Coastal1 Credit Union Bristol RI | Best Auto Loans & Checking Accounts

Introduction

Welcome to Coastal1, your trusted financial partner located at 576 Metacom Ave Ste 1, Bristol, RI 02809. Since our establishment in 1926, we have proudly served our community with a commitment to providing exceptional banking services and building lasting relationships with our members. With over 140,061 members and assets totaling an impressive $3,350,306,012, we are dedicated to supporting your financial journey. At Coastal1, we understand that every member has unique needs. That's why we offer a wide range of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Whether you're looking to save for the future or finance a new vehicle, our experienced team is here to help you make informed decisions. Our leadership is dedicated to maintaining the highest standards of service. Under the guidance of CEO Brian Azar and Board President Ronald LeClair, we strive to foster a welcoming environment where your financial goals can flourish. Our staff of 293 employees is ready to assist you with friendly service that feels like family. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 576 Metacom Ave Unit 1, Bristol, RI 02809-5168. If you have any questions or need assistance, don't hesitate to reach out by calling us at 401-495-3731. Join us today and discover how Coastal1 can empower your financial future! Visit our website at coastal1.org for more information about our services and how we can support your financial aspirations. We look forward to welcoming you into the Coastal1 family!

Branch History & Mission

Community Commitment

We are not just a financial institution; we are part of this vibrant community. Through various partnerships and outreach programs, Coastal1 actively supports local initiatives aimed at improving the lives of those around us. Our commitment extends beyond banking; it's about building relationships and creating opportunities for everyone in Bristol. Our branch features both ATM access and drive-thru services for your convenience. We strive for excellence in customer service and continuously look for ways to improve your experience with us. With online banking options available, managing your finances has never been easier. Join us today at Coastal1! Experience firsthand how we can help you achieve your financial goals while being part of a caring community-focused credit union. Together, let's build a brighter future! For more information or assistance, feel free to call us at (401) 495-3731.

Our Mission

At Coastal1, our mission is clear: we aim to empower our members through exceptional financial services while fostering community growth. We believe in making banking simple and accessible. Whether you are looking for personal loans or business banking options, our dedicated staff is here to help you every step of the way. While members can visit us at 576 Metacom Ave Ste 1 Bristol Ri 02809, official correspondence should be sent to 576 Metacom Ave Unit 1, Bristol, RI 02809-5168. Our operating hours make it easy for you to connect with us Monday through Wednesday from 9:00 am to 4:00 pm; Thursday from 9:00 am to 5:00 pm; Friday from 9:00 am to 6:00 pm; and Saturday from 9:00 am to 12:00 pm.

Branch Location & Accessibility

Connect with Us

Whether you're an existing member or considering joining our credit union family, we invite you to visit us at the Coastal1 Bristol Branch. Feel free to give us a call at (401) 495-3731 if you have any questions or need assistance before your visit. We're excited to help you achieve your financial goals!

Convenient Location

Nestled along Metacom Avenue, our branch is easily reachable and close to several local landmarks, making it a familiar spot for residents. If you're coming from downtown Bristol or nearby areas, you'll find ample parking available, ensuring that your visit is hassle-free. We are committed to accessibility, with features such as ADA-compliant ramps and easy entry points for all members.

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours tailored to meet your needs. Our lobby is open from Monday through Wednesday from 9:00 AM to 4:00 PM, Thursdays until 5:00 PM, and Fridays until 6:00 PM. On Saturdays, we're here for you from 9:00 AM to noon. If you prefer the convenience of drive-thru banking, our drive-up service operates during similar hours making banking even more accessible!

Services Offered

At Coastal1 Bristol Branch, we offer a wide range of services designed to help you manage your finances effectively. From personal checking and savings accounts to auto loans and mortgage options, our team is dedicated to finding the right solutions for you. Need cash on the go? Enjoy easy access to our ATM services. Plus, our drive-thru banking allows you to complete simple transactions quickly without leaving your car.

Member Eligibility

Joining the Coastal1 family means stepping into a community where your financial well-being is our priority. At Coastal1, located at 576 Metacom Ave Ste 1 in Bristol, RI, we welcome individuals who live, work, or worship in our local area, as well as their immediate family members. This inclusive approach allows us to foster a supportive environment where everyone feels at home. By becoming a member, you gain access to a variety of financial services tailored to meet your needs, from personal banking and loans to credit cards with rewards. Getting started is easy! Simply visit our website for more details on eligibility criteria at Coastal1 Eligibility, and when you're ready to open an account, check out our straightforward online application process at Account Opening. If you have any questions along the way, don't hesitate to give us a call at 401-495-3731. We're excited to welcome you into our community!

Business Banking & Commercial Services

Loan Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $370 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $225,764,554, we continue to drive economic growth by financing new and expanding businesses.

Real-World Merchant Services

Alongside our loan offerings, we provide merchant services that simplify payment processing for your business. Imagine seamlessly accepting credit card payments while tracking sales trends through a single platform. This not only improves customer experience but also helps you manage cash flow effectively. Let us partner with you on your journey to success. Visit us at 576 Metacom Ave Ste 1 Bristol Ri 02809 in Bristol, RI or call us at (401) 495-3731 to learn more about how we can assist your business!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash in a hurry? Take advantage of our ATM services for quick withdrawals and balance checks. Our drive-thru banking is perfect for simple transactions like deposits and withdrawals without leaving your car ideal for those busy days when time is tight. At Coastal1, we strive to create an environment where all members feel valued and supported. We invite you to explore our range of services and see how we can assist you in achieving your financial goals. Ready to get started? Visit us today or check out more information on our website at Bristol Branch. We look forward to serving you!

Business Banking Services

For our business members, we provide essential banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth.

Loans and Credit Options

We understand that life can sometimes throw unexpected expenses your way. That's why we offer personal loans and debt consolidation solutions to help you regain control over your finances. Our credit cards come with rewards, so every purchase counts towards something more valuable for you.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your finances anytime, anywhere. Check balances, transfer funds, and pay bills with just a few taps on your phone or clicks on your computer.

Personal Banking

Our personal banking services are designed with you in mind. With options for checking and savings accounts, we help you manage your money efficiently. Need a vehicle? Our auto loans and vehicle financing options make it easy to drive away in a new car without breaking the bank. For those looking to buy a home or refinance, our mortgage loans provide competitive rates and flexible terms.

Digital & Online Banking

At Coastal1, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With our user-friendly platform, you can access your accounts anytime, anywhere, ensuring you stay in control of your finances. One of the standout features is our comprehensive online banking service, available 24/7 at https://www.coastal1.org/. This means you can check balances, pay bills, and transfer funds at your convenience without ever needing to step foot in a branch. Plus, with our mobile application, banking is right in your pocket. Whether you're commuting or relaxing at home, you'll have access to all your financial needs. For those who appreciate the simplicity of going paperless, we provide e-statements that help keep your account information organized while being environmentally friendly. And if you're on the go, our mobile payments feature allows you to make quick transactions directly from your smartphone. You can even send money to friends and family easily through our person-to-person transfer service. Security is always a top priority at Coastal1. Our platform uses advanced security measures to protect your personal information while allowing you to manage your accounts with peace of mind. Although we currently do not offer electronic signature authorization, rest assured that your transactions remain secure. Overall, whether you're using our online banking tools or our mobile app, managing your money has never been easier or more efficient. Join us today and experience how convenient banking can be!

Financial Strength

Committed Team

We also take pride in having 288 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. This dedication reflects our operational efficiency as shown by our recent net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Investment in Growth

With $339,414,636 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $28,499 in used auto loans and a total of $2,903,238,744 in loans and leases available.

Member-Centric Resources

Members' savings are secured through $1,245,841,680 in share certificates and $425,772,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,345,752, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Position

With a net worth of $342,716,812, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1027 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastal1 is your trusted partner. Visit us at 576 Metacom Ave Ste 1 Bristol Ri 02809 or call us at 401-495-3731 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $507,531,724 in used vehicle loans and $208,687,247 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our flexible terms make financing easy and straightforward.

Business Loans

For business owners, our outstanding commercial loans totaling $225,764,554 provide the capital needed to grow and expand your business. We understand the challenges entrepreneurs face and are here to support your success.

Credit Lines and Personal Loans

For those looking for extra flexibility, our credit lines total $1,422,344,553 and can provide you with the funds you need when unexpected expenses arise. We also offer personal loans that can help you consolidate debt or cover large purchases.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $187,443,259, make buying or refinancing simple. We offer various programs that can help you secure your dream home while keeping your budget in check. Additionally, if you are considering refinancing your current mortgage, we can assist with that as well.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option provides additional convenience for everyday purchases without collateral requirements. If you're interested in exploring our loan offerings further or have questions about eligibility options, feel free to reach out to us at (401) 495-3731 or visit us at our branch located at 576 Metacom Ave Ste 1 Bristol Ri 02809 in Bristol, RI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

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COASTAL1 CREDIT UNION - Bristol, RI

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Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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