Coastal Credit Union Raleigh NC | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Coastal, your trusted partner in financial services, located at 1000 Saint Albans Dr, Raleigh, NC 27609. Since our establishment in 1967, we've been dedicated to serving our community with a commitment that truly sets us apart. With a strong membership of 334,816 individuals, we pride ourselves on being more than just a credit union; we're a part of your financial journey. At Coastal, we understand the importance of having solid financial support. That's why we've built an impressive asset base of $5,351,199,898 and total deposits amounting to $770,735,693. We believe that every member deserves the best possible service and products tailored to their needs. Our portfolio includes over 158,660 loans and leases to help you achieve your goals whether that's buying a new car or financing your dream home. Led by our CEO, Tyler Grodi, and Board President, Joan Nelson, our team of 624 employees is here to ensure you receive personalized attention every step of the way. We invite you to experience our extensive range of services from checking and savings accounts to auto loans and business banking solutions all designed with your convenience in mind. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 1000 Saint Albans Dr, Raleigh, NC 27609. Feel free to reach out at (919) 882-5392 for any inquiries or assistance. Explore more about what we offer at Coastal's website. Join us today and discover how we can empower your financial future!

Branch History & Mission

Welcome to the story of Coastal, a proud member of the Raleigh community since 1967. From its humble beginnings, Coastal has grown into a trusted financial partner for over 334,000 members. Located at 1000 Saint Albans Dr, Raleigh, NC 27609, our branch stands as a beacon of support and service in Wake County. Coastal was founded on the belief that everyone deserves access to quality financial services. Over the years, we've adapted to meet the changing needs of our members while staying true to our mission: to empower individuals and families through education, financial wellness, and personalized banking solutions. We have watched our community thrive, and we are committed to giving back through various outreach programs and partnerships. Our journey has been marked by significant milestones, including reaching a total asset value of over $5.35 billion. This growth reflects our commitment to sound financial management and innovative services tailored for every member's needs. Our offerings range from personal checking accounts and auto loans to business banking solutions. At Coastal, we recognize that financial health goes beyond numbers; it's about building strong relationships within our community. Our staff is dedicated to ensuring that every interaction you have with us is meaningful and supportive. We take pride in providing accessible banking solutions like online banking, mobile payments, and ATM services available at this branch. While members can visit us at 1000 Saint Albans Dr, official correspondence should be sent to the same address for convenience. Our lobby hours are designed with your busy schedule in mind: Monday through Friday from 8:30 AM to 5:30 PM, with teller hours extending from 7:00 AM to 7:00 PM all week long. As we look toward the future, we continue to embrace technological advancements that improve your banking experience while maintaining our core values of community involvement and customer satisfaction. Join us at Coastal and discover how we can help you achieve your financial goals while being part of something bigger a community-focused credit union that cares. We invite you to reach out today at 919-882-5392 or visit our website at Coastal to learn more about how you can become a member and enjoy the benefits of being part of the Coastal family!

Branch Location & Accessibility

Operating Hours

We know your time is valuable, so our lobby is open Monday through Friday from 8:30 AM to 5:30 PM, providing you with plenty of opportunities to visit us during the week. If you need teller services, we're here for you every day of the week from 7:00 AM to 7:00 PM. This extended service ensures that you can manage your finances at times that suit your schedule best.

Services Offered

At Coastal St. Albans Branch, we offer a wide range of personal banking services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we're here to help you achieve your financial goals. Our friendly staff is always ready to assist you with any questions about credit cards with rewards or business banking options. While members can visit us at 1000 Saint Albans Dr for all their banking needs, official correspondence should be sent to the same address since it also serves as our mailing address. Feel free to call us at 919-882-5392 if you have any questions or need assistance before your visit. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of Coastal is like joining a warm and welcoming community that truly cares about your financial well-being. At our branch, located at 1000 Saint Albans Dr Raleigh Nc 27609, we invite individuals who live, work, worship, or attend school in the area to join us. This means if you're part of our local community, you can easily become one of us! Membership offers you access to a range of benefits including personalized services, competitive rates on loans, and the chance to be part of something bigger. If you're ready to take the next step, opening an account with us is simple. For more details on membership eligibility, please visit [this link](). If you have any questions or need assistance along the way, feel free to reach out to us at (919) 882-5392. We can't wait to welcome you into our Coastal family!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly, whether online or in-store. Our services not only help you manage transactions efficiently but also enhance customer satisfaction by offering multiple payment options. At Coastal, located at 1000 Saint Albans Dr Raleigh Nc 27609, Raleigh, NC 27,609, we are here to empower your business journey every step of the way. Let us be your partner in success! For inquiries, call us at (919) 882-5392.

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $141 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $33 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $173,769,737, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Support

At Coastal, we're committed to making banking accessible for everyone. Our basic ATM access allows for withdrawals and balance checks without hassle. And if you ever need assistance or have questions, don't hesitate to reach out by calling us at (919) 882-5392 during our lobby hours from Monday to Friday, 8:30 AM to 5:30 PM or teller hours from 7:00 AM to 7:00 PM. We invite you to explore all the services available at St. Albans Branch #130 today. Your financial well-being matters to us! Visit us at 1000 Saint Albans Dr Raleigh Nc 27609 in Raleigh, NC, or check out our website at http://www.coastal24.com for more information. Join the Coastal family and let us support your financial journey!

Business Banking Solutions

For entrepreneurs and small business owners, our business banking services include merchant services and business loans. We understand how important it is to manage cash flow and keep operations running smoothly. That's why we're here to help you navigate financing options that suit your specific needs.

Digital Banking at Your Fingertips

In today's fast-paced world, convenience is key. Our online and mobile banking services ensure that you can manage your finances anytime, anywhere. From checking your account balances to making transfers or paying bills, everything is just a click away! Need to withdraw cash? You can easily access funds through our ATM services available throughout the area.

Personal Banking Made Easy

When it comes to personal banking, we offer a variety of options tailored just for you. Whether you're opening a new checking or savings account, looking for an auto loan or vehicle financing, or considering mortgage loans and refinancing, we have the tools and expertise to assist you. Imagine needing extra cash for unexpected expenses; our personal loans and debt consolidation options are designed to give you peace of mind during those tough times. Plus, our credit cards come with rewards that can benefit your everyday purchases.

Digital & Online Banking

Key Features

Need to send money to a friend? Our person-to-person transfer feature lets you quickly send funds using just their email or phone number. Plus, if you're looking for an eco-friendly option, we provide e-statements so you can view your account statements online instead of receiving paper copies. For added convenience, our electronic signature authorization makes signing documents simple and fast. If you prefer managing your accounts from your mobile device, our mobile application is perfect for you. You can make mobile payments effortlessly, keeping your transactions secure and efficient. Whether it's shopping or splitting a bill with friends, everything can be handled from the palm of your hand.

Security You Can Trust

We prioritize your security every step of the way. With robust encryption and advanced security measures in place, you can feel confident that your information is safe while using our digital services. By choosing Coastal, you're not just accessing banking services; you're gaining peace of mind knowing that managing your finances is both easy and secure. Join us today at http://www.coastal24.com and experience the freedom of modern banking!

Financial Strength

Commitment to Growth

With $526,293,082 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $75,739 in used auto loans and an impressive $4,086,265,436 in total loans and leases.

Operational Efficiency

Our operational efficiency is reflected in our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 610 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,403,279,584 in share certificates and $848,787,286 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $538,304,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1005 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

We have a robust membership base with a total of 644,262 share accounts, showing that more people trust us with their finances every day. This trust is built upon our commitment to transparency and member-focused service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastal is your trusted partner. Visit us at 1000 Saint Albans Dr Raleigh Nc 27609 or call 919-882-5392 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,496,324,067 in used vehicle loans and $408,641,783 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $173,769,737 provide the capital needed to grow and expand. We support local businesses by offering tailored solutions that address specific needs within the community.

Credit Lines

Our total credit lines amount to $1,274,746,090, giving you easy access to funds when unexpected expenses arise. This flexibility allows our members to navigate through life's financial challenges without added pressure. At Coastal, we are here to assist you throughout your borrowing journey. If you're interested in refinancing options or need assistance determining eligibility for any of our loan products, please don't hesitate to reach out. For more information or personalized assistance regarding our loan offerings at Coastal branch located at 1000 Saint Albans Dr Raleigh NC 27609, call us at 919-882-5392. We're dedicated to making your borrowing experience as smooth as possible. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $491,798,047, make buying or refinancing simple. We work with you to ensure you understand all aspects of your mortgage so that you can make informed decisions about your investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $82,284,792 in loans helping members manage their finances effectively. These credit cards come with various benefits that allow you to take control of your spending without the stress of collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that all loan offers presented on the platform are fair and transparent, allowing users to make informed choices without hidden surprises.

Coastal

Type of Loan Offerings

Vehicle Loans