Coastal Credit Union Raleigh NC | Top Checking & Business Loans

Introduction

Welcome to Coastal, your trusted partner in financial growth and community support! Located at 3000 New Bern Ave A, Raleigh, NC 27610, our branch has been serving members since 1967. With a strong commitment to providing exceptional financial services, we proudly boast a total membership of 334,816 and total assets exceeding $5.35 billion. At Coastal, we understand that each member's needs are unique. That's why we offer a range of products designed to help you thrive whether it's personal banking solutions, auto loans, or business financing. Our dedicated team, led by CEO Tyler Grodi and Board President Joan Nelson, is here to guide you every step of the way. We take pride in our financial stability, with total deposits amounting to $770,735,693 and a net worth of $538,304,315. We ensure your funds are safe and accessible with $40,591,743 in cash on hand. Our commitment extends beyond numbers; we aim to foster meaningful relationships within the Raleigh community. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 3000 A New Bern Ave, Raleigh, NC 27610. Feel free to reach out to us at 919-242-1971 if you have any questions or need assistance. Explore more about what we offer by visiting our website at http://www.coastal24.com. Join us in building a brighter financial future together!

Branch History & Mission

Welcome to Coastal, a credit union with a rich legacy and a strong commitment to the community. Established in 1967, our branch located at 3000 New Bern Ave A in Raleigh, North Carolina, has grown significantly over the years. With a total membership of 334,816 and assets reaching an impressive $5,351,199,898, we are proud to serve our members with dedication and care. From our beginnings, Coastal has focused on providing financial services that empower individuals and families. Our mission is simple yet powerful: to improve the financial lives of our members while fostering a supportive community environment. We believe that by offering exceptional banking solutions like checking and savings accounts, auto loans, mortgage options, and personal loans we can help our members achieve their financial goals. While members can visit us at 3000 New Bern Ave A for all their banking needs, official correspondence should be sent to our mailing address at 3000 A New Bern Ave, Raleigh, NC 27610. Over the years, we've embraced digital advancements to enhance your banking experience. Our services include online banking and mobile payments, ensuring that you have access to your finances anytime and anywhere. We are also dedicated to ADA compliance so that everyone can benefit from our offerings. Coastal isn't just about banking; it's about community. We actively engage in outreach efforts that support local initiatives and partnerships aimed at enhancing the quality of life in Raleigh. Whether through educational workshops or sponsorships of local events, we strive to make a positive impact. We invite you to join us at Coastal and experience the difference for yourself. Visit during our lobby hours Monday through Friday from 8:30 AM to 5:30 PM and discover how we can help you navigate your financial journey with confidence. Together, let's build a brighter future! If you have any questions or need assistance, feel free to reach out at 919-242-1971.

Branch Location & Accessibility

Welcome to Coastal at Wakemed Raleigh, where your banking needs meet convenience! Located at 3000 New Bern Ave A in the vibrant city of Raleigh, NC, our branch is easily accessible and ready to serve you. Whether you're heading to nearby landmarks like the WakeMed Health & Hospitals or exploring the beautiful parks in the area, we're here to help you with all your financial needs. At Coastal, we understand that accessibility is important. Our branch features ADA-compliant facilities and ample parking to make your visit hassle-free. Although we don't have a drive-thru service, our friendly staff is always available during our lobby hours, which are Monday through Friday from 8:30 AM to 5:30 PM. Feel free to stop by or give us a call at 919-242-1971 for any questions! For members who may need official correspondence, please note that while you can visit us at our branch address, all mail should be sent to our mailing address: 3000 A New Bern Ave, Raleigh, NC 27610. Additionally, we provide convenient ATM access for quick cash withdrawals and balance checks, ensuring that you have support wherever you go. Our range of services includes personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also offer online and mobile banking solutions so you can manage your finances anytime, anywhere. We invite you to come experience the welcoming atmosphere at Coastal in Wakemed Raleigh! Your financial journey starts here let's make it a great one together!

Member Eligibility

At Coastal, we believe that becoming a member is like joining a family that genuinely cares about your financial well-being. If you're in the Raleigh area and want to take part in our supportive community, you'll be happy to know that membership is open to anyone who lives, works, or worships in Wake County. We strive to keep it simple and welcoming, so whether you're looking for personal banking options or loans, we've got you covered. To learn more about the specific eligibility details, feel free to check out our resource at . Once you're ready to join us at our branch located at 3000 New Bern Ave A Raleigh Nc 27610, opening an account is a breeze! Our friendly team is here to guide you through the process, ensuring that you feel comfortable every step of the way. You can also reach us at (919) 242-1971 if you have any questions or need assistance. Embrace the benefits of being part of Coastal your trusted partner in financial success!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine being able to accept payments from customers seamlessly this is where our merchant services come into play. Whether you're a small café or a large retail store, our services simplify transactions, ensuring you get paid quickly and securely. Enjoy features like online payment processing and mobile payment options that fit your business model perfectly. Let Coastal be your partner on the path to success. Visit us at 3000 New Bern Ave A Raleigh Nc 27610 in Raleigh, or call us at (919) 242-1971 to learn more about how we can support your business goals!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $141 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $33 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $173,769,737, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Credit Cards & Business Banking

We also know that rewards matter. That's why our Credit Cards with Rewards program allows you to earn points on everyday purchases, giving you added value with every swipe. For small business owners in the area, we offer comprehensive Business Banking solutions. From Merchant Services that simplify payment processing to Business Loans that support growth and expansion, we are here to empower local entrepreneurs.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Coastal, we prioritize digital banking features. With Online & Mobile Banking, accessing your accounts is just a click away from anywhere. You can manage transactions, check balances, and pay bills all from your smartphone or computer. Plus, our ATM & Cash Withdrawal Services ensure that accessing your funds is never a hassle. If you're ever in need of basic ATM access for withdrawals or balance checks, rest assured knowing that our ATMs are readily available for your convenience.

Get in Touch

At Coastal in Raleigh, we are more than just a credit union; we are part of this community and are committed to supporting our members every step of the way. If you have any questions about our services or want to learn more about how we can assist you in achieving your financial goals, feel free to call us at 919-242-1971 during our lobby hours from Monday to Friday between 8:30 AM and 5:30 PM. Join us today and discover how Coastal can help you navigate your financial journey!

Personal Banking

Starting with personal banking, we offer Checking & Savings Accounts that cater to various lifestyles and financial goals. If you're planning a big purchase or saving for a rainy day, our savings accounts can help you build that nest egg with ease. When it comes to Auto Loans & Vehicle Financing, we understand how important it is to get behind the wheel without breaking the bank. Our competitive rates make financing your dream car a reality. For those considering homeownership or refinancing options, our Mortgage Loans are designed to fit your budget and help you find the best rate available. Additionally, if you're facing unexpected expenses or want to consolidate debt, our Personal Loans can provide the financial relief you need. With flexible terms and easy repayment options, managing your finances becomes less stressful.

Digital & Online Banking

Convenient Online Banking Services

With our 24/7 online banking services, accessing your accounts has never been easier. You can check your balances, transfer funds, and pay bills anytime, anywhere. Just visit us at http://www.coastal24.com to get started! Plus, our user-friendly mobile application makes banking on the go a breeze. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with just a few taps.

Mobile Payments Made Easy

For those who prefer using their smartphones for everyday purchases, our mobile payments feature is perfect for you. It allows you to make quick and easy transactions right from your device, so you can leave your wallet at home when needed. At Coastal, we are committed to providing you with accessible and efficient banking solutions that fit into your daily routine. Join us today and experience the convenience of modern banking!

Secure Transactions at Your Fingertips

Your security is our top priority. That's why we offer electronic signature authorization for transactions, ensuring that all your banking activities are protected. You can also enjoy e-statements, which not only help keep your information secure but also make it easy to track your financial history without the clutter of paper statements.

Financial Strength

At Coastal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your trust is built on our ability to provide dependable services and secure financial solutions. Our financial health is reflected in our impressive net worth of $538,304,315, which allows us to offer better rates, lower fees, and enhanced member services. The strength of our capital is further demonstrated by our net worth ratio of 1005, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,403,279,584 in share certificates and $848,787,286 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $526,293,082 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $75,739 in used auto loans and a robust total loans and leases portfolio of $4,086,265,436. Our operational efficiency is also noteworthy; despite reporting a net income of $0, we strive to provide competitive loan rates and solid financial products for our members. We take pride in having 610 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team dedicated to your needs. We also have strong backing with net shares available for lending and investments totaling $13,398,518. The confidence shown by our 644,262 total share accounts reflects a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastal is your trusted partner. Visit us at 3000 New Bern Ave A Raleigh Nc 27610 or call 919-242-1971 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,496,324,067 in used vehicle loans and $408,641,783 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned vehicle, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $173,769,737 provide the capital needed to grow and expand. We recognize how crucial it is for businesses to have access to funding when they need it most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $491,798,047, make buying or refinancing simple. We aim to make the mortgage process as straightforward as possible, providing support at every step along the way.

Refinancing Options

If you're interested in refinancing your existing loans for better terms or lower rates, our team can assist with eligibility assessments and provide options that suit your financial situation. We are committed to ensuring that each member finds the right loan product for their needs. If you have any questions or would like to learn more about our offerings, please don't hesitate to contact us at (919) 242-1971 or visit us at 3000 New Bern Ave A Raleigh Nc 27610, Raleigh, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

For those looking for flexible spending solutions, we also offer unsecured credit card loans with a total of $82,284,792 helping members manage their finances effectively. Our cards come with competitive rates and rewards programs designed to fit your lifestyle.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures that the loan data you see is reliable and up-to-date. The platform sources its information directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy guarantees that users receive fair and transparent offers tailored to their needs.

Coastal

Type of Loan Offerings

Vehicle Loans