Coastal Credit Union Raleigh NC | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Coastal, your trusted partner in financial services located at Quail Plaza in beautiful Raleigh, NC. Since our establishment in 1967, we have been dedicated to empowering our community with exceptional banking solutions tailored to meet your needs. With a robust membership of 334,816 and total assets exceeding $5.35 billion, we are proud to serve as a cornerstone of financial stability for individuals and families alike. At Coastal, we understand that every dollar counts. That's why we offer a wide range of services, from checking and savings accounts to auto loans and mortgages. Currently, our portfolio includes over 158,660 loans and leases, helping you achieve your financial goals, whether it's purchasing your dream car or buying a new home. With total deposits reaching $770 million, our members can feel secure knowing their money is in good hands. Our leadership team, led by CEO Tyler Grodi and Board President Joan Nelson, is committed to fostering a culture of trust and transparency. We believe in giving back to the community that supports us; our mission is not just about numbers but about making a meaningful impact in people's lives. While members can visit us at Quail Plaza, Raleigh, NC 27609, official correspondence should be sent to the same address for convenience. If you have any questions or need assistance, please don't hesitate to reach out at 919-882-6900. Join us today to experience personalized banking that truly cares about you. Explore more about our offerings by visiting our website or stopping by for a friendly chat. Your financial journey matters let's navigate it together!

Branch History & Mission

Advancements & Accessibility

In today's digital world, we prioritize convenience and accessibility for all our members. Our branch features ADA-compliant facilities and provides online and mobile banking services that make managing your finances easy and efficient. With ATM access available and drive-thru banking options for quick transactions, we ensure that you have the best experience possible.

Commitment to Community

Over the years, Coastal has established strong ties within the community. We actively participate in outreach programs aimed at uplifting those in need. Whether it's financial education workshops or partnerships with local charities, we are committed to making a positive impact in Raleigh and beyond.

Join Us Today!

We invite you to become part of the Coastal family! Experience firsthand how we can help you achieve your financial goals while being an active part of a caring community. For any inquiries or assistance, don't hesitate to reach out to us at 919-882-6900. Together, let's build a brighter future!

Our Mission

Our mission is simple yet powerful: to empower our members through accessible financial services and community support. We believe that everyone deserves the opportunity for financial success. At Coastal, we offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking services. We strive to be a trusted partner in your financial journey. While you can visit us at Quail Plaza, Raleigh, NC 27609 for all your banking needs, please send any official correspondence to our mailing address: Quail Plaza, Raleigh, NC 27609.

Branch Location & Accessibility

Call to Action

Ready to experience the Coastal difference? We invite you to visit us at Quail Plaza or give us a call at 919-882-6900. Our friendly team is eager to assist you with all your banking needs! Come see how we can help you achieve your financial goals today!

Convenient Banking Hours and Services

At Coastal, we understand that life gets busy. That's why our lobby hours are designed to fit your schedule: we're open Monday through Friday from 8:30 AM to 5:30 PM. If you need to bank a little later, our tellers are available until 7:00 PM every day of the week! We offer a variety of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Whether you prefer face-to-face interactions or online transactions, we've got you covered with both in-person service and comprehensive online banking options.

Local Landmarks and Accessibility

Finding us is a breeze! If you're near popular spots like the North Hills shopping area or the beautiful Shelley Lake Park, you're just a short drive away from our door. We offer ample parking space right outside the branch, so you won't have to worry about finding a spot. For those who may need assistance, our branch is fully ADA compliant, ensuring that everyone can access our services without hassle. With ramps and wide doorways, we make sure your visit is as comfortable as possible.

Member Eligibility

Becoming a member of Coastal is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the area around Quail Plaza Raleigh Nc 27609, you're already on the path to membership! We welcome individuals who share our values and are looking for a supportive community that offers personalized banking services tailored to your needs. Joining us opens up a world of benefits, from competitive loan rates to exceptional customer service. To learn more about the specific eligibility criteria and ensure you meet all requirements, please visit our detailed page at . It's straightforward to open an account with us, and we're here to guide you through every step of the process. If you have any questions or need assistance, don't hesitate to reach out at (919) 882-6900. We can't wait to welcome you into our Coastal family!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $141 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $33 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $173,769,737, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

In addition to loans, we offer merchant services that streamline your payment processing, making it easier for you to accept payments from customers. Imagine having the ability to serve your clients efficiently whether they pay by card, mobile wallet, or online transfer. Our merchant services allow you to focus on what you do best: running your business. Discover how Coastal can be your partner in success. Reach out today at (919) 882-6900 or visit us at Quail Plaza Raleigh Nc 27609!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, Coastal has your back too! Our business banking services include merchant services and business loans tailored to help your company thrive. We understand the unique challenges of running a business and are here to support your growth.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features so you can manage your finances anytime, anywhere. With our ATM and cash withdrawal services, accessing your money is easier than ever. Plus, our basic drive-thru banking allows for quick deposits and withdrawals without stepping out of your vehicle.

Flexible Loan Solutions

For those unexpected expenses or planned purchases, our personal loans and debt consolidation options provide the flexibility you need. We aim to empower you with the financial resources necessary for whatever life throws your way.

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing options allow you to find the best rates available, making homeownership more attainable than ever. We know that every dollar counts, so let us help you navigate the process smoothly.

Personal Banking Solutions

Whether you are looking to open a checking or savings account, our personal banking services are designed to help you manage your finances effectively. We understand that life can be unpredictable, which is why having the right accounts can make all the difference. Our auto loans and vehicle financing options ensure that when it's time for a new car, you have the support you need to drive off with confidence.

Rewarding Credit Card Choices

Looking for a credit card that rewards your spending? Our credit cards come with great rewards programs that make everyday purchases more beneficial. It's not just about spending; it's about earning while you do!

Why Choose Us?

Our commitment goes beyond just providing financial products; it's about building lasting relationships within our community. With easy access to our digital platforms like mobile payments, e-statements, and person-to-person transfers, managing your finances has never been simpler. If you're ready to explore how Coastal can assist you in achieving your financial goals or if you have any questions about our services, don't hesitate to reach out! Call us at (919) 882-6900 or visit us at Quail Plaza # 118 today. Your journey toward better banking starts here!

Digital & Online Banking

Key Services

With our online banking platform, accessible at http://www.coastal24.com, you can take control of your financial life right from your computer or mobile device. Our 24/7 online banking services allow you to check balances, pay bills, and transfer funds anytime, ensuring you're always in touch with your accounts. Plus, with features like electronic signature authorization, signing documents is quick and secure no more printing or mailing paperwork! If you prefer managing your finances on the go, our mobile application is designed for easy navigation and real-time updates. You can even make person-to-person transfers effortlessly; whether you're splitting a dinner bill or sending money to a friend, it's all just a few taps away. And if you're looking to keep track of your spending while being eco-friendly, you'll love our e-statements feature that allows you to receive your bank statements electronically.

Security & Accessibility

Security is our top priority. Our digital banking services use robust encryption methods to keep your information safe while giving you peace of mind as you manage your finances online. With options like mobile payments available through our app, making purchases is not only convenient but also secure. At Coastal, we strive to make banking as accessible as possible for everyone. Whether you're using our website or mobile app, navigating through your accounts is simple and user-friendly. We're committed to providing you with the tools you need to manage your finances effectively and efficiently. Ready to explore all that digital banking has to offer? Visit us at http://www.coastal24.com today!

Financial Strength

Growing Trust

Total Share Accounts: 644,262 show a strong and growing member base that trusts us with their finances. Additionally, Net Shares (Funds available for lending and investments): $13,398,518 further highlight our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastal is your trusted partner. Visit us at Quail Plaza Raleigh NC 27609 or call 919-882-6900 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,403,279,584 in share certificates and $848,787,286 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 610 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $526,293,082 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $75,739 in used auto loans and an impressive total of $4,086,605,436 in loans and leases.

Solid Foundation

With a net worth of $538,304,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1005 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,496,324,067 in used vehicle loans and $408,641,783 in new vehicle loans already helping members get on the road. We also have refinancing options available if you're looking to lower your current payments or change your loan terms.

Business Financing

For business owners, our outstanding commercial loans totaling $173,769,737 provide the capital needed to grow and expand your operations. We work closely with local businesses to ensure they have access to the funds necessary for success. At Coastal, we prioritize transparency and member satisfaction. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to providing you with reliable information and support as you navigate your financial journey. Whether you're seeking personal banking services like checking and savings accounts or need assistance with auto financing or mortgages, we've got you covered. Visit us today at Quail Plaza Raleigh Nc 27609 in Raleigh, NC, or give us a call at (919) 882-6900 to learn more about how our loan offerings can work for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $491,798,047, make buying or refinancing simple. Our knowledgeable staff can guide you through the process and help you understand eligibility options that might be available.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $82,284,792 in loans helping members manage their finances effectively. This could be an excellent option for those who want to consolidate debt or make purchases without tying up their savings.

Loan Aggregator

Benefits of Using LendMesh

One of the key features of LendMesh is its commitment to providing verified data. All loan offers come from legitimate financial institutions, ensuring that users can trust the information they receive. Additionally, LendMesh has a strict policy against sponsored listings lenders are not prioritized based on paid promotions. This means users get truly unbiased results when searching for loans. LendMesh also offers real-time rate comparisons, giving users access to up-to-date loan rates from multiple institutions. This capability empowers individuals to find competitive rates quickly, making it easier to select the best option for their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how LendMesh delivers value and peace of mind to its users. To explore your options further, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Coastal

Type of Loan Offerings

Vehicle Loans