Coastal1 Credit Union East Providence RI | Affordable Auto Loans & ATM Services

Introduction

Welcome to Coastal1, your trusted financial partner in East Providence, RI! Located at 660 Warren Ave, East Providence, RI 02914, our Warren Avenue Branch has been serving the community since 1926. With a commitment to providing exceptional member service and a wide range of financial solutions, we proudly support over 140,061 members. At Coastal1, we understand that your financial needs are unique. That's why we offer a variety of services tailored to help you achieve your goals whether it's personal banking, auto loans, or business financing. With total assets of $3,350,306,012 and total deposits reaching $132,720,292, our solid foundation ensures that your money is safe and sound. Our dedicated team is led by CEO Brian Azar and Board President Ronald LeClair, who prioritize community engagement and member satisfaction. We have a committed staff of 293 employees, ready to assist you with any inquiries or services you may need. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 660 Warren Ave, East Providence, RI 02914-1410. If you need assistance or have questions about our offerings, don't hesitate to reach out by calling us at 401-434-4530. Experience the Coastal1 difference today! Visit our website at https://www.coastal1.org to learn more about how we can help you navigate your financial journey successfully.

Branch History & Mission

Community Engagement

Our commitment to community support is evident through various outreach initiatives and partnerships aimed at fostering growth within East Providence and surrounding areas. We actively engage with local organizations and events, ensuring that we contribute positively to our environment. In addition to traditional banking services, we prioritize digital advancements to enhance your experience with us. Our online banking platform is designed for convenience and security, allowing you easy access to your accounts anytime. With ATM availability and drive-thru banking services at your disposal, managing your finances has never been easier.

Join Us

As we continue this journey together since 1926, we invite you to become part of the Coastal1 family. Experience firsthand how we blend financial expertise with community spirit. Whether you're looking for a loan or simply want advice on managing your finances, reach out to us at 401-434-4530 or visit our website at coastal1.org. Together, let's build a brighter future!

Our Mission

At Coastal1, our mission goes beyond just providing financial services; we aim to uplift our community and empower individuals to achieve their dreams. We believe in offering personalized solutions that meet the unique needs of each member while maintaining a commitment to transparency and integrity. Our comprehensive range of services includes checking and savings accounts, auto loans, mortgages, personal loans, business banking options, and modern online banking features. While members can visit us at 660 Warren Ave, official correspondence should be sent to 660 Warren Ave, East Providence, RI 02914-1410 if different from our branch address.

Member Eligibility

At Coastal1, we believe that everyone deserves the chance to be part of a caring and supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in our local area, you're already eligible to join us. We open our doors to individuals who share our values and want to take advantage of the many benefits we offer, from personalized banking services to competitive loan rates. For more specific details on eligibility criteria, feel free to check out our resource. Ready to become a member? Opening your account with us is just a click away! You can start the process online by visiting https://coastal1.mymortgage-online.com/loan-app/?siteid=4143219744&workflowid=188634 or give us a call at (401) 434-4530 if you have any questions. Our friendly team is here to guide you every step of the way. Join us at Coastal1, located at 660 Warren Ave East Providence Ri 02914, and experience the difference of being part of a credit union that truly cares about your financial well-being.

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, we offer practical merchant services that simplify transactions and enhance cash flow. Imagine effortlessly processing payments from customers while keeping track of sales all while enjoying competitive rates. With our services at your side, managing your finances becomes smoother, allowing you to focus on what really matters: growing your business. Visit us at 660 Warren Ave East Providence Ri 02914 in East Providence, RI, or call us at (401) 434-4530 to explore how we can partner with you on your business journey. Together, let's build a brighter future for your enterprise!

Outstanding Support for Growth

With an outstanding commercial loan portfolio of $225,764,554, we continue to drive economic growth by financing new and expanding businesses. Each loan tells a story of ambition like how one local retailer transformed their space into a vibrant community hub thanks to our support.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $370 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to expand operations, hire new staff, and invest in their communities. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that adapt to your specific needs.

Comprehensive List Of Services

Connect with Us

Our friendly staff is always here to assist you with any questions or concerns. Feel free to reach out at (401) 434-4530, or visit us at 660 Warren Ave East Providence Ri 02914 in East Providence, RI. We invite you to experience the difference at Coastal1 where community meets convenience in every service we offer. Join us today and discover how we can support your financial journey!

Convenience at Your Fingertips

We know that convenience matters. That's why Coastal1 provides easy access to ATM and cash withdrawal services throughout East Providence. If you're on the go, our basic drive-thru banking allows you to handle deposits and withdrawals quickly without leaving your car.

Financing Your Dreams

If you're considering purchasing a vehicle, Coastal1 offers competitive auto loans and vehicle financing options that help make your dream car a reality. Our team is ready to guide you through the process so you can hit the road in no time. For those looking to buy a home or refinance an existing mortgage, we provide various mortgage loans tailored to suit different budgets and preferences. Our experts will work with you to find the best solution that fits your financial situation.

Lending Solutions for Every Need

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation solutions. Whether you need funds for a major purchase or want to simplify your finances by consolidating debt, we're here to help. In addition to personal finance options, our business banking services include merchant services and business loans. We understand the challenges that local businesses face, and we strive to provide the financial support needed for growth and success.

Personal Banking Made Easy

Whether you're looking to open a new checking or savings account, our personal banking options are designed to fit your lifestyle. Imagine effortlessly managing your finances from home using our online and mobile banking services. With just a few clicks, you can check your balance, transfer funds, or pay bills anytime, anywhere.

Digital & Online Banking

Key Features

Our online banking services include everything you need for effective financial management. You can easily check balances, transfer funds, and pay bills all from the comfort of your home or on the go using our mobile application. Whether you're at work or relaxing at home, accessing your accounts has never been easier. With options for e-statements, you can say goodbye to paper clutter while keeping track of your finances in a secure way. Plus, our mobile payments feature allows you to make purchases directly from your phone, making transactions fast and hassle-free. And if you ever need to send money quickly, our person-to-person transfers let you send cash to friends or family instantly.

Security and Accessibility

Your security is our top priority. We ensure that all online transactions are protected with advanced encryption technology. While we currently do not offer electronic signature authorization, rest assured that all other features are designed with user-friendliness in mind. Whether you're an early bird or a night owl, our 24/7 online banking services mean that you can manage your finances whenever it suits you best. From checking your account balance to setting up payments, everything is just a few clicks away. In conclusion, Coastal1 is committed to providing accessible and secure digital banking solutions that empower our members. Experience the ease of managing your finances today by visiting us at https://www.coastal1.org/!

Financial Strength

At Coastal1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident about where you keep your money, and we're here to reassure you. With a net worth of $342,716,812, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1027 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,245,841,680 in share certificates and $425,772,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,345,752, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $339,414,636 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $28,499 in used auto loans and a total of $2,903,238,744 in loans and leases, supporting members' financial goals across various sectors. Our $0 net income reflects our commitment to investing back into the community rather than maximizing profits. This approach enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 288 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $6,864,585. Total Share Accounts: 223,200, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Coastal1 is your trusted partner. Visit us at 660 Warren Ave East Providence RI 02914 or call 401-434-4530 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $507,531,724 in used vehicle loans and $208,687,247 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable used car, we have options tailored for you.

Business Financing

For business owners, our outstanding commercial loans totaling $225,764,554 provide the capital needed to grow and expand your business. We understand that each business has unique challenges and opportunities, and we're here to support you with financing solutions that work for you. If you're interested in any of our loan products or would like more information about refinancing options or eligibility requirements, feel free to reach out. You can visit us at our branch located at 660 Warren Ave East Providence Ri 02914, call us at (401) 434-4530, or explore more online at our website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you meet your financial needs!

Credit Lines and Unsecured Loans

For those who need flexibility, our credit lines provide access to funds whenever you need them. With a total of $1,422,344,553 in credit line loans available, you can manage expenses easily. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $187,443,259, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring that you find the right solution for your home financing needs.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to make your search for loans easier and more transparent. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to reliability means that you receive offers based on the latest results, allowing for fair and transparent loan options. (Source: https://www.ncua.gov) One key benefit of using LendMesh is Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison you make. Additionally, there are No Sponsored Listings; LendMesh does not prioritize lenders based on paid promotions this guarantees that users receive unbiased results. With Real-Time Rate Comparisons, you can access up-to-date loan rates from multiple institutions, empowering you to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

COASTAL1 CREDIT UNION - East Providence, RI

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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Loan rates in East Providence, RI (02914)

Introduction

Branch History & Mission

Community Engagement

Join Us

Our Mission

Member Eligibility

Business Banking & Commercial Services

Merchant Services for Everyday Needs

Outstanding Support for Growth

Tailored Loan Options

Comprehensive List Of Services

Connect with Us

Convenience at Your Fingertips

Financing Your Dreams

Lending Solutions for Every Need

Personal Banking Made Easy

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Financing

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

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