Coastal1 Credit Union East Greenwich RI | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Coastal1, your trusted financial partner located at 5661 Post Rd, East Greenwich, RI 02818. Since our establishment in 1926, we have proudly served our community with dedication and care, growing to a membership of over 140,061 individuals. At Coastal1, we understand that personal finance can sometimes feel overwhelming, which is why we're here to simplify the process and guide you every step of the way. As a member-focused credit union, we manage total assets amounting to an impressive $3,350,306,012. Our commitment to you is reflected not only in our robust financial health but also in our extensive range of services from auto loans to mortgage refinancing and business banking solutions. With total deposits reaching $132,720,292 and a net worth of $342,716,812, we ensure your funds are safe while working tirelessly to help you achieve your financial goals. While members can visit us at our branch for personalized service, official correspondence should be sent to 5661 Post Rd, East Greenwich, RI 02818-3441. If you're seeking convenience alongside comprehensive banking services including online banking and mobile payment options look no further than Coastal1. Led by our dedicated CEO, Brian Azar, and Board President Ronald LeClair, our team of 293 employees is committed to providing exceptional service tailored just for you. Whether you're looking to open a new account or explore loan options with our total loans exceeding 55,242, we invite you to connect with us. Don't hesitate! Call us at 401-495-3715 or visit our website at Coastal1 today to learn more about how we can support your financial journey!

Branch History & Mission

Community Engagement

Coastal1 takes pride in its strong ties to the community. Our partnerships with local organizations allow us to give back and foster economic development within East Greenwich and beyond. Whether through sponsorships or educational initiatives, we are dedicated to being more than just a credit union; we are an integral part of the community fabric. Join us at Coastal1 and experience the difference that comes with being part of a caring financial institution. We invite you to discover how we can help you achieve your financial goals while supporting the wonderful community we all call home. Visit us today or reach out at 401-495-3715 for more information!

Our Mission

At Coastal1, our mission goes beyond simply providing financial services; we aim to empower our members and support our community. We believe in offering personalized solutions that cater to individual needs whether it's through checking and savings accounts, vehicle financing, or mortgage loans. Our focus on community outreach ensures that we are not just a bank but a partner in your financial journey. As part of our commitment to accessibility, we offer both ATM services and drive-thru banking options for your convenience. Our operating hours are designed to fit your busy schedule: - Lobby Hours: - Monday - Wednesday: 9:00 am - 4:00 pm - Thursday: 9:00 am - 5:00 pm - Friday: 9:00 am - 6:00 pm - Saturday: 9:00 am - 12:00 pm - Drive-Thru Hours: - Monday - Wednesday: 8:00 am - 4:00 pm - Thursday: 8:00 am - 5:00 pm - Friday: 8:00 am - 6:00 pm - Saturday: 8:00 am - 12:00 pm Through innovative digital banking solutions like mobile payments and online banking, we strive to make managing your finances easier than ever. We also prioritize ADA compliance to ensure everyone can access our services comfortably.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Don't hesitate to give us a call at 401-495-3715. Our team is ready to help you with any inquiries or services you may need. We invite you to come visit us at Coastal1; we look forward to serving you!

Convenient Access

At Coastal1, we believe accessibility is key. Our branch features ample parking, making it easy for you to stop by whenever you need assistance. We also ensure that our facilities comply with ADA standards, offering ramps and other features to accommodate everyone comfortably. Whether you're visiting us for personal banking or business services, you can count on a welcoming environment.

Operating Hours

We understand that life can get busy! That's why we're here for you during flexible hours. Our lobby is open Monday through Wednesday from 9:00 AM to 4:00 PM, Thursday until 5:00 PM, and Friday until 6:00 PM. On Saturdays, we welcome you from 9:00 AM to 12:00 PM. For those who prefer the drive-thru service, our hours mirror the lobby schedule from Monday to Saturday.

Services at Your Fingertips

When you visit Coastal1, you'll enjoy a range of services designed with your convenience in mind. From checking and savings accounts to auto loans and mortgage refinancing, we've got something for everyone. Need cash? Our ATM is readily available for quick withdrawals and balance checks. Plus, our drive-thru offers basic banking services like deposits and simple transactions without leaving your car. While members can visit us at 5661 Post Rd, official correspondence should be sent to our mailing address at 5661 Post Rd, East Greenwich, RI 02818-3441.

Member Eligibility

Joining the Coastal1 family means becoming part of a community that truly cares about your financial well-being. At Coastal1, we welcome a diverse range of members, including anyone who lives, works, worships, or attends school in our vibrant East Greenwich area. If you're interested in finding out if you qualify for membership, check out the detailed eligibility criteria available. It's designed to be straightforward and inclusive because we believe everyone deserves access to great financial services. Once you've confirmed your eligibility, opening an account is a breeze! Simply visit us at our branch located at 5661 Post Rd East Greenwich, RI 02818 or start the process online through this link: https://coastal1.mymortgage-online.com/loan-app/?siteid=4143219744&workflowid=188634. Our friendly team is always here to help with any questions you might have just give us a call at (401) 495-3715. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $370 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $225,764,554, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Imagine the ease of processing payments seamlessly while you focus on serving your customers. Our merchant services offer practical solutions that enable you to accept payments quickly, whether in-store or online. This means less hassle for you and better service for your clients. Located at 5661 Post Rd East Greenwich Ri 02818 in East Greenwich, RI, our team is ready to help you navigate your financial journey. For more information, call us at (401) 495-3715 or visit our website at Coastal1. Let us be your partner in success!

Comprehensive List Of Services

Business Banking Solutions

For local entrepreneurs and businesses, we offer specialized Business Banking services. Our Merchant Services & Business Loans are designed to support growth and efficiency in managing business finances. Whether you're starting a new venture or expanding an existing one, we're here to assist with the right tools.

Convenient Digital Banking

In today's fast-paced world, having access to banking anytime is crucial. That's why at Coastal1, we prioritize technology in our offerings. With Online & Mobile Banking, you can manage your accounts easily from anywhere pay bills, transfer money between accounts, or check balances all at your fingertips.

Easy Access with ATMs and Drive-Thru Services

We also understand the importance of convenience in banking transactions. Our ATM and cash withdrawal services are available 24/7 for quick access to your funds. Plus, if you prefer face-to-face interactions for simple transactions like deposits or withdrawals, our basic drive-thru banking option makes it easy without stepping inside. --- With all these services tailored for individuals and businesses alike, Coastal1 is committed to being your trusted partner in financial success. If you're ready to explore how we can support your financial journey or if you have any questions about our offerings, don't hesitate to reach out! Call us today at 401-495-3715 or visit us online at Coastal1. We're excited to serve you!

Personal Banking Services

Starting with Personal Banking, we offer various Checking & Savings Accounts that fit different lifestyles. Imagine having easy access to your funds while earning interest on your savings. Our accounts are designed to make banking straightforward and beneficial for you. If you're thinking about purchasing a car or need some extra funds for other expenses, our Auto Loans & Vehicle Financing can help get you on the road. You can choose from competitive rates and flexible terms that suit your budget. For those considering homeownership or refinancing an existing mortgage, our Mortgage Loans & Refinancing options provide guidance every step of the way. We understand that buying a home is one of the most significant investments you'll make, and we're here to support you through it. In times of unexpected expenses or when debt becomes overwhelming, our Personal Loans & Debt Consolidation services can offer relief and flexibility. We aim to provide solutions that ease financial burdens and help you regain control. Additionally, our Credit Cards with Rewards allow you to earn benefits on everyday purchases think cashback on groceries or travel rewards for your next vacation!

Digital & Online Banking

At Coastal1, we know that convenience and security are key when it comes to managing your finances. That's why we offer a range of digital and online banking services designed to make your banking experience smoother and more efficient. With our 24/7 online banking services, you can access your accounts anytime, anywhere, so you can take control of your finances at your own pace. One of the standout features available is our user-friendly online banking platform, which you can explore at https://www.coastal1.org/. From checking your balance to transferring funds, everything is just a few clicks away. You can even send money to friends and family with our person-to-person transfer service, making it easy to split bills or share expenses. For those who prefer to manage their accounts on the go, our mobile application is available for download. It includes all the essential features you need, including mobile payments, so you can make purchases quickly and securely right from your phone. Plus, you can sign up for e-statements no more paper clutter! This way, you can stay organized while keeping an eye on your account activity. Security is always a priority at Coastal1. We ensure that your information is protected with top-notch security measures, giving you peace of mind as you manage your finances digitally. While electronic signature authorization isn't currently offered, our other secure options keep your transactions safe. With all these features combined, managing your money has never been easier or more convenient. Join us at Coastal1 today and discover how our digital banking solutions can simplify your financial life!

Financial Strength

At Coastal1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights about our financial health, sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $342,716,812, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1027 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,245,841,680 in share certificates and $425,772,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,345,752, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $339,414,636 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $28,499 in used auto loans and a total of $2,903,238,744 in loans and leases across various sectors. Although our current net income is $0, this reflects our commitment to investing back into the credit union for continuous improvement. We also take pride in having 288 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) stand at $6,864,585, while our total share accounts have reached an impressive 223,200, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Coastal1 is your trusted partner. Visit us at 5661 Post Rd East Greenwich Ri 02818 or call 401-495-3715 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $507,531,724 in used vehicle loans and $208,687,247 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier than ever to drive away in the vehicle you need.

Business Loans

For business owners, our outstanding commercial loans totaling $225,764,554 provide the capital needed to grow and expand. We understand that every business has unique financing needs and are committed to helping you succeed. At Coastal1, we prioritize your financial well-being. If you're interested in refinancing options or want more information on eligibility for any of our loan products, please reach out. You can contact us at (401) 495-3715 or visit us at our branch located at 5661 Post Rd East Greenwich Ri 02818 in East Greenwich, RI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you every step of the way as you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $187,443,259, make buying or refinancing simple. We're here to guide you through the process and help you secure the right financing for your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These credit cards are designed to provide you with purchasing power while maintaining control over your budget.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means that users can trust the offers they see are fair and legitimate.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, allowing for informed decision-making. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the value LendMesh brings to individuals seeking better financial solutions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

COASTAL1 CREDIT UNION - East Greenwich, RI

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in East Greenwich, RI (02818)

Introduction

Branch History & Mission

Community Engagement

Our Mission

Branch Location & Accessibility

Connect With Us

Convenient Access

Operating Hours

Services at Your Fingertips

Member Eligibility

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Practical Merchant Services

Comprehensive List Of Services

Business Banking Solutions

Convenient Digital Banking

Easy Access with ATMs and Drive-Thru Services

Personal Banking Services

Digital & Online Banking

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Comparisons

Key Benefits of Using LendMesh

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