Coastal1 Credit Union Johnston RI | Affordable Vehicle Loans & ATM Services

Introduction

At Coastal1, we believe in the power of community and connection. Since our establishment in 1926, we've been dedicated to serving the residents of Johnston, RI and surrounding areas with reliable financial solutions tailored to your needs. Our branch, located at 1463 Atwood Ave, Johnston, RI 02919, is not just a place for transactions; it's a hub where members can find support and guidance on their financial journeys. With over 140,061 members and assets totaling an impressive $3,350,306,012, we take pride in being a trusted partner for individuals and families alike. Whether you're looking for personal banking services like checking and savings accounts or seeking financing options such as auto loans and mortgages, our knowledgeable staff is here to help. In fact, we have provided more than 55,242 loans and leases to our members, showcasing our commitment to supporting your financial goals. Our leadership team, including CEO Brian Azar and Board President Ronald LeClair, is passionate about ensuring you receive the best possible service. With 293 dedicated employees, we strive to create a welcoming environment where everyone feels valued. While you can visit us at our branch for all your banking needs, official correspondence should be directed to the same address: 1463 Atwood Ave, Johnston, RI 02919-4894. We invite you to call us at 401-495-3707 if you have any questions or need assistance. Join us at Coastal1 today and experience the difference of a credit union that truly cares about its members! Visit our website at coastal1.org to learn more about our services or start your journey towards better financial health.

Branch History & Mission

Community Focus

Our commitment extends beyond banking; it involves active participation in community initiatives that matter most to our members. From sponsoring local events to supporting charitable causes, Coastal1 is dedicated to giving back. While you can visit us at 1463 Atwood Ave, please note that official correspondence should be sent to 1463 Atwood Ave, Johnston, RI 02919-4894 if different from the branch address.

Modern Banking Solutions

In today's fast-paced world, we embrace technology by offering online and mobile banking options. Our services include ATM access and basic drive-thru banking for your convenience. We prioritize accessibility and are proud of our ADA-compliant facilities. With our operating hours designed for your convenience Monday through Wednesday from 9 AM to 4 PM, Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM we're here when you need us most. As we look toward the future, we invite you to join the Coastal1 family. Experience firsthand how we can support your financial goals while making a difference in our community. Call us today at 401-495-3707 or visit Coastal1 for more information on becoming a member!

Our Mission

At Coastal1, our mission is clear: we strive to enhance the financial well-being of our members and the communities we serve. We offer a range of services including personal banking, auto loans, mortgage financing, and business banking solutions. Our goal is not just to provide financial services but also to empower our members with the tools they need for success. We understand that every member's journey is unique. That's why we focus on personalized service and community support. Whether it's through educational workshops or partnerships with local organizations, we aim to make a positive impact.

Branch Location & Accessibility

Accessibility and Features

At Coastal1, we understand that accessibility matters. Our branch is designed with features that ensure everyone can comfortably visit us. From ADA-compliant ramps to ample parking spaces, we strive to make your experience smooth and welcoming. If you're in a hurry, take advantage of our drive-thru banking service where you can handle simple transactions without leaving your vehicle. While members can visit us at 1463 Atwood Ave, official correspondence should be sent to our mailing address at 1463 Atwood Ave, Johnston, RI 02919-4894.

Call or Visit Us Today!

Need assistance? Give us a call at (401) 495-3707! Our friendly staff is ready to help you with everything from opening an account to exploring loan options. We invite you to stop by Coastal1 at our Johnston branch; let us show you how we can make your banking experience better. We look forward to seeing you soon!

Operating Hours

We know your time is valuable. That's why we offer extended operating hours to fit your busy schedule. Our lobby is open Monday through Wednesday from 9:00 AM to 4:00 PM, Thursdays until 5:00 PM, and Fridays until 6:00 PM. Don't forget about our Saturday hours stop by from 9:00 AM until noon! For those who prefer the drive-thru option, you can visit us Monday through Wednesday from 8:00 AM to 4:00 PM, Thursday from 8:00 AM to 5:00 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 8:00 AM until noon as well.

Member Eligibility

Joining the Coastal1 family means becoming part of a welcoming community that genuinely cares about your financial well-being. At Coastal1, located at 1463 Atwood Ave Johnston, RI 02919, we believe that everyone deserves access to quality financial services tailored to their needs. Membership is open to individuals who live, work, worship, or attend school in our local community. This means if you're connected to the Johnston area in any of these ways, you're likely eligible! We invite you to discover the numerous benefits of membership, including personalized service and a variety of financial products designed just for you. Getting started is simple! You can find detailed information about eligibility criteria by visiting our website at https://www.coastal1.org. When you're ready to open an account, the process is straightforward and accessible just head over to this link for account opening details. If you have any questions or need assistance, don't hesitate to give us a call at 401-495-3707. We're excited to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $370 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $225,764,554, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we provide merchant services that simplify payment processing for businesses of all sizes. Whether you're a bustling retail store or a cozy café, our solutions help you accept payments effortlessly. Picture this: a customer walks in, makes a purchase, and with just a swipe or tap, the transaction is complete. This ease not only enhances customer satisfaction but also helps streamline your daily operations. Visit us at 1463 Atwood Ave Johnston Ri 02919 in Johnston, RI, or call us at (401) 495-3707 to learn more about how we can support your business journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options make it easy for you to drive off in the vehicle of your dreams. We offer competitive rates and flexible terms tailored to meet your budget. Whether you're purchasing a new vehicle or refinancing an existing loan, we're here to guide you through every step of the process.

Business Banking

For entrepreneurs and business owners, we offer comprehensive Business Banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we provide the financial tools necessary for success.

Convenience Services

At Coastal1, we also prioritize convenience. Our ATM and cash withdrawal services are available 24/7 so you can access your funds whenever you need them. Plus, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car perfect for those busy days! If you have questions about any of our services or would like assistance, please don't hesitate to reach out at (401) 495-3707. Our friendly staff is ready to help you navigate through all that we offer at Johnston Branch. Experience financial services tailored just for you today!

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards! Enjoy benefits like cash back on purchases and points for travel when you use our credit card. It's an easy way to earn rewards while managing everyday expenses.

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing services. We understand that buying a home is one of the biggest decisions you'll ever make, which is why our team is committed to providing personalized support throughout the journey. From securing a mortgage for your dream home to refinancing for better rates, we have solutions designed to help you achieve your homeownership goals.

Personal Banking

Whether you're opening your first checking account or saving for a major life event, we offer Personal Banking solutions that fit your lifestyle. Our checking and savings accounts come with features that help you manage your finances easily. Imagine having the ability to track your spending and grow your savings all from the convenience of our Online & Mobile Banking platform. With just a few taps on your smartphone, you can check balances, transfer funds, or pay bills anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation options come in handy. Whether you need funds for a large purchase or want to consolidate high-interest debt into a single payment, we offer straightforward lending solutions with favorable terms.

Digital & Online Banking

Key Features

You can enjoy features like e-statements, which are not only eco-friendly but also allow for easy tracking of your finances. Need to send money quickly? Our person-to-person transfers let you send funds to friends or family with just a few taps. And for those who love convenience, we also support mobile payments so you can make purchases without needing cash or cards. Security is our top priority. While we don't currently offer electronic signature authorization, rest assured that your information is protected with robust security measures in place. You can manage your account 24/7 through our reliable online banking services, giving you peace of mind whether you're checking balances late at night or transferring funds during lunch breaks. In short, Coastal1 brings banking right to your fingertips with services tailored for modern life. Join us today and experience the ease of digital banking!

Financial Strength

A Growing Member Base

Total Share Accounts stand at an impressive 223,200, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $6,864,585, our commitment to your financial well-being is clear. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastal1 is your trusted partner. Visit us at 1463 Atwood Ave Johnston Ri 02919 or call 401-495-3707 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $1,245,841,680 in share certificates and $425,772,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,345,752, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 288 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $342,716,812, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinventing for Your Benefit

With $339,414,636 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is impressive; with $28,499 in used auto loans and a total of $2,903,238,744 in loans and leases, we support members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $507,531,724 in used vehicle loans and $208,687,247 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our financing solutions are designed to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $225,764,554 provide the capital needed to grow and expand. Whether it's for equipment purchases, inventory management, or operational costs, our business loans are structured to support your success. At Coastal1, we're dedicated to providing personalized service and expert guidance throughout your borrowing journey. If you're considering refinancing or want to explore eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at (401) 495-3707 for more information or visit us at our branch located at 1463 Atwood Ave Johnston Ri 02919 in Johnston, RI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial well-being is our priority, and we're here to help you find the right loan solution for your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $187,443,259, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home of your dreams.

Unsecured Credit Cards

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards come with no collateral requirements, making them an excellent option for those who want to build credit or cover unexpected costs without breaking the bank.

Loan Aggregator

Benefits of Using LendMesh

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COASTAL1 CREDIT UNION - Johnston, RI

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Johnston, RI (02919)

Introduction

Branch History & Mission

Community Focus

Modern Banking Solutions

Our Mission

Branch Location & Accessibility

Accessibility and Features

Call or Visit Us Today!

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Merchant Services That Make Transactions Easy

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Convenience Services

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Financial Strength

A Growing Member Base

Member Savings Security

Operational Efficiency

Our Financial Health

Reinventing for Your Benefit

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

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