Coastal Credit Union Durham NC | Affordable Auto Loans & Business Banking

Introduction

Welcome to Coastal, your trusted financial partner in the heart of Durham, NC. Located at Page Road 123, we have been proudly serving our community since 1967. With a strong commitment to providing personalized banking services, we have grown to support over 334,816 members and manage total assets exceeding $5.3 billion. Our dedicated team is here to ensure you achieve your financial goals, whether you're looking for personal banking options or business solutions. At Coastal, we believe in empowering our members through transparent communication and exceptional service. Under the leadership of CEO Tyler Grodi and Board President Joan Nelson, our cooperative spirit drives us to offer a variety of services tailored just for you. From checking and savings accounts to auto loans and mortgage financing, we've got you covered. Plus, with a robust total deposit base of $770 million and a solid net worth of $538 million, your money is in safe hands. While members can visit us at Page Road 123, official correspondence should be sent to Page Road #123, Durham, NC 27703. We invite you to explore our website at coastal24.com for more information on how we can assist you. Discover the difference with Coastal! Feel free to give us a call at 919-281-2560 or stop by during our lobby hours from Monday to Friday, 8:30 AM to 5:30 PM. Let's work together towards a brighter financial future!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of convenience. That's why we've invested in digital advancements that allow you to manage your finances from anywhere. With online banking and mobile applications available, accessing your accounts has never been easier. Plus, our ATM services are readily available for quick cash withdrawals whenever you need them.

Community Impact

Our commitment extends beyond banking; it's about building relationships within the community. We actively engage in outreach efforts aimed at supporting local initiatives and partnerships that uplift those around us. Whether it's organizing financial literacy workshops or collaborating with local organizations, Coastal believes that together we can make a difference. As we look toward the future, we invite you to join us on this journey of growth and community support. Experience firsthand what it means to be a part of Coastal where your financial well-being is our top priority. Visit us today or give us a call at 919-281-2560; let's start working towards your financial goals together!

Our Evolution

From our humble beginnings, Coastal has grown significantly over the years. We started with a clear mission: to serve our members by offering personalized financial solutions and community support. As we evolved, so did our commitment to innovation. Today, with total assets reaching an impressive $5,351,199,898, we continue to expand our services to meet the changing needs of our members. Located at Page Road 123 in Durham, NC 27703, our branch is easily accessible for all your banking needs. Whether you're visiting us for personal banking services or seeking assistance with loans and credit cards, you can count on us to provide expert guidance tailored just for you.

Our Mission Statement

At Coastal, our mission is simple yet powerful: we aim to empower individuals and families through accessible financial services while actively contributing to the communities we serve. We believe that everyone deserves the opportunity for financial success and stability. That's why we offer a range of products from checking and savings accounts to auto loans and mortgage refinancing all designed with your best interests in mind. While members can visit us at Page Road 123, official correspondence should be sent to Page Road #123, Durham, NC 27703. We ensure that communication is smooth and straightforward for everyone.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility matters. Our branch is designed with ADA compliance in mind, featuring ramps and spacious layouts to ensure that everyone can comfortably visit us. There is ample parking available right outside our door, so you won't have to worry about finding a spot.

Connect with Us

Have questions? Feel free to give us a call at 919-281-2560 we're here to help! We invite you to visit us at Coastal for all your banking needs; we look forward to serving you!

Operating Hours and Services

We're here to serve you! Our lobby hours are from 8:30 AM to 5:30 PM, Monday through Friday. If you need teller services, we're open every day of the week from 7:00 AM to 7:00 PM. Whether you're stopping by for personal banking needs like checking and savings accounts or looking into auto loans and mortgages, our friendly staff is ready to assist you. In addition to our personal banking services, we offer convenient ATM access for quick cash withdrawals and balance checks. While we don't have a drive-thru service at this location, our efficient staff ensures that you won't spend too much time waiting.

Member Eligibility

Becoming a member of Coastal means joining a welcoming community that truly cares about your financial well-being. If you're looking to open an account with us, you'll be pleased to know that eligibility is designed to be straightforward and inclusive. Generally, anyone who lives, works, or worships in the area around Page Road 123 Durham Nc 27703 can become a member. This means that whether you're a long-time resident or just starting out in the neighborhood, there's a place for you here. Plus, as a member of Coastal, you'll enjoy access to personalized banking services tailored to your needs, along with competitive rates and financial advice that can help you achieve your goals. To get started on your journey with us, simply reach out at (919) 281-2560 or visit our website for more information about account opening details and membership criteria. We encourage you to check out the specifics so you can see all the benefits waiting for you. Joining Coastal is not just about banking; it's about being part of a supportive community that values each of its members!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine running your business while knowing your payment processing is handled efficiently. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. From credit card processing to mobile payments, we provide solutions that fit seamlessly into your daily operations. Located conveniently at Page Road 123 Durham Nc 27703, Durham, NC 27703, our team is here to help you explore how our business banking services can benefit you. Call us today at (919) 281-2560 to learn more!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $141 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $33 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $173,769,737, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we provide essential banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is dedicated to helping you succeed by offering tailored financial support.

Convenient Access

In today's fast-paced world, convenience matters. That's why we have made sure that accessing your accounts is easy through online and mobile banking platforms. With features such as mobile payments and person-to-person transfers, managing your money has never been simpler or more efficient. Additionally, if you prefer cash transactions, our ATM services allow for easy withdrawals and balance checks whenever you need them.

Credit Options

At Coastal, we also know how important credit is in today's world. That's why we offer credit cards with rewards, allowing you to earn points on everyday purchases points that could lead to exciting rewards like travel or cashback.

Get Started Today!

Ready to experience all that Coastal has to offer? Our friendly team is here to assist you with any questions or concerns you may have. Feel free to call us at (919) 281-2560 or visit us at our branch located at Page Road 123 Durham Nc 27703 in Durham, NC. We look forward to helping you achieve your financial goals!

Personal Banking Solutions

For those managing their personal finances, we offer a variety of checking and savings accounts that cater to different lifestyles. Imagine being able to easily track your spending with our user-friendly online banking platform while earning interest on your savings. If you're in the market for a new vehicle, our auto loans and vehicle financing options make it simple to drive away in the car you've always wanted. And when it comes to buying a home or refinancing an existing mortgage, our mortgage loans provide competitive rates and flexible terms tailored just for you. If life throws unexpected expenses your way, our personal loans and debt consolidation services can help ease financial burdens by consolidating debts into manageable monthly payments.

Digital & Online Banking

At Coastal, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to keep you connected to your accounts anytime, anywhere. With our user-friendly platform, you can bank at your convenience while enjoying the peace of mind that comes with robust security features. One of the highlights of our service is 24/7 online banking access, available at http://www.coastal24.com. This means you can check your balance, pay bills, and transfer funds whenever it suits you whether it's early in the morning or late at night. Our mobile application makes this even easier, allowing you to manage your accounts directly from your smartphone. You can also take advantage of mobile payments for quick and hassle-free transactions on the go. Need to send money to a friend? With our person-to-person transfer feature, it's simple and fast. Just a few taps on your phone, and you're done! Plus, for those who prefer paperless banking, we offer electronic statements that are both convenient and eco-friendly. You can sign up for these e-statements easily, and if needed, our electronic signature authorization allows you to handle documents securely without the need for printing. We prioritize your security with advanced measures in place to protect your information while you're banking online. Our platform is designed not just for ease-of-use but also with safety as a top priority. Experience the freedom of banking on your terms with Coastal's digital services. Whether you're at home or out and about, managing your finances has never been so straightforward or secure! For more details on how to get started, visit us at http://www.coastal24.com.

Financial Strength

Growing Membership Trust

Total Share Accounts stand at 644,262, showing a strong and growing member base that trusts us with their finances. Our funds available for lending and investments amount to $13,398,518 in net shares. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastal is your trusted partner. Visit us at Page Road 123 Durham Nc 27703 or call 919-281-2560 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $1,403,279,584 in share certificates and $848,787,286 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our current net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 610 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting in Your Future

With $526,293,082 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $75,739 in used auto loans and $4,086,265,436 in total loans and leases.

Solid Financial Health

With a net worth of $538,304,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1005 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,496,324,067 in used vehicle loans and $408,641,783 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned car, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $173,769,737 provide the capital needed to grow and expand. We know how important it is for businesses to have access to funding when they need it most. If you're considering refinancing any of your existing loans or want more information on eligibility options, our knowledgeable staff at Coastal, located at Page Road 123 Durham Nc 27703, Durham, NC, is ready to assist you. Feel free to give us a call at (919) 281-2560 during our operating hours: Monday through Friday from 8:30 AM to 5:30 PM for lobby service and from 7:00 AM to 7:00 PM for teller services. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial well-being is our top priority at Coastal, where we strive to provide exceptional service tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $491,798,047, make buying or refinancing simple. We offer flexible terms and competitive rates to help you secure your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $82,284,792 in loans helping members manage their finances effectively. This option can be great for those looking to build credit while enjoying benefits like rewards and cash back.

Loan Aggregator

Benefits of Using LendMesh

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COASTAL FEDERAL CREDIT UNION - Durham, NC

Type of Loan Offerings

Mortgage Loans

Compare Loan Rates Near You

Loan rates in Durham, NC (27703)

Introduction

Branch History & Mission

Commitment to Innovation

Community Impact

Our Evolution

Our Mission Statement

Branch Location & Accessibility

Accessibility Features

Connect with Us

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Tailored Loan Options

Comprehensive List Of Services

Business Banking Services

Convenient Access

Credit Options

Get Started Today!

Personal Banking Solutions

Digital & Online Banking

Financial Strength

Growing Membership Trust

Member-Focused Savings

Operational Efficiency

Reinvesting in Your Future

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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