COASTAL1 CREDIT UNION

Welcome to Coastal1, your trusted partner in financial wellness since 1926! Located at 40 Sockanosset Cross Rd, Cranston, RI 02920, our branch is here to serve you with dedication and care. With a proud membership of over 140,000, we focus on providing tailored solutions that meet your personal and business banking needs. At Coastal1, we believe in making a positive impact within our community. Our total assets have grown impressively to $3,350,306,012, allowing us to offer a wide range of services including auto loans, mortgages, and credit cards with rewards. Currently, our total deposits stand at $132,720,292, reflecting the trust our members place in us every day. Our leadership team, led by CEO Brian Azar and Board President Ronald LeClair, is committed to fostering a welcoming environment for all members. We pride ourselves on our strong financial foundation, with a net worth of $342,716,812 and cash in hand amounting to $11,649,521. Whether you're looking for advice or need assistance with loans totaling 55,242 we are here for you. While members can visit us at our Cranston location for personal assistance or enjoy the convenience of online banking through our website Coastal1.org, official correspondence should be sent to 40 Sockanosset Cross Rd, Cranston, RI 02920-5566 if different from our branch address. Don't hesitate to reach out! Call us at 401-495-3800 or stop by during our lobby hours: Monday to Wednesday from 9 AM to 4 PM; Thursday from 9 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 12 PM. Your journey towards financial empowerment begins here at Coastal1!

Joining the Coastal1 community is like becoming part of a big, supportive family where your financial well-being matters. To become a member at our Cranston branch located at 40 Sockanosset Cross Rd, all you need is to meet a few simple eligibility requirements. Generally, if you live, work, or worship in Rhode Island, you're likely eligible to join us! We welcome individuals and families from all walks of life, ensuring that everyone can access our range of services designed to help you thrive financially. For more detailed information about eligibility criteria, feel free to check out this resource: Eligibility Details. Opening an account with us is quick and easy just head over to our account opening page here to get started. If you have any questions or need assistance along the way, don't hesitate to reach out at 401-495-3800. We're excited to welcome you into the Coastal1 family!

At Coastal1, we understand that running a business is both rewarding and challenging. That's why we offer tailored business banking solutions designed to help you thrive. Whether you're just starting out or looking to expand, our commercial loan options are here to support your journey. Imagine having the financial flexibility to invest in new equipment, hire additional staff, or launch a marketing campaign. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $370 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $225,764,554, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we provide essential merchant services that make everyday transactions easier. Picture this: your customers can pay with ease using various payment methods while you manage sales seamlessly through our integrated solutions. This not only enhances customer satisfaction but also streamlines your operations. If you're looking for a reliable partner in your business growth journey, visit us at 40 Sockanosset Cross Rd Cranston Ri 02920 in Cranston, RI or give us a call at (401) 495-3800. Let's work together to achieve your goals!

At Coastal1, we know that managing your finances should be simple and secure. That's why we offer a range of digital and online banking services designed to give you convenience right at your fingertips. With our 24/7 online banking options, you can access your accounts anytime and anywhere, making it easy to stay on top of your financial goals. Our online banking platform, accessible at https://www.coastal1.org/ , provides a user-friendly experience where you can check balances, transfer funds, and manage payments seamlessly. If you prefer going paperless, you'll love our e-statements feature, allowing you to receive your account statements electronically no more clutter in your mailbox! For those on the go, our mobile application offers a host of features that enhance your banking experience. You can make mobile payments effortlessly, ensuring that shopping is as easy as a few taps on your phone. Plus, with our person-to-person transfer service, sending money to friends or family is quick and hassle-free. Security is always a priority for us. While we don't currently support electronic signature authorization for transactions, rest assured that all your information is protected with state-of-the-art security measures. Our commitment to keeping your data safe means you can focus on what matters most your financial well-being. Whether you're using our online services from the comfort of home or managing your accounts while out and about, Coastal1 makes it easy to take control of your finances whenever you need it. Join us today and experience the freedom of modern banking!

At Coastal1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to transparency and integrity, we want to reassure you of our strong financial standing. With a net worth of $342,716,812, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,245,841,680 in share certificates and $425,772,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,345,752, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our success is also reflected in our $339,414,636 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. We support your financial goals with $28,499 in used auto loans and a total of $2,903,238,744 in loans and leases across various sectors. Although we report a net income of $0, this reflects our strategic decisions aimed at enhancing member benefits rather than short-term profits. We have a dedicated team of 288 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with knowledgeable support. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastal1 is your trusted partner. Visit us at 40 Sockanosset Cross Rd Cranston Ri 02920 or call 401-495-3800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.