Coastal Credit Union Rocky Mount NC | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Coastal, your trusted financial partner located at 1080 N Winstead Ave, Rocky Mount, NC 27804. Since our establishment in 1967, we have been committed to serving our community with integrity and care. With a robust membership base of over 334,816 individuals, we strive to empower our members through personalized banking solutions that meet their unique needs. At Coastal, we take pride in our impressive financial standing, boasting total assets of $5,351,199,898 and total deposits of $770,735,693. Our dedicated team of 624 employees, led by CEO Tyler Grodi and Board President Joan Nelson, ensures that you receive the best service possible every time you visit us. Whether you're looking for auto loans, mortgage options, or personal banking services, we've got you covered. While members can visit us at our branch location in Rocky Mount, official correspondence should be sent to the same address: 1080 N. Winstead Ave, Rocky Mount, NC 27804-8761. Our team is always ready to assist you with any questions or concerns you may have. Feel free to reach out at (252) 748-2060 during our lobby hours from Monday to Friday, 8:30 AM to 5:30 PM. Join us on this journey towards financial wellness and discover how Coastal can help you achieve your goals. Visit us today or explore more about our services online at www.coastal24.com. We look forward to welcoming you!

Branch History & Mission

Commitment to Innovation

In addition to traditional banking methods, Coastal embraces technology to enhance your experience. With online banking, mobile payments, and easy access to ATMs and drive-thru services, we ensure that managing your finances is simple and efficient. We are proud of our commitment to ADA compliance as well as providing customer-centric initiatives that make banking more accessible for everyone. As part of our community involvement efforts, Coastal actively engages with local organizations and supports various initiatives that uplift those around us. We believe that by investing in our community's growth and well-being, we can create a brighter future together. Join us at Coastal and discover how we can support you on your financial journey. Experience the difference that comes from being part of a credit union dedicated not only to its members but also to the community as a whole. Visit us today or call us at 252-748-2060 we're here for you!

Our Mission

At the heart of Coastal's mission is a dedication to enhancing the lives of our members through exceptional financial services and community support. We believe in empowering individuals with the tools they need for financial success while fostering a spirit of collaboration and generosity within Rocky Mount. Our mission statement emphasizes not just providing banking solutions but also being an active participant in community development through various outreach programs and partnerships. While members can visit us at 1080 N Winstead Ave, official correspondence should be sent to 1080 N. Winstead Ave, Rocky Mount, NC 27804-8761 if needed. Our doors are open Monday through Friday from 8:30 AM to 5:30 PM, ensuring that you can access our services at your convenience.

Branch Location & Accessibility

Convenient Access

At our Rocky Mount branch, we strive to make banking as easy as possible. We offer ample parking for our members, ensuring you can stop by without any stress. The branch is also ADA compliant, featuring ramps and accessible entrances for everyone. You can feel confident knowing that we're here to support all members of our community.

Get in Touch

If you have questions or need assistance, please don't hesitate to call us at 252-748-2060. Our friendly team is eager to help you navigate your financial journey. So why wait? Come visit us at Coastal's Rocky Mount branch today; we look forward to welcoming you!

Operating Hours and Services

Our lobby hours are designed with your busy schedule in mind: we're open Monday through Friday from 8:30 AM to 5:30 PM. If you're looking for a quick transaction or need to deposit a check, take advantage of our drive-thru service. It's perfect for those on the go! We're proud to offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. And don't forget about our convenient ATM access available on-site for withdrawals and balance checks.

Member Eligibility

Joining Coastal feels like stepping into a community where your financial well-being is our priority. To become a member, you just need to meet a few simple criteria that reflect who we are and the people we serve. Generally, anyone who lives, works, or worships in the area around 1080 N Winstead Ave Rocky Mount Nc 27804 can apply for membership. We believe that everyone deserves access to financial services that support their goals and dreams, so we welcome individuals from all walks of life. The process of becoming a member is straightforward and friendly simply reach out to us at (252) 748-2060 for any questions or visit our website at for more detailed information on eligibility requirements. Once you're ready, opening an account is just as easy! You'll find everything you need to get started right there online. Join us today at Coastal, where your financial journey begins with supportive service and community-focused values.

Business Banking & Commercial Services

Business Loans That Fuel Growth

Imagine securing the funding you need to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $141 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $33 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $173,769,737, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

We know that managing finances can be challenging. That's why we offer merchant services that streamline payment processing for your business. Whether it's accepting card payments at your storefront or online, our solutions make it easy for you to focus on what you do best running your business. Visit us at 1080 N Winstead Ave Rocky Mount Nc 27804 in Rocky Mount, NC, or give us a call at (252) 748-2060 to learn how we can help your business thrive!

Comprehensive List Of Services

Accessing Cash Made Easy

Need cash quickly? Our branch offers ATM & Cash Withdrawal Services that allow you to access funds whenever necessary. And if you'd rather do things in person, our Basic Drive-Thru Banking service ensures that deposits and withdrawals are quick and straightforward.

Business Banking Support

If you're an entrepreneur or small business owner, we have you covered too! Our Business Banking services, which include merchant services and business loans, are designed to help your business thrive. We aim to simplify banking so you can focus on what matters most growing your business.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features. With just a few clicks on our mobile app or website, you can access your accounts anytime, anywhere. Whether it's making transfers, paying bills, or checking balances, we've made it easy for you to stay in control of your finances.

Get Started Today!

At Coastal, we believe in building lasting relationships with our members by offering personalized service and comprehensive financial solutions. Whether you're looking for assistance in personal finance or seeking support for your business ventures, we're here for you. For more information about our services or to speak with a member of our team, don't hesitate to give us a call at (252) 748-2060. We look forward to helping you achieve your financial dreams!

Personal Banking Solutions

We understand that managing your personal finances can sometimes feel overwhelming. That's why we offer Personal Banking services, including checking and savings accounts designed to help you reach your financial goals. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing options make it easy and affordable to get behind the wheel. Need help with buying a home? Our Mortgage Loans & Refinancing services provide flexible solutions tailored just for you. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation options can offer relief and peace of mind. Plus, with our Credit Cards with Rewards, you can earn points on every purchase perfect for those who love to travel or shop!

Digital & Online Banking

Key Services

With our online banking services, available at http://www.coastal24.com, you can check balances, pay bills, and transfer funds with just a few clicks. Our 24/7 online banking ensures that your finances are always at your fingertips, day or night. Plus, if you need to send money to a friend or family member quickly, our person-to-person transfer feature makes it simple and hassle-free.

Mobile Banking Made Easy

For those who prefer to bank on the move, our mobile application is available for download, making it easy to manage your accounts right from your smartphone. You can also take advantage of mobile payments to make purchases quickly and securely without carrying cash or cards. At Coastal, we strive to provide accessible and user-friendly services that empower you to manage your finances effectively. Join us today and experience the convenience of modern banking!

Security and Convenience

Your security is our top priority. We offer electronic signature authorization for documents, so you can sign important papers without needing to visit us in person. Additionally, enjoy the peace of mind that comes with e-statements available whenever you need them which help keep your information secure while reducing paper clutter.

Financial Strength

Capital Foundation

Our net worth ratio of $1,005 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,403,279,584 in share certificates and $848,787,286 in money market shares, offering stable and rewarding financial growth opportunities.

Dedicated Team

We also take pride in having 610 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our net shares available for lending and investments stand at $13,398,518, demonstrating our ability to meet the needs of our growing member base with confidence. Total Share Accounts reflect the trust you've placed in us: 644,262, showcasing a strong community united by shared values and goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastal is your trusted partner. Visit us at 1080 N Winstead Ave Rocky Mount Nc 27804 or call (252) 748-2060 to learn more about how we can help you achieve your financial goals.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $526,293,082 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Lending Capacity

Our commitment to supporting your financial goals is evident in our offerings. With $75,739 in used auto loans and $4,082,665,436 in total loans and leases, we help make your dreams attainable across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue providing competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,496,324,067 in used vehicle loans and $408,641,783 in new vehicle loans already helping members get on the road. We provide financing solutions that fit your budget and lifestyle, making it easier for you to drive off with the car you want.

Business Financing

For business owners, our outstanding commercial loans totaling $173,769,737 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to assist you every step of the way. In addition to these offerings, we also provide refinancing options for those looking to lower their payments or consolidate debt. Our eligibility criteria are straightforward, ensuring that many members can take advantage of our financial products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and discover how we can assist you in achieving your financial objectives!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $491,798,047, make buying or refinancing simple. We offer competitive rates and flexible terms designed to meet your unique circumstances.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $82,284,792 in loans helping members manage their finances effectively. These cards can be an excellent way to handle unexpected expenses or make everyday purchases more manageable.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring complete transparency in the comparison process. - No Sponsored Listings: Unlike many other comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that truly reflect current market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective and reliable LendMesh is as a resource for consumers looking to secure better loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Coastal

Type of Loan Offerings

Home Equity Loans