Join Us!

Our Evolution

Our Mission

Branch Location & Accessibility

Easy Access and Amenities

Operating Hours Tailored to You

Services Just for You

Member Eligibility

Business Banking & Commercial Services

Loan Options for Growth

Merchant Services That Work for You

Comprehensive List Of Services

Business Banking Services

Digital Banking Features

Personal Banking Solutions

Reach Out Today!

Digital & Online Banking

Key Features of Our Digital Banking Services

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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