Coastal1 Credit Union Cranston RI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Coastal1, your trusted partner in financial wellness since 1926! Located at 40 Sockanosset Cross Rd, Cranston, RI 02920, our branch is here to serve you with dedication and care. With a proud membership of over 140,000, we focus on providing tailored solutions that meet your personal and business banking needs. At Coastal1, we believe in making a positive impact within our community. Our total assets have grown impressively to $3,350,306,012, allowing us to offer a wide range of services including auto loans, mortgages, and credit cards with rewards. Currently, our total deposits stand at $132,720,292, reflecting the trust our members place in us every day. Our leadership team, led by CEO Brian Azar and Board President Ronald LeClair, is committed to fostering a welcoming environment for all members. We pride ourselves on our strong financial foundation, with a net worth of $342,716,812 and cash in hand amounting to $11,649,521. Whether you're looking for advice or need assistance with loans totaling 55,242 we are here for you. While members can visit us at our Cranston location for personal assistance or enjoy the convenience of online banking through our website Coastal1.org, official correspondence should be sent to 40 Sockanosset Cross Rd, Cranston, RI 02920-5566 if different from our branch address. Don't hesitate to reach out! Call us at 401-495-3800 or stop by during our lobby hours: Monday to Wednesday from 9 AM to 4 PM; Thursday from 9 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 12 PM. Your journey towards financial empowerment begins here at Coastal1!

Branch History & Mission

Community Engagement

As part of our mission, Coastal1 actively engages with the local community through various outreach programs and partnerships. We support local initiatives that promote financial literacy and economic growth within Cranston and beyond. Our goal is not just to provide financial products but also to uplift those around us by investing in the future of our community. With dedicated operating hours Monday through Saturday we ensure that you have ample opportunities to connect with us. Whether it's in-person or online, we are here to provide support when you need it most. We invite you to join Coastal1 today! Experience firsthand how we blend financial services with a deep-rooted commitment to our members' success. Let us help you achieve your financial goals while being part of a vibrant community. Visit us at our Sockanosset Crossroad Branch or explore more on our website here.

Our Mission

At Coastal1, our mission is simple yet profound: to empower our members through exceptional financial services while fostering a sense of community. We believe that banking should be personal and accessible. This commitment drives us to offer a wide range of services including personal banking accounts, auto loans, mortgage options, and business banking solutions. We strive to make banking easier for everyone. Our branch features drive-thru services and ATM availability for quick transactions. Additionally, we embrace technology with online and mobile banking options that cater to the busy lifestyles of our members. While members can visit us at 40 Sockanosset Cross Rd Cranston Ri 02920, official correspondence should be sent to 40 Sockanosset Cross Rd, Cranston, RI 02920-5566.

Branch Location & Accessibility

A Convenient Spot for You

Finding us is a breeze! Whether you're stopping by after work or during your lunch break, our location offers ample parking space and features that ensure accessibility for all. Our branch is compliant with ADA standards, making it easy for everyone to visit us comfortably. While members can visit us at 40 Sockanosset Cross Rd, official correspondence should be sent to our mailing address at 40 Sockanosset Cross Rd, Cranston, RI 02920-5566.

Banking Made Easy

At Coastal1, we understand that convenience matters. That's why we offer a drive-thru service for quick transactions without leaving your car. Our operating hours are designed with your busy schedule in mind: - Lobby Hours: - Monday to Wednesday: 9:00 am - 4:00 pm - Thursday: 9:00 am - 5:00 pm - Friday: 9:00 am - 6:00 pm - Saturday: 9:00 am - 12:00 pm - Drive-Thru Hours: - Monday to Wednesday: 8:00 am - 4:00 pm - Thursday: 8:00 am - 5:00 pm - Friday: 8:00 am - 6:00 pm - Saturday: 8:00 am - 12:00 pm You can also take advantage of our ATM services available on-site for your cash withdrawal needs.

We're Here for You

If you have any questions or need assistance with your banking needs, don't hesitate to reach out! Give us a call at (401) 495-3800, and our friendly staff will be happy to help you. We invite you to come and experience the personal touch that Coastal1 provides your financial well-being is our priority. We look forward to welcoming you soon!

Member Eligibility

Joining the Coastal1 community is like becoming part of a big, supportive family where your financial well-being matters. To become a member at our Cranston branch located at 40 Sockanosset Cross Rd, all you need is to meet a few simple eligibility requirements. Generally, if you live, work, or worship in Rhode Island, you're likely eligible to join us! We welcome individuals and families from all walks of life, ensuring that everyone can access our range of services designed to help you thrive financially. For more detailed information about eligibility criteria, feel free to check out this resource: Eligibility Details. Opening an account with us is quick and easy just head over to our account opening page here to get started. If you have any questions or need assistance along the way, don't hesitate to reach out at 401-495-3800. We're excited to welcome you into the Coastal1 family!

Business Banking & Commercial Services

At Coastal1, we understand that running a business is both rewarding and challenging. That's why we offer tailored business banking solutions designed to help you thrive. Whether you're just starting out or looking to expand, our commercial loan options are here to support your journey. Imagine having the financial flexibility to invest in new equipment, hire additional staff, or launch a marketing campaign. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $370 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $225,764,554, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we provide essential merchant services that make everyday transactions easier. Picture this: your customers can pay with ease using various payment methods while you manage sales seamlessly through our integrated solutions. This not only enhances customer satisfaction but also streamlines your operations. If you're looking for a reliable partner in your business growth journey, visit us at 40 Sockanosset Cross Rd Cranston Ri 02920 in Cranston, RI or give us a call at (401) 495-3800. Let's work together to achieve your goals!

Comprehensive List Of Services

Always Here for You

With just one phone call at (401) 495-3800, you can reach out for any questions regarding these services or set up an appointment at our branch. Our doors are open during convenient hours: Lobby M - W 9:00 am - 4:00 pm; T 9:00 am - 5:00 pm; F 9:00 am - 6:00 pm; S 9:00 am - 12:00 pm. At Coastal1, we believe that banking should be easy and accessible for everyone. Explore how we can assist you today by visiting us at Sockanosset Crossroad Branch or checking out more online at our website. Your financial success is just around the corner!

Convenient Access Points

We also prioritize convenience with our ATM & Cash Withdrawal Services that give you access to your money when you need it most. For quick transactions like deposits or withdrawals, take advantage of our Basic Drive-Thru Banking options. Just pull up, and let us take care of the rest.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases. Whether you're using it for groceries or gas, it's a great way to save while spending!

Home Financing Options

When it's time to purchase or refinance your home, we've got you covered with our Mortgage Loans & Refinancing services. Our friendly staff will help guide you through the process so you can find the best loan options available. Picture settling into your dream home with peace of mind knowing you've made a smart financial choice.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options provide the flexibility you need. Imagine easily managing your funds from your phone with our Online & Mobile Banking services. You can check balances, transfer funds, and pay bills all in one place. Plus, if you're considering financing a new car, our Auto Loans & Vehicle Financing make it simple to get behind the wheel without breaking the bank.

Personal and Business Lending

For those looking to consolidate debt or fund a personal project, our Personal Loans & Debt Consolidation can be an excellent solution. We understand that life can throw unexpected expenses your way, and we're here to help you navigate those challenges. Additionally, if you're a business owner, our Business Banking services include Merchant Services & Business Loans, giving you the support needed to grow your venture.

Digital & Online Banking

At Coastal1, we know that managing your finances should be simple and secure. That's why we offer a range of digital and online banking services designed to give you convenience right at your fingertips. With our 24/7 online banking options, you can access your accounts anytime and anywhere, making it easy to stay on top of your financial goals. Our online banking platform, accessible at https://www.coastal1.org/, provides a user-friendly experience where you can check balances, transfer funds, and manage payments seamlessly. If you prefer going paperless, you'll love our e-statements feature, allowing you to receive your account statements electronically no more clutter in your mailbox! For those on the go, our mobile application offers a host of features that enhance your banking experience. You can make mobile payments effortlessly, ensuring that shopping is as easy as a few taps on your phone. Plus, with our person-to-person transfer service, sending money to friends or family is quick and hassle-free. Security is always a priority for us. While we don't currently support electronic signature authorization for transactions, rest assured that all your information is protected with state-of-the-art security measures. Our commitment to keeping your data safe means you can focus on what matters most your financial well-being. Whether you're using our online services from the comfort of home or managing your accounts while out and about, Coastal1 makes it easy to take control of your finances whenever you need it. Join us today and experience the freedom of modern banking!

Financial Strength

At Coastal1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to transparency and integrity, we want to reassure you of our strong financial standing. With a net worth of $342,716,812, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,245,841,680 in share certificates and $425,772,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,345,752, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our success is also reflected in our $339,414,636 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. We support your financial goals with $28,499 in used auto loans and a total of $2,903,238,744 in loans and leases across various sectors. Although we report a net income of $0, this reflects our strategic decisions aimed at enhancing member benefits rather than short-term profits. We have a dedicated team of 288 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with knowledgeable support. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastal1 is your trusted partner. Visit us at 40 Sockanosset Cross Rd Cranston Ri 02920 or call 401-495-3800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We currently have over $507,531,724 in used vehicle loans and $208,687,247 in new vehicle loans helping members get on the road with ease. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that can work for you.

Business Loans

For business owners, our outstanding commercial loans totaling $225,764,554 provide the capital needed to grow and expand your operations. Whether you're starting a new venture or looking to enhance an existing business, our team is here to support you with tailored lending solutions. At Coastal1, we're committed to helping you find the right loan product that fits your unique circumstances. For more information on our offerings or if you have questions about refinancing options and eligibility criteria, feel free to reach out at 401-495-3800 or visit us during our operating hours: - Lobby: M - W 9:00 am - 4:00 pm; T 9:00 am - 5:00 pm; F 9:00 am - 6:00 pm; S 9:00 am - 12:00 pm - Drive-up: M - W 8:00 am - 4:00 pm; T 8:00 am - 5:00 pm; F 8:00 am - 6:00 pm; S 8:00 am - 12:00 pm Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $187,443,259. If you're considering refinancing your current mortgage or exploring eligibility options for a new one, our dedicated team is ready to assist you every step of the way.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. While we currently do not have any outstanding unsecured credit card loans at this time, our credit products are designed to help members manage their finances effectively and plan for future needs.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This rigorous data sourcing guarantees that users receive accurate information to make informed decisions.

COASTAL1 CREDIT UNION - Cranston, RI

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Cranston, RI (02920)

Introduction

Branch History & Mission

Community Engagement

Our Mission

Branch Location & Accessibility

A Convenient Spot for You

Banking Made Easy

We're Here for You

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Always Here for You

Convenient Access Points

Credit Cards and Rewards

Home Financing Options

Personal Banking Solutions

Personal and Business Lending

Digital & Online Banking

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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