Coastal Credit Union Durham NC | Affordable Auto Loans & ATM Services

Introduction

Welcome to Coastal, your trusted financial partner located at Ibm Bldg 500, Durham, NC 27703. Established in 1967, we have been dedicated to serving our community for over five decades. With a strong commitment to our members, we proudly support a growing family of 334,816 individuals who trust us with their financial needs. At Coastal, we believe in fostering a sense of belonging and security. Our total assets exceed $5.3 billion, reflecting our stability and dedication to providing exceptional service. We are here to help you manage your finances effectively, offering a range of services from personal banking and auto loans to business financing solutions. We understand that financial decisions matter, which is why we've approved 158,660 loans and leases, ensuring our members have the resources they need when it matters most. Currently, our total deposits stand at an impressive $770,735,693, showcasing the confidence our members place in us. While members can visit us at Ibm Bldg 500, official correspondence should be sent to the same address for ease of communication. With a team of 624 employees led by CEO Tyler Grodi and Board President Joan Nelson, we are committed to making your banking experience smooth and satisfying. Whether you're looking for a new home loan or simply want to open a savings account, we're here to guide you every step of the way. Feel free to reach out at 919-254-5115 or visit our website at www.coastal24.com for more information. Join us today and discover how Coastal can help you achieve your financial goals!

Branch History & Mission

At Coastal, our journey began in 1967, rooted in the heart of Durham, NC. Over the decades, we have grown from a small credit union into a trusted financial partner for over 334,000 members. Our branch is located at IBM Bldg 500, Durham, NC 27703, a place where community and service come together. Since opening our doors, we have focused on providing accessible financial solutions that meet the evolving needs of our members. With total assets amounting to an impressive $5,351,199,898, we stand as a solid pillar in the financial landscape. Our mission is simple yet powerful: to improve the lives of our members and the communities we serve through personalized financial services and unwavering support. As we reflect on our history, we celebrate key milestones that have shaped us. From expanding our services to include auto loans, mortgages, and business banking options to embracing digital advancements like online and mobile banking, we've consistently prioritized member experience. Our commitment to accessibility is evident in our ATM availability and user-friendly digital platforms. While members can visit us at IBM Bldg 500 for face-to-face interactions during lobby hours from Monday to Friday (8:00 AM - 5:00 PM) and teller hours from 7:00 AM to 7:00 PM every day of the week, official correspondence should be sent to our mailing address at IBM Bldg 500, Durham, NC 27703. Our mission extends beyond just providing financial products; it includes fostering community growth. We engage actively in local initiatives and partnerships that uplift those around us. Whether it's supporting local charities or offering educational workshops on financial literacy, Coastal is dedicated to making a positive impact. As we look towards the future, we invite you to join our family. Experience firsthand how Coastal not only serves your financial needs but also champions your goals. Become part of a community that values trust and support where your success is our priority. Reach out today at 919-254-5115 or visit us online at Coastal. Together, let's build a brighter tomorrow!

Branch Location & Accessibility

Welcome to Coastal, your trusted credit union located at the heart of Durham, North Carolina! Our branch at Ibm Bldg 500 offers a convenient spot for all your banking needs. Whether you're stopping by for personal banking services or looking for assistance with loans and credit cards, we are here to help. While our main location is at Ibm Bldg 500, members can also send official correspondence to IBM Bldg 500, Durham, NC 27703. Nestled in a vibrant area of Durham, we are just a short drive from local landmarks like the Research Triangle Park and the historic downtown district. You'll find plenty of parking available nearby, making it easy for you to visit us. At Coastal, we pride ourselves on accessibility. Our branch is designed with ADA compliance in mind, ensuring that everyone can navigate our space comfortably. Plus, our lobby is open Monday through Friday from 8:00 AM to 5:00 PM, with teller services available every day of the week from 7:00 AM until 7:00 PM. We understand that life can get busy; that's why we're here for you even on weekends! If you're in need of quick cash or want to check your balance, our ATM services are readily available. Unfortunately, we currently don't offer drive-thru banking or shared services at this location; however, our friendly staff is always ready to assist you inside. Feel free to reach out to us at 919-254-5115 if you have any questions or need assistance before your visit. We invite you to stop by Coastal today and discover how we can support your financial journey!

Member Eligibility

At Coastal, we believe that everyone deserves a place in our welcoming community. Becoming a member is straightforward and open to anyone who lives, works, or worships in our service area, as well as their family members. We aim to create a supportive environment where you can thrive financially, whether through our personal banking options or our various loan services. If you're ready to take the next step, you can find more detailed eligibility criteria by visiting this link: . Opening an account with us is just as easy! You can start the process online or give us a call at (919) 254-5115 if you have any questions. We're here to help you navigate your financial journey and ensure you feel right at home at Coastal. Join us today at our branch located at Ibm Bldg 500 Durham Nc 27703, and experience the difference that being part of our credit union can make in your life!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine having the tools to accept payments seamlessly, manage cash flow, and track sales all in one place. Our merchant services provide businesses with easy access to payment processing solutions that streamline everyday operations. This means less time worrying about transactions and more focus on what you do best running your business. Visit us at Ibm Bldg 500 Durham Nc 27703 in Durham, NC, or call us at (919) 254-5115 to learn how we can partner with you on your journey toward success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $141 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $33 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $173,769,737, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, Coastal offers business banking services that include merchant services and business loans. We understand the challenges of running a business, so we provide tools designed to help you succeed.

Convenient Access

With our commitment to digital banking, accessing your accounts has never been easier. Utilize online banking, mobile applications, and person-to-person payment options for quick transactions on-the-go. Plus, with ATM services available for cash withdrawals and balance checks, your funds are always at your fingertips. At Coastal, we're not just about numbers; we're about people. Our friendly staff is here to assist you with any questions or concerns you may have. For more information about how we can support your financial journey, feel free to reach out at (919) 254-5115 or visit us at Ibm Bldg. 500 (cpl) #115. Join us today as we work together towards achieving your financial goals!

Credit Cards

We know rewards matter! That's why we offer credit cards with rewards that give back on your everyday purchases. Whether it's groceries or gas, you'll earn points while enjoying the benefits of responsible spending.

Loans and Financing

Need a new vehicle? Our auto loans and vehicle financing options can help you hit the road in style without breaking the bank. If you're dreaming of homeownership, consider our mortgage loans and refinancing solutions that can help turn that dream into reality. And for those unexpected expenses or plans, our personal loans and debt consolidation options provide the flexibility you need.

Personal Banking

Whether you're looking to save for a rainy day or manage everyday expenses, our personal banking services have you covered. With checking and savings accounts tailored to your lifestyle, you'll find it simple to track your spending and grow your savings. Imagine having a checking account that offers easy access through our online and mobile banking platforms, allowing you to manage transactions from anywhere.

Digital & Online Banking

Enhanced Features

Managing money with us is straightforward. Our e-statements Yes provide you with a clear overview of your transactions without the clutter of paper statements. Want to send money to friends or family? Our person-to-person transfers Yes make it simple to send cash quickly and securely. We know that life doesn't stop when the bank closes. That's why we offer 24/7 online banking services Yes, allowing you to access your account whenever it suits you best. With these features, managing your finances becomes not just easier but also more enjoyable. In short, at Coastal, we prioritize making banking as smooth as possible for our members while ensuring top-notch security every step of the way. Experience the freedom of digital banking today!

Key Services

With our online banking platform, accessible through http://www.coastal24.com, you can check your balances, pay bills, and transfer funds anytime you need. Plus, if you're looking to simplify your paperwork, we offer electronic signature authorization Yes which allows you to sign documents quickly and securely without any hassle. If you prefer keeping track of your finances on your smartphone, our mobile application Yes makes it easy to manage your accounts wherever you are. You can also enjoy the benefits of mobile payments Yes, letting you make purchases with just a tap perfect for busy lifestyles!

Financial Strength

Commitment to Growth

With $526,293,082 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is impressive; with $75,739 in used auto loans and an overall total of $4,086,605,436 in loans and leases, we support members' financial goals across various sectors.

Growing Member Trust

We currently have 644,262 total share accounts, showcasing a strong and growing member base that trusts us with their finances. This trust fuels our ability to expand services while keeping your needs at the forefront. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastal is your trusted partner. Visit us at Ibm Bldg 500 Durham Nc 27703 or call 919-254-5115 to learn more about how we can help you achieve your financial goals.

Member Savings and Security

Members' savings are secured through $1,403,279,584 in share certificates and $848,787,286 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident through our $0 net income, which reflects our commitment to providing value rather than profit-driven motives. We also take pride in having 610 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $538,304,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1005 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,496,324,067 in used vehicle loans and $408,641,783 in new vehicle loans already helping members get on the road. We provide flexible financing options whether you're interested in a new or used vehicle.

Credit Lines

For those who need ongoing access to funds for unexpected expenses or projects, our total credit lines amounting to $1,274,746,090 can provide peace of mind. It's a convenient solution for managing cash flow without the worry of high-interest debt. If you're considering refinancing or checking your eligibility for any of these products, feel free to reach out to us. Our team is here to help you navigate your options and find the best solutions for your financial situation. For more information or to speak with one of our representatives about how we can assist you further, please call us at 919-254-5115. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $491,798,047, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $82,284,792 in loans helping members manage their finances effectively. These cards come with features that can fit your lifestyle while making it easier to keep track of your spending.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh is designed to help users navigate their borrowing options without confusion. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. By utilizing verified data, LendMesh builds trust with its users, knowing they are viewing legitimate loan offers from reputable financial institutions. One of the key advantages of using LendMesh is its commitment to unbiased results. Unlike many other comparison tools, LendMesh does not prioritize lenders based on paid promotions. This means that users can compare loans based solely on the terms and rates offered, allowing for informed decision-making without outside influence. Additionally, LendMesh provides real-time rate comparisons from multiple institutions. This feature ensures that users have access to up-to-date loan rates, making it easier for them to identify the best deals available in the market today. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness in helping borrowers secure favorable financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Coastal

Type of Loan Offerings

Mortgage Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services that Matter

Tailored Loan Options

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Cards

Loans and Financing

Personal Banking

Digital & Online Banking

Enhanced Features

Key Services

Financial Strength

Commitment to Growth

Growing Member Trust

Member Savings and Security

Operational Efficiency

Solid Financial Health

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

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