Coastal Credit Union Raleigh NC | Quick Personal Loans & Business Banking

Introduction

Welcome to Coastal, your trusted financial partner located at 7451 Creedmoor Rd, Raleigh, NC 27613. Established in 1967, our credit union has grown alongside our community, now proudly serving over 334,816 members with a commitment to helping you achieve your financial goals. With total assets exceeding $5.35 billion and deposits totaling $770 million, we are here to provide you with the financial solutions you need. At Coastal, we believe that strong relationships build strong communities. Our dedicated team of 624 employees, led by CEO Tyler Grodi and Board President Joan Nelson, is focused on delivering personalized service and innovative banking products tailored just for you. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. While members can visit us at our convenient branch location, official correspondence should be sent to the same address: 7451 Creedmoor Rd, Raleigh, NC 27613-1640. We invite you to explore our services further through our website at coastal24.com or give us a call at 919-744-2688. Join us at Coastal where your financial success is our priority!

Branch History & Mission

Commitment to Innovation

In an ever-changing world, we embrace technology while ensuring accessibility for all. Our digital banking services make it easy for members to manage their finances anytime, anywhere. Whether you prefer online banking or mobile payments, we've made sure that your experience is user-friendly and secure.

Join Us!

As we look ahead, Coastal remains committed to serving you with integrity and dedication. We invite you to join our growing family and experience firsthand the benefits of being a member of Coastal. Together, let's build a brighter financial future!

Our Journey

From humble beginnings, Coastal has evolved significantly. We started with a simple mission: to provide accessible financial services that truly meet the needs of our community. As we opened our doors in 1967, we set out to create a welcoming environment where everyone could find the support they needed. Today, our commitment remains unchanged as we continue to innovate and improve our offerings. Our growth is marked by milestones that reflect our dedication to service. We have expanded our services from basic savings accounts to a comprehensive range of financial products including auto loans, mortgages, personal loans, and business banking solutions. This evolution is not just about numbers; it's about building relationships and empowering our members to achieve their financial goals.

Our Mission

At Coastal, our mission is clear: we strive to enhance the financial well-being of our members through personalized service and community involvement. We understand that banking is more than just transactions; it's about trust and support during life's important moments. Whether you're buying your first car or starting a business, we're here for you every step of the way. We also believe in giving back to the community that supports us. Through various outreach programs and partnerships with local organizations, we aim to uplift those around us. Our initiatives focus on education, financial literacy, and providing resources for those in need. While members can visit us at 7451 Creedmoor Rd Raleigh Nc 27613, official correspondence should be sent to 7451 Creedmoor Rd, Raleigh, NC 27613-1640. You can reach us at (919) 744-2688 during our operating hours Monday through Friday from 8:30 AM to 5:30 PM for lobby services, and from 7:00 AM to 7:00 PM for teller services.

Branch Location & Accessibility

Call to Action

If you're looking for a credit union that prioritizes accessibility and member satisfaction, look no further than Coastal at Creedmoor Road! Feel free to give us a call at 919-744-2688 or stop by during our operating hours. We can't wait to welcome you into our family!

Nearby Landmarks and Accessibility

Located close to popular spots like the North Ridge Country Club and just a short drive from the bustling area around Six Forks Road, our branch is ideally situated for both residents and commuters. With ample parking available right outside our door and features like ADA-compliant ramps, we strive to make banking accessible for everyone.

Operating Hours

At Coastal, we value your time. That's why our lobby hours are designed with your schedule in mind open Monday through Friday from 8:30 AM to 5:30 PM. For those who need assistance earlier in the day or later into the evening, our teller hours extend from 7:00 AM to 7:00 PM every day of the week. We're committed to being there when you need us!

Services Offered

Our Raleigh branch offers a range of services tailored for your convenience. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash? You'll find our ATM available for quick withdrawals and balance checks right outside the branch. Although we don't have drive-thru banking at this location, our friendly staff is always ready to assist you inside. With an emphasis on personal service and community support, we're proud to be part of your financial journey.

Member Eligibility

At Coastal, we believe that becoming a member is like joining a caring family where your financial well-being comes first. We welcome anyone who lives, works, or worships in our community to become part of our supportive environment. Whether you're looking for personal banking solutions, auto loans, or mortgage options, we have something for everyone. For specific eligibility details, we invite you to. It's straightforward and inclusive no complicated hoops to jump through! Once you're ready to join us, opening an account is easy. Just give us a call at (919) 744-2688 or visit us at our convenient location at 7451 Creedmoor Rd Raleigh Nc 27613. Your journey towards better banking starts here!

Business Banking & Commercial Services

Practical Merchant Services

Imagine running your business smoothly with efficient payment processing that makes it easy for your customers to pay. Our merchant services offer just that! From credit card processing to mobile payment options, we provide tools that help you serve your customers better and streamline operations. Explore how Coastal can be a partner in your business success. Visit us at 7451 Creedmoor Rd Raleigh Nc 27613, Raleigh, NC or give us a call at (919) 744-2688. Let's grow together!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $141 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $33 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $173,769,737, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Thinking about buying a car? We offer competitive auto loans and vehicle financing options that can fit any budget. Our team is here to guide you through the process, ensuring you find the right loan that meets your financial goals. Picture driving off in your new vehicle with a payment plan that works for you!

Business Banking Services

If you're a business owner, you'll appreciate our specialized services tailored for business banking. From merchant services to business loans, we have the tools you need to grow your enterprise. Picture managing payroll seamlessly or expanding your inventory with a loan designed specifically for businesses like yours.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your finances anytime, anywhere. Need cash? You can use our ATM services for easy withdrawals or balance checks without stepping foot inside a branch. For more information about how Coastal can assist you with any financial needs, don't hesitate to reach out! Call us at (919) 744-2688 or visit us at http://www.coastal24.com. We look forward to helping you achieve your financial goals!

Credit Cards with Rewards

At Coastal, we understand that every purchase counts. That's why our credit cards come with rewards programs designed to give back to you. Use your card for everyday purchases and earn points towards exciting rewards making every swipe feel rewarding!

Mortgage Loans and Refinancing

Purchasing a home is one of the biggest decisions you'll make, and we're here to help every step of the way. With our mortgage loans, we provide flexible terms that fit your lifestyle. If you're considering refinancing your current mortgage, our experts can assist you in finding better rates that may lower your monthly payments.

Personal Banking Solutions

Whether you are looking to open a new checking or savings account, Coastal has options tailored for you. Our personal banking services not only help you manage your day-to-day finances but also empower you to save for the future. Imagine being able to easily transfer funds between accounts or set up automatic savings all through our user-friendly online and mobile banking platforms.

Personal Loans and Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans, you can tackle those challenges head-on. Whether it's for home repairs or medical bills, we offer debt consolidation options that simplify your payments and help reduce stress.

Digital & Online Banking

Key Features

Our online banking platform at http://www.coastal24.com offers 24/7 access, letting you check balances, transfer funds, and pay bills whenever it suits you. Whether you're at home or on the go, you'll find managing your accounts is easy and straightforward. Need to send money quickly? Our person-to-person transfer feature makes it simple to send funds to friends or family without hassle. Plus, if you prefer using your phone for transactions, take advantage of our mobile payments feature for quick and secure payments right from your device.

Security and Ease of Use

Your security is our top priority. That's why we offer electronic signature authorization for added protection when completing transactions online. Additionally, with e-statements available, you can view your account statements securely without the clutter of paper. For those who like having everything in one place, our mobile application gives you access to all these services in the palm of your hand. You can easily navigate through your accounts while enjoying user-friendly features that enhance your experience. At Coastal, we believe that banking should be accessible and efficient. Join us today and experience how our digital banking services can simplify your financial life!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 644,262, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $13,398,518. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastal is your trusted partner. Visit us at 7451 Creedmoor Rd Raleigh Nc 27613 or call (919) 744-2688 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $1,403,279,584 in share certificates and $848,787,286 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $9,937,840 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 610 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $526,293,082 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $75,739 in used auto loans and $4,082,665,436 in total loans and leases.

Strong Financial Health

With a net worth of $538,304,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.05% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

If you are considering refinancing any existing loans or exploring eligibility options, our team is available to assist you with personalized advice tailored to your unique situation. For any inquiries or assistance, feel free to contact us at (919) 744-2688 or visit us at our location: 7451 Creedmoor Rd Raleigh Nc 27613, Raleigh, NC. We are committed to supporting our members every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,496,324,067 in used vehicle loans and $408,641,783 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find the right fit for your budget.

Credit Lines and Unsecured Loans

For those looking for flexibility, our total credit lines amount to $1,274,746,090, providing easy access to funds when needed. We also offer flexible terms on unsecured credit card loans, with a total of $82,284,792 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $491,798,047, make buying or refinancing simple. We are here to guide you through the process and help you secure a home that meets your needs.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the effectiveness and reliability of using LendMesh for your loan needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that they are seeing fair and transparent offers. The platform meticulously verifies each lender's credentials to ensure the accuracy of the loan information presented.

COASTAL FEDERAL CREDIT UNION - Raleigh, NC

Type of Loan Offerings

Mortgage Loans

Compare Loan Rates Near You

Loan rates in Raleigh, NC (27613)

Introduction

Branch History & Mission

Commitment to Innovation

Join Us!

Our Journey

Our Mission

Branch Location & Accessibility

Call to Action

Nearby Landmarks and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Loan Solutions

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Business Banking Services

Convenient Online & Mobile Banking

Credit Cards with Rewards

Mortgage Loans and Refinancing

Personal Banking Solutions

Personal Loans and Debt Consolidation

Digital & Online Banking

Key Features

Security and Ease of Use

Financial Strength

Growing Membership Base

Member-Centric Savings

Operational Efficiency

Reinvestment for Better Services

Strong Financial Health

Loan Offering

Additional Financing Options

Auto Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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