Coastal Credit Union Durham NC | Top Auto Loans & Mortgage Deals

Introduction

Welcome to Coastal, your trusted partner in financial services located at South Square, Durham, NC 27707. Since our establishment in 1967, we have proudly served a community of over 334,816 members, providing personalized banking solutions that cater to your unique needs. Whether you are looking for checking and savings accounts, auto loans, mortgage refinancing, or business banking options, Coastal is here to help you achieve your financial goals. At Coastal, we understand the importance of trust and transparency. With total assets exceeding $5.35 billion, and total deposits reaching $770 million, our strong financial foundation ensures that your money is safe with us. Our commitment to our members is further demonstrated by our net worth of $538 million and cash in hand amounting to $40.6 million. Our leadership team, led by CEO Tyler Grodi and Board President Joan Nelson, is dedicated to fostering a welcoming environment where every member feels valued. We pride ourselves on providing exceptional service through our talented staff of 624 employees, who are always ready to assist you with friendly advice and support. While members can visit us at South Square for all their banking needs, official correspondence should be sent to our mailing address at 3125 Shannon Rd, Durham, NC 27707. For any inquiries or assistance, feel free to reach out to us at 919-419-7889. Join us today and discover how Coastal can make a positive impact on your financial journey! Explore our website at http://www.coastal24.com for more information about our services and offerings. Let's work together towards building a brighter financial future!

Branch History & Mission

Our Journey

The journey of Coastal has been marked by significant milestones. From our humble beginnings to becoming a pillar of the community, we've continually adapted to meet the changing needs of our members. Our location at South Square Durham NC 27707 places us in the heart of a vibrant area filled with local businesses and friendly neighborhoods. This proximity allows us to understand and serve our members better. As we evolved, we embraced digital advancements to make banking more accessible. Today, we offer online and mobile banking services that allow members to manage their finances anytime and anywhere. We are committed to ensuring ADA compliance so that all members can access our services comfortably.

Our Mission

Our mission is clear: We aim to provide exceptional financial services while supporting the community that supports us. At Coastal, we believe in empowering individuals through personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our commitment extends beyond just banking; we actively engage in community outreach efforts and partnerships that uplift those around us. While you can visit us at South Square for all your banking needs, please note that official correspondence should be directed to our mailing address at South Square, 3125 Shannon Rd., Durham, NC 27707. With convenient operating hours including lobby hours from Monday to Friday from 8:30 AM to 5:30 PM and teller hours from 7:00 AM to 7:00 PM plus ATM availability for easy cash access, we strive to make your banking experience as smooth as possible. Although we do not currently offer drive-thru service or shared service centers, we're always looking for ways to enhance accessibility for our members. Join us at Coastal and discover how being part of a member-focused credit union can benefit you personally and strengthen our community together. Experience the difference today! For any inquiries or assistance, feel free to contact us at 919-419-7889.

Branch Location & Accessibility

Accessibility Features

At Coastal, we believe that everyone should have access to our services. Our branch is ADA compliant, featuring ramps and accessible entrances to ensure that all members can navigate our space comfortably. Whether you're visiting for personal banking services or exploring options for auto loans and mortgages, we're here to help.

Operating Hours

We know your time is valuable. That's why we offer lobby hours from 8:30 AM to 5:30 PM Monday through Friday, perfect for those who prefer visiting during the day. If you're looking for extended service hours, our tellers are available from 7:00 AM to 7:00 PM every day of the week. This flexibility means you can choose a time that works best for you!

Services Offered

At Coastal, we provide a range of services tailored to meet your financial needs whether it's checking and savings accounts, auto loans and vehicle financing, or personal loans and credit cards with rewards. Need cash? Enjoy the convenience of our ATM services right on-site. While we don't currently offer drive-thru banking or shared service centers, we're dedicated to providing excellent service inside the branch where our team is ready to assist you. So why wait? Come visit us at Coastal today! For any inquiries or if you'd like to speak with someone before stopping by, give us a call at 919-419-7889. We look forward to serving you!

Member Eligibility

Joining the Coastal family is like stepping into a community where you're valued and supported. To become a member, you simply need to meet a few friendly criteria that make it easy for you to join us. Generally, anyone who lives, works, worships, or attends school in the area around South Square Durham Nc 27707 can apply. It's all about creating connections and building a supportive network. If you want to dive deeper into the specifics of our eligibility requirements, feel free to check out more details. Opening an account with us is straightforward and welcoming. We believe in making banking accessible for everyone, so if you're ready to start your journey with Coastal, just give us a call at (919) 419-7889 or stop by our branch. Our team is here to guide you through every step of the process and ensure that you feel right at home. Welcome aboard!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $141 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $33 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $173,769,737, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

In addition to loans, our merchant services simplify payment processing for you and your customers. Picture this: your customers can pay easily and securely with various options right at your fingertips. This not only enhances customer satisfaction but also streamlines your day-to-day operations. Visit us at South Square Durham Nc 27707 in Durham, NC, or call us at (919) 419-7889 to learn how we can help your business reach its full potential!

Comprehensive List Of Services

Business Banking

For those running their own businesses, Coastal offers business banking solutions like merchant services and business loans. We understand that managing finances can be challenging, so we're here to support you in growing your enterprise.

Commitment to Accessibility

At Coastal, we believe that banking should be accessible for everyone. Our team is ready to assist you with any questions or concerns you may have about our services. You can reach us at (919) 419-7889 during our lobby hours from Monday to Friday from 8:30 AM to 5:30 PM or visit us any day of the week during teller hours from 7:00 AM to 7:00 PM. We invite you to explore all the services we offer at South Square #119. Whether you're looking for personal banking solutions or business support, we're here for you every step of the way. Come visit us today at South Square Durham Nc 27707, or check out our website at http://www.coastal24.com for more information!

Loans and Credit Solutions

Need extra cash? Our personal loans and debt consolidation options can provide the flexibility you require during life's unexpected moments. Additionally, our credit cards come with rewards that can enhance your spending power while allowing you to earn points on every purchase.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Access your accounts from anywhere, pay bills, transfer funds, and even send money to friends or family with just a few taps on your smartphone. Our ATM services are available for cash withdrawals and balance checks, ensuring you have access to your funds whenever you need them.

Personal Banking Services

Our personal banking options include checking and savings accounts designed for your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts offer competitive rates and easy access. If you're considering purchasing a vehicle, our auto loans and vehicle financing solutions can help you hit the road with confidence. Plus, if you're looking to buy a home or refinance an existing mortgage, our mortgage loans are tailored to fit your needs.

Digital & Online Banking

Accessibility and Security

Security is a top priority for us at Coastal. Our online banking platform uses advanced encryption technology to keep your information safe. You can rest assured that your personal data is protected while you manage your accounts seamlessly. With all these features at your fingertips, managing your money is not only convenient but also secure. Join us today at Coastal and take advantage of our digital banking services tailored just for you!

Key Features

One of the highlights is our electronic signature authorization. This feature allows you to sign documents electronically, making it quick and hassle-free to complete transactions without the need for paperwork. Plus, with e-statements available, you can say goodbye to cluttered mailboxes and easily track your finances online. If you're always on the move, our mobile payments feature makes it easy to make purchases directly from your phone. You can also send money instantly with our person-to-person transfers perfect for splitting bills or sending gifts to friends and family.

Financial Strength

At Coastal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining strong financial health ensures that you can trust us with your hard-earned money. With a net worth of $538,304,315, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strong foundation is further highlighted by our net worth ratio of 10.05%, which demonstrates our solid capital base. It reassures you that we can continue providing loans, competitive savings rates, and uninterrupted services even during uncertain economic times. Members' savings are secured through $1,403,279,584 in share certificates and $848,787,286 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks. With $526,293,082 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $75,739 in used auto loans and $4,082,665,436 in total loans and leases available. Our $9,937,840 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 610 full-time employees and 14 part-time employees dedicated to ensuring that our branches are always ready to assist you with knowledgeable service. Net Shares (Funds available for lending and investments): $13,398,518. Total Share and Deposit Accounts: 644,262, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastal is your trusted partner. Visit us at South Square Durham Nc 27707 or call (919) 419-7889 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,496,324,067 in used vehicle loans and $408,641,783 in new vehicle loans already helping members get on the road. From financing for brand-new vehicles to affordable options for pre-owned cars, we have solutions tailored just for you.

Credit Lines and Refinancing Options

For those who need additional flexibility, our credit lines totaling $1,274,746,090 provide a convenient way to access funds when needed. If you're considering refinancing any existing loans, our team can help you explore eligibility options to potentially lower your payments or obtain better terms. At Coastal, we pride ourselves on delivering exceptional service and support for all your borrowing needs. If you have questions or would like to discuss which loan option might be best for you, please don't hesitate to reach out at (919) 419-7889 or visit us at South Square Durham Nc 27707 in Durham, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $491,798,047, make buying or refinancing simple. We are here to assist you through every step of the process, ensuring that your experience is smooth and straightforward.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible terms on unsecured credit card loans, with a total of $82,284,792 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that can benefit you while you spend.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By working only with trusted financial institutions, LendMesh guarantees that the loan options presented are not only current but also reliable.

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make well-informed choices. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reflects the genuine impact that informed decision-making can have on personal finances. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

COASTAL FEDERAL CREDIT UNION - Durham, NC

Type of Loan Offerings

Mortgage Loans

Compare Loan Rates Near You

Loan rates in Durham, NC (27707)

Introduction

Branch History & Mission

Our Journey

Our Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing Options That Fuel Growth

Merchant Services for Everyday Transactions

Comprehensive List Of Services

Business Banking

Commitment to Accessibility

Loans and Credit Solutions

Online and Mobile Banking

Personal Banking Services

Digital & Online Banking

Accessibility and Security

Key Features

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Refinancing Options

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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