Coastal Credit Union Holly Springs NC | Low Mortgage Rates & Auto Loans

Introduction

Join Us Today!

If you're looking for a credit union that prioritizes your financial well-being and offers friendly service tailored just for you, look no further than Coastal. We invite you to explore how we can help you achieve your financial goals. Visit us today or check out more information on our website at www.coastal24.com. Let's build a brighter financial future together!

Leadership and Community Commitment

Under the leadership of CEO Tyler Grodi and Board President Joan Nelson, Coastal has fostered a culture of trust and reliability. Our dedicated team of 624 employees works tirelessly to provide personalized service that meets the needs of our diverse membership base. We believe in giving back to our community and strive to make a positive impact through various initiatives and programs designed to support local organizations and events. Your success is important to us; when our members thrive, so does our community.

Branch History & Mission

Commitment to Community

At Coastal, we believe in giving back to the communities we serve. Our partnerships with local organizations allow us to participate in various outreach efforts that uplift those in need. We understand that our success is tied directly to the health of our community, which is why we prioritize initiatives that promote education, financial literacy, and economic development. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 700 Village Walk Dr., Holly Springs, NC 27540.

Join Us

As we continue our journey of growth and service in Holly Springs and beyond, we invite you to become part of the Coastal family. Experience the benefits of membership where your needs are prioritized, your voice matters, and together we can build a brighter financial future. Visit us today or call us at 919-882-6935 for more information about how you can join Coastal!

Modern Banking for Everyone

In keeping pace with today's digital world, we've embraced technology to enhance member experience. Our services include online and mobile banking options that allow for easy account management right from your smartphone or computer. Additionally, our drive-thru service provides convenient access for quick transactions without leaving your vehicle. Coastal also ensures ADA compliance across all platforms because we believe that everyone should have equal access to banking services.

Our Story

Since opening our doors, Coastal has been committed to fostering financial well-being among our members. Over the years, we have achieved significant milestones that reflect our dedication to growth and innovation. Today, with total assets exceeding $5.3 billion, we stand as a testament to what can be accomplished through collaboration and community support. Our mission is clear: we strive to empower individuals and families by offering accessible financial solutions tailored to their unique needs. Whether it's personal banking services like checking and savings accounts, auto loans, or mortgage options, we aim to provide not just financial products but also the knowledge and guidance necessary for making informed decisions.

Branch Location & Accessibility

Welcome to Coastal Credit Union's Holly Springs branch, located at 700 Village Walk Dr, Holly Springs, NC 27540! We're thrilled to be a part of this vibrant community in Wake County. Our branch is conveniently situated near popular spots like the Holly Springs Towne Center, making it easy for you to stop by while running errands or enjoying a day out. At Coastal, we understand that accessibility is important. Our branch features ADA-compliant entrances and ramps, ensuring everyone can enjoy our services without hassle. Parking is ample and easily accessible, so you can find a spot with ease when you visit us. Our lobby hours are designed to fit your busy schedule. You can come in from Monday through Friday between 8:30 am and 5:30 pm. If you need more flexibility, our extended teller hours mean we're open seven days a week from 7:00 am to 7:00 pm. Whether you're looking to open an account, apply for an auto loan, or simply ask questions about our services, our friendly staff is here to help! For your convenience, we also offer ATM access right outside our branch and drive-thru banking options for quick transactions without leaving your car. Plus, we provide a range of services including personal banking accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. While members can visit us at our physical location for all their banking needs, any official correspondence should be directed to the same address: 700 Village Walk Dr, Holly Springs, NC 27540. Feel free to reach out with any questions at 919-882-6935. We look forward to welcoming you at Coastal Credit Union's Holly Springs branch!

Member Eligibility

At Coastal, we believe that everyone deserves the chance to be part of a caring community that prioritizes your financial well-being. If you're looking to join us, you'll find that becoming a member is straightforward and welcoming. Our eligibility criteria are designed for individuals who live, work, or worship in our local area, as well as those connected to our community through family or other ties. This means that if you have a connection to Holly Springs or the surrounding areas, you're likely eligible to enjoy all the fantastic benefits we offer. From personalized banking solutions to low-interest loans and competitive savings rates, being part of Coastal means being part of something special. To learn more about the specific eligibility requirements, feel free to visit our detailed page at . Once you're ready to take the next step in joining our community, opening an account is easy! You can reach out to us at (919) 882-6935 for any questions or visit us at our branch located at 700 Village Walk Dr Holly Springs Nc 27540. We can't wait to welcome you into our family at Coastal!

Business Banking & Commercial Services

Merchant Services that Matter

In today's fast-paced market, managing transactions efficiently can set your business apart. Our merchant services simplify payment processing, allowing you to focus on what you do best running your business. From point-of-sale solutions to online payment options, we make it easy for you to serve your customers and manage your finances effectively. Located at 700 Village Walk Dr Holly Springs Nc 27540, Holly Springs, NC, we're here to help your business thrive. Connect with us today at (919) 882-6935 and explore how we can partner in your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $141 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $33 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $173,769,737, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

At Coastal, we strive to cater to all your financial needs under one roof. Our branch also offers basic ATM access for balance checks along with extended teller hours seven days a week, ensuring that you have access when you need it most. Ready to explore how we can assist you on your financial journey? Reach out today at (919) 882-6935 or visit us at 700 Village Walk Dr Holly Springs Nc 27540 in Holly Springs, NC. Our friendly team is here to answer any questions and help you find the right solutions tailored just for you!

Digital Banking Convenience

We understand that convenience is key in today's fast-paced world. That's why our online and mobile banking platforms allow you to manage your accounts from anywhere at any time. With features like ATM access for cash withdrawals and basic drive-thru banking for deposits or simple transactions, getting the service you need has never been easier.

Loans Made Easy

In addition to auto loans, we also offer personal loans and debt consolidation options for those needing extra support during challenging times. With our credit cards featuring rewards, you can earn benefits while making everyday purchases. For small business owners, we provide comprehensive business banking services, including merchant services and business loans that can help take your venture to the next level.

Personal Banking

Our personal banking services offer everything you need to manage your finances effectively. You can choose from various checking and savings accounts designed to fit different lifestyles. If you're planning to buy a new car, consider our auto loans and vehicle financing options that make it easier than ever to get behind the wheel. For those looking to purchase a home, our mortgage loans and refinancing solutions provide competitive rates and flexible terms.

Digital & Online Banking

Key Features

With our user-friendly online banking platform, available at http://www.coastal24.com , you can access your accounts 24/7. From checking your balance to transferring funds, everything you need is just a few clicks away. Plus, if you're looking for a quick way to send money to friends or family, our person-to-person transfer feature makes it simple and fast. When it comes to security, we've got you covered. Our electronic signature authorization means you can complete transactions safely and securely from anywhere. You can also choose to receive e-statements, so you'll always have an up-to-date view of your finances without the clutter of paper.

Mobile Convenience

For those who prefer managing their money on the go, our mobile application is here to help. With features like mobile payments, you can pay bills or make purchases directly from your smartphone. You'll find that accessing your accounts through our app is both secure and straightforward, allowing for real-time account management whenever you need it. In today's fast-paced world, having reliable digital banking services is essential. At Coastal, we're committed to making your banking experience as smooth as possible, empowering you with tools that keep your financial life organized and efficient. Join us today and take advantage of all the digital conveniences we offer!

Financial Strength

Commitment to Growth

With $526,293,082 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $75,739 in used auto loans and a total of $4,086,265,436 in loans and leases.

Member Trust

Total Share Accounts: 644,262, show a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $13,398,518. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Coastal is your trusted partner. Visit us at 700 Village Walk Dr or call us at 919-882-6935 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Operational Efficiency

Our $0 net income reflects our operational efficiency during this period while enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 610 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Secure Savings Options

Members' savings are secured through $1,403,279,584 in share certificates and $848,787,286 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates and exclusive perks.

Strong Financial Health

With a net worth of $538,304,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1005 demonstrates a solid capital foundation, ensuring that we can continue providing loans and competitive savings rates even in uncertain economic times.

Loan Offering

Auto Loans

Our auto loan offerings are tailored to fit your unique situation. Whether it's for a brand-new model or a reliable used car, we ensure that our rates remain some of the lowest in the industry. You can trust us to provide flexible terms that suit your budget and lifestyle.

Credit Lines

For those who need a bit more flexibility, our credit lines offer convenient access to funds as needed. With $1,274,746,090 available in credit lines, you can tackle unexpected expenses or plan for future needs without hassle.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $491,798,047, making buying or refinancing simple and straightforward. We know that navigating the mortgage landscape can be challenging, so our team is here to guide you through every step.

Refinancing Options

If you're considering refinancing any of your existing loans, we encourage you to reach out. Our team can help determine eligibility options and find solutions that work best for you. For any inquiries or assistance with your loan needs, feel free to contact us at (919) 882-6935 or visit us at our location: 700 Village Walk Dr Holly Springs Nc 27540 in Holly Springs, NC. We're here to support you with all your financial endeavors! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

Managing everyday expenses is vital for financial well-being. We offer flexible terms on unsecured credit card loans, with a total of $82,284,792 in loans helping members manage their finances effectively. This option gives you the freedom to make purchases without tying up your assets.

Loan Aggregator

Benefits of Using LendMesh

LendMesh prioritizes transparency and reliability through several key features: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and trustworthiness. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make informed decisions based on current market conditions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that users receive fair and transparent offers tailored to their needs.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

COASTAL FEDERAL CREDIT UNION - Holly Springs, NC

Type of Loan Offerings

Mortgage Loans

Introduction

Join Us Today!

Leadership and Community Commitment

Branch History & Mission

Commitment to Community

Join Us

Modern Banking for Everyone

Our Story

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services that Matter

Tailored Loan Options

Comprehensive List Of Services

Additional Services

Digital Banking Convenience

Loans Made Easy

Personal Banking

Digital & Online Banking

Key Features

Mobile Convenience

Financial Strength

Commitment to Growth

Member Trust

Operational Efficiency

Secure Savings Options

Strong Financial Health

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Take Action Today

Customers Also Interested In: