Coastal Credit Union Raleigh NC | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Coastal, your trusted financial partner located at 1000 Saint Albans Dr, Raleigh, NC 27609. Established in 1967, we are proud to have grown into a vibrant community credit union with over 334,816 members who count on us for their banking needs. With total assets exceeding $5.35 billion, our commitment to serving you is unwavering. At Coastal, we understand the importance of personalized service and community involvement. Our dedicated team of 624 employees, led by our CEO Tyler Grodi and Board President Joan Nelson, works tirelessly to provide exceptional financial products tailored to meet your unique needs. Whether you're looking for checking accounts, auto loans, or mortgage refinancing, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 58429, Raleigh, NC 27658. We invite you to explore our services that include online and mobile banking, which make managing your finances more convenient than ever. With total deposits reaching $770 million and a robust loan portfolio of 158,660 loans, we're here to help you achieve your financial goals safely and securely. Our solid net worth of $538 million reflects our stability and dedication to our members' financial well-being. We believe that everyone deserves access to quality financial services in a welcoming environment. Join us at Coastal today; together we can build a brighter financial future! For any inquiries or assistance, feel free to call us at 919-420-8000 or visit our website at http://www.coastal24.com. Your journey towards better banking starts here!

Branch History & Mission

Commitment to Innovation

Embracing modern technology, Coastal ensures that your banking experience is convenient and efficient. Our digital services include online banking and mobile payments, allowing you to manage your finances anytime, anywhere. We are also proud of our commitment to accessibility, ensuring all members can take advantage of our services without barriers.

Join Us!

As we continue this journey together, we invite you to become part of the Coastal family. Experience firsthand the benefits of membership, where your needs come first and your community matters most. Visit us today at 1000 Saint Albans Dr Raleigh Nc 27609 or give us a call at (919) 420-8000. Together, let's build a brighter financial future!

Our Growth and Milestones

Over the years, Coastal has grown from its humble beginnings into a vital part of the local landscape. Today, we proudly serve over 334,816 members, offering a wide range of financial products designed to meet every need. With total assets now reaching an impressive $5,351,199,898, we have positioned ourselves as a trusted partner for individuals and families alike. Located at 1000 Saint Albans Dr Raleigh Nc 27609, our branch is easily accessible for members and visitors. Just a stone's throw away from local landmarks, we invite you to stop by and see how we can assist you in your financial journey. While members can visit us at 1000 Saint Albans Dr Raleigh Nc 27609, official correspondence should be sent to PO Box 58429, Raleigh, NC 27658.

Our Mission

At Coastal, our mission is clear: to empower our members through exceptional service and community engagement. We strive to create an environment where everyone feels valued and supported. Whether you're looking for personal banking solutions, auto loans, or mortgage assistance, we are here to help you achieve your financial goals. We believe that banking is not just about numbers; it's about relationships. That's why we actively engage in community outreach programs, partnering with local organizations to make a positive impact. From financial literacy workshops to charity events, we're dedicated to building stronger communities together.

Branch Location & Accessibility

Accessibility Features

At Coastal, we understand the importance of accessibility. Our branch is fully ADA compliant, featuring ramps and other accommodations to ensure everyone can access our services comfortably. Whether you're stopping by for a quick transaction or to discuss your financial needs, we strive to make your visit as smooth as possible.

Conveniently Located

Situated near popular local landmarks, Coastal is easy to find. Just a short drive from the vibrant shopping areas and dining spots of Raleigh, our location ensures that banking is just around the corner for you. Plus, we have ample parking available for your convenience, so you can come in without any hassle.

Operating Hours

Our doors are open for you with lobby hours from 8:30 AM to 5:30 PM on weekdays. If you need teller services, we're here even earlier starting at 7:00 AM and running until 7:00 PM every day of the week! This means you have plenty of time to stop by before work or after a busy day.

Services Offered

Coastal provides a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we're committed to helping you achieve your financial goals. Need cash? We have an ATM on-site for quick withdrawals and balance checks. While we currently don't offer drive-thru banking, our friendly staff is always ready to assist you inside. If you have any questions or want more information about how we can serve you better, feel free to call us at 919-420-8000. We'd love for you to visit us soon and experience firsthand the dedicated service that Coastal offers! While members can visit us at 1000 Saint Albans Dr, official correspondence should be sent to PO Box 58429, Raleigh, NC 27658. We look forward to welcoming you!

Member Eligibility

At Coastal, we believe that becoming a member means joining a welcoming community where you can thrive financially. If you're interested in joining us at our branch located at 1000 Saint Albans Dr, Raleigh, NC 27609, you'll be glad to know that membership is open to anyone who lives, works, worships, or attends school in the area. It's as simple as that! By becoming a member of Coastal, you gain access to a range of personalized financial services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, we are here to support your financial journey every step of the way. To get started on your membership application, feel free to give us a call at 919-420-8000 for more information or visit us online for detailed eligibility criteria. You can check out all the specifics by visiting this link. Joining is easy and inclusive let's work together towards achieving your financial goals!

Business Banking & Commercial Services

Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $141 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $33 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $173,769,737, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services provide practical benefits to help streamline your operations. Whether you need payment processing solutions or tools for managing transactions efficiently, we're here to help. By simplifying payment acceptance, you can focus more on what you do best running your business. Visit us at 1000 Saint Albans Dr Raleigh Nc 27609, Raleigh, NC, or call us at (919) 420-8000 to learn how we can partner with you on your journey toward success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services ensure that access to your money is always within reach. With basic ATM access for withdrawals and balance checks available at various locations, managing your cash flow has never been easier. We invite you to explore all that Coastal has to offer. For more information or assistance, feel free to call us at (919) 420-8000 or visit us during our lobby hours from Monday through Friday. Your financial journey matters to us, and we are here to support every step along the way!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing make it simple to drive away with confidence. We understand how important reliable transportation is for our members, so we offer competitive rates that can help make your dream vehicle a reality.

Business Banking

At Coastal, we also cater to local businesses with our business banking services, including merchant services and business loans. If you're a small business owner looking for financial support, we're committed to helping you succeed.

Credit Cards with Rewards

Want to earn rewards while making everyday purchases? Our credit cards with rewards allow you to do just that! Enjoy benefits such as cashback or points towards travel, all while managing your spending effectively.

Mortgage Loans & Refinancing

For those looking to buy their first home or refinance an existing mortgage, our mortgage loans are designed with you in mind. We provide personalized support throughout the process, ensuring that you find the best loan option that fits your budget and needs.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features, allowing you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills right from your smartphone.

Personal Banking

Managing your finances should be easy and straightforward. That's why we provide personal banking options that include checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that helps you keep track of your spending while earning interest on your savings this is what we aim for at Coastal.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our personal loans and debt consolidation options, you can tackle those financial challenges head-on. Whether you're planning a home improvement project or need assistance with consolidating high-interest debt, we're here to help you find solutions.

Digital & Online Banking

Key Services

Our online banking services at http://www.coastal24.com provide a comprehensive suite of features tailored for your needs. Whether you're checking your balance or paying bills, our 24/7 online banking ensures you have full control over your finances at all times. Plus, with e-statements available, you can go paperless and keep track of your transactions effortlessly.

Real-Time Account Management

With our mobile application, managing your accounts is straightforward and efficient. You can access all the essential features right from your smartphone, giving you real-time updates on your financial status wherever you are. We believe in making banking accessible and stress-free so that you can focus on what matters most to you. In short, Coastal is committed to providing modern banking solutions that fit into your lifestyle while ensuring your information remains secure. Join us today at http://www.coastal24.com and experience the future of banking!

Security and Ease-of-Use

Security is a top priority for us. Our electronic signature authorization feature allows you to sign documents securely without the hassle of printing and mailing them. You can also enjoy the convenience of mobile payments through our dedicated mobile application, making it easy to pay friends or vendors on the go. If you ever need to send money to someone quickly, our person-to-person transfer option makes it simple and fast.

Financial Strength

Commitment to Growth

Our financial strength is further highlighted by our $526,293,082 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $75,739 in used auto loans and $4,082,665,436 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Financial Health Overview

With a net worth of $538,304,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,005 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Member Savings and Investments

Members' savings are secured through $1,403,279,584 in share certificates and $848,787,286 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 610 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Member Base

Total Share Accounts: 644,262, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $13,398,518. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastal is your trusted partner. Visit us at 1000 Saint Albans Dr Raleigh Nc 27609 or call (919) 420-8000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,496,324,067 in used vehicle loans and $408,641,783 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, our financing options can make your purchase more affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $173,769,737 provide the capital needed to grow and expand. We know how important it is for businesses to have access to funding that suits their operations. Our loan offerings not only come with competitive rates but also include various refinancing options to help you adjust your financial strategy as needed. If you're interested in learning more about eligibility or how to apply, feel free to reach out at (919) 420-8000 or visit us at our branch located at 1000 Saint Albans Dr Raleigh Nc 27609 in Raleigh, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to helping you navigate your financial journey every step of the way!

Credit Lines and Unsecured Loans

For those looking for additional flexibility, we offer credit lines totaling $1,274,746,090 that can help cover unexpected expenses or larger purchases. We also have flexible terms on unsecured credit card loans, with a total of $82,284,792 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $491,798,047, make buying or refinancing simple. We strive to provide competitive rates and flexible terms to suit your specific situation. If you're considering refinancing your current mortgage, our team is ready to discuss your options.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results that reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, making it easier to choose the right loan for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how effective the tool can be in achieving significant savings. Ready to find the best rates? Compare real-time loan offers today at LendMesh and discover your ideal borrowing options. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers are fair and transparent. By working only with verified financial institutions, LendMesh provides a trustworthy platform for comparing loan options.

Coastal

Type of Loan Offerings

Mortgage Loans

Introduction

Branch History & Mission

Commitment to Innovation

Join Us!

Our Growth and Milestones

Our Mission

Branch Location & Accessibility

Accessibility Features

Conveniently Located

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Lending Solutions

Merchant Services

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Services

Real-Time Account Management

Security and Ease-of-Use

Financial Strength

Commitment to Growth

Financial Health Overview

Member Savings and Investments

Operational Efficiency

Strong Member Base

Loan Offering

Auto Loans

Business Financing

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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