Coastal Credit Union Raleigh NC | Quick Personal Loans & Business Banking

Introduction

At Coastal Credit Union, we believe in building strong relationships with our members and the community. Located at 4325 Glenwood Ave Ste 4001, Raleigh, NC 27612, our branch has been serving the financial needs of residents since 1967. We are proud to have a vibrant membership of over 334,816 individuals who trust us for their banking needs. As a testament to our commitment to responsible banking, we currently hold total assets of $5,351,199,898 and manage total deposits amounting to $770,735,693. With a net worth of $538,304,315, we ensure that our members' finances are in safe hands. Our dedicated team of 624 employees, led by CEO Tyler Grodi and Board President Joan Nelson, is here to provide personalized service and expert financial guidance. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 4325 Glenwood Ave Ste 4001, Raleigh, NC 27612-3374. Whether you need help with personal banking services like checking accounts or auto loans or you're looking into business banking options, Coastal is here to support you every step of the way. With total loans exceeding 158,660 and cash reserves of $40,591,743, we are well-equipped to meet your financial needs. Ready to take the next step? Call us at 919-703-2050 or visit our website at Coastal24.com to learn more about how we can assist you today!

Branch History & Mission

Community Commitment

Coastal is not just about numbers; it's about people. We support local events and initiatives that strengthen our community ties. Whether it's partnering with schools or sponsoring local charities, we are passionate about making a positive impact in Raleigh and surrounding areas.

Join Us

As we look ahead, we invite you to become part of our growing family at Coastal. Experience the benefits of membership including personalized service and a wide range of financial products designed with your needs in mind. With operating hours from Monday to Friday 8:30 AM - 5:30 PM and Teller Hours available every day from 7 AM - 7 PM, we are here to serve you. Reach out to us at 919-703-2050 or visit us online at coastal24.com to learn more about how you can join us on this journey towards financial empowerment!

Mission Statement

At the heart of Coastal's mission is a deep commitment to enhancing the financial well-being of our community. We aim to provide accessible financial products while fostering relationships built on trust and respect. We believe in empowering our members with the knowledge they need to make informed decisions about their finances. Our dedication extends beyond traditional banking; we actively participate in community outreach initiatives that uplift those around us. While members can visit us at 4325 Glenwood Ave Ste 4001, official correspondence should be sent to 4325 Glenwood Ave Ste 4001, Raleigh, NC 27612-3374.

Our Journey

From our humble beginnings as a small credit union, Coastal has continually evolved to meet the needs of our members. We have embraced change and innovation while staying true to our core values. As we expanded our services, we introduced various banking solutions including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking services. Our digital advancements ensure that members can access their accounts easily through online banking and mobile payments.

Branch Location & Accessibility

Banking Services Designed for Your Needs

At Coastal, we provide a wide range of services tailored for both personal and business banking. From checking and savings accounts to auto loans and mortgages, we've got options that fit various financial needs. Don't forget that we also have an ATM on-site for quick cash withdrawals and balance checks making banking even more convenient for you.

Call or Visit Us Today!

If you have any questions or need assistance, don't hesitate to give us a call at (919) 703-2050. We invite you to come visit us at Coastal where our friendly team is ready to assist you with all your banking needs. Your financial journey is important to us, and we look forward to being a part of it!

Nearby Landmarks and Accessibility Features

You can find us close to several local attractions, making it a breeze to stop by while you're out and about. With ample parking available, you'll never have to worry about finding a spot when you visit us. We prioritize accessibility for all members; our branch features ADA-compliant entrances and ramps, ensuring everyone can access our services comfortably.

Operating Hours Tailored for You

We know that your time is valuable. That's why we offer flexible operating hours designed around your busy schedule. Our lobby is open Monday through Friday from 8:30 AM to 5:30 PM, and if you need assistance outside of these hours, our tellers are available daily from 7:00 AM to 7:00 PM. Plus, if you prefer a Saturday visit, we're open from 9:00 AM to 1:00 PM!

Member Eligibility

At Coastal, we believe that becoming a member means joining a family that supports your financial journey. If you're looking to unlock a world of benefits, you might be eligible to join us! Membership is open to individuals who live, work, worship, or attend school in our community. We welcome everyone with open arms, making it easy for you to access all the fantastic services we offer. To find out more about the specific eligibility requirements, feel free to check out this resource. Opening an account at Coastal is straightforward and welcoming. Simply reach out to us at (919) 703-2050, or stop by our branch located at 4325 Glenwood Ave Ste 4001 Raleigh Nc 27612 during our friendly operating hours. Our dedicated team is here to guide you through every step of the process, ensuring you feel right at home. Join us today and experience the advantages of being part of our cooperative community!

Business Banking & Commercial Services

Commercial Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $141 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $33 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $173,769,737, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine running your business with reliable tools that make transactions smooth and customer interactions pleasant. Our merchant services help you accept payments easily, ensuring you can focus on what matters most growing your business. From credit card processing to online payment solutions, we provide options that fit right into your daily operations. Located at 4325 Glenwood Ave Ste 4001 Raleigh Nc 27612 in Raleigh, NC, we're here to partner with you on your journey. For personalized service or inquiries, don't hesitate to reach out at (919) 703-2050. Let's build something great together!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, our business banking services can be invaluable. We offer merchant services and business loans tailored to help your enterprise thrive. Managing finances for your business shouldn't be complicated; let us take care of the details while you focus on growth.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking features that allow you to access your accounts anytime, anywhere. From making payments to transferring funds or checking balances, everything is at your fingertips. Plus, with ATM availability for quick cash withdrawals and balance checks, staying on top of your finances has never been easier. At Coastal, we're committed to supporting our members in every aspect of their financial lives. If you have any questions about our services or want to learn more about how we can help you achieve your financial goals, please don't hesitate to call us at (919) 703-2050. Visit us today at 4325 Glenwood Ave Ste 4001 Raleigh Nc 27612 and discover how easy banking can be!

Home Financing Made Simple

For those looking to purchase a home or refinance an existing mortgage, our mortgage loans provide flexible terms and competitive rates. We understand that buying a home is a significant milestone, and our dedicated team is here to guide you through every step of the process.

Loans That Fit Your Life

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation options. These services help you manage financial hurdles without added stress. Whether it's covering medical bills or funding a special project, we've got you covered.

Personal Banking Solutions

Our personal banking options are designed to make managing your finances easy and efficient. With checking and savings accounts, you can easily access your money whenever you need it. Imagine having a checking account that offers rewards just for using it yes, that's possible with our credit card offerings! Additionally, if you're thinking about buying a new car or refinancing your current vehicle, our auto loans and vehicle financing options can help put you behind the wheel without breaking the bank.

Digital & Online Banking

Accessible Online Banking

Our online banking services provide you with 24/7 access to your accounts. Simply visit http://www.coastal24.com to check balances, pay bills, and transfer money with ease. Whether you're at home or on the go, you can stay in control of your finances.

Enhanced Security and Management

Your security is our priority. Our electronic signature authorization feature ensures that your transactions are safe and secure. Additionally, with e-statements available, you can view and manage your financial documents online without the clutter of paper statements. By choosing Coastal, you gain access to a suite of digital tools that empower you to take charge of your financial life. We're here to support you every step of the way!

Key Features for Your Convenience

We know life can be busy, which is why our mobile application allows you to manage your accounts right from your phone. You can make mobile payments seamlessly, ensuring that paying for goods and services is quick and hassle-free. Plus, with our person-to-person transfer feature, sending money to friends or family is as easy as a few taps on your screen.

Financial Strength

At Coastal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health reflects our commitment to serving you with the best possible banking experience. With a net worth of $538,304,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.05% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,403,279,584 in share certificates and $848,787,286 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $526,293,082 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is supported by $75,739 in used auto loans and a total of $4,086,605,436 in loans and leases that cater to various sectors of our community. Our operational efficiency shines through with a net income of $0, demonstrating our focus on sustainability rather than short-term profits. We also take pride in having 610 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares available for lending and investments stand at $13,398,518, while we proudly manage a total of 644,262 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastal is your trusted partner. Visit us at 4325 Glenwood Ave Ste 4001 Raleigh NC 27612 or call 919-703-2050 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,496,324,067 in used vehicle loans and $408,641,783 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we have flexible financing options to suit your budget.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $173,769,737 provide the capital needed to expand your operations. If you're interested in refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. We're here to guide you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information or assistance with your loan inquiries, please call us at 919-703-2050 during our operating hours: M-F 8:30 AM - 5:30 PM and Saturday 9 AM - 1 PM. At Coastal, we're dedicated to empowering our members with financial solutions that work for them. Whether you're looking for an auto loan to hit the road or a mortgage to settle down in a new home, we've got you covered!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $82,284,792 in loans helping members manage their finances effectively. These cards can be a great way to build credit while enjoying rewards on your purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $491,798,047, making it easier for you to settle into your dream home.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each listed loan comes from legitimate financial institutions, allowing for reliable and trustworthy comparisons.

COASTAL FEDERAL CREDIT UNION - Raleigh, NC

Type of Loan Offerings

Vehicle Loans

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Loan rates in Raleigh, NC (27612)