Coastal Credit Union Durham NC | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Coastal, where we believe that every member of our community deserves a financial partner they can trust. Located at 7103 Nc Highway 751, Durham, NC 27707, our branch, known as Hope Valley #128, has been serving the local community since 1967. With a strong commitment to our members, we are proud to support over 334,816 individuals and families in achieving their financial goals. At Coastal, we prioritize your financial well-being. Our total assets of $5,351,199,898 and total deposits of $770,735,693 reflect our dedication to maintaining a solid foundation for your banking needs. Whether you're looking for personal banking options like checking and savings accounts or seeking financing for your next vehicle with our robust auto loans program totaling 158,660 loans we have something for everyone. Our leadership team is here to guide you every step of the way. Under the direction of CEO Tyler Grodi and Board President Joan Nelson, our experienced staff is committed to providing personalized service tailored to your unique situation. We understand that navigating finances can be daunting; that's why we're here to help simplify the process. While members can visit us at our branch location in Durham, official correspondence should be sent to the same address: 7103 NC Highway 751, Durham, NC 27707. For any questions or assistance, feel free to reach out by phone at 919-281-5240 during our lobby hours from Monday to Friday, 8:30 AM to 5:30 PM. Join us at Coastal and experience a credit union that truly cares about its members. Visit our website at coastal24.com for more information on how we can assist you with your financial journey today!

Branch History & Mission

At Coastal, our story began in 1967 when we opened our doors in Durham, NC. Over the years, we have grown from a small local credit union into a trusted financial partner for more than 334,000 members. Our branch is located at 7103 NC Highway 751, an easily accessible spot in Durham, where we continue to serve the community with dedication and care. Our mission is simple yet powerful: to empower our members through personalized financial services while fostering a strong sense of community. We believe that everyone deserves access to quality financial products, and we strive to make banking easy and beneficial for all. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we are here to help you achieve your financial goals. Since our inception, Coastal has achieved significant milestones. With total assets reaching nearly $5.4 billion, we offer a wide range of services tailored to meet the diverse needs of our members. Our commitment to innovation keeps us ahead of the curve; we provide online and mobile banking solutions that ensure you can manage your finances wherever you are. While our physical branch serves as a welcoming place for face-to-face interactions, we also recognize the importance of convenience. Our ATM availability allows members easy access to their funds anytime they need them. For those who prefer drive-thru services, we offer efficient banking solutions without leaving your vehicle. Community outreach is at the heart of what we do. We actively engage with local organizations and initiatives aimed at improving lives in Durham and beyond. Whether through educational workshops or sponsorship of community events, Coastal is dedicated to giving back and making a positive impact. If you wish to reach out to us, please call at 919-281-5240. While members can visit us at our branch address of 7103 NC Highway 751, official correspondence should be sent to the same mailing address. Join us at Coastal today and experience the difference that comes from being part of a credit union that truly cares about its members and community!

Branch Location & Accessibility

Convenient Access and Features

At Coastal, we prioritize accessibility for all our members. Our branch features ADA-compliant entryways and ramps, ensuring everyone can visit us with ease. Ample parking is available right outside our doors, so you won't have to worry about finding a spot during your visit. We are proud to offer a variety of services designed to meet your banking needs. Whether you're looking to open a checking account, apply for an auto loan, or get assistance with personal loans and credit cards, our friendly staff is here to help. For those who prefer quick transactions, we also have a drive-thru service available for deposits, withdrawals, and simple transactions.

Hours of Operation

Our lobby hours are Monday through Friday from 8:30 AM to 5:30 PM, providing you with plenty of time during the week to stop by after work or on your lunch break. If you need cash outside of regular business hours, don't forget that we have an ATM on-site for your convenience. While members can visit us at 7103 NC Highway 751, official correspondence should be sent to the same address. If you need assistance or have questions about our services, feel free to give us a call at 919-281-5240.

Visit Us Today!

We invite you to come by and experience the welcoming atmosphere at Coastal's Hope Valley branch. Whether you're a long-time member or new to our community-focused credit union, we look forward to serving you with personalized banking solutions tailored just for you!

Member Eligibility

At Coastal, we're excited to welcome you into our community! Becoming a member is simple and opens the door to a wealth of financial opportunities tailored just for you. If you're a resident of Durham or surrounding areas, or if you work for certain local employers, you may already be eligible to join us. We pride ourselves on inclusivity, so whether you're looking for personal banking solutions, loans, or savings options, there's a place for you here. To find out all the specifics about eligibility, feel free to check out this helpful resource: . Joining us is as easy as picking up the phone and giving us a call at (919) 281-5240 or visiting our branch located at 7103 Nc Highway 751 Durham Nc 27707. Our friendly team is ready to assist you with the account opening process and answer any questions you may have. We can't wait to help you start your journey with Coastal!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $141 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $33 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $173,769,737, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine your customers easily making purchases while you effortlessly manage transactions. Our merchant services provide tools that streamline payment processes and enhance customer experiences. From accepting credit cards to online payments, we ensure your business runs smoothly so you can focus on what you do best serving your customers. Visit us at 7103 Nc Highway 751 Durham Nc 27707, Durham, NC, or call us at (919) 281-5240 to learn how our business banking solutions can elevate your enterprise.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, Coastal offers comprehensive business banking services including merchant services and business loans. We know running a business requires special attention, and our team is ready to help you navigate the financial aspects with ease.

Credit Cards and Rewards

Looking to earn rewards while making everyday purchases? Check out our credit cards designed with rewards programs that fit your lifestyle. You can enjoy benefits while building your credit score at the same time.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking platforms. With features like mobile payments, e-statements, and person-to-person transfers, managing your finances has never been simpler. Plus, access to ATMs means cash withdrawals are just a few taps away whether you're at home or on the go.

Drive-Thru Banking

If you prefer face-to-face service but need to keep things quick, our basic drive-thru banking allows for deposits, withdrawals, and simple transactions without leaving your car. It's all about making your experience as convenient as possible! At Coastal, our friendly staff is always ready to assist you with any questions or guidance you may need regarding our services. You can reach us at (919) 281-5240 during lobby hours from Monday to Friday between 8:30 AM and 5:30 PM. Ready to explore how we can help meet your financial needs? Visit us today at 7103 Nc Highway 751 Durham Nc 27707 or check out more details on our website: http://www.coastal24.com. We look forward to serving you!

Personal Banking Solutions

Our personal banking services include checking and savings accounts that help you manage your day-to-day expenses while also saving for future goals. Need a new car? Our auto loans and vehicle financing options offer competitive rates to get you on the road quickly. For those considering homeownership, we provide mortgage loans and refinancing options to suit your budget. If you're facing unexpected costs or want to consolidate debt, our personal loans can assist in easing your financial burden.

Digital & Online Banking

Convenience at Your Fingertips

Want to go paperless? We offer e-statements that allow you to view your account statements digitally. No more waiting for the mail get instant access to your financial records! For those who prefer managing their money on their mobile devices, our dedicated mobile application is a must-have. You can make mobile payments easily, helping you keep up with everyday purchases without hassle. Additionally, if you need to send money to friends or family quickly, our person-to-person transfer feature makes it straightforward and fast. In today's fast-paced world, having reliable digital banking tools helps you stay organized and informed about your finances. At Coastal, we're here to support you every step of the way as you take advantage of these modern conveniences. Whether it's through our website or mobile app, managing your money has never been easier!

Key Features

With our online banking platform, accessible at http://www.coastal24.com, you can manage your accounts 24/7. This means you can check your balance, pay bills, and transfer funds anytime, ensuring that you're always in touch with your financial health. Our user-friendly interface makes navigation simple for everyone. Security is a top priority for us. We provide electronic signature authorization to streamline your transactions while keeping them safe. Plus, enjoy peace of mind knowing that all your information is protected as you conduct business online.

Financial Strength

At Coastal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong foundation, you can trust that your finances are in good hands. With a net worth of $538,304,315, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,005 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,403,279,584 in share certificates and $848,787,286 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $526,293,082 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident as we hold $75,739 in used auto loans and have a total of $4,082,665,436 across various loans and leases, supporting our members' financial goals. Our operational efficiency shines through with a reported $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 610 full-time employees and 14 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledge and commitment. Additionally, net shares available for lending stand at $13,398,518, demonstrating the funds available to support your needs. With a growing member base reflected by our total share accounts of 644,262, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastal is your trusted partner. Visit us at 7103 Nc Highway 751 Durham Nc 27707 or call (919) 281-5240 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,496,324,067 in used vehicle loans and $408,641,783 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure that you can find the perfect fit for your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $173,769,737 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or increase your inventory, our tailored solutions will support your business journey. At Coastal, we're committed to providing transparent and straightforward lending options. If you're considering refinancing your existing loans or want to check your eligibility for any of our products, our knowledgeable staff is here to assist you every step of the way. For more information about our loan offerings or to speak with one of our representatives, please call us at (919) 281-5240 or visit us at 7103 Nc Highway 751 Durham Nc 27707 in Durham, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Credit Lines and Unsecured Loans

For those who need extra flexibility with their finances, we provide credit lines totaling $1,274,746,090. These lines give you access to funds whenever you need them, perfect for unexpected expenses or planned purchases. Additionally, we offer unsecured credit card loans with a total of $82,284,792 in loans helping members manage their finances effectively without needing collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $491,798,047, make buying or refinancing simple. We offer various plans tailored to meet your individual needs, whether you are purchasing your first home or refinancing an existing mortgage.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This means that every rate you see is backed by credible financial institutions, giving you confidence in your choices.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information you receive reflects current market conditions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This allows you to compare rates objectively without hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly and easily. You won't waste time sifting through outdated or irrelevant information. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback underscores the effectiveness of using a transparent and reliable comparison tool like LendMesh. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Coastal

Type of Loan Offerings

Mortgage Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access and Features

Hours of Operation

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Credit Cards and Rewards

Digital Banking Features

Drive-Thru Banking

Personal Banking Solutions

Digital & Online Banking

Convenience at Your Fingertips

Key Features

Financial Strength

Loan Offering

Auto Loans

Commercial Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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