Coastal Credit Union Morrisville NC | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Coastal, your trusted financial partner since 1967! Located at 8001 Development Dr, Morrisville, NC 27560, our branch is dedicated to serving our community with personalized banking solutions. With a rich history of over five decades, we proudly support 334,816 members and manage total assets of $5,351,199,898. At Coastal, we believe in putting our members first. Whether you're looking for checking accounts, auto loans, or mortgage options, our experienced team is here to help you achieve your financial goals. Our commitment to excellence is reflected in our robust portfolio of 158,660 loans and leases, complemented by total deposits of $770,735,693. Our leadership team is passionate about fostering a welcoming environment. Led by CEO Tyler Grodi and Board President Joan Nelson, we strive to create a supportive atmosphere where every member feels valued and heard. While members can visit us at our branch address for their banking needs, official correspondence should be directed to the same location: 8001 Development Dr, Morrisville, NC 27560. With cash reserves of $40,591,743 and a net worth of $538,304,315, Coastal stands strong as a reliable institution ready to serve your financial needs. We invite you to explore the many services we offer from personal banking to business loans and discover how we can make a difference in your life. Feel free to reach out at 919-917-8442 with any questions or visit our website at www.coastal24.com for more information. Join us today and experience the Coastal difference!

Branch History & Mission

At Coastal, located at 8001 Development Dr, Morrisville, NC 27560, we take pride in our rich history and commitment to serving our community. Established in 1967, our branch has grown alongside our members, evolving to meet their financial needs while staying true to our core mission: providing exceptional financial services that empower individuals and strengthen communities. Since opening our doors over five decades ago, Coastal has seen remarkable growth. Today, we proudly serve a total membership of 334,816 individuals who trust us with their financial journeys. Our assets have reached an impressive $5,351,199,898, reflecting the confidence that our members place in us. Our headquarters is situated in Raleigh, NC, but our heart beats right here in Morrisville. Coastal's mission extends beyond just banking. We are dedicated to making a positive impact in the lives of our members and the broader community. We strive to provide personalized banking solutions ranging from checking and savings accounts to auto loans and mortgage refinancing while also supporting local initiatives that uplift those around us. While members can visit us at 8001 Development Dr for in-person assistance during our lobby hours on Tuesdays and Thursdays from 8:30 AM to 5:30 PM, official correspondence should be sent to the same address for convenience. Additionally, we ensure that access to funds is easy with ATM availability for quick withdrawals and balance checks. Our commitment doesn't stop at traditional banking services. We embrace digital advancements that make managing finances easier for everyone. With online and mobile banking options available including person-to-person payment features we strive to meet the diverse needs of our members in an accessible way. Community involvement is at the forefront of Coastal's efforts. Through partnerships with local organizations and outreach programs, we actively contribute to the well-being of those we serve. Whether it's supporting educational programs or participating in charitable events, we believe in giving back to the community that has supported us throughout the years. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of being a member of Coastal a place where your financial goals matter and community support thrives. Together, let's build a brighter tomorrow! For more information or inquiries, feel free to reach out at 919-917-8442 or visit us online at Coastal.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

You'll find us just a short drive from local favorites like the popular Park West Village and close to several parks that make this area so vibrant. Parking is plentiful and easily accessible, ensuring that your visit is hassle-free. Our branch is also ADA compliant, featuring ramps and other accessibility options to accommodate all members of our community.

Operating Hours and Services

Our friendly team is ready to assist you during our lobby hours on Tuesdays and Thursdays from 8:30 AM to 5:30 PM. While we currently do not offer drive-thru services, we do have an ATM available for quick cash withdrawals and balance checks at your convenience. At Coastal, we pride ourselves on providing a range of personal banking services, including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more! While members can visit us at 8001 Development Dr for all their banking needs, official correspondence should be sent to the same address. If you have any questions or would like more information about our services, don't hesitate to give us a call at 919-917-8442. We look forward to welcoming you soon at Coastal!

Member Eligibility

Joining the Coastal family means stepping into a community that truly cares about your financial well-being. At Coastal, located at 8001 Development Dr Morrisville Nc 27560, we welcome individuals who live, work, or worship in our area, as well as their family members. It's all about creating an inclusive environment where everyone can thrive together. You'll find that being a member at Coastal comes with fantastic benefits, from competitive rates on loans to personalized service that puts you first. Becoming a member is simple and straightforward! If you're ready to take the next step, you can learn more about how to open an account by visiting . For any questions or assistance along the way, don't hesitate to reach out to us at (919) 917-8442. We're here to help you navigate this exciting journey towards financial empowerment! For more details on eligibility criteria, please check out our website at .

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $141 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $33 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $173,769,737, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine being able to accept payments seamlessly from customers both online and in-store. Our services include credit card processing and mobile payment options that empower you to serve your clients better while streamlining operations. Visit us at 8001 Development Dr Morrisville Nc 27560, Morrisville, NC, or give us a call at (919) 917-8442 to learn how we can support your business journey today!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we have an array of business banking services including merchant services and business loans. We know how important it is for businesses to have reliable financial support, which is why we strive to help you manage cash flow effectively while also planning for future growth.

Credit Cards and Loans

At Coastal, we also offer credit cards with rewards that make everyday spending even more rewarding. Whether you're using it for groceries or travel expenses, you'll earn points that can be redeemed for cash back or travel perks. If life throws unexpected expenses your way, our personal loans and debt consolidation services provide a safety net. We work closely with you to find a solution that fits your financial situation, allowing you peace of mind during challenging times.

Digital Convenience

Our commitment to making banking easy doesn't stop at physical locations. With features like ATM access available on-site, along with online banking options, you can easily withdraw cash or check account balances whenever needed. Plus, enjoy the convenience of mobile payments right from your smartphone making transactions as simple as a tap.

Get in Touch

Are you ready to explore how Coastal can help streamline your financial journey? We invite you to visit us at 8001 Development Dr Morrisville Nc 27560, call us at (919) 917-8442, or check out our website at Lenovo Development. Your path to better financial health starts here!

Personal Banking

We offer various personal banking options tailored just for you. Our checking and savings accounts allow you to manage your money easily, helping you save for short- and long-term goals. Imagine being able to access your funds anytime with our online and mobile banking services, making it convenient to check balances, transfer money, and pay bills from the comfort of your home. When it's time to buy a vehicle, our auto loans and vehicle financing options can help turn your dream into reality. With competitive rates and flexible terms, we make it easier for you to hit the road without breaking the bank. If you're considering a new home or want to refinance your existing mortgage, our mortgage loans come with personalized guidance to ensure you choose the best plan for your budget.

Digital & Online Banking

Convenience Meets Control

Whether you're checking your account balance or making a payment, our user-friendly interface ensures that everything is straightforward and intuitive. You can monitor your spending in real-time and make adjustments as needed. Your financial wellbeing is our priority at Coastal. With our robust digital banking options, you're equipped with the tools you need for effective money management right at your fingertips!

Key Features

One of the standout features of our online banking is the 24/7 access it provides. You can log in at any time through our website at http://www.coastal24.com to check balances, transfer funds, or pay bills without needing to visit a branch. If you're always on the go, our mobile application makes it even easier. You can manage your accounts right from your phone, which includes handy features like mobile payments and person-to-person transfers perfect for sending money to friends or family quickly. We also prioritize security. Our electronic signature authorization allows you to handle important transactions without needing to print or scan documents, making everything faster and more efficient. Plus, with e-statements available, you'll never have to worry about losing important paperwork again all your statements are just a click away.

Financial Strength

A Growing Community

We proudly serve a growing community with a total of 644,262 share accounts. This shows the trust placed in us by our members as they choose us for their banking needs. Additionally, our net shares amounting to $13,398,518 signify the funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastal is your trusted partner. Visit us at 8001 Development Dr Morrisville Nc 27560 or call (919) 917-8442 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings Options

Members' savings are secured through $1,403,279,584 in share certificates and $848,787,286 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus is reflected in our non-member deposits being at $0, ensuring that our resources are dedicated to benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We are proud to have 610 full-time employees and 14 part-time employees who are ready to assist you with expert guidance whenever you need it.

Reinvesting for Growth

With $526,293,082 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $75,739 in used auto loans and $4,082,665,436 in total loans and leases.

Solid Financial Foundation

With a net worth of $538,304,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,005 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,496,324,067 in used vehicle loans and $408,641,783 in new vehicle loans already helping members get on the road. We provide flexible terms that cater to your budget and lifestyle. Whether it's for a brand-new ride or a reliable used vehicle, our auto financing options have you covered.

Business Financing

For business owners, our outstanding commercial loans totaling $173,769,737 provide the capital needed to grow and expand. Whether you need funds for equipment, inventory, or operational costs, we are here to support your business journey. At Coastal, we strive to make the borrowing process as straightforward as possible. Visit us at 8001 Development Dr Morrisville Nc 27560 in Morrisville, NC, or give us a call at (919) 917-8442 for more information on how we can assist with your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $491,798,047, make buying or refinancing simple. Our dedicated team is here to guide you through the process and find a loan that fits your unique situation. If you're considering refinancing, be sure to ask about eligibility options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $82,284,792 in loans helping members manage their finances effectively. These cards provide an easy way to handle day-to-day expenses while building your credit score. Enjoy peace of mind knowing that you have access to funds when you need them.

Loan Aggregator

Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, LendMesh does not prioritize lenders based on paid promotions this means you get unbiased results without any hidden agendas. Another key benefit is the real-time rate comparisons provided by LendMesh. Users can access up-to-date loan rates from multiple institutions, which helps them make informed choices quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the platform's effectiveness in delivering valuable insights. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

LendMesh takes pride in ensuring that its loan comparisons are accurate and trustworthy. The loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users receive fair and transparent offers tailored to their needs.

Coastal

Type of Loan Offerings

Vehicle Loans